Category: Status

  1. Chase has three new bonuses for opening a business checking account by August 3, bringing new money into the account within 30 days, and maintaining it there for 60. The tiers:

    – $300 for $2,000 in deposits
    – $500 for $15,000 in deposits
    – $750 for $30,000 in deposits

    If you’re playing games with Chase cards, I very much suggest skipping these offers, but they can be a good option for less active players. Sometimes the codes can be sold after you can no longer sign up for them for what it’s worth.
  2. AA is selling status through targeted personal offers:

    – Gold for between $350 and $1,000
    – Platinum for between $1,000 and $1,800

    They’ll also sell you the status for miles at the exchange rate of $0.01 per mile. Since no one asked for my opinion, I’m going to, err, share it anyway: These prices range somewhere between meh and lol, or extrapolating geographically somewhere between Amarillo and Lubbock. (Thanks to VFTW)
  3. Delta has a SkyMiles sale for 34,000 miles each way in Delta One to and from Bogota, Columbia. When booking double check that you’re not getting a standard domestic first class seat, unless you’re a masochist of course.

Have a nice weekend!

Pictured: AA’s premium status shop somewhere between Amarillo and Lubbock.

  1. United has a new iteration of the MileagePlay quarterly promotion, registration required and offers vary.

    My promotion was book and fly at least three $175 trips in the next 60 days for 8,700 MileagePlus miles. That’s a solid 2 out of 10 in my scoring book which is on par for United.
  2. Do this now: Register for Radisson Rewards Q2 promo for 5,000 bonus points per stay through June 30.
  3. Spirit Airlines has a status match promotion that costs $99 for the privilege of matching. The status is good for 12 months, and will get you a free carry-on and free checked bag, a free change once per itinerary, better seating, and a snack and drink on each flight.

    At least you won’t be flying Southwest? (Ok, I’m mostly kidding, but I’d take a Spirit Big Front Seat over a Southwest flight, which isn’t complimentary in the match.)
  4. There’s a $600 personal checking sign-up bonus with US Bank for accounts opened by April 11 using promo code 2023MAR. To qualify, you need $10,000 in direct deposits or “direct deposits” spread out over 90 days.

    Everyone’s going to tell you that you also need to be in US Bank’s footprint to qualify, but that’s a half truth at best. If you’re not in their footprint, open a brokerage account, wait a couple of days, then apply for the checking account to bypass the footprint requirement. (Thanks to FM)
  5. The Citi AA Platinum Select credit card has a really good sign-up bonus through :

    – 75,000 AA miles after $3,500 in purchases in four months
    – No annual fee for the first year, $99 after

    If you were banned by Toby you can probably still get back in and get this bonus, just use a new address, a slight name variation, and a new phone number. Also, get a PreCheck number and use that if you had Global Entry when shutdown, or vice-versa.
  6. AA’s eshopping portal has a bonus 500 miles with $200 or more in cumulative spend through April 10. I just checked and there’s breaking news: giftcards.com is still absent from the portal.

United’s demonstrating it’s consistent 2 out of 10: The lowrider hydraulic Boeing.

  1. The Citi Shop Your Way Rewards Mastercard, an original MEAB Unsung Hero, now allows for points redemption to Visa e-gift cards at the same redemption rate as other gift cards, making this the new best points cash-out option and making the card even more valuable.
  2. Lowe’s has an in-store promotion for a $15 Lowe’s gift card with the purchase of a $200 Mastercard gift card. The Mastercards are Pathward and have an activation fee of $5.95 to $7.95 depending on the variety, and the resale rates on the Lowe’s card are between 82% and 84% making this a profitable deal without considering credit card rewards.

    There’s a limit of two per $15 Lowe’s cards per email address, but someone told me it’s possible to get more than one email address. I know, sounds weird right?
  3. Fake Points Travel Blogger notes that the Bilt credit card company (Bilt Technologies, Inc) is suing another company also named Bilt (technically BILT, Inc) over trademark infringement for a mobile app that’s existed longer than credit card company, and that lawsuit spawned a counter-suit. Also revealed in court filings is that since its inception, the credit card Bilt has made a total of $41.4 million in revenue through January of this year.

