Let me start today with a bit of advice: It’s easy to register for 5x promotions, and it’s also easy to hit all your spend in a single day. It’s also easy to assume that you’ll do it and then never get to it. So, consider setting aside a single day in early April to hit all your quarterly 5x spend so that you can focus on bigger, better deals.

  1. Do this now: Register for Chase Freedom and Freedom Flex Q2 5x categories. This time: Restaurants, Whole Foods (which sells many types of gift cards), and hotels.
  2. Do this now: Register for Discover IT Q2 5x categories. This time: Gas stations and home improvement stores, both of which sell many types of gift cards; also public transit.
  3. Do this now: Register for Citi Dividend Q2 5x categories: This time: Grocery stores and drug stores, both of which typically sell many types of gift cards.
  4. Do this now: Choose your US Bank Cash+ Q2 5x categories. I always choose utilities and electronics stores, the latter of which typically sells many types of gift cards.
  5. Giant, Martins, Stop and Shop, and Giant Food stores have 2x points on Vanilla Visa gift cards through Wednesday, limit $2,000 in spend per account, no registration required.
  6. Virgin Atlantic has a promotion for 50% off the mileage cost of award tickets booked by Wednesday for travel through June 30 for travel on Virgin Atlantic metal. This doesn’t reduce the often substantial surcharges that go along with the tickets. (Thanks to DoC)
  7. American Express offers has two new interesting card-linked offers:

    – $50 off of $250 or more in spend at several IHG brands through June 15
    – $150 off of $750 or more in spend at the Four Seasons through July 11 (if they do string matching, Four Seasons Total Landscaping may also work)

    Gamers gonna game. (Thanks to DDG)

Have a nice weekend friends!

Not this kind of nose dive. (too soon?)

Cards like the American Express Gold and Platinum famously include monthly Uber and Uber Eats credits. (Incidentally, the food is famously sketchy too, partially because it doesn’t travel well and partially because randos without food handling permits are often the delivery people.)

Here’s a question though, what happens when you’ve used your January Uber credits in the middle of the month but still have an upcoming ride? The answer is give yourself a loan on April’s credits:

  • Pay for your Uber ride (like a sucker)
  • Wait until April 1
  • Open the trip details in the Uber app
  • Change your payment method to your April credits (like not-a-sucker)

The change payment trick only has a 30 day look-back, so your ability to borrow on future credits is limited, but certainly non-zero.

You spend so long trying to figure out if you could borrow Uber Eats credits that you never thought about where or not you should borrow Uber Eats credits.

  1. American Express Offers has a gamable offer for $200 back on $1,000 or more in Icelandair flights booked by April 1. (Thanks to TeddyH)
  2. Do this now: Register for Cathay Pacific’s AsiaMiles 10% incoming mileage transfer bonus from both Citi ThankYou Points and American Express Membership Rewards through March 31.
  3. In a move that should surprise only someone who can’t remember their name when waking up, Staples has fee free $200 Visa gift cards starting Sunday and running through the following Saturday, limit eight per transaction. (Staples Visa gift card promotions always follow the week after a Mastercard gift promotion.)

    These are Pathward gift cards so have a liquidation plan in place. Also, marvel at how Pathward, formerly Metabank, earned $60 million by changing their name to appease Mark Zuckerberg. (Thanks to GCG)
  4. I believe everyone around here knows how I feel about Marriott in general. Nonetheless, there are two Marriott cards worth having:

    – First, the Chase Ritz-Carlton which is only available via product change
    – Second, the AmEx Marriott Bonvoy Brilliant card in year one, because the credits on the card wipe out $300 in annual fees, and you’ll get an 85,000 point free night certificate if you time things right which is arguably (barely) worth the rest of the annual fee.

    There’s now a highest ever offer on the Brilliant card through May 1 for 185,000 Bonvoy points after $6,000 spend in six months. Use a referral though, not a public link.

Have a nice weekend friends!

The Marriott Courtyard Lubbock is a nice metaphor for the Marriott Bonvoy program.

