Let’s talk about making an easy $794 today, spread across a couple of deals:


A new link has surfaced for generating yourself a Chase Business $750 bonus code, this one is good through October 21 and requires $10,000 held in the account for 90 days. I really like this iteration of the bonus because there’s nothing in the Terms & Conditions about existing business accounts with Chase, so you can use an existing business and just open a new account for the bonus (provided that the business hasn’t had a checking bonus with Chase in the last two years).

If you’re not going to do this deal immediately I’d suggest generating yourself a bonus code now in case the offer disappears, then you can take advantage of it any time between now and October 21. Honestly this is probably going to be one of the easiest big bonuses you can earn this year, easy like lemon grass.

For those of you that don’t have a business, you can just open a Sole Proprietor account with an anticipated annual revenue of $0.00. That said, I’m not a CPA, lawyer, or otherwise qualified to offer anyone any type of advice so take that suggestion as a thought experiment.


Have you installed Google Pay yet? If not, I’d suggest it — my app on iOS is showing an offer for 20% back at Walgreens up to $50 (a total of $250 in spend for the non-math inclined). I’d buy a Visa or Mastercard, or a Home Depot gift card for resale in a pinch.

How do we make this better? For some of you, Walgreens is showing up in the American Express Shop Small tool. The Walgreens stores in my area aren’t showing up so I can’t directly test it, but almost certainly the 5x/10x/15x Shop Small will combine with the Google Pay $50 since the Google offer is linked to the card number and doesn’t require using your phone at checkout. After a Visa or Mastercard fee, you’ll have about $44 in your pocket and another 3,800 Membership Rewards at 15x.

My purchase of a Vanilla Visa tracked in the Google Pay app instantly after using my card in store, so no waiting on this one. That leaves you plenty of time to see what else you might be able to do in the way of MS at Walgreens while you’re there. Hint: the answer definitely isn’t “nothing”.

A lemon grass plant.
What makes lemon grass easy? I literally have no idea.

Two roundups in a row? What can I say, it’s that kind of weak I guess. Don’t shoot me, I’m just the messenger, or something.

1. AirFrance/KLM Flying Blue has a widely targeted 30% transfer bonus from American Express Membership Rewards. This, combined with the Flying Blue promo rewards can really turn into some great business class redemptions to Europe. Look for an email with the subject “Convert your American Express Membership Rewards® points now to earn 30% more Miles!” The one in my inbox had a link, but the link just takes you to the American Express page to transfer Membership Rewards to Flying Blue so I won’t post it here.

I’ve gotten great value out of the program in the past, and I will be taking advantage of this offer to a small extent, especially because transferred miles will now extend mileage expiration for other transferred miles.

2. This week’s fee free $200 Visa Gift Card sale expires at Staples tomorrow night, but don’t worry, another one starts on Sunday, but this time with fee free $200 Mastercard Gift Cards, limit 5 per customer or per transaction, depending on how your store rolls. I’m going to pass on this one because the stack of gift cards on my desk is growing uncomfortably large right now, especially considering that the closest Staples translates into 25 minutes in the car each way for me.

Side note that you didn’t ask about and don’t really care about either: I miss the OfficeDepot/Office Max sales quite a bit because there’s one of those about 5 minutes away on foot from my house.

3. American Express has another round of 20,000 Membership Rewards Authorized User bonuses going out for the Personal Platinum card. Use this link to see if you’re targeted. (thanks to Fryes)

4. Kroger has another 4x Fuel Points promotion running today through Sunday, and the BestBuy market is hot with the release of pre-orders for the Nintendo Switch OLED version. It’s going to be a productive weekend, especially if Kroger’s IT starts awarding 6x again.

Have a great weekend, and if you have ideas on cashing out some stupid Equinox credits, hit me up!

Frankly, I just don’t see the appeal of the Nintendo Switch, but when BestBuy gift card demand soars, roll with it.

1. Register here for your MileagePlay bonus offer from United. My offer was for 7,900 bonus miles for booking a premium seat fare that costs at least $350 in the next 78 days. Meh, I guess I won’t be getting 7,900 more miles from United this time. I do have about $1,800 in TravelBank credit for unloading my American Express Platinum airline reimbursements, but I’m not going to blow $350+ of it just for the punishment of flying in a United domestic “first class” seat, prolly on a CRJ-700 with a broken tray table.

