Category: Portals

  1. Chase has a 30% transfer bonus to Wyndham through March 31. It sucks for those of you that transferred points in after Chase added Wyndham as a partner just last week.
  2. Bank of America’s boring business credit card lineup which is also somehow the most exciting major program in churning has increased sign-up bonuses:

    – Business Customized Cash: $500 after $5,000 spend in 90 days
    – Business Unlimited Cash: $500 after $5,000 spend in 90 days
    – Business Advantage Travel: 50,000 points after $5,000 spend in 90 days

    Yes, you can get each of these, but once your total credit limit creeps up high, new applications will involve someone looking at your existing accounts which obviously might be bad for some of you.
  3. The fan-favorite Citi AA Business Platinum Mastercard has a sign-up bonus of 75,000 AAdvantage miles after $5,000 spend in five months, and the $95 annual fee is waived for the first year too.

    Citi business cards became chic last month because reasons. The offer makes them chicer, again because reasons.
  4. On January 4th, Kate Spade had rather ludicrous points bonuses on the British Airways and Wyndham shopping portals at 250x and 170x respectively. Today, those miles posted as (not) expected, congrats to those of you who are newly in the seven-figures-from-a-single-purchase club. There’s a lesson to learn for future deals here but I’m unsure of what it is.

    Let’s just say I’m glad Kalshi wasn’t running odds on this paying out, because I would have lost.

Have a nice weekend friends, especially those of you with stylish Kate Spade bags in business class.

At least he has a Kate Spade bag.

  1. The Amazing Business card family has new sign-up bonuses in Arizona, California, and Texas:

    – Cash Credit Card: $1,000 after $5,000 spend in 120 days
    – Rewards Credit Card: 100,000 points after $5,000 spend in 120 days

    These cards earn 3x on business purchases, 2x on travel, and 1x otherwise. “What are the rewards worth”, you say? Well, 100,000 points is equal to $1,000 in statement credit or gift cards, there’s no uplift. So why go that way? Obviously because points are funner, duh.
  2. Wells Fargo has a tiered business checking bonus for accounts opened by May 5:

    – $400 for $2,500 in new funds
    – $825 for $25,000 in new funds

    You have to have the average balance at or above the tiers between day 30 and day 60 of opening. For churnability even with existing accounts, find your self a new-to-Wells Fargo Tax ID, and don’t tell them I said it’d work.
  3. New SoFi checking and savings accounts are eligible for $415 from Swagbucks on approval and $300 from SoFi after $400 in direct deposits after 45 days.

    You can churn these too despite the T&Cs and the naysayers. Again, just don’t tell them I said it’d work.
  4. Virgin Atlantic sent targeted offers via email for its Synchrony Virgin Red Mastercard with a sign-up bonus of 85,000 miles after $5,000 spend in 90 days.

    Yes, Virgin Atlantic points are easy to come by in other ways, but the card isn’t only useful for Virgin points.
  5. Southwest Rapid Rewards Shopping has a 1,000 point bonus for $250+ in spend through the portal by March 16.

There’s a theme with all of these offers friends, even if it’s not explicit. Always be probing, and happy Wednesday!

The Texas version of the Amazing credit card proves everything’s bigger in Texas, or something.

  1. After watching Bilt make noise over the weekend with a 25%-125% transfer bonus, the Rove portal held up its index finger and said “hold my sake”, then announced an integration with JAL MileageBank as a transfer partner at a 1:1 ratio. A few notes:

    – There’s a 50% transfer bonus through March 31
    – The best new-member bonus for Rove is an affiliate link, don’t use a referral 😭
    – Transferred points post instantly
    – New accounts have to wait until the next time it’s 6:00 PM JST to book
    – JAL MileageBank miles generally expire 36 months after posting, and new mileage activity doesn’t reset that clock
    – We can’t have nice things, most of JAL’s low level award space vanished yesterday

    Side note, in case you’re like me, you don’t readily know what time 6:00 PM JST is, I converted it to Nepal Time for you to make it easy: New accounts can book at the first 2:45 PM NPT that follows your transfer.
  2. The not-available-to-new-applicants-sad-panda Citi ThankYou Mastercard sent new offers for the beginning of March, including:

