At the end of the year, banks can be wonky with when they apply charges and statement credits. This is especially true if the bank name rhymes with Beermerican Supress. So, if you haven’t finished working through your year-end housekeeping for statement credits and bonus spend, I’d consider today a soft deadline for 2021 spending. Don’t forget:
Wireless credits
Saks credits
Dell credits
Clear credits
Global Entry credits
Spend bonuses
Card linked offers
And another word of caution: Dell doesn’t charge a credit card until they ship, so if it’s not digital, your chances aren’t good for 2021.
Stay classy out there.
American Express’s algorithm for determining in which year a charge made on December 30th should post
Reader Ryan reached out to me and asked if I had any thoughts on how to book a flight for the same day that might be cancelled. I loved this question, because it’s exactly the kind of out of the box thinking that makes some travel hackers extremely successful.
Why did Ryan want to do this? The short answer is that airlines that cancel flights are, in most circumstances, obligated to give you a refund for a cancelled flight if you ask, and for other instances you can get a newly issued travel voucher with a new expiration date far out in the future. So, it’s a nice hack for extending an expiring voucher.
Finding Flights Likely To Be Cancelled
Over the 2021 holiday season, it seems like you’ve got about a one in five shot of having your flight cancelled without doing anything special, but normally that’s not the case. You can still tilt the odds in your favor though. To find flights that are likely to be cancelled:
Combine the above to come up with a route that passes through at least two of those airports, and even better a connecting flight in a third
When I looked for Ryan yesterday, Seattle (#1), Denver (#2), and Atlanta (#3) were having major issues, and Ryan’s expiring voucher was on Southwest. With Denver and Atlanta being Southwest hubs, I guessed the best option would have been either: SEA-DEN or DEN-ATL; but even better yet: SEA-ATL-DEN or SEA-DEN-ATL.
By the way, if you really want to tilt the odds in your favor, see where each individual flight is coming from on Flightaware and book one that’s already delayed or cancelled upstream. I didn’t do this yesterday though because I was in a hurry.
How’d That Work Out?
Let’s see how I did:
SEA-DEN: Southwest had six scheduled flights, none were cancelled, five were delayed
SEA-ATL: Turns out this route doesn’t exist
DEN-ATL: Southwest had four scheduled flights, none were cancelled, two were delayed
Ok, so I failed — but only a little:
SEA-DEN: All but one of the flights was delayed over an hour
DEN-ATL: Both delayed flights were over an hour delayed (or seemed to be as of this writing)
Alright, so if Ryan followed my advice, he’d still have a 5/6 shot of the first leg being delayed by at least an hour and a 1/2 shot of his second flight being delayed by at least an hour. There’s also decent chance misconnect in Denver. With an hour plus delay, calling Southwest is likely to get you at least a refund to a new travel voucher with a year later expiration, and it’s less likely but still possible that you could get a full refund. So, Ryan would have been in good shape even though we didn’t find the cancelled flight he was looking for.
Conclusion
If you have an expiring travel voucher, try and find a flight likely to be cancelled and book it. It could go well for you. Your odds will definitely be better than inflation dropping below 3% in 2022.
It turns out that planting a rabbit on your flight won’t cause it to be cancelled; he’ll just get an upgrade while you’re #1 on the list sitting in economy muttering to yourself and watching him from afar.
Hyatt got drunk on holiday eggnog (with bourbon of course) and we’re all benefiting. They’ve been:
Giving bonus points for Club Access Awards that expire on December 31, 2021
Extending the validity by six months of Suite Upgrade Awards that expire on December 31, 2021
I saw this first in private forums and later on Flyertalk and Reddit, and the number of successful datapoints is staggering. All you need to do is call Hyatt and ask for points in exchange for the expiring certificates, or ask for an extension on expiring Suite Upgrade Awards. In case calling someone is below the line, you can also chat via the website or mobile app. The number of points for Club Access Awards you’ll get depends on your status:
Globalists get 500 points each (presumably because Globalists always get club access anyway but Hyatt didn’t want to alienate their top tier members)
Explorists get 1,500 or 3,000 points each
There are multiplereports that this is a new policy, let’s hope it sticks for 2022.
