Category: Bank Bonuses

  1. The Bank of America Alaska Atmos Business Visa has an increased sign-up bonus of 85,000 miles after $5,500 spend in 90 days.

    You can get multiple, just don’t try on the same day or the Bank of America gods may smite you.
  2. The Chase IHG Premier Visa has a new sign-up bonus of five 40,000 point free-night certificates after $4,000 spend in three months, and a bonus 10,000 points after adding an authorized user to your account within three months. This link is from an IHG hotel wifi pop-up.
  3. BMO Bank has a personal checking sign-up bonus of up to $600. “Up to” you ask? Well it’s $100 per month for six months, as long as you receive at least $1,000 in direct deposits, or “direct deposits”, that month.
  4. Staples stores have fee-free $200 Mastercard gift cards through Saturday, limit nine per transaction.

    These are Pathward / BlackHawk Network gift cards.
  5. Wyndham points are on sale for 0.68 cents each through October 21, which is still a good deal for certain use cases. Stated annual limits are a lie too. (Thanks to DDG)

Happy Monday!

Bank of America’s multiple card application dashboard.

  1. The Chase British Airways, Iberia, and Aer Lingus credit cards have heightened bonuses for 90,000 Avios after $5,000 spend in three months, and their $95 annual fee is not waived for the first year. Each card has different ongoing benefits after the sign-up bonus so if you’re going to hold the card, it’s worth investigating each. Generally the favorite is the British Airways flavor for its three award ticket fee reimbursements and companion ticket available after $30,000 spend.

    Side note: What is British Airways flavor? Don’t ask.
  2. USAA launched its Eagle Navigator Visa card. The vitals:

    – 50,000 points after $3,000 spend by January 31, 2027
    – $95 annual fee, not waived the first year
    – 3x points on travel and transit
    – 2x points everywhere else
    – Points worth 1.0 cents each for travel, or 0.7 cents for a statement credit
    – Points can be pooled with other USAA cards

    With the right plays and payments there’s probably room for another 2x Visa card in lots of manufactured spending wallets, but my compel-o-meter measurement gives this card a solid 5.5 out of 10.
  3. Bank of America has a new personal checking account bonus of $500 with $10,000+ in direct deposits within 90 days. This account is also eligible for a fast-track to Honors status in branch.
  4. Giftcards.com has 10% off of Virtual Visa gift cards with promo code LD10, which I can only assume stands for “Lucifer’s Dog, 10”. What a weird thing to have a promo code for but cool cool.

    Go through a portal, this deal reportedly stacks properly with the promo code.
  5. Kroger stores have a 4x fuel points promotion on third party gift cards excluding Amazon and flexible fuel cards running today through Monday evening.
  6. Stop & Shop, Giant, and Martins stores have 2x points earning on Mastercard gift cards through Wednesday, limit $1,500-$2,000 per week. Meanwhile Giant Food has 8x earning on Zift cards which, if you’ve done anything recently with Zift cards, frankly feels like a punk rather than a perk to its customers.

Happy weekend friends!

The forefather of the USAA Eagle Navigator Visa.

  1. SoFi, a name derived by combining the words “sock” and “fiasco”, has a new account bonus of $335 through Swagbucks and $400 directly, provided you have direct deposits totaling at least $5,000 within 25 days of the first direct deposit and the first direct deposit is at least $400 (thanks to dylan for the note about the first deposit).

    These accounts are mostly churnable, contrary to the propaganda orchestrated by the big sock lobby.
  2. Staples in-store has fee-free $200 Visa gift cards through Saturday, limit nine per transaction.

    These are Pathward / BlackHawk Network gift cards.
  3. Staples.com has fee-free $200 Visa gift cards, limit five total and four per transaction, special thanks to Sean for the distinction.

    These are Pathward / BlackHawk Network gift cards.
  4. Kroger stores have a coupon for a fee-free $150+ Visa or Mastercard through tomorrow.

    These are Pathward / BlackHawk Network gift cards.
  5. American Express Offers has an offer for $80 off of $400+ spend with Hawaiian or Alaska through September 30. The level 0 churning game on this one is to book a non-basic economy flight for $400 and then cancel it to your travel wallet.

    These are Pathward / BlackHawk Network gift cards. Oh wait, it just seemed like something I was supposed to type at this point.
  6. Emirates has a partner award sale for 25% off of economy redemptions through August 9. These are particularly attractive for short haul flights, which coincidentally is also exactly the type of flight that I’m willing to sit in economy on.
  7. Chase Offers has two new travel related offers:

    – 7% back on between $100 and $500 at Hyatt Place in the US through September 30
    – 10% back on between $100 and $500 at Marriott in the US through August 31

    The level 0 churning game on here is gift cards at the front desk.
  8. Giant, Martins, and Stop & Shop have 2x rewards on Mastercards. Giant Food has 8x points on Zift Zillions gift cards.