    – +5x points in some categories up to 8,000 ThankYou points each month through 2026
    – $80 statement credit every month through May with 8 purchases of $75+
    – 1,000 ThankYou points for purchases over $500 in March, up to two times

    Somehow the card got better after ditching its Sears roots, which in retrospect I guess shouldn’t be shocking, but still is. (Thanks to bird and IAD_Flyer)
  3. Southwest has a generally available status match and challenge, up to A-List Preferred status:

    – Status match is valid for 120 days
    – Meeting the challenge to keep status is, relative to other airlines, easy
    – Extra legroom benefits for status-holders works on already booked flights

    Honorary Southwest COO Brian M notes that the terms of Southwest status matches don’t usually match the implementation of status matches, in your favor.

Happy Tuesday!

Sample Southwest business logic explains why implementation may be different.

Before we dive in, it’s time to Monday morning quarterback with your own personalized recap:

I’m really ____________ (adjective) that the ____________ (sportsball team) made their last minute ____________ (action) which prevented me from doing ____________ (action) today. At least now I’ll be able to churn my ____________ (play) while I ________________ (action). Now if on only ________________ (issuer) hadn’t ________________ (action, past-tense), everything would be perfect!

I’m sure yours is the best one of these, nice work.

  1. The Citi ThankYou Mastercard sent targeted offers for home improvement spend:

    – 8% back up to $100 back monthly for February, March, and April
    – 12% back up to $175 back monthly for February, March, and April

    It’s still not possible to get this card if you don’t already have it as far as I know. (Thanks to David and Mark)
  2. Meijer MPerks has 50,000 points withe the purchase of a third party $500 gift card through Tuesday February 17, limit one per MPerks account.
  3. The Barclays JetBlue Plus Mastercard has a heightened sign-up bonus of 70,000 TrueBlue miles after $1,000 spend in 90 days.
  4. Staples stores have fee-free $200 Visa gift cards through Saturday, limit nine per transaction.

    These are Pathward / BlackHawk Network gift cards.
  5. The Rove portal has 4x points on Visas and Mastercards through Wednesday via giftcards.com, just make sure to use the Visa or Mastercard specific link rather than the generic giftcards.com version.

    Rove remains notable for its unique transfer partners. If you’re not a member, use a friend’s referral and make their day. If you don’t have a churning friend, reach out to me and I’ll share a random churner’s link.
  6. Some Barclay AA cards aren’t being converted to Citi cards but will instead be converted to other Barclay cards. The criteria for who’s not being converted isn’t clear; there are people who were shutdown with Citi that are still being converted, and people with active Citi cards that aren’t.

    I suppose we shouldn’t be surprised that #citigonnaciti, and now by extension #barclaygonnaciti

Happy Monday!

White sharpie not included.

  1. Do this now: Register for Hyatt’s Q1 promotion for 3,000 points for every three nights through April 15. As a way of saying “sorry” in advance, Hyatt Place and Hyatt Select hotels actually get 4,000 points for the same stays. You’re limited to seven bonuses under this promotion.
  2. Two Bank of America Atmos Visas have increased sign-up bonuses:

    – Personal Ascent: 85,000 miles after $4,500 spend in 120 days
    – Business: 75,000 miles after $4,000 spend in 90 days

    If one is good, three is better right? Also, side note, aren’t you glad I don’t have to write “The Atmosâ„¢ Rewards Ascent Visa Signature®” like everyone else? No, that’s just me? Hmm.
  3. Two US Bank Visas have increased sign-up bonuses:

    – Leverage Business: $750 after $7,500 spend in 120 days
    – Triple Cash: $750 after $6,000 spend in 180 days

    Just like with Bank of America, why have just one? The Triple-Cash card comes with a free monthly subscription to seats.aero, at least sort-of.
  4. There are February shopping portal bonues at major airline portals:

    – AA Advantage: 500 miles with $200+ through February 11
    – Alaska Atmos: 500 miles with $150+ through February 11
    – United MileagePlus: 500 miles with $150+ through February 11

    Watch for the Southwest portal bonus to arrive late in the next couple of days as winter weather spreads through their technology stack.
  5. American Express offers has new travel offers for:

    – Virgin Atlantic: $250 back with $2,000+ spend through March 29
    – Air France via AmEx Travel: $250 back with $1,400 spend through February

    Something something gamers gonna game something something.

