Category: Portals

  1. Chase Ultimate Rewards has a 20% transfer bonus to Air Canada Aeroplan through September 30, and Aeroplan Visa card holders can stack their regular 10% bonus for a total of 30%.

    Unless you have a specific award redemption in mind, 1 Hyatt point is probably worth more than 1.2 or 1.3 Aeroplan miles so speculate at your own risk.
  2. Kroger stores have a promotion for 4x on One4All and Choice gift cards through August 25.
  3. The half-life of US Bank transfer partners seems to be a day; now there are only two left:

    – Ethiopian Sheba Miles
    – Accor ALL

    I guess by Friday we’ll have a half of a transfer partner, otherwise known as Frontier?
  4. Capital One Shopping has targeted promotions on the home page for:

    – $100 off of $100+ in hotels booked through Capital One Travel
    – $100 off of $100+ in rental cars booked through Capital One Travel

    Of course $100 off really means $100 worth of gift cards that are worth an average(ish) of $90 on the resale market. If you don’t have a Capital One Shopping account, use a friend’s referral and you’ll be in, even if you’re banned from Capital One Bank.
  5. Kroger stores also have a new promotion for 4x on all gift cards excluding Amazon from tomorrow through Sunday. Notably, flexible fuel cards are no longer excluded from 4x.
  6. Meijer mPerks has 10,000 points on $100+ in Visa gift cards through Tuesday, limit one per mPerks account.
  7. American Express added about 350+ hotels to its Fine Hotels and Resorts collection and its The Hotel Collection. There’s good new coverage in most of Europe, Asia, and North America.
  8. The Citi ThankYou Mastercard is targeting more people for its 8% back on $1,250+ in travel and entertainment, up to $125, once a month for August, September, and October. You might find it on the ThankYou dashboard offers section, Chrome seems to work best for that. (Thanks to Hippo 387)
  9. American Express offers has a card linked offer for $80 off of $400 at Alaska Airlines or Hawaiian Airlines through October 23. Alaska refund to wallet is a safe and easy way to game this one.

Happy Thursday friends!

Does this count as a good prediction or a bad prediction? The Western Union app could confirm either.

  1. SoFi, a name derived by combining the words “sock” and “fiasco”, has a new account bonus of $335 through Swagbucks and $400 directly, provided you have direct deposits totaling at least $5,000 within 25 days of the first direct deposit and the first direct deposit is at least $400 (thanks to dylan for the note about the first deposit).

    These accounts are mostly churnable, contrary to the propaganda orchestrated by the big sock lobby.
  2. Staples in-store has fee-free $200 Visa gift cards through Saturday, limit nine per transaction.

    These are Pathward / BlackHawk Network gift cards.
  3. Staples.com has fee-free $200 Visa gift cards, limit five total and four per transaction, special thanks to Sean for the distinction.

    These are Pathward / BlackHawk Network gift cards.
  4. Kroger stores have a coupon for a fee-free $150+ Visa or Mastercard through tomorrow.

    These are Pathward / BlackHawk Network gift cards.
  5. American Express Offers has an offer for $80 off of $400+ spend with Hawaiian or Alaska through September 30. The level 0 churning game on this one is to book a non-basic economy flight for $400 and then cancel it to your travel wallet.

    These are Pathward / BlackHawk Network gift cards. Oh wait, it just seemed like something I was supposed to type at this point.
  6. Emirates has a partner award sale for 25% off of economy redemptions through August 9. These are particularly attractive for short haul flights, which coincidentally is also exactly the type of flight that I’m willing to sit in economy on.
  7. Chase Offers has two new travel related offers:

    – 7% back on between $100 and $500 at Hyatt Place in the US through September 30
    – 10% back on between $100 and $500 at Marriott in the US through August 31

    The level 0 churning game on here is gift cards at the front desk.
  8. Giant, Martins, and Stop & Shop have 2x rewards on Mastercards. Giant Food has 8x points on Zift Zillions gift cards.

    These are Pathward / BlackHawk Network gift cards.

Happy Monday, friends!

Ever wonder why you don’t see these out in the wild much? Again, big sock.

The churn-o-tron has a figurative, literal, figurative fire bomb of news today:

  1. The Bank of America AirFrance / KLM FlyingBlue Mastercard has an increased sign-up bonus:

    – 70,000 miles after $3,000 spend in the first 90 days
    – 30,000 miles after $7,500 total spend in the first six months
    – 100 XP

    You can hold multiple FlyingBlue cards. For bonus fun points, get one in Dutch and one in French. Or I guess two in French if that’s how you roll.
  2. The PenFed Defender Visa was announced yesterday, and the waitlist is open. The card’s vitals:

    – No annual fee
    – 5x at gas and EV charging
    – 3x at grocery, restaurants, sporting goods, military commissaries, and base exchanges

    Before you get too excited, PenFed is really good with gas pump versus gas store coding, and their points are worth about 0.8-0.9 cents each. (Thanks to MattyB)
  3. Bank of America has targeted $750 sign-up bonuses using this link on:

    – Customized Cash Rewards
    – Unlimited Cash Rewards
    – Travel Rewards

    All three require $5,000 spend in 90 days. For bonus fun points part deux, get multiple with multiple tax IDs or products.
  4. Kroger stores have a promotion for 4x fuel points on third-party gift cards other than Amazon and flexible fuel cards today and tomorrow.

