American Express has a few “no lifetime language” (NLL) card offers kicking around. The great news is that if you got the Unicorn Platinum card around when it came out in November, your 90 days is up and you’re eligible for another American Express charge card. As a reminder, if you apply for an NLL card and American Express doesn’t give you a popup saying you’re ineligible to receive a bonus, you should get it after meeting the spend requirements.

The best wisdom out there is to avoid obvious manufactured spend on American Express welcome bonus spending, though you can ignore that advice and probably be fine if you can’t gin up spend in any other way (just like you can drive without a seatbelt and probably be fine, but you may also die.)

Bonus tip: Check here to see if you’re eligible for 40% off up to $40 back, when you pay for an item sold buy Amazon and use at least 1 Membership Rewards point.

A Gold American Express card with the text "Click It or Ticket" overlayed on top.
American Express’s failed joint safety campaign with the US DOT.

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