Today is your day-off between Kroger’s promotions for 4x fuel points on gift cards. I hope you’re taking advantage of it, I know I’m excited to not step foot in a Kroger for the next 24 hours. In case that’s not exciting enough, here are a couple of items that will hopefully make up for it:
First Class (Lufthansa) US-Europe or vice-versa for 66,000 Membership Rewards, no fuel surcharges
Economy US-Africa or vice-versa for 31,000 Membership Rewards, no fuel surcharges
Business Class US-Europe or vice-versa for 49,000 Membership Rewards, no fuel surcharges
Economy continental US-Caribbean for 10,000 Membership Rewards, no fuel surcharges
There are other great redemptions too. You’ve probably read on this site multiple times that one of Avianca LifeMiles’ sweet-spots is its loose definition of a region. That US-Caribbean deal is a prime example. (Thanks to TheSultan1 for digging up the LifeMiles bonus link)
2. American Express Platinum card retention offers in September have finally caught up with the new, increased annual fee. There are reports of 60,000 Membership Rewards or $650 statement credits being offered. Whenever I call for a retention offer, I say something like: “I’m thinking of closing this card because its annual fee is huge. Before I make a decision though, I was wondering if there are any spend bonuses or retention offers available?” It’s worth a shot with all of your AmEx cards at these offer levels, so don’t put this one off.
Taking a break between Kroger 4x fuel points promotions.
1. Meijer MPerks has a new gift card offer, $10 off of $150 or more in Visa Gift Cards through Saturday. Meijer stores carry either or both of Sunrise and Metabank gift cards. The former are easier to deal with in person but there are options for liquidation of both. How many MPerks accounts do you have?
2. Southwest has a double tier points promotion available to everyone, register here before November 30, and book your travel before then too. This will fast track you to status on Southwest, which can be valuable. The downside though? You have to fly Southwest to get the status and unfortunately you’ll never get a first class upgrade, it turns out those seats are always sold out.
3. Chase wasn’t satisfied to let AmEx have all the fun, so they’ve added a 30% bonus for transferring Ultimate Rewards to British Airways and Iberia Avios. The Lazy Traveler has an interesting tip: Iberia is currently pricing as off-peak for the whole year of 2022, so take advantage. (And remember that the AmEx transfer bonus is 40%.)
4. It’s been circulating in several private groups that Kroger has another 4x fuel points promotion for buying gift cards running between Wednesday and the following Tuesday, September 21. No link yet, but watch for the ad in your mailbox this week. The longer running promotions like this are better than the short weekend ones (They’re not better just because they last longer, get out and try some things!)
On a semi-related note, the March American Express Platinum upgrade 10x at gas and grocery has started posting for everyone I know and for me too. You’ve still got a few days left to max out the $15,000 spend from that deal if you haven’t already.
The old school Southwest first class upgrade. IYKYK.
Keep the following on your radar for the holiday weekend, but make sure you take some time to relax too (don’t forget that we’re starting busy season for reselling, gift cards or otherwise so save some energy for the points treadmill):
On a likely related note, Point has a new streak going for $30 back after making a purchase a day for five days in a row, provided those purchases add up to $200 or more. This is easily combined with the Target 10x or Nike 15x offer running at Point right now, so if you procrastinated on those you’re in luck! Max them out with a gift card for resale to bump you well over $200 in spend, then set up Debbit to make four more transactions of $1.00 at Amazon for the following four days.
If you don’t have Point.app, use a referral link because the normal sign-up bonus is $10, but with a referral it’s $100. There’s no credit check since it’s a debit card. If you need a referral ask a friend and make their day, but if you don’t know anyone with Point reach out to me and I’ll share mine.
If you do end up at a Best Western, my condolences. At least you’re not at a Marriott Courtyard.