    For those playing only casually: Watch out, Kroger stole bonus points and is now requiring ID and a social security number for BestBuy gift card purchases over $200.
  5. Meijer mPerks has 10,000 bonus points with $100+ in MasterCard gift cards through Tuesday, one per account.

    These are Pathward / BlackHawk Network gift cards.
  6. Capital One Shopping is “featuring” giftcards.com today. As of this writing, I don’t know what the featured bonus is though so watch for egg on my face.
  7. Alaska Atmos, also known as the last to the finish line, added a back to school shopping bonus like earlier finishers American, Delta, Southwest, and United. Alaska’s is 2,000 miles after $750 spend by August 10.

    Giftcards.com will work for these.

Have a nice weekend friends!

Meanwhile, at the FlyingBlue shopping portal.

  1. Citi ThankYou has a 20% transfer bonus to AirFrance / KLM FlyingBlue through August 22.
  2. The Chase Marriott Bonvoy Boundless card, known for it’s boundless ability to trap business travelers that don’t know any better, has a heightened sign-up bonus of:

    – 125,000 Bonvoy points
    – 50,000 point free night certificate
    – Free rental of a two plastic keycards with every stay

    The bonus requires $3,000 spend in three months, and is available via referrals too. The $99 annual fee is not waived for the first year.
  3. Chase Offers has an offer for a $100 statement credit with $1,000+ at Air Canada in a single purchase through September 18.
  4. Greendot’s Gobank, not to be confused with Greendot’s Go2bank, eliminated bill payments this month. Its real utility is long gone, and now its little remaining utility is gone too, kind of like cigar umbrellas which were also apparently a thing.

    So long, debit card version of the cigar umbrella.
  5. A few more airline shopping portals added back-to-school bonuses:

    – AA eShopping: 2,500 bonus miles with $1,200+ spend through August 8
    – Delta SkyMiles: 2,000 bonus miles with $600+ spend through August 10

    Giftcards.com is still the too-cool-for-school way to hit these.

Happy Tuesday!

Rejected marketing campaign for the cigar umbrella.

  1. Capital One’s non-Venture business cards have increased sign-up bonuses:

    – Spark Cash: $1,000 statement credit + $250 travel credit with $10,000 spend in three months, annual fee is waived the first year
    – Spark Cash Plus: $2,000 statement credit + $500 travel credit with $30,000 spend in three months

    For big spenders, the Spark Cash Plus is a monster with an additional 0.4x ($2,000) on every $500,000 spend and an annual fee refund after $150,000 spend.
  2. The Rove shopping portal and travel booking engine added Qantas Frequent Flyer as a 1,500:1,000 transfer partner through August 14, and then as a 1,000:1,000 transfer partner.

    Qantas is most interesting for Emirates First awards, but there are plenty of other use cases.
  3. Japan Airlines and Marriott Bonvoy teamed up to combine the world’s most consistent service with the world’s least consistent service. The highlights, after you link your JMB and Bonvoy accounts:

    – Marriott elites earn JAL FLY ON points
    – JAL elites earn elite status and stay based bonus points annually, but 🤏

    I suppose FNBO hackers might now earn lifetime Bonvoy Gold too, which is probably worth at least $60 USD (or $6,000 TPG). Also if you like lighting money on fire and throwing its burning embers directly into a sewer, you can transfer JAL miles to Bonvoy at a 4,000:3,000 ratio.
  4. Southwest Rapid Rewards shopping has a bonus of 2,500 miles after $500 spend through August 10.
  5. Yesterday morning we chatted about Just4U’s 12x in-store DoorDash promotion, and yesterday afternoon multiple reports rolled in about 12x actually being 10x in true Just4U fashion. If you’re affected, customer service is manually crediting missing points – always check your receipt. (Thanks to Dawn for the nudge on a PSA)

Happy Wednesday!

Instructions unclear, dollar lit on fire.

Somehow the company that thought buy.com was too hard to remember, Rakuten, was the biggest mover for the holiday weekend:

  1. The RobinHood Gold Visa card issued by Coastal Community Bank did the most RobinHood thing ever: They added 3% foreign transaction fees without notifying anyone. Nice.
  2. The Rakuten Visa card’s online portal +3x rewards cap increased from $7,000 to $10,000 annually, and reportedly the card added a $100 referral bonus which will probably stack with the 1-2 days per month periodic $200 sign-up bonus.

    This card mixed with a Bilt Palladium is an affiliate-revenue free unlock.
  3. The Rakuten portal has an $200 / 20,000 point bonus for being approved for a new Bank of America Customized Cash Rewards Visa. The card has a $200 sign-up bonus after $1,000 spend in 90 days, and currently earns 6% back in the first year in several categories, capped at $2,500 spend per quarter.

