There are a couple of deals out there that’ll net you $1,022, or $1,031.80 with some shenanigans:

1. Brex will give you $1,000, or 100,000 miles transferred to various airlines, for setting up PayPal merchant processing. It took me about 3 minutes which makes it one of the biggest hauls I’ve ever gotten for the time required for a US airline to show you how to use your seatbelt before you depart. Here’s what you do:

For the fastest phone call possible, tell the PayPay merchant services agent them you want to set up a merchant account with “online invoicing” as the only payment method that your business needs to accept and that you’re setting it up as part of the Brex integration. They’ll walk you through sending a test payment to yourself of $1.00, and put you on the list for 100,000 points. Just make sure your PayPal and Brex accounts have the same email address — create a new PayPal business account if they don’t already match.

If you don’t already have a Brex account, find a friend who has one and get a referral, you’ll both earn a $250 Amazon gift card, which as far as I can tell is the current best sign up bonus available. If you absolutely can’t find anyone, my link is here, but that’s not why I’m in this.

2. Swagbucks will pay you $110 for signing up for a Walmart+ annual membership, which costs $98+tax. But, you can make it better with a Chase or Bank of America credit card offer for $5 or $10 back. You can also get a Dosh 10% back if you’re willing to play some shenanigans (there are more specific instructions here if you like, just ignore the Google Pay instructions as they’re out of date). My Chase Sapphire Reserve had an offer for $10 back, so I’ll net $110 from Swagbucks, $10 from Chase, and $9.80 from Dosh for spending $98, which gives a total of $31.80 when all is said and done. And oh, I guess I get a year of Walmart+, which I predict I’ll use approximately zero times — SCORE!

Another hint/technique: You know there are states out there that don’t charge sales tax, right?

A picture of a Walmart store with fallen shelves, products scattered on the ground, and spilled liquids all over the floor.
My local Walmart as it looks on any given Tuesday. Why wouldn’t I want to shop here?

If you have an American Express Personal Gold or Green card that’s been around since at least last year, you’re likely to see an upgrade offer to the Personal Platinum worth either 25,000 Membership Rewards or 75,000 Membership Rewards after spending $2,000 after logging in to your account and scrolling down to the offers section. On the face of it, “meh 25,000 points for a high annual fee card, so what?” Here’s what: This upgraded card inherits the Unicorn AmEx Platinum Card’s 10x up to $15,000 spend in the first 6 months at Gas and Grocery after upgrade. I was able to see it on one of my AmEx Golds, even though I already have a few Personal Platinum cards.

If you don’t see it, detach your Gold or Green card from your login at this link and create a new login with just that card. It’ll almost certainly appear under your new login.

While the American Express Personal Gold card is my favorite AmEx card, I couldn’t turn down this upgrade from one of my Gold cards. I’ll spend through the 10x to earn 150,000 MR, earn the $200 airline credit and the $30 / month PayPal credit through June, earn the upgrade bonus, then I’ll downgrade it back to a Gold card. No harm, no foul.

A picture of a soccer player in a red jersey shrugging.
With this AmEx upgrade/downgrade, I’m calling “no harm, no foul”.

Ok, so about that Unicorn Amex that needed to use a Resy affiliate link? No need apparently. As of November 12 all new AmEx Platinum approvals get 10x on grocery and gas up to $15,000 spend. Visit American Express at this link and you could see the same offer. You may need to try private mode or a different browser if you don’t see the 100,000 MR points plus 10x grocery spend and gas stations offer, or copy and paste the link yourself, or jump up and down and yell “Ice, Ice, Baby!” when you click.

The Brave browser has been reported to work. If you don’t get a popup at the last step of the application, you should be eligible for a sign-up bonus even if you’ve already had the card.

Vanilla Ice, rapper
Vanilla Ice (maybe) has a Unicorn Platinum

If you’re like me, you need another Amex Platinum card like you need a hole in the head. But, here’s a better sign up bonus for an American Express Platinum card that’s the best I’ve ever seen:

  • 75,000 Membership Rewards sign-up bonus after spending $5,000 in 6 months
  • 20% statement credit on restaurant spend up to $300 back within the first 12 months
  • 10x Membership Rewards points at Grocery Stores and/or Gas Stations

I think this is an affiliate link of Resy.com, so they’ll likely get something if you use their link. I’d give you a non-affiliate link if I knew of one, but I don’t, sorry. 🤷‍♀️

Drunk Kermit
10x Membership Rewards on Rosé from Ralphs