3. When will the madness end? Starting Sunday, Staples will have fee-free $200 Visa Gift Cards, limit 5 per transaction. I may sit this one out, I’m very much running out of bonused office supply spend capacity and there isn’t a Staples near me. (thanks to kawnipi)
4.Kroger’s 4x fuel points when purchasing gift cards promotion starts today and runs through Monday evening. Rates on everything related to this promotion have crept up from the last round, so it’s a great time to knock out some grocery store spend and potentially earn money doing it.
Radar screen showing my local Kroger parking lot and gift card rack.
1.American Express has a transfer bonus from Membership Rewards to all of its airline partners, something unheard of until this point. You’ve probably heard this reported elsewhere already, so let’s add to the conversation with a few particular sweet spots:
40% bonus to Avios with Aer Lingus, British Airways, or Iberia
Use Iberia for great award space from the US to Europe and avoid fuel surcharges with BA with the same flight access. Look for Madrid trips for extra value.
30% bonus to Virgin Atlantic, Hilton, Marriott
Use Virgin Atlantic for really low redemption round-trip tickets in Business or First to Japan and Eastern Asia
25% bonus to AirFrance/KLM FlyingBlue, Aeromexico, Hawaiian
Transfer Marriott Bonvoy points. With the transfer bonus, you’re looking at approximately 1.85 Bonvoy points to 1 MileagePlus mile. I’d say that’s about the best general use case of Bonvoy points I’ve seen in a long time. (This is a terrible idea with most other programs, especially Hyatt.)
1. Another week, another Point debit card offer: 15x at Nike between now and Monday September 6, limit 5000 points (or $333 in spend). I’ll buy a $330 gift card for resale at 93.5% and a net cost of 85%.
Point has been a great middle-man for transferring money from venture capitalist bank accounts into our wallets. I have to wonder when these offers will die, but it could be a while because VC money is plentiful right now — especially for FinTech companies.
As usual with Point, sign up for a new account using a referral link for the best bonus (currently $100 after spending $1,000). Make a friend’s day by using theirs, but if you don’t know anyone with a link you can reach out to me and I’ll share mine.
2. Marriott Bonvoy has its fall promotion out for stays between September 14 and December 12. Register here right now in case you end up at a Marriott property in the next several months. Also, my condolences if you do.
What’s the offer you ask? Answer: A slap in the face, but also 1,500 bonus points added to your Bonvoy account for each stay at a Marriott (or 4,500 if the property is all inclusive). Ok, ok i kid: a slap in the face is complimentary with every Marriott stay.
My welcome gift as a Bonvoy elite at my last Marriott Courtyard stay.
It bonuses at 2x on department stores, restaurants, car rentals, and airfare
It has no annual fee
You can transfer to airline partners
You can cash out Membership Rewards to your Morgan Stanley account at one cent per point
The last bullet is the kicker, though the others are noteworthy too. This card may now be the best option for converting Membership Rewards to cash in an above-the-board sort of way. Yes, the Schwab Platinum gives you an extra 10% uplift on cash-out, but you also have to have a Schwab Platinum card and pay its $695 annual fee, which I guess you can offset slightly with Clear and a stupid gym membership.
Running the numbers quickly by moving the decimal, you’d have to cash-out more than 695,000 points with the Schwab Platinum at 1.1 cents per point to offset the annual fee of the Platinum card versus just cashing out at 1.0 cents per per point with the no fee Morgan Stanley Card; if you’re cashing out any number less than that over the period of a year, you should really be using the Morgan Stanley card and not the Schwab Platinum. As a really, really small incentive for getting the card, you’ll get 10,000 Membership Rewards as a sign up bonus after spending $1,000 within three months, and I’m guessing you’ve never gotten that signup bonus before. Right? It’s not exactly been high on my list.
As promised, the Morgan Stanley Card is no where to be found on my top credit cards list, but it will be in my wallet soon anyway.