    These are Pathward / BlackHawk Network gift cards.

Happy Monday, friends!

Ever wonder why you don’t see these out in the wild much? Again, big sock.

  1. Do this now: Register for Accor ALL’s Summer promotion for 1,000-7,500 bonus points per 2+ night stay outside of the Americas.
  2. SoFi launched “Smart Card Mastercard”. It’s not a credit card, but rather a charge card with spending limits set based on your assets in SoFi checking and savings. The vitals:

    – $0 annual fee
    – 5% back at grocery (uncapped in theory)
    – 1% everywhere else (in theory)

    Walmart, Target, Costco, and Sams Club are all explicitly excluded from the grocery bonus.
  3. Raley’s, Bel Air, and Nob Hill stores have a 15% discount on One4All cards through July 15. If there’s a deal that breaks you out of couch manufactured spend, make it this one (Especially if you have the Smart Card from SoFi I guess? I know math is hard, but 15%+5% = 20% for small values of 5.)

    Some of these cards convert to high-value resale brands like Home Depot and Lowes. (Thanks to GCA)
  4. Chase Offers has new targeted Hyatt card-linked offers through August 31 for:

    – $100 statement credit with $1,000+ at Hyatt’s all inclusive resorts
    – 15% back on up to $450 spend at Hyatt Under Canvas

    I’d be impressed if you find a gift card at Hyatt Under Canvas, but that’s not the only way.
  5. Bank of America has a new tiered business bank account sign-up bonus through July 31. Interesting tiers:

    – $700 bonus with $15,000 in deposits
    – $1,500 bonus with $100,000 in deposits
    – $2,500 bonus with $200,000+ in deposits

    The second two are good for fast-tracking Business Premier Rewards.
  6. American Express Business Checking has a targeted sign-up bonus for 70,000 Membership Rewards or $700 with $15,000 in deposits and five transactions within 60 days.

    Apropos of nothing, scheduling $1 ACHs is a breeze with these accounts. (Thanks to DDG)
  7. Breeze has a promotion for 25% off of base fares for travel booked by tomorrow for the full schedule, other than blackouts around all the holidays that you probably want to travel for, with promo code MIDYEAR.

    It’s time for another round of Breeze Route Bingo™, but this week is a special: If your bingo card has any routes with Brownsville, TX (BRO), send it!

Happy Wednesday friends!

Fun fact about Brownsville: Parking regulations are rarely enforced.

  1. Office Depot / OfficeMax stores have $15 off of $300 in Visa gift cards through Saturday. For best results:

    – Buy in even multiples of $300
    – Buy the lower fee “Everywhere” cards if you have a liquidation route
    – Try for multiple transactions back-to-back

    This week will probably see a lot more competition than you’re used to, because community service first reasons.
  2. The semi-defunct-like-AT&T-unlimited-data-plans Citi ThankYou Mastercard sent new targeted mid-month offers for:

    – $50 statement credit with $750+ in online spend
    – $75 statement credit with $1,000+ in online spend

    These offers stack with other offers on the card. Now we just need a website that somehow codes as both home improvement and gasoline. (Thanks to birt and Matt M)
  3. Chase launched two new transfer bonuses:

    – 55% to Marriott Bonvoy through June 30 (after 65% last week)
    – 30% to Southwest Rapid Rewards through June 5

    Both of these are mildly interesting. Let’s list the upsides and downsides. Upsides: Bonvoy is a back door to lots of hard to earn currencies, and Southwest award bookings are fully refundable even on basic fares. Downsides: *cough* Southwest and *cough* $55 parking and destination fees at run-down airport hotels on award nights.
  4. PayPal Offers has an offer for 5% back at Giftcards.com with a maximum of $20 back through May 24.
  5. The Marketing machine at Chase offers checking account bonuses approximately 370 out of 365 days a year, and as a result coverage on them is basically continuous. There’s a new targeted business checking bonus for $1,500 with modest funding requirements that’s caused that background noise to jump and coverage is all over. So, let’s discuss a couple of things:

    – If you’re more than just a very casual churner or manufactured spender, avoid Chase deposit accounts, seriously
    – If you’ve got no credit history and you’re just starting out, Chase deposit accounts are useful for a few months before you close them

    You do you though.

Happy Monday!

Upside: The Marriott airport hotel destination fee ensures that hamster wheels are always working.

  1. US Bank’s Amazon Prime Business Mastercard launched with a variable sign up bonus of between $100 and $750. The spend requirements also vary between $0 and $6,000. Amazon Business accounts reportedly see the highest offers, and offers vary between browsers, account, and time of day. Earning:

    – 5%-6% on Amazon purchases of up to $150,000 per year
    – 2% cash back on your top three select categories of up to $150,000 per year (gas, grocery, and software are all options)
    – 1% everywhere else

    The card has no-annual fee, and is a solid offering from the bank that’s at the very bottom of the top tier of banks.
  2. Kroger stores have a 4x fuel points promotion through Tuesday on One4all gift cards, some of which convert to high-value bulk cards like Home Depot.