2. If you have an American Express Marriott Bonvoy card, register here for 6x on several spend categories, up to $1,666 spend per category:

  • US Gas Stations (am I the only one who finds the “US” restriction strange?)
  • Airline tickets booked directly with the carrier
  • Car rentals
  • Transit (Uber Eats should count accidentally as I read it)

Out of all of those, I’d be only mildly interested in the Gas Stations because 3 x $500 Visa Gift Cards at 7-11 or Speedway would be easy and quick. That said, I was #bonvoyed and told I was not eligible when I tried to register.

3. Login to American Express, then try the following links for huge sign-up offers that are frankly really big, but you have to be targeted to be eligible (when I clicked apply on each, I wasn’t targeted which isn’t a surprise given my eleven American Express charge cards (thanks to DoC and DDG):

4. Check your non-Platinum flavored American Express cards for an offer for $179 off of Clear Membership. Watch out though, the hack for two Clear memberships for the price of one it won’t work out for the AmEx offer but does still work for the Platinum. (thanks to jerseyguy195)

5. If your Kroger fuel points account was locked in the 4x shenanigans, visit the Kroger website and print out an image of your loyalty barcode — you’ll be able to scan that at the pump and bypass the lock.

A depiction of my last United tray table geometry in First Class, though mine was worse than pictured.

1. Bookmark this link for accessing your American Express offers. This link is magical because you can see more than 100 offers per card, and offers show up here that didn’t show up elsewhere. (Thanks to DoC)

2. Yun let me know that the Visible deal is even better now: you now get a month for $5 when you sign up with a referral link, so you can now get $30 cash back, a $100 Mastercard, and a burner cell phone number for a total cost of $30 out of pocket when using a Visible Party. Don’t forget to use a virtual account number and follow these tips for a smoother deal.

3. I’m still toying with various options on the American Express Platinum entertainment credit, but this one may interest some of you: Get a free Echo Dot when you sign up for Sirius/XM for three months at $15 per month, which will be completely wiped away by the lame entertainment credit. I’d scale this with different email addresses as needed, other than I don’t want an Echo Dot. (Thanks to Fryes)

4. The Point debit card has a new offer for 5x at Amazon which is certainly ok but not the 10x that they had a couple of weeks ago, though still useful. This one runs through August 8 and is good for up to $1,000 in spend. I’ll probably just reload my Amazon balance on this round. They’ve also got 5x at Whole Foods, though at that level it’s definitely not worth a separate trip for me. There’s also 5x at Costco, which is worth thinking about, but just barely.

If you don’t have the Point card and you want one, make sure you sign up for it through a referral for a bonus. As far as I know the $250 referral bonus ended last Friday but hopefully I’m wrong and just don’t have that offer within my inner circle. As always, I’d rather you find a friend and use their referral, but if you don’t have another good option feel free to reach out to me for the $100 version.

Shia Labeouf holding a set of rings wearing a purple Unicorn shirt.
The conjuring of the American Express Offers magic link.

Historically the time around the fourth of July is a great time for manufactured spend, and this July has been no different. There are quite a few manufactured spend deals to keep you busy this week:

1. Meijer’s MPerks has $10 off of $150 or more in Mastercard gift cards. I’m nowhere near a Meijer so I don’t have direct experience with these, but Larry let me know that they carry gift cards issued by either Metabank or Sunrise; both are easy enough to unload, but do avoid Kroger and Walmart with the Metabanks.

Apropos of nothing, how many email addresses do you have?

2. Chase Ink cards have a targeted offer for 5x on up to $10,000 spend on shipping and home improvement stores. Check the following links which were easily reverse engineered based on the simple URL pattern:

Also apropos of nothing, did you know that Lowe’s sells Visa and Mastercard gift cards?

3. Kroger finally fixed their fuel points issue on Friday and they didn’t take back any of the extra fuel points that were awarded. How is this related to manufactured spend though? Easy. The 4x fuel points on gift cards is still running through tomorrow.