There’s a lot of opportunity kicking off the week, let’s hope it continues through Labor Day weekend (which, by the way, will likely be a great weekend for gift card reselling). Let’s dive in:
1. Office Depot/OfficeMax is back with my favorite promo: $15 off of $300 or more in Visa Gift Cards, now through Saturday. This is a $1.10 money maker when buying two regular $200 Visa Gift Cards. If you try slightly harder, say with the Everywhere variety of Visa Gift Cards and by linking your card to Dosh it becomes a $15.10 money maker without considering credit card rewards. If you go for the Everywhere cards note that they’re locked to specific merchants, but some of them are broad enough to make liquidation a breeze.
Do you have any burner cell phone numbers? Perhaps at least one for each credit card you have that bonuses at Office Supply stores? Create a Dosh account for each of them so you can scale the daily Dosh $10 max.
2. Dean let me know that Brex is back with a 110,000 points bonus through a partnership with Peyd. These points cash out directly via Brex at a penny a piece, or you can transfer them 1:1 to eight different airlines, some of which are actually useful (FlyingBlue, Asia Miles, and LifeMiles all have a unique sweet spots).
I signed up for Brex when it was first available and my biggest surprise with it is that the account is actually useful on an ongoing basis, not just for the sign up bonus. I’ve been happy with it for payroll hacking and for MS in certain categories.
Reportedly Brex will also let you sign up with Sole Proprietorship businesses now, but they may ask to see a tax return with a Schedule C.
One of the tropes you’ll find brandished in the mainstream media is that dressing nice, letting the gate agent know that you’re on a honeymoon, or uttering the words “revenue management” will score you a free upgrade. Of course you probably know that’s all a bunch of crap. Airline upgrades don’t work that way and gate agents who play those kinds of shenanigans are disciplined and may end up losing their job.
At a hotel you can usually use the $20 trick for a an upgrade, but trying that at the gate just won’t work. Trust me. So how do you get an edge? Spoiler alert, there is an airline equivalent to the $20 trick that doesn’t involve a crooked gate agent. Let’s call it the “jump-the-bucket” trick. Catchy right? Right? Ok, I know it’s not.
Elite Upgrades in the US
All major US airlines with a first class cabin onboard have some sort of upgrade program for their elite flyers, and there’s a well defined order to which elites are upgraded to the big seat upfront and with what priority. Just because it’s well defined doesn’t mean that airlines publish specific terms and conditions though. Rather, airlines speak about priorities in generalities and as a result it can be a trick to suss out how it really works. To compound the complexity, each airline has slightly different policies and sometimes upgrade instruments get into the mix too.
The major US carriers do share one thing in common for elite upgrades: different ticket fare buckets have different upgrade priorities, and you can hack your way into a higher upgrade priority with the “jump-the-bucket” trick.
Fare Buckets
Ok, so fare buckets matter for upgrades, but WTF is a fare bucket? The boring definition is that each bucket is a letter (like S, or J) or pair of letters (like OW) that corresponds with a given fare on file in their systems. There isn’t a standard for buckets on all airlines, but they do share a lot in common. First class fare buckets are often Z or F, and economy buckets are often S, L,Y, and B for example. Typically there are around 20 fare buckets per airline.
Fare buckets also have a hierarchy. F > Z, and Y > B > M. See the pattern? Nah, me neither. That’s ok though. You don’t need to memorize the hierarchy, just know that it exists and how to find it.
Jumping-the-Bucket
And now my friends, you’ve got enough background to understand how to game the upgrade lottery. When airlines process upgrades, one of the universal tie breakers is your segment’s fare bucket. To win that battle you just have to make sure you’re in a higher bucket than the other guy. Unfortunately that’s not free, but it’s usually less than $20 or so to jump to the next bucket when you book a ticket. Even better, it’s almost a certainty that no elites on your plane have booked into anything other than the cheapest bucket that was available when they bought their ticket. (There’s a small wrench here, sometimes government contracts and big business contracts will book into high buckets per the specific terms of their agreement with the airline. That usually doesn’t matter if you’re not going to or from DC though, especially during peak leisure travel.)