Happy Tuesday friends!

Southwest IT troubleshooting delays on their shopping portal server.

  1. The American Express Delta cards have heightened sign-up bonuses, all of which are available via referrals too so go that route instead of using a blog link, P2 will thank you:

    – Business Gold: 90,000 SkyMiles after $6,000 spend in six months, annual fee waived
    – Business Platinum: 100,000 SkyMiles after $8,000 spend in six months
    – Business Reserve: 125,000 SkyMiles after $15,000 spend in six months
    – Personal Gold: 90,000 SkyMiles after $5,000 spend in six months, annual fee waived
    – Personal Platinum: 100,000 SkyMiles after $6,000 spend in six months
    – Personal Reserve: 125,000 SkyMiles after $9,000 spend in six months

    There’s also a Personal Gold link for 60,000 SkyMiles and a $500 statement credit after $3,000 spend in six months with a waived first year annual fee during the ticket booking workflow, you don’t have to actually buy the ticket to get it.
  2. Four of the Chase United family of cards also has increased sign-up bonuses, and these are available for referrals too, so it’s either your best churning buddy or P2’s time to shine!

    – Personal Explorer: 70,000 miles after $3,000 spend in three months, annual fee waived
    – Personal Quest: 80,000 miles after $4,000 spend in three months
    – Business MileagePlus: 100,000 miles after $5,000 spend in three months
    – Business Club: 100,000 miles after $5,000 spend in three months

    What’s the difference between the last two? A few things, but also an extra $495 for unlimited cheese cubes at any United Club location. I hope you like cheese!
  3. Kroger stores have a digital coupon for 4x fuel points on third party gift cards excluding fuel points cards and Amazon, and on fixed value Visas and Mastercards between Friday and Sunday.
  4. The Rove Miles Shopping Portal that also has a travel booking engine has several promotions including: 4x on Visas and Mastercards at GiftCards.com, 10x at Viator, and 2x when purchasing Alaska Atmos or AirCanada Aeroplan miles. Increased bonuses run through Sunday.

    Obviously you should sign up for Rove with either P2 or a churner buddy’s referral.
  5. Stop & Shop, Giant, and Martins  have 10x points on Home Depot cards through Thursday, and Giant Food earns 6x during the same period. You’re limited to $2,000 or $1,500 per loyalty account depending on the brand.
  6. If you want to go all in on Accor ALL, there’s an interesting Accor ALL Signature+ subscription now available world-wide. The important parts:

    – Pay 1,149 Euros for a one year subscription
    – Earn 1,500 Euros worth of Accor ALL points (75,000 annually / 6,250 monthly)
    – Earn 12,000 status points (1,000 monthly)

    Gold status requires 7,000 points and Platinum requires 14,000, so earning Platinum becomes almost trivial. Effectively, if you were going to spend 2,000 Euros on Accor hotels in 2026 you’ll come out ahead by about 350 Euros and have Platinum status when you’re done. (Thanks to LL)

Have a nice weekend friends!

Gearing up for Player 2 referral shenanigans.
(Thanks to smirley)

  1. US Bank has a double cashback promotion for its card linked offers and its shopping portal today through Friday.

    The portal and offers are hard to find and are quirky, so double check the US Bank portal cheat sheet if you’re not sure how to get there.
  2. Chase Ultimate Rewards has a tiered 15-25% transfer bonus to AirCanada Aeroplan through January 5, 2026:

    – 15%: transfer <= 74,000 miles
    – 20%: transfer between 74,000 miles and 174,000 miles
    – 25%: transfer >= 175,000 miles

    I think banks shouldn’t make you pull out a calculator for a transfer bonus personally, but welcome to #2025.
  3. The Chase Aeroplan Visa has a heightened sign-up bonus of 75,000+25,000+20,000 miles with tiered spend:

    – 75,000 miles after $4,000 spend in three months
    – 25,000 miles after $20,000 spend in 12 months
    – 1.5x on 1x spend through January 15, 2026 up to 20,000 miles

    I think banks shouldn’t make you pull out a calculator for a sign-up bonus personally either, but welcome to #2025 again.
  4. The Rove shopping portal, notable for its transferability to Lufthansa Miles & More, has a promotion through Black Friday for 4x-5x at giftcards.com.