4. Staples has fee free Visa Gift Cards going again through Saturday. It’s limit of 5 per customer, but usually that really means 5 per transaction. If you’re going to go to Staples and take the time to run-in, you might as well try for two transactions to minimize your time out and about — the worst that happens is they tell you no.

Pictured: Kroger’s fuel points transaction server, which has been patched and is no longer awarding an extra 2x.

1. Register here for Hyatt Bonus Journeys. You’ll earn 3x Hyatt points on stays of at least two nights when you checkout between July 20 and September 15. Don’t procrastinate just because you think you may not be traveling. Register anyway in case something happens.

2. The new AmEx Platinum changes are being probed and a nice hack has already surfaced: United and Delta frequent flyer members get discounted Clear membership of $119 even with no status, and you can add a Player 2 for an extra $60 which happens to exactly equal the $179 credit. So, your one Platinum credit is good for at least two people with almost no work.

Side note: It’s against the T&Cs to sell the Clear credit (I assume it is anyway), but you can almost certainly cash them out with a quick post on your Facebook page saying something like “I’m selling one year Clear membership for two people for $125.”

1. Meijer grocery stores have $10 back on on $150 or more in Visa Gift Cards. Make sure you clip the coupon first, and multiple accounts will help with scale. I’d personally buy a single $500 Visa Gift Card to maximize spend and minimize liquidation time.

2. Google Pay has an offer for 20% back at Walgreens, up to $25 maximum cash back. If you happen to be at a Walgreens, buy a $125 gift card to max this one out; BestBuy, Steam, or Home Depot (in that order) are likely your best options. Of course, put a card that bonuses at drug stores like the Chase Freedom Flex behind Google Pay if you have one.

3. Check any Chase co-brand card for a new spend offer at chase.com/mybonus. Try all of your co-brand cards (Hyatt, BA, Southwest, United, AARP, etc), but realize that if you got an offer in the last round that’s still going, that same offer is what you’ll see this time.

4. This weekend you were able to get up to three $250 Visa Gift Cards at 10% off at GiftCards.com, and it worked across multiple orders even though it wasn’t supposed to. I didn’t write about it since the Terms & Conditions said it would expire before yesterday’s post, but amazingly it’s still working (although the code has changed slightly, now it’s INDEPENDENCE10). It may be actually dead by the time you read this, but maybe not. If it does work, be sure to go through a portal for extra miles or cash back.

Remember, FLASH2020 at VanillaGift.com lasted about five months past its expiry so don’t be afraid to lob a few tries at GiftCards.com. Also, remember “Trust but verify” when it comes to the T&Cs, this is another great case study.

5. Ling let me know that Cash.app has a boost for 5% back at Sam’s Club Online this week. When the portal bonus for Sam’s is elevated, this can be a great deal, especially if you have a Membership Rewards earning Rakuten account.

A tombstone with the words:


2020 - 2021
We still miss you, FLASH2020.

A new set of bonus offers for American Express Personal and Business Platinum cards started floating around on June 16, via email and regular mail. The best versions of these offers are for 20,000 Membership Rewards points for adding an authorized user or employee card and spending $2,000 with the authorized user’s card. For both the personal and business platinum, there are no-fee versions of the extra cards, so don’t think you need to pay $175 to get an employee Platinum card or something. This weekend, there were some new developments that are worth mentioning:

  • A link surfaced for the Personal Platinum card’s version of this bonus with 20,000 points for each added Authorized User (log in to americanexpress.com first, then click this link to see if you’re eligible).
  • It’s been reported on Reddit and confirmed by several people (including me) that you can call in and probably get the Business Platinum version of the offer even if you didn’t get email or snail mail about it. If you call, just be nice and say something like: “I’m wondering if there are any bonus offers for adding employee cards to my business charge cards.” Remember, employee cards at American Express are special — you can activate them without a social security number and they’ll stay open for 60 days.

If you go for either of these deals (I would and did). Perhaps ask yourself “How can I scale this?

A picture of a woman laying on a curb using a slice of pizza as a pillow.
Go home AmEx, you’re drunk.