    The action item on this one? Start thinking up new names for the Bilt rewards program and share them around your circles. I can’t wait to hear what you come up with.
  4. Reader Kevin was the first to let me know that there’s good (?) news to go along with yesterday’s bad news that Walmart has $3.74 load fees BlueBird cards: You can now load BlueBird cards at Family Dollar fee-free, just like with Serve cards.
  5. You’d better sit down for this, because I think you’re going to be blown away, err, wait. The opposite actually:

    Staples will be selling fee free $200 Visa gift cards in-store starting Sunday and running through the following Saturday, limit eight per transaction. As usual, try for multiple transactions back-to-back to minimize the time spent in a 12,000 square foot store manned by two employees, one of whom is in the back room watching TikTok.
  6. American Express’s Delta co-brand cards have increased sign up bonuses:

    – Personal Gold: 75,000 SkyMiles after $2,000 spend in six months
    – Personal Platinum: 75,000 SkyMiles and 10,000 MQM after $5,000 spend in six months
    – Personal Reserve: 100,000 SkyMiles and 10,000 MQM after $5,000 spend in six months

    AmEx used their random number generator with these offers so if you don’t see them, switch browsers, go incognito, connect to a VPN, try mobile, yell at Richard Kerr between lawsuits, or something similar until you do see them. (Thanks to rep-swe)

Have a nice weekend!

The real surprise isn’t Staples, it’s what’s at the bottom of the slide.

No doubt you’ve heard from dozens or hundreds of sources about Silicon Valley Bank’s collapse, and while it looks like all deposits will be available and accessible, we can still learn something here.

First, let’s talk about some of the relevant ripple effects that we’ve seen over the weekend:

Next, we can project a bit about what will happen in our game based on these datapoints:

  • Bank bonuses will become more important from a risk avoidance perspective for high net-worth individuals and businesses in case the next failure doesn’t have assets to cover beyond FDIC limits and the Fed’s new emergency fund doesn’t come through
  • Banks will be more willing to offer bonuses in the short to medium term to win new high net-worth customers
  • Credit card companies sign-up bonuses will probably go down because banks will want to increase their banking bottom line in the short term
  • Big banks will offer more credit card incentives for deposit holders to keep them locked into the ecosystem (like BoA’s Premium Rewards program) – JPMC is a notable exception to this though
  • FinTechs will be less rewarding as competition lags and the need to diversify banking partner risk increases
  • Businesses and characters that need loans to continue may find themselves in a rough spot because long term financing prospects look hard and expensive

Blah, blah, blah, how about something immediately actionable poindexter MEAB? Fine, let’s get back to basics: Office Depot/OfficeMax has $15 back on $300 or more in Mastercard gift cards through Saturday. These are Metabank Pathward gift cards, so as always, have a liquidation plan in place (unlike Silicon Valley Bank, amirite?)

An excerpt from the Silicon Valley Bank rate hedging playbook.

  1. The Citi Shop Your Way Rewards Mastercard, an original MEAB Unsung Hero, now allows for points redemption to Visa e-gift cards at the same redemption rate as other gift cards, making this the new best points cash-out option and making the card even more valuable.
  2. Lowe’s has an in-store promotion for a $15 Lowe’s gift card with the purchase of a $200 Mastercard gift card. The Mastercards are Pathward and have an activation fee of $5.95 to $7.95 depending on the variety, and the resale rates on the Lowe’s card are between 82% and 84% making this a profitable deal without considering credit card rewards.

    There’s a limit of two per $15 Lowe’s cards per email address, but someone told me it’s possible to get more than one email address. I know, sounds weird right?
  3. Fake Points Travel Blogger notes that the Bilt credit card company (Bilt Technologies, Inc) is suing another company also named Bilt (technically BILT, Inc) over trademark infringement for a mobile app that’s existed longer than credit card company, and that lawsuit spawned a counter-suit. Also revealed in court filings is that since its inception, the credit card Bilt has made a total of $41.4 million in revenue through January of this year.

