1. Bank of America has an annual promotion called “More Rewards Day” on a single day when all of your Bank of America cards earn an additional 2% cash back or 2x points on spend. It’s back again for 2023, and it’s scheduled for November 9.

    Last year it was very lucrative for some and frustrating for others because it was effectively capped only by your credit lines, but sometimes Bank of America’s fraud algorithms ran rampant like a rabid bunny with a Napoleon complex. As a result, Bank of America has limited rewards to $2,500 in purchases per personal card or corporate account this year.

    Now’s a good time to apply for Bank of America cards so that you’ve got them in-hand to hit minimum spend for November 9.
  2. Plastiq has a storied past with churners. Once upon a time it was one of the easiest platforms for no-cost or low-cost debit liquidation, but that slowly eroded into crapulence and then bankruptcy. Some highlights:

    A great way to have scheduled tiny transactions in June 2021
    Plastiq: The Zigening in March 2022
    When IT and Promotions Fail Together in August 2022
    Plastiq: A Slow Requiem in November 2022
    Plastiq declares bankruptcy in May 2023

    They were acquired by Priority Technology Holdings in bankruptcy, and a few weeks ago a judge approved the new company’s bankruptcy exit plan.

    Plastiq’s background helps frame the news that they shared: Plastiq will be accepting American Express cards for payments starting in a few weeks. Knowing Plastiq, it’s not going to be implemented properly. Always be probing.
  3. American Express Offers has an offer for $200 back on $2,000 in spend through November 21, up to two times. So far it’s been seen on both the personal and the business Amazon cards, but likely exists on other cards too. (Thanks to Ragerz78)
  4. Chase Offers and BankAmeriDeals have an offer for 10% back on IHG purchases of $100 or more, up to $31 cash back through November 15. Yes, you can capture these without staying at a Holiday Inn Express. (Thanks to DoC)

Happy Wednesday!

Bank of America’s fraud algorithms personified.

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