    If you’re not a member of Rove, use a friend’s referral link. If you don’t have a friend with Rove, reach out to me and I’ll send you a random churner’s link.
  5. Giftcards.com has a $10 gift card with the purchase of $100+ in Visa gift cards with promo code VISABOGO. This code is appearing on most shopping portals, so it should stack with portal earning.
  6. Staples stores have fee-free $200 Visa gift cards through Saturday, limit nine per transaction.

    These are Pathward / BlackHawk Network gift cards.
  7. On December 1, Bilt will have a 50-100% transfer bonus to British Airways Avios depending on your Bilt status. Two things:

    – You’ve still got a few days to earn if this is interesting to you
    – To decide if it’s interesting, would you trade 1.50-2.00 Avios for a Hyatt point?

    Even with a big Hyatt balance, I’d generally still answer the second question with a definite “yuuup”.
  8. Royal Air Maroc has a paid status match opportunity for non-US frequent flyer elites (that is, they’re not matching US airline status). Matches to Gold ($349) get oneworld Sapphire and to Platinum ($749) get oneworld Emerald status though the end of 2026. 

    Both will get you access to AA and Alaska lounges even when flying domestically with either airline. (Thanks to David) 
  9. There are two niche hotel promotions, register for either or both if there’s any chance of you staying with either program in the next quarter:

    – Best Western: 5,000 bonus points for 2+ night stays through February 1, limit 20,000 points
    – Preferred Hotels: 35,000 bonus points after two night stays through June 30, 2026 booked by December 4

    I’ve been told Best Western has some really nice properties, but I’ve personally yet to see one. I can confirm however that Preferred Hotels does have some really nice properties.

Happy Wednesday, safe travels!

The kind of quirk you should expect from the US Bank shopping portal.

  1. The Rove Miles shopping portal added Lufthansa Miles & More as a transfer partner. This is great because:

    – There wasn’t previously a great way for US members to earn Miles & More
    – Lufthansa and Swiss availability is much better with Miles & More
    – Swiss First is bookable with matchable Miles & More Senator status

    With this development and with Rove’s ability to maintain elite benefits on hotel bookings, it’s probably a good idea to include Rove in your comparison shopping when booking paid hotel nights. Rove has referral bonuses, so use someone’s referral link if you’re going to join.
  2. The major airline portals have shopping portal bonuses (ordered by expiration date):

    – American: 4,000 bonus miles with $1,600+ (+2.5x) through November 17
    – Alaska: 1,500 bonus miles with $650+ (+2.3x) through November 19
    – Delta: 4,000 bonus miles with $1,500+ (+2.67x) through November 21
    – United: 5,000 bonus miles with $1,100+ (+4.55x) through November 22
    – Southwest: 4,000 bonus miles with $900+ (+4.44x) through November 24

    Each of these portals has giftcards.com as an option, and Chase Offers has a targeted offer for 5% back on up to $1,000 spend too.
  3. Staples stores have fee-free $200 Mastercard gift cards through Saturday, limit nine per transaction.

    These are Pathward / BlackHawk Network gift cards.
  4. Stop & Shop, Giant, and Martins have 6x point earning on third party gift cards through Thursday, limit $2,000 per loyalty account (or 4x earning for Giant Food because apparently it’s a running joke at the parent company).
  5. Wyndham and Vacasa’s partnership is ending for reservations after November 30 and stays after January 31, 2026. Here’s your obligatory wah-wah trombones sound.
  6. Rakuten has portal bonuses for applying for several Chase cards through their links:

    – $30 for the Freedom Unlimited (or $50 for almost no one)
    – $30 for the Sapphire Preferred (or $50 for almost no one)
    – $25 for the Ink Unlimited (or $50 for exactly no one)

    Referral offers for the Freedom and Sapphire Reserve are generally a much better deal for the referrer, but Chase Business referrals are restricted to new businesses (to Chase) only, so the Rakuten bonus is often the best choice. (Thanks to DoC)

Happy Monday!

Embargoed oil is also a thing.