    Separately, there’s a 4x fuel points promotion on third party gift cards excluding Amazon and flexible fuel gift cards, and on fixed-value Visa and Mastercard gift cards, valid tomorrow only.
  3. Bank of America has a business checking bonus of between $400 and $2,500 depending on new funds held in the account between days 31 and 90. The sweet spots depend on whether or not you’re doing this for Preferred Rewards status:

    – $400 bonus with $5,000 in funds (an annualized 48% APR)
    – $1,500 bonus with $100,000 in funds (an annualized 9% APR)

    You can still accelerate Preferred Rewards status during new account sign-up, so you can knock a year’s status and the sign-up bonus together out by tying up funds for only 60 days if you execute correctly. (Thanks to DoC)
  4. Ally Invest has a $200 sign-up bonus with $1,000 in new external equities or funds held for 90 days, and the bonus is valid for existing Ally Bank customers provided they haven’t had a self directed investing account at Ally. The annualized interest rate on this one is 80%. (Thanks to FM)

Happy Thursday friends!

Ally Invest tweet from the future.

  1. AirFrance / KLM FlyingBlue has a new leader, and the most surprising part is that the leader is a relatively well-known travel hacker, Tiffany Funk. Tiffany co-founded point.me, ran a paid award booking service, and oversaw parts of the business operations at One Mile at a Time.

    My crystal ball is famously nothing more than a ball made of crystal; but it tells me that this is bad news for serious travel hackers and good news for the median regular family putting all their spend on Delta credit cards and booking economy awards with SkyMiles to Rome. I do think we’ll see more business class availability on the worst routes at the worst times, but less availability when and where you want to fly in premium cabins. I sure hope I’m wrong. Today’s action Well, remember that the site’s name ends in “and Burn”.
  2. SoFi has a 2% ACATS transfer bonus on both new and existing pre-tax or post-tax accounts, limit $5 Million in transferred funds.

    To keep the bonus, you’ve got to hold the funds for 5 years otherwise you may pay out more in penalties than the original bonus.
  3. American Express has more targeted offers for upgrading a Business Gold or Business Green card to a Business Platinum. You’ll earn 120,000 Membership Rewards after $10,000 spend in three months, and you’ll be effectively locked into the card for a year unless you like pop-up jail.
  4. Meijer mPerks has 50,000 bonus points with the purchase of a $500 third party gift card other than Amazon and phone cards through today, limit 50,000 points per mPerks account.

    This is what economists call a great value, which is defined as when capitalism accidentally does something nice. (Thanks to GCA)
  5. OfficeDepot / Office Max has $15 off of $300+ in Mastercards through Saturday. As usual, buy in even multiples of $300 for the best oomph.

    These are Pathward / BlackHawk Network gift cards.
  6. If you’re a Frontier flyer, register for a bonus 5,000 miles per round-trip flight through August 31 with a maximum of 20,000 bonus miles earned.

    You’ll need to rebook existing travel to qualify for the promotion, otherwise known as when capitalism does what it’s supposed to.

Happy Tuesday friends!

The fine print matters.

  1. Do this now: Register for IHG’s promotion for 2,000 or 8,000 bonus points for two or four night stays, respectively through August 31. There’s also an offer for 2x points for IHG Business Rewards members through December 31.
  2. Do this now: Register for I Prefer’s promotion for a $50 reward certificate for a 2+ night stay at each of their properties, as long “each” means five or fewer.
  3. Raley’s, Nob Hill, and Bel Air stars have 15x points on Lowes and One4All gift cards, some of which convert to Home Depot, through Tuesday.

    This is an outstanding deal.
  4. American Express offers has new offers for:

    – Expedia: 10% back on prepaid Hotels through August 4
    – Cambria Hotels: $100 off of $300+ through September 1
    – Choice Ascend Hotels: $50 off of $200+ through September 1

    Gamers gonna game.
  5. Capital One checking has a $400 new account bonus with promo code FLASH400, provided that you receive at least two direct deposits within 75 days of account opening. A few notes:

    – Don’t do this if you play games with Capital One, the banking side might cause you to lose your credit cards
    – If you have Discover checking or savings, consider closing those accounts quickly so you can either avoid those banking shutdowns, or get this sign-up bonus in the future
    – Business account ACH pushes often look like direct deposits
    – Please close these accounts after you get the bonus

    For more on holding checking accounts at Citi, Chase, and Capital One especially, see SideShowBob233’s opus.

Happy Thursday!

Since we shared SideShowBob233’s opus, we might as well share his award winning art.