(H/T D C Domer)
Hyatt’s other holiday surprise was scheduled to be this cursed snowman. Fortunately for all of us he melted in the Regency Club.
I noticed it’s busy out this week, anyone know why? Anyway:
1. You may remember that Chase gave a year of DashPass to cardholders starting in January 2021, and for many of you that year is almost up. You can get another year as long as you do the following before January 1, 2022:
Deactivate your DashPass membership
Remove all your Chase cards from DoorDash (I had to do this from the website, I couldn’t figure out how in the app)
Wait one day
Add a new (different from the one you used in January) Chase card to DoorDash
2. A helpful tip courtesy of discussion at Flyertalk, and it’s definitely applicable to some of the fares I’ve already booked — in today’s pandemic-era airline environment:
Almost all fares are changeable with no fee
Almost all fares can be cancelled and held as expiring travel vouchers
Paying for a First Class upgrade with cash or miles has gotten more expensive
So, if you’re considering paying for a seat up front with a ticket you’ve already booked, check the original cost of the ticket paired with the cost of an upgrade and compare that to the cost of a new ticket booked directly into First Class. If it’s cheaper to book directly (right now it usually is), cancel your existing ticket, take the voucher, then use the funds to book into a proper First Class fare.
3.VanillaGift.com has fee-free e-gift cards through this evening with code EGIFT2021. I’m praying to the holiday gods that this one sticks around post expiration exactly the way that FLASH2021 didn’t, though being e-gift cards makes these slightly less useful so my prayer voice is more of a whisper.
4.SoFi is giving $20 for checking your interest rate on a personal loan, and it only requires a soft-credit pull. It took me about 60 seconds to run through the motions, but a SoFi rep called my voicemail twice afterword so keep that in mind. By the way, this deal barely made the cut I’m still trying to figure out exactly where that line is ($20 for one minute is above the line, but the phone calls almost pulled it below).
Happy holidays to you and your families!
Pictured: American Airlines’ First Class “holiday ham cake”, which thanks to this post, you can get for even less.
I’m sure you’ve already figured this out, but travel hacking slows down this time of year because reasons. As a result, we have just a single item for today:
Giftcards.com has 5% off of virtual Visa Gift Cards through the end of the year with promo code VV5T216. The maximum face value is $250, and the promo code only works for up to $750 total in purchases. Buying $750 in cards will cost $730.35, and should earn cash back or miles when purchased through a portal. A few notes:
These are Metabank gift cards, have a liquidation (cash-out) plan in-mind
If your order gets cancelled, your email address is probably burned — just create a new account with a new email
These will earn rewards on American Express cards
Because this is the only item today, let’s talk liquidation (cashing-out gift cards). There are a few options that aren’t exactly secrets but aren’t well published either; most of them involve a fee of some sort, and the loan options carry a risk of default that you can largely mitigate but not eliminate. They are:
Of course there are other options too, but they’re more closely guarded. You can find them with some digging. Check bill payment services, fintech companies, and payment processors.
Waiting for deals this week is like waiting for coffee at Dutch Bros on a day that ends in ‘y’.
I’ve written before about cell phone burners and churning as an integral part of travel hacking, but it’s been a long time since then and there are some recent opportunities available right now that are likely to go away when the calendar turns. So, a refresher on why you should have burner phone numbers:
Many FinTech companies tie their account to a phone number, so scaling them requires new numbers
Many referrals and referral bonuses work by referring another phone number
Many online stores use a phone number for two factor authentication and as a back-door way to quantity limit
If you’re shutdown by, I don’t know, Dell or AA, a new phone number is a big part of spinning up a new account
Many amazing mobile phone deals or mobile service deals require porting in an existing phone number
Burner phone numbers give you scale, access to great deals, cheap phone swaps and upgrades, and help you recover from different types of account shutdowns.