    The action item on this one? Start thinking up new names for the Bilt rewards program and share them around your circles. I can’t wait to hear what you come up with.
  4. Reader Kevin was the first to let me know that there’s good (?) news to go along with yesterday’s bad news that Walmart has $3.74 load fees BlueBird cards: You can now load BlueBird cards at Family Dollar fee-free, just like with Serve cards.
  5. You’d better sit down for this, because I think you’re going to be blown away, err, wait. The opposite actually:

    Staples will be selling fee free $200 Visa gift cards in-store starting Sunday and running through the following Saturday, limit eight per transaction. As usual, try for multiple transactions back-to-back to minimize the time spent in a 12,000 square foot store manned by two employees, one of whom is in the back room watching TikTok.
  6. American Express’s Delta co-brand cards have increased sign up bonuses:

    – Personal Gold: 75,000 SkyMiles after $2,000 spend in six months
    – Personal Platinum: 75,000 SkyMiles and 10,000 MQM after $5,000 spend in six months
    – Personal Reserve: 100,000 SkyMiles and 10,000 MQM after $5,000 spend in six months

    AmEx used their random number generator with these offers so if you don’t see them, switch browsers, go incognito, connect to a VPN, try mobile, yell at Richard Kerr between lawsuits, or something similar until you do see them. (Thanks to rep-swe)

Have a nice weekend!

The real surprise isn’t Staples, it’s what’s at the bottom of the slide.

  1. The Citi Shop Your Way Rewards Mastercard, an original MEAB Unsung Hero, now allows for points redemption to Visa e-gift cards at the same redemption rate as other gift cards, making this the new best points cash-out option and making the card even more valuable.
  2. Lowe’s has an in-store promotion for a $15 Lowe’s gift card with the purchase of a $200 Mastercard gift card. The Mastercards are Pathward and have an activation fee of $5.95 to $7.95 depending on the variety, and the resale rates on the Lowe’s card are between 82% and 84% making this a profitable deal without considering credit card rewards.

    There’s a limit of two per $15 Lowe’s cards per email address, but someone told me it’s possible to get more than one email address. I know, sounds weird right?
  3. Fake Points Travel Blogger notes that the Bilt credit card company (Bilt Technologies, Inc) is suing another company also named Bilt (technically BILT, Inc) over trademark infringement for a mobile app that’s existed longer than credit card company, and that lawsuit spawned a counter-suit. Also revealed in court filings is that since its inception, the credit card Bilt has made a total of $41.4 million in revenue through January of this year.

    The action item on this one? Start thinking up new names for the Bilt rewards program and share them around your circles. I can’t wait to hear what you come up with.
  4. Reader Kevin was the first to let me know that there’s good (?) news to go along with yesterday’s bad news that Walmart has $3.74 load fees BlueBird cards: You can now load BlueBird cards at Family Dollar fee-free, just like with Serve cards.
  5. You’d better sit down for this, because I think you’re going to be blown away, err, wait. The opposite actually:

    Staples will be selling fee free $200 Visa gift cards in-store starting Sunday and running through the following Saturday, limit eight per transaction. As usual, try for multiple transactions back-to-back to minimize the time spent in a 12,000 square foot store manned by two employees, one of whom is in the back room watching TikTok.
  6. American Express’s Delta co-brand cards have increased sign up bonuses:

    – Personal Gold: 75,000 SkyMiles after $2,000 spend in six months
    – Personal Platinum: 75,000 SkyMiles and 10,000 MQM after $5,000 spend in six months
    – Personal Reserve: 100,000 SkyMiles and 10,000 MQM after $5,000 spend in six months

    AmEx used their random number generator with these offers so if you don’t see them, switch browsers, go incognito, connect to a VPN, try mobile, yell at Richard Kerr between lawsuits, or something similar until you do see them. (Thanks to rep-swe)

Have a nice weekend!