Today’s news items dropped into a nice list neatly, a little too neatly for comfort frankly:

  1. Southwest has an award and paid flight sale with promo code SPLASH through tomorrow night for travel from March 19 to May 22. There are a few blackout dates, but my existing bookings had a roughly 50% rate of being included in the fare sale.

    What everyone seems to forget to mention when these fare sales drop is that you’re still flying Southwest and the discount better be big as a result. This is extra acute to me with six flights in the last 30 days on Southwest.
  2. Hyatt has announced its annual award chart recategorization.

    You have through March 26 to book at the old rates. If you book a property that goes down in price after March 26, your points will probably be automatically refunded.
  3. American Express Membership Rewards has a targeted15% transfer bonus to Avianca Lifemiles through March 15. Sweet spots:

    – Star Alliance business or first class from the US to Europe and Africa
    – Short haul domestic first class
    – Flights to and from the Caribbean in cattle class Southwest class economy

    This transfer bonus is mid at best unless you were going to book something anyway.
  4. American Express offers has two new sort-of gamable offers:

    – $200 statement credit on $1,000+ at about three dozen properties through May 15
    – $100 back on $500+ in Alaska flights booked through AmexTravel.com through May 26

    Gaming on the first one is typical, on the second probably is only really doable by refunding the right type of your fare to an Alaska wallet.
  5. The Motley Fool has an increased AA eShopping portal sign-up bonus of 6,700 miles for a $99 subscription, bigger than what it was on January 17 too. An American Express Offers $50 off of $99 is still around through May 15 too.

    Combined, the two promotions mean you’re buying 6,700 AA miles at for a net cost of $49, or 0.73 cents per mile. It’s untested as far as I know, but you probably can’t do this again on the same AA eShopping account as the one used in January. (Special thanks to David)

The laundry equivalent of today’s news items coming neatly packaged out of the box.

EDITOR’S NOTE: The feedback I’ve gotten for guest post Saturday has been resoundingly positive. I’ve got a few posts left to publish, but I’m running low. If you’re interested in a guest post, please reach out!

It’s a good news and bad news situation today. Ordered in terms of goodness:

  1. American Express has a great new referral offer for +10x at restaurants on many charge and credit cards for up to $25,000 spend in restaurants for three months for the referrer. The referral must be sent by May 22.

    Pro tip: Referrals usually stick around for 30 days, so squirrel one away on May 22 and you can double dip this one.
  2. Staples has fee-free $200 Mastercard gift cards starting Sunday and running through the following Saturday. There’s a stated limit of eight, which generally isn’t actually enforced in many locations.

    These are Pathward gift cards, so have a liquidation plan in place.
  3. Hyatt Destination residences have moved from the regular World of Hyatt program to the Homes and Hideaways platform, which really means that these properties now have a low 1.2 cents per point fixed redemption value.

    It already happened, and there’s no way to lock in old rates. Hyatt went #bonvoy in rare form.

Have a nice weekend!

Data deep dive: Visualizing today’s post, and look for the hidden infinitely good news item zero while you’re at it.

EDITOR’S NOTE: The feedback I’ve gotten for guest post Saturday has been resoundingly positive. I’ve got a few posts left to publish, but I’m running low. If you’re interested in a guest post, please reach out!

  1. Do this now: Register for Hyatt’s Bonus Journeys promotion for 3,000 bonus points for every three nights stayed between March 1 and April 30. There’s an additional 1,000 points for some international properties available if you hold a Hyatt credit card too.
  2. Do this now (if you hold Delta status): Choose what to do with your rollover MQMs in the new program.

    I extended my Diamond status through the end of the decade which seems like an insane option to offer, but no complaints. It’s rather niche and limited scope, but this approaches deal of the year territory for people with lots of rolled over MQMs.
  3. The FBNO Amtrak Preferred Mastercard has increased its sign-up bonus to 40,000 points after $2,000 spend in three months, and the $99 annual fee is not waived the first year. Points are worth between 2.5 and 2.9 cents each roughly.

