Introduction

Let’s get something out of the way before we discuss: Return fraud is real, and I’m not suggesting that you do anything like it. That said, there are a number of reasons that you may want to make correlation between a charge and a refund difficult, for example when you’re working with bank sign-up bonuses at a bank that rhymes with “mace”. Here’s an annoying and real issue with this bank. Let’s suppose that you:

  • Apply for a credit card with a sign-up bonus after spending $4,000
  • Spend $3,992 on random things
  • Spend $10 on three bottles of kombucha, which triggers your sign-up bonus posting and makes this transaction special
  • Notice mold in the kombucha, and return it, which gets your $10 back and leads to a clawback of your bonus (again, that transaction was special)
  • Buy something else to push you back over $4,000, but the bonus doesn’t post
  • Open a case with the bank and wait 6-8 weeks for it to resolve

We could fix this in a few ways, for example by returning two bottles in one transaction and a third bottle in another transaction, or by buying a stick of gum in the same transaction as returning three bottles so that the refund amount doesn’t match the original purchase amount. Either way, we’re preventing the bank’s algorithms from matching the original purchase with refund.

Airfare Specific Tricks

Thinking about how to break automatic correlation is a fun mental exercise, can save your sign-up bonus, and is potentially interesting for other reasons too. Now, let’s discuss getting the same effect with airfares. Some angles work in general while others are airline specific. To set you on the right path, consider the following:

  • Buy a refundable airfare, switch it to another slightly more expensive flight, pay the difference
  • Look for an upcharge that refunds automatically with airfare, like:
    • Pet charges
    • Seat selection fees
    • Cabin upgrades
  • Buy a refundable airfare, and call the airline to book into a higher fare bucket
  • Change a refundable ticket to a cheaper flight to get an immediate partial refund

See, mental exercises are fun too!

Only at MEAB can we correlate moldy tea with bank sign-up bonuses. You’re welcome I guess?

It was a busy weekend in the travel hacking space:

  1. We saw transfer bonuses all over the place:

    Membership Rewards 40% transfer bonus to AerLingus Avios
    Membership Rewards 40% transfer bonus to British Airways Avios
    Membership Rewards 25% transfer bonus to Marriott Bonvoy (don’t do it)
    Ultimate Rewards 25% transfer bonus to AirFrance/KLM FlyingBlue
    LifeMiles 25% transfer bonus from Citi ThankYou Points

    Remember that Avios can be transferred between different partners, including the newly added Qatar Airways which has sweet spots for premium cabin travel to the middle east and south pacific.

  2. There’s an American Express offer for $100 back on $300 (or $350) of spend at Delta Airlines. Don’t forget that you can turn this into a travel credit by booking a non-basic economy fare, waiting until after midnight the day after booking, and then canceling.
  3. The Target RedCard debit and credit card offer for $40 off of $40 online and another $40 off of $40 in store is back through April 16. These are churnable as long as you wait at least a week between closing an old account and opening a new one. Even though a $80 sign-up bonus for a credit card is relatively small, there’s a lot of value to be had with that card.
  4. Costco is selling $500 Alaska Airlines gift cards for $400 in store. With the partnership with AA, you can book certain American Airlines flights marketed by Alaska with this gift card too.
  5. Multiple reports of being approved for a sixth credit card with American Express have been trickling in since Christmas, and as recently as Friday public data-points have surfaced too. It seems that the old five credit card limit is being phased out, or at least the number of people stuck at five is shrinking.

    My own data-point: I opened a sixth credit card in December, then closed a different credit card a couple of weeks ago. Two days later, I applied for a new sixth credit card and was approved (Thanks to C F Frost for giving me guidance on timing with those card changes).

Happy Monday!

With a 25% transfer bonus, you too can cash-out your Membership Rewards at 0.45 cents per point for a hotel room and free breakfast (Platinum elites and higher only) at the Marriott Courtyard in Lubbock, TX. Yum?

  1. Check your Chase credit cards at chase.com/mybonus/ for targeted spend offers for Q2. Offers have been reported on both business and personal cards for:

    – 5x for up to $1,500 in spend at grocery and gas stations
    – 5x for up to $1,500 in spend at grocery, gas stations
    – 5% back for up to $200 in spend at gas stations

    If the website gives a strange error, try incognito mode. (Thanks to this thread at reddit)

  2. Check your Point.app debit card for a targeted offer for $10 back on $10+ in spend by this evening. The email subject to look for is “Get $10 in points on your next purchase“.

    There are still increased $150 “golden ticket” referral opportunities floating around for new referrals, and those expire today. Unfortunately most referrers have a limit of one to three golden ticket referrals so they can be hard to chase down but they do still exist.

  3. You can get one year of Alaska and American Airlines lounge access (even when flying those airlines domestically) for 49 euros through Royal Air Maroc’s new status match promotion, and the matched oneworld status lasts through the end of March 2023.