Getting New Phone Numbers
Burners are part of the game, but not all burner telephone numbers are equal. For example, free phone numbers from TextNow can’t be ported out, and often companies and services will recognize and block these and other VOIP numbers. Phone numbers from Google Voice usually aren’t eligible for referrals, referral bonuses, or porting out bonuses. Companies have closed the obvious loopholes.
To make sure your burner phone number works with essentially everything out there, you’ll want to get a new number from one of the providers on this list published by Visible, which is mirrored by essentially all the services out there. There are a few easy and cheap options on that list:
Ting: Most of the year you can get a SIM card with a new phone number for $1 at BestBuy and Target. The SIM card comes with $30 in credit which covers all the time you need to port out a number
Google FI: Using a referral code will get you $20 in service credit, which will more than cover the couple of days that you’ll need to hold a number to port out
Mint Mobile: You can get a seven day “trial” service for $2, also at BestBuy and Target. Unfortunately you have to ask customer service for your account number for porting out so I prefer the above options to Mint
Once you’ve got phone numbers from the above, you can either hold them for long-term use or use them to unlock new deals.
Holding Phone Numbers
If you want to hold a phone number long-term, there are a few cheap options:
Google Voice costs $20 to port-in, but there aren’t further fees afterword
Talk about burying the lead eh? Everything above was to bring us to this point. December has some crazy good phone deals, and I’ve linked to some of the best ones here but others are available. Note that if slickdeals says one of the below deals is dead, it’s lying. As always, if you go for one of these deals make sure you use a portal for cash back.
Xfinity: Bring your own device for a $200 gift card per line (90 day service required, but you can have up to 10 phones on the same plan for a total cost of $15 per month, whether its 1 phone or 10 phones)
With the T-Mobile deals, you can open a “Talk and Text only” plan for $20 per month, or switch to that plan right after opening. T-Mobile will automatically unlock phones after about 45 days but will do it sooner when asked. Visible will unlock phones automatically after 60 days. Metro will unlock phones after six months. There’s also a way to unlock phones with AT&T SIM cards if you’re crafty.
Coincidentally, The Daily Churn Podcast just released an episode on flipping iPhones which is quite complimentary and relevant to the above.
What Scale Looks Like
I’ve been through at least three dozen Ting phone numbers in 2021 alone, and I feel like I could have done quite a few more but frankly I just focused on other things. With most of these deals, you can do five to ten in a single sitting, so it doesn’t have to be a slog.
I also know of a particular reader who did over a hundred lines with a particular Visible deal in a single month, and I’m sure there are people out there who’ve done more than that.
Good luck out there!
You may love your iPhone 13 Pro Max and I can’t fault you, but I’m holding out for a port-in deal on one of these beauties.
There’s a triple for today, but first let’s talk some blog meta: A week from Friday it’s time for the MEAB annual Travel Hacking as told by GIFs post, and frankly that post is a ton of fun but also a bunch of work. The biggest part of the work is deciding which travel hacking events or changes for the year were significant, and while I’ve come up with a dozen or two, I could use your help. Drop me a line and let me know from your perspective which events in 2021 should be addressed. Thanks in advance!
Back to our regular programming:
1. Delta is having an award sale to Cancun and Los Cabos from various US Cities. Sale prices depend on the city, but range between 11,000 miles round trip and 22,000 miles round trip. Use Delta’s flexible calendar search for the quickest results. (Thanks to DDG)
2. In a move that surprised absolutely positively no-one, Office Depot/OfficeMax has $15 back on $300 or more in Visa gift cards running through Saturday evening (or likely Friday evening, because, you know, reasons). To maximize the deal:
Buy the “Everywhere” variety of gift cards for lower fees, but make sure you have a way to liquidate (Bravo is still a higher fee way)
Try and get at least two and perhaps more transactions through back-to-back with the cashier
A caveat on the Rakuten card-linked program: Every time you use an offer you have to go back to the site and activate it again.