    The double-double cash-back on Bank of America cards is sadly gone though. (EDITED: applied for -> being approved for, thanks to Jim)
  4. The Rakuten portal has a $100 / 10,000 point bonus for being approved for a new Citi Strata Premier Mastercard. The card’s own bonus is 60,000 ThankYou points after $4,000 spend in three months.
  5. The Rakuten portal also has a triple cash back promotion through July 5th, and includes a few hobbies favorites like: Chase Freedom Unlimited, IHG, Sam’s Club, StubHub, and Viator.
  6. Alaska Airlines has an economy award sale for travel booked by tomorrow and flown between September 1 and November 15. Notable prices:

    – Hawaii: 11,500 miles
    – Seoul: 20,000 miles
    – Amsterdam: 20,000 miles

    If you can book this on Alaska metal, you may find paid upgrades to business class are rather modestly priced.

Have a nice weekend friends!

Slightly less modestly priced.

  1. Safeway, Albertsons, Vons, and other Just4U stores have 12x points on $50+ in BestBuy gift cards through Tuesday. Register limits are $500 every 15 minutes.
  2. American Express’s on-again/off-again Summer transfer bonuses are on again, presumably this time for realzies:

    – 30% to Virgin Atlantic through July 31, making the ratio 1,000:1,300
    – 20% to Hilton Honors through July 14, making the ratio 1,000:2,400

    There are use cases for both, but especially the former. If you’re going to be speculative, might I suggest that the Hilton one, uhh, ain’t it chief.
  3. Capital One has a 30% transfer bonus to EVA through July 31, making the transfer ratio 1,000:975. Premium Citi ThankYou cards still transfer at 1,000:1,000 though.
  4. The Chase Sapphire Reserve personal card’s Pay Yourself Back categories changed to gas and transit, and the rate dropped from 1.25 cents per point to 1.20 cents per point for categories other than the annual fee and select charities. The Business version hasn’t changed, but still only offers boosted redemptions on charities.

    The Sapphire Preferred’s Pay Yourself Back categories changed and dropped too, with transit at 1.05 cents per point, and pet supply at 1.10 cents per point.
  5. The Rove travel and shopping portal added Frontier as a transfer partner, which whatever except that it’s a unique partner for a non-hotel program. They’ve got a 25% transfer bonus to Frontier through July 31 making the ratio 1,000:1,250.
  6. American Express Offers has various offers for $200-$250 off of $1,000-$1,250 at Waldorf Astoria, Conrad, and LXR properties in North America.
  7. AirFrance / KLM’s FlyingBlue program released its July 2026 promo rewards for travel through the end of the year. North America to Europe cities:

    – Economy: ATL, DEN, MIA, PDX, RDU, YUL, YVR, YOW for 18,500 miles
    – Premium Economy: LAX, ORD for 30,000 miles
    – Business: JFK for 45,000 miles

    There’s surprisingly good availability in business this summer, so go get some European frites.
  8. Marriott Bonvoy Titanium and Ambassador elites or United Gold, Platinum, or 1K elites can register for a complex promotion for reciprocal bonus points on either paid United itineraries or paid Marriott hotel stays.

    Neither promotion is great, but they’re both better than Texas frites.

Happy Thursday friends!

With Rove and Frontier, you can check my math on Lubbock frites.

  1. US Bank has double cash back on both its portal and its card linked offers through Friday. Unfortunately, this portal is convoluted enough to need a cheat sheet.
  2. The Synchrony Virgin Red Mastercard is sending targeted bonuses for 1,500 bonus points after two $10+ purchases using Apple Pay, Google Pay, or Amazon Pay. I believe this generic link will work for every Virgin cardholder, but the terms and conditions don’t show on the target page for anyone so ymmv. (Thanks to David)
  3. Stater Bros has $10 off of groceries purchased with a $50+ One4All gift card through July 7. These work on back-to-back transactions too so bring your favorite cashier a thank you $10 Dunkin Paze gift card or something for tying up their line for an hour. (Thanks to GCA)
  4. American Express Membership Rewards has two transfer bonuses:

    – 20% to Hilton Honors through July 14, making the ratio 1,000:2,400
    – 30% to Virgin Atlantic through July 31, making the ratio 1,000:1,300

    Frankly American Express should be bringing you a $10 Dunkin Paze gift card for your trouble in dealing with their Hilton transfer bonus.
  5. Thanks to a comedy of errors at Chase, Ink Plus cards will earn 5x on shipping through Saturday. Too bad Fat Bobby is out of business?
  6. Delta SkyMiles has an award sale through tomorrow night for economy travel in September, October, and November. Selected pricing:

    – Europe: 40,000 – 60,000 SkyMiles round trip
    – Central America and Mexico: 16,000 – 21,000 SkyMiles round trip

    AA and Delta’s economy award sales this week for fall travel should tell you something about how the airlines are doing at filling the back of the bus this fall.

Happy Wednesday!

Meanwhile in the rest of the blog-o-sphere…