    Register for a Royal Air Maroc Safar Flyer account (no, that spelling is not a typo)
    – Apply for a status match at safarflyerstatusmatch.com (also not a typo)

    What’s the catch? There’s always a catch, right? Well, unfortunately yes. The Safar Flyer website is buggy and often doesn’t work when registering a new account. The annoying workaround is to call them at (800) 344-6726, select option 3 at the main menu, and then hope you win agent roulette and find one that’s willing to create an account over the phone. As a bonus, you’ll get to hear repeatedly about their Magic Universe (not a typo) program for children while on hold. (Thanks to manageroftheyear)

  4. Check your Citi Merchant Offers for:

    – $10 back on Uber, valid for up to four uses through the end of April
    – $10 back on Uber Eats, valid for up to four uses through the end of April

    (Thanks to Raymond via the MEAB Slack)

Royal Air Maroc’s Magic Universe. You know, for kids.

Let’s start with a quick reminder: You have only today and tomorrow to knock out any Q1 5x bonus spend and any end-of-month credits, especially omnipresent with American Express “premium” cards (you know, the premium cards that offer Walmart+ credits).

With that housekeeping out of the way, we’ve got an airline centric-ish day:

  1. Use promo code SAVE20NOW at Southwest.com through tomorrow evening for 20% off of point redemptions for award travel through May 25. Unfortunately you won’t be able to take advantage of this discount with the Southwest changes trick because mass schedule changes have already happened through June.
  2. Alaska has partnered with Air Tahiti Nui. The major change for travel hackers is the ability to redeem the good Air Tahiti Nui availability on the fifth freedom LAX to Paris route, and Alaska mileage earning on Air Tahiti Nui paid flights.

    I guess this makes it easier to French Polynesia with Alaska miles too.

  3. American Airlines will start expiring miles on Friday. It’s a good time to check your AAdvantage accounts to make sure you’re not going to let Toby win lose miles in your account.

    Note that although I’m sure AA didn’t really intend for this trick to work, you can currently book an award ticket and then cancel it the next day with AA’s free award cancel policy to extend your miles. There are other tricks for extending your miles in this Flyertalk thread too.

  4. There’s a new bonus iteration on the American Express Personal Platinum “add an authorized user, spend $2,000 in six months, earn 20,000 Membership Rewards” bonus offer. Because the offer code is different than past variants, it will almost certainly post even if you’ve done (many) of these in the past. (Thanks to SideShowBob233)

Happy Wednesday!

Exclusive: Screenshots extracted from the AA Head of Loyalty’s phone may explain AA’s punitive mileage expiration policy.

Let’s wander through a few loyalty programs today:

  1. ITA Airways has a status match promotion running through April 15. The status is good through mid-April 2023 and recognized by the SkyTeam alliance. The major benefits of SkyTeam Elite status are free checked bags and preferred seating access on SkyTeam carriers like Delta, and SkyTeam Elite Plus members also get lounge access (including a guest) when flying internationally too.
  2. IHG is running an award sale for 20% off of stays through May 25, provided you book by April 5.

    Conventional wisdom says that buying points rarely makes sense (and I have plenty of thoughts on that for another day) — but IHG is often an exception to that rule. You’ll often find that buying points using the cash+points trick if needed and redeeming them will save you 25-50% off of cash rates at nicer properties; just don’t expect a huge discount at the Holiday Inn Express in Lubbock, Texas.

  3. Qatar Airways joined the Avios program, and to celebrate they’re currently offering 2,000 2,500 (thanks to just meer for the correction) Avios for signing up for Privilege Club with code FLYQR3. You can transfer these to British Airways Avios (or Iberia Avios) where there’s a nice economy award chart for short-haul flights (redemptions start at 4,500 miles outside of the US and 7,500 miles inside the US on AA or Alaska.) That means this bonus is:

    – 55.5% of an economy short haul ticket redemption outside the US
    – 33.3% of an economy short haul ticket redemption inside the US

    Not bad. (Thanks to crowd79)

  4. Point.app has a new streak for a 1,000 bonus points after making a purchase five days in a row before March 31, provided the sum of the purchases is at least $50. Debbit is a good way to knock these out with automation, and combine this with other Point store boosts when possible.

    If you don’t have the Point debit card yet and want to get one, ask around for someone that can refer you for a sign-up bonus of $150 after spending $200. The public sign-up bonus is either $10 or non-existent depending on how their IT is behaving, so do seek a referral.

    MEAB Note: Normally 1,000 points (worth $10) would be below the threshold for showing up on the site, but in this instance the referral bump to $150 pushed it above the line. Was that the right call? Ehh, I’m not so sure but here we are. At least it’s at the bottom.

I can say with certainty that taking a picture of a shark without protective gear in open waters isn’t the right call.
  1. You’ve probably heard that Chase Pay Yourself Back (PYB) has been extended through June 30. What you probably haven’t heard, or at least it’s received less attention:

    – Office Supply stores have been added to Ink Cash and Ink Preferred for PYB
    – AirBNB bookings have a limit of three cancelations per year which limits PYB, but all you need for a new AirBNB account is a new email address so there’s that

  2. Bank of America is sending targeted elite qualifying miles offers to Alaska Airlines personal and business cardholders. (I didn’t get one despite holding six Alaska cards). The offer is for 1,000 elite qualifying miles for $5,000 in spend. You can find Alaska tiers and benefits here, and without earning another elite mile in any way, you can reach:

    – MVP with $100,000 in spend
    – MVP Gold with $200,000 in spend
    – MVP Gold 75k with $375,000 in spend
    – MVP Gold 100k with $500,000 in spend

    If you don’t fly Alaska a lot, this probably isn’t worth your time. If you want oneworld status, an AA credit card will get you there with quite a bit less spend and you don’t need to be targeted.