    If you ride Amtrak regularly this a great card, otherwise skip it.
  4. In case you’re wondering how Alaska is doing since the Boeing door plug incident: They’re running another deep discount award ticket sale through tonight:

    – Short haul: 4,000 miles
    – Medium haul: 7,500 miles (including Hawaii and Mexico)
    – Transcontinental: 10,000 miles

    The covered dates are for travel between March 12 and May 22, which obviously overlaps spring break, but also Lubbock, TX’s favorite holiday: Pig in a Blanket Day on April 24.

Happy Thursday!

The official Pig in a Blanket Day pace car.

EDITOR’S NOTE: The feedback I’ve gotten for guest post Saturday has been resoundingly positive. I’ve got a few posts left to publish, but I’m running low. If you’re interested in a guest post, please reach out!

  1. Office Depot / OfficeMax stores have $15 off of $300 or more in Visa gift cards through Saturday, and this one has a limit of 10. As usual:

    – Link your credit cards to Dosh
    – Try for multiple transactions, back-to-back
    – Try for scale in a single transaction, it usually works out
    – Don’t forget about your monthly American Express Business Gold credits

    These are Pathward gift cards which often have a $480 per five minute transaction limit for liquidation at popular in-person liquidation spots.
  2. Citi ThankYou Points has a 30% transfer bonus to Virgin Atlantic through March 16. These miles are generally best used on Delta or ANA metal.
  3. The new American Express Delta card Resy credits turn out to be relatively easy to game in most big cities: buying anything at a restaurant listed on Resy whether or not your make a reservation, including gift cards, will trigger the monthly credit according to dozens of data points.

    More good news too: Some hotels eligible for Delta Stays credits now offer sanitized rooms!

Happy Monday!

It’s technically even possible to find a hotel that’s completely covered by the Delta Stay credit and includes a sanitized room.

EDITOR’S NOTE: The feedback I’ve gotten for guest post Saturday has been resoundingly positive. I’ve got a few posts left to publish, but I’m running low. If you’re interested in a guest post, please reach out!

  1. Chase is sending targeted offers on its personal Southwest cards for 3x points at gas, grocery, and dining through the end of 2024, and bonus points count for companion pass but not toward other status levels.

    What does Southwest have to do with gas, grocery, and dining you ask? Well, they’re probably the worlds biggest supplier of pretzel snack-mix bags, and the snack-mix bag cabal knows how to pull strings, trust me. (Thanks to Lava121)
  2. We’re not yet at the point that the Citi Shop Your Way Rewards card moves from Unsung Hero to just Hero, but we’re approaching it. In addition to holding a card with greater notoriety, holders also saw a new round of targeted offers for online spend through March 14:

    – 200,000 Shop Your Way Rewards points after $750 or more in spend (MS Ninja)
    – 250,000 Shop Your Way Rewards points after $1,000 or more in spend (Jacob)
    – $50 statement credit after $750 or more in spend (David 99)

    Yes, these offers stack with the 2024 monthly statement credits for grocery, gas, and dining provided of course that you spend in those categories online. What does Citi have to do with gas, grocery, and dining you ask? They’re a credit card issuer and they want to attract spend on their cards, duh.
  3. The Marriott Bonvoy Business card has a best offer sign-up bonus of five free night certificates for up to 50,000 points per night each after $8,000 spend in three months. [insert joke here about overpriced Marriott hotels in Lubbock]

    I’m not linking to anything on this one because I hope that you can find someone to give you a referral, so they’ll earn points on your successful application too. Using a referral is a great networking icebreaker in the miles and points community for those of you looking to expand your network. (Thanks to DoC)
  4. Having a stable of burner phones and phone numbers is eminently useful, and DDG highlights a great, low cost option for adding a new device to your portfolio: A Moto G Stylus 5G plus a month of service for $40. Make sure you activate the phone, and I’d suggest only leaving it active for the first month then moving to a cheaper service. It’ll unlock automatically in 180 days.

Have a nice weekend!

The leader of the the pretzel snack-bag mix cabal.