The real surprise isn’t Staples, it’s what’s at the bottom of the slide.

  1. The Citi Shop Your Way Rewards Mastercard, an original MEAB Unsung Hero, now allows for points redemption to Visa e-gift cards at the same redemption rate as other gift cards, making this the new best points cash-out option and making the card even more valuable.
  2. Lowe’s has an in-store promotion for a $15 Lowe’s gift card with the purchase of a $200 Mastercard gift card. The Mastercards are Pathward and have an activation fee of $5.95 to $7.95 depending on the variety, and the resale rates on the Lowe’s card are between 82% and 84% making this a profitable deal without considering credit card rewards.

    There’s a limit of two per $15 Lowe’s cards per email address, but someone told me it’s possible to get more than one email address. I know, sounds weird right?
  3. Fake Points Travel Blogger notes that the Bilt credit card company (Bilt Technologies, Inc) is suing another company also named Bilt (technically BILT, Inc) over trademark infringement for a mobile app that’s existed longer than credit card company, and that lawsuit spawned a counter-suit. Also revealed in court filings is that since its inception, the credit card Bilt has made a total of $41.4 million in revenue through January of this year.

    The action item on this one? Start thinking up new names for the Bilt rewards program and share them around your circles. I can’t wait to hear what you come up with.
  4. Reader Kevin was the first to let me know that there’s good (?) news to go along with yesterday’s bad news that Walmart has $3.74 load fees BlueBird cards: You can now load BlueBird cards at Family Dollar fee-free, just like with Serve cards.
  5. You’d better sit down for this, because I think you’re going to be blown away, err, wait. The opposite actually:

    Staples will be selling fee free $200 Visa gift cards in-store starting Sunday and running through the following Saturday, limit eight per transaction. As usual, try for multiple transactions back-to-back to minimize the time spent in a 12,000 square foot store manned by two employees, one of whom is in the back room watching TikTok.
  6. American Express’s Delta co-brand cards have increased sign up bonuses:

    – Personal Gold: 75,000 SkyMiles after $2,000 spend in six months
    – Personal Platinum: 75,000 SkyMiles and 10,000 MQM after $5,000 spend in six months
    – Personal Reserve: 100,000 SkyMiles and 10,000 MQM after $5,000 spend in six months

    AmEx used their random number generator with these offers so if you don’t see them, switch browsers, go incognito, connect to a VPN, try mobile, yell at Richard Kerr between lawsuits, or something similar until you do see them. (Thanks to rep-swe)

Have a nice weekend!

The real surprise isn’t Staples, it’s what’s at the bottom of the slide.

  1. Office Depot / OfficeMax has $15 back on $300 or more Visa Metabank gift cards through Saturday, and this version of the deal is probably even more hackable unlike the Mastercard variant last week. To maximize:

    – Link your cards to Dosh (which now has a reduced its minimum cash out balance to $25)
    – Try for multiple transactions, back to back
    – Buy the Everywhere variety of cards, as long as its not the Movies, Golf, or Fuel variety for easier in-person liquidation

    Note: There was a report that the Everywhere cards weren’t working as part of the promotion yesterday, so double check before you finish checkout.

  2. If you’re a T-Mobile customer, login to your account and then check this link to see if you’ve been targeted to add another phone line to your account for no additional monthly service fee, though there is a one-time $35 activation fee.

    Holding a free additional phone number long-term has plenty of lasting value for at many services.

  3. Marriott has been sending physical mailers for double qualifying elite nights or a bonus 10 elite nights after one stay through March 31. Apparently the mailers direct you to this link, so if elite status at Marriott is interesting you can check directly to see if you’re targeted. (Thanks to DDG)
  4. Delta now allows Platinum and Diamond elites to apply regional and global upgrade certificates online during booking, but only for new bookings.

The now obsolete process of trying to get a Delta agent to correctly apply a RUC to a booking.