Now, let’s talk about how to jump-the-bucket with ITA Matrix:
1. Search ITA Matrix for your desired flight 2. Pick your desired itinerary 3. Look at which fare buckets the itinerary has
Example: I searched for a Delta direct flight between Los Angeles (LAX) and Chicago O’Hare (ORD) on Sept 10, and picked the cheapest flight that wasn’t basic economy since those fares aren’t upgrade eligible. In this case, it was an economy flight in fare bucket V, which you can see in my example ITA Matrix search at the end of the line in parentheses after the word “Economy”:
A sample itinerary. Note the V booking code embedded in Economy (V) at the end of each leg.
Now I need to find which bucket has a higher priority than V. On Delta, that would be X. (See the next section for priorities. I don’t memorize this and I bet you don’t want to either.) So, to continue with the prior steps:
4. Determine the next higher fare bucket (see next section) — in my case X 5. Return to the main ITA Matrix booking page 6. Enter your desired cities and dates again 7. Click “Advanced controls” to turn them on if they’re not already on 8. Tell ITA Matrix that you want a specific fare bucket (booking code) by entering “f bc=X” in the “Outbound extension codes” and “Return extension codes”. Replace X with the appropriate fare bucket as needed. 9. Click through to find your itinerary 10. Cut and paste your itinerary into bookwithmatrix.com to book
Side tip: Remember how I glossed over searching for a flight that wasn’t basic economy in my example? Well, basic economy on Delta is fare bucket E, and you can enter “f ~bc=E” to tell ITA matrix to ignore any fares in the E bucket. The tilde means “not”.
In this particular example, an X bucket fare was $145.20 which is exactly $13 more than the V bucket. If I book this itinerary, I’ll be ahead of similar leveled elites that booked the cheapest fare they could, which is probably all of them provided the bucket was available when they booked.
The same itinerary after jumping-the-bucket. The higher bucket with a better shot at an upgrade costs an extra $13.00.
Cool eh? Cheaper than the $20 trick, and personally I’ve had great success with this technique in the past.
One last gotcha: Sometimes different segments each have their own fare bucket. That’s ok too, just use the Multi-city tab on ITA Matrix and enter fare codes segment-by-segment and you’ll get what you’re after.
Airline Fare Bucket Priorities
How do you know the order of fare buckets for a given airline? First answer: Ugh. Second answer, visit cwsi.net. To save myself the hassle I’ve written them out and I guess I’ll share them with you too (ordered highest to lowest):
Delta: W, Y, B, M, S, H, Q, K, L, U, T, X, V, E (highest first, lowest last, E is basic economy)
United: O, A, R, Y, B, M, E, U, H, Q, V, W, S, T, L, K, G, N (highest first, lowest last, N is basic economy)
American: Y, H, K, M, V, Q, S, N, L, O, B (highest first, lowest last, B is basic economy)
Alaska: Y, B, H, K, M, L, V, S, N, Q, O, G, X (highest first, lowest last, X is basic economy)
Caveats
A few things to watch out for:
As flights get closer, lower fare buckets may sell out or get zeroed out by the airline, pushing close-in bookings into a higher fare bucket. So if you book 5 months in advance and jump-the-bucket at the time, you may not be ahead of everyone by the time you fly
There are other criteria for upgrades too, and they vary by airline. Your status level for example is almost always a higher priority than your fare bucket. (Unless it’s a special Y-up bucket, but that’s beyond today’s post)
Using certain upgrade instruments trumps all fare classes. (SWUs on AA, RUCs on DL, GPUs on UA)
Conclusion
There’s an airline cousin to the hotel $20 trick, and it’s called the jump-the-bucket trick. For a few extra bucks you can often up your chances for an elite upgrade. #winning #twirlingtowardfreedom
The United “basic economy” fare bucket. Or, is that the Economy+ bucket on an ERJ-145? It can be hard to tell.