  3. PSA: Brex is closing dormant accounts. I personally use it for 8x on rideshare. I like to churn these accounts too (which requires churning real businesses, which is actually not hard in most states) so if they close one out, I’ll just open another one (or let’s be honest, I’ll probably just open another one anyway).
  4. Friday’s deal for $750 in gift cards for $730.35 and hopefully some extra cash-back or miles through a shopping portal is back at GiftCards.com with new promo codes: SPRINGSALE, SPRINGVISA, and SPRING. The catch? They’re Metabank gift cards so have a liquidation plan.

Happy Monday!

A few simple mods and this churner for making butter turns into a churner for making companies.

Let’s wander all over the place today:

  1. The new US airline Breeze airways is adding new routes on its Airbus A220 fleet, and currently the new routes have one-way economy fares of $49 and one-way first class fares of $99. Their press release is the easiest way to see the new routes that I’ve found. The A220 is a very comfortable aircraft, especially in first class, so it’s worth looking into if their routes align with your travel patterns.

    In case you’re not familiar with Breeze, it’s founded by JetBlue and Westjet founder Dave Neelman. The airline is headquartered in Utah, but doesn’t operate flights to or from Utah because reasons.

  2. CashApp has a boost for 10% off of all Sam’s Club online purchases with a maximum discount of $20. It’s valid once a day for the next four days and works with gift cards including Disney, Visa, and Mastercard.
  3. DoC notes that the Paceline credit card has changed its structure, and now offers:

    – 5% cash back at groceries and drugstores (uncapped)
    – 3% cash back everywhere else (uncapped)
    – A $60 annual fee
    – An Apple Watch series 7 as a sign-up bonus ($429 in statement credits spread over the first year)

    There’s a catch of course, and depending on your personality the catch is untenable or is a home run: If you don’t have 150 minutes per week of elevated heart-rate, your cash-back rewards are cut in half to 2.5% at groceries and drugstores and 1.5% cash-back everywhere else.

If you’re lucky enough to live in Southern California, 150 minutes per week with an elevated heart-rate is called your weekday commute.

The DOT item in Friday’s post turned into a hot item for some of you, especially with regard to positioning flights (and to a lesser extent, with a term that reader Jason invented, “Allegiant math”). So, let’s talk positioning flights and go a little deeper with the DOT airline statistics report.

Positioning Flights

The dictionary defines a positioning flight (sorry) as booking a separate flight from your origin to another city, and then flying a new itinerary from that other city. They’re very useful to the travel-hacker because certain big-ticket international redemptions often have availability only from a few cities.

My typical positioning flights take me to LAX, DEN, DFW, PHX, or ORD, though sometimes you end up in a small city like RNO because AA will only release global first class availability to Tokyo if your origin in some small city. sigh

Guidelines for Positioning Flights

Because positioning flights are ticketed separately from your main trip, you’ll almost never be protected if the positioning flight gets delayed or cancelled and you miss your second itinerary. (That said, you can usually sweet talk your way into having an airline fix it for you if both tickets are on the same carrier, or to a lesser extent if they’re in the same airline alliance.) As a result, the DOT report helps with a few guidelines:

  • Don’t book a regional jet unless it’s operated by Endeavor or Skywest (see page 7)
  • Book a morning flight (they’re less likely to cancel, see page 21)
  • Choose Delta or Hawaiian for ticketing if possible (best on-time marketing carriers, see page 30)
  • Build extra buffer in June, July, and August (most delayed months, page 8)
  • Book a backup on Southwest since you can cancel for free (don’t use them as your primary positioning flight, see page 9)
  • Leave time for an extra long-layover for delays into LAX, EWR, JFK, LAS, and SEA (lower percentages of on-time arrivals, see pages 15-18)

Of course I have a few of my own guidelines too:

  • Make sure there’s another scheduled flight on the same carrier and same route for getting to your intermediate airport
  • Book a cancelable backup on another carrier to the intermediate airport if possible
  • If you’re positioning to the midwest in the Summer, leave a minimum of 12 hour buffer
  • For positioning to SFO, have a minimum of a 6 hour buffer
  • If you absolutely don’t want to miss a flight starting in another city, plan on arriving to your intermediate city at least 24 hours before the second ticket’s departure
  • Try and stay on the same carrier or at least within the same alliance when possible

Wrap-up

By following a few data-driven guidelines you can avoid most mishaps with positioning flights. Things could still go pear-shaped (like that positioning flights dictionary definition) though, so there’s that I guess.

Pictured: when your positioning flight goes pear-shaped.