3. Stockpile has increased their fee-free gift card purchase when using a credit card to $1,000 per-transaction. According to DoC, the annual gift card limit has moved from $1,000 to $2,000, but I don’t think either of those limits were or are true. I was able to get more even before the change. For best success though:
Get a new IP address every couple of transactions
Use a new email address every couple of transactions
Use private mode in your browser
Use a credit card like the Chase Freedom Unlimited, Citi Double Cash, or American Express Blue Business Preffered that earns 2x on these transactions (or the US Bank Altitude Reserve for true hackers). Update: Chaim from HelpMeBuildCredit wrote in to remind me that Stockpile doesn’t take American Express
Apropos of nothing, I’d like to share this here because no-one else would understand. This morning, my P2 said to me: “You’re the worst to shop for. All I can come up with is to buy you $1,000 in BestBuy gift cards and let you turn those into points or something.” 😂
A machine that shreds BestBuy plastic gift-cards and turns them into showers of points. (Patent pending)
You’ve got just a little over a week and a half before “reset to factory defaults” happens on just about everything we do. Set aside a bit of time to take care of the following this week:
1. Spend any American Express credits in Uber Eats or Uber, and remember that your December Uber Wallet size is quite a bit bigger than other months when Platinum cards are involved.
2. Check for any annual fees that posted and call the bank for a retention offer, or just chat online if the bank is American Express. Some sample phraseology: “I’m thinking of closing this card because of its high annual fee, but before I decide what to do I was wondering if there are any retention offers or spend bonuses.” If you get an offer, don’t forget to add: “Are there any other offers available?” Sometimes there are better offers if you keep asking.
American Express specific note: If you accept a retention offer, plan on keeping that card for 12-13 months to avoid getting popups that deny credit card bonuses in the future
3. If you have an American Express co-branded personal card (Marriott, Delta, Hilton), make sure you’ve attached the dining offer to your card and spend it soon. The easiest way to do this from home is to buy an exact value Amazon Meals gift card on Fluz. As always, find a Fluz referral from a friend to make their day if you don’t have an account already, they’ll earn something and so will you.
4. Make sure you’ve spent any $10 American Express Personal Gold dining credits. My go to is the local coffee shop for a coffee and a crepe which jumps just north of $10 on GrubHub. Buying physical gift cards at a ShakeShack is another option.
5. Cancel any cell phone burner accounts that you’re done with (and for which you didn’t use a virtual credit card number that already expired).
6. Finish off any Q4 5x bonused spend on Chase Freedom cards, Discover IT cards, US Bank Cash+ cards, Citi Custom Cash cards, or similar.
7. Book any American Express Fine Hotels and Resorts (or The Hotel Collection) stays with your $200 Platinum credit for upcoming travel next year, even if it’s speculative. Historically American Express’s systems lose their memory after the calendar rolls, so keep that in mind.
8. Use your Chase Sapphire Reserve $300 travel credit, and remember that it works on groceries this year too.
9. Use your American Express Platinum $200 airline incidental credit, Chase Ritz Carlton $300 airline incidental credit, or PenFed PathFinder $100 airline incidental credit. United TravelBank is a great way to do this. On the American Express card, make sure you’ve selected an airline first. By the way, you can change your airline selection at any time as long as you haven’t yet used any during this calendar year, just call or chat with AmEx.
11. It’s time for some shenanigans with American Express Clear credits (yes, there are options) so burn those or gift them to a friend. Side note: Soon, it looks like you’ll be able to buy Clear gift cards for resale.
12. Check for any credit card spend bonuses that you may want to hit before the end of the year, like:
World of Hyatt Visa free night certificate after $15,000 spend
American Express Hilton Surpass and Honors Business free night certificate after $15,000 spend
American Express Hilton Aspire second free night certificate after $60,000 spend
American Express Delta Platinum MQM boosts after $25,000 and $50,000 spend
American Express Delta Reserve MQM boosts after $30,000, $60,000, $90,000, and $120,000 spend
British Airways Visa companion ticket after $50,000 spend
JetBlue Visa Mosaic status after $50,000 spend
Good luck out there.
The American Express master control panel. They’ve made great use of the turbo button for all of 2021, but a tech earning $12 / hour will push the reset button at 11:59 PM EST on December 31 so be ready.
