Category: Gift Cards

  1. American Express’s promotion for 10x on dining for up to $25,000 in three months for the referrer after referring someone else to AmEx ends on Wednesday. To make this last a little longer, remember AmEx referral hacks:

    – One 10x bonus per account number
    – Referral links saved before Wednesday will have the 10x bonus attached even if the referred applies for the card after Wednesday This didn’t work
    – If the referred is denied on first application but later approved after reconsideration, the 10x bonus will activate for the referrer, even after the expiration

    Combine several of the above to extend 10x even further, and remember you can always chat with American Express to confirm that a referral bonus is attached after three days.
  2. Giftcards.com has new codes for 10% off of $100 Visa egift cards. Codes to try:

    – VISASUMMER10
    – SUMMERVISA10
    – SUMMER10

    These codes don’t appear on major shopping portals so probably won’t payout, but you miss all the shots you don’t take. If you’re having tracking issues with this site, see this post and also note that all Safari desktop transactions may also currently not track with giftcards.com.

    These are Pathward cards. Several online liquidation channels for these dried up in the last couple of weeks, but there’s always a play and there’s always Kiva as a last resort if you don’t have other options.
  3. The Citi Shop Your Way Rewards Mastercard sent out mid-month offers late last week, we’ve seen:

    – 200,000 Shop Your Way Rewards points for $750+ in online shopping
    – 250,000 Shop Your Way Rewards points for $1,000+ in online shopping
    – $70 statement credit for $1,000+ in online shopping
    – $50 statement credit for $750+ in online shopping
    – 10,000 ThankYou Points with $1,000+ in online shopping

    (Thanks to MVC, Brandon F, irieriley, and Brooke)
  4. Giant, Stop & Shop, and Martins stores have 10x points on Uber and airbnb gift cards through Thursday, limit $2,000 per account. Of course with Pepper Rewards you can get effectively the same deal from home, but probably only for a couple more weeks.
  5. American Express offers has $300 back on $750 or more at Holland America through August 31. (Thanks to FM)
  6. In case you’re wondering how bad the Ultra Low Cost Carrier (ULCC) airlines are doing at meeting the current traveling public’s needs, two pieces of news will tell you: (1) On Friday Frontier eliminated change fees on non-basic economy tickets and added Euro-Business style blocked middle seats on some tickets. Then this weekend, (2) Spirit eliminated both change fees and cancellation fees on all tickets.

    Of course, you could look at Frontier’s earnings or Spirit’s earnings for Q1 2024 earnings and see it in number form. [Spoiler alert] They’re both great at losing money, and they’re both good at using accounting tricks to make the losses look less grave.

ULCC post-COVID economic models in a nutshell.

  1. Wyndham points can now be redeemed for all-inclusive resorts in the Caribbean, Central-America, and Mexico. Resort prices are either 15,000 or 30,000 points per night for two guests.

    Don’t forget that the Wyndham Business Earner Barclays card earns 8x and gives a 10% rebate on points bookings, which makes this a very solid deal. (Thanks to DoC)
  2. TheGiftCardShop.com has fee-free Visa gift cards with promo code GRAD2024, though you’ll still pay for shipping, and it seems to work for up to $10,000 in purchases per order too.

    These are Incomm gift cards. Incomm cards have sporadic liquidation issues in recent history which can largely be summed as: (1) sometimes full value transactions are blocked, and (2) usually you can’t do more than three back-to-back transactions with the same type of card.

Have a nice Wednesday!

This week’s blog posts.

  1. Office Depot / OfficeMax stores have $15 off of $300 or more in Visa gift cards through Saturday. For best results:

    – Try for multiple transactions back-to-back
    – Try and get even multiples of $300 for better discount stacking
    – Link your cards to Dosh

    In theory these are limit 10 per transaction. These are Pathward gift cards.
  2. Giftcards.com has 10% off of $100 virtual Visa gift cards using promo code SUMMER10. The code only applies to three per order, but multiple orders work fine because rules only matter sometimes.

    These are Pathward gift cards too. (Thanks to SPX)
  3. Bank of America has a small business checking account bonus of $1,000 for bringing $30,000 in new funds within 30 days of opening the account and keeping an average balance of $30,000 or more between days 31 and 90. Depending on how well you play timing, it’s an effective APR of between 13.5% and 20.3%. The account must by open by July 31.

    You can also register for a fast track to Preferred Rewards through the same funds and promotion, which frankly is a better deal than it probably sounds. (Thanks to DoC)
  4. The Citi Strata Premier card has a meaningful update: It now includes travel insurance for luggage, delays, and common carrier cancellations and interruptions. Just like everything Strata related, Citi botched the rollout though. This time, they posted the terms and conditions and a FAQ, but then pulled them a bit later. I did read through them while they were up, and the summary for trip delay insurance is (was?): UPDATE: Benefits guide here

    – Trips must be paid in full with the card for revenue tickets for coverage
    – Taxes and fees must be paid in full with the card for award tickets for coverage
    – Round-trips required, one-way bookings may not count [needs to be re-verified]
    – Trip delay insurance requires a 6 hour delay
    – Maximum $500 per incident

    The Sapphire Reserve and US bank Altitude Reserve have better travel insurance than the Strata Premier, especially because you only need a partial payment with those cards for eligible coverage, and one-way trips are covered too as long as you’re away from your home city.
  5. Finally, personal American Express Platinum cards have changed the criteria for at least some authorized user bonuses, requiring that the authorized user card be a Platinum version which has an additional annual fee. That is, the free version of the authorized user cards don’t count for a bonus.

    We haven’t seen this on other cards or business cards yet. (Thanks to Xero Clarity)

Happy Tuesday!

Another rule that only matters sometimes.

Buying gift cards through giftcards.com is a favorite past time for manufactured spenders, especially because it’s an easy way to hit portal spending bonuses. Things have been going swimmingly for me with the site since portal terms and conditions were updated in November 2022 to allow for cash-back on up to $2,000 per order, rather than the prior $2,000 in aggregate per month; or at least they had been going swimmingly until April 11.

On April 12, orders stopped tracking across all portals for a majority of manufactured spenders that used the site regularly. For others though, everything continued to track and the difference wasn’t clear. As far as I can tell, two things happened on that day:

  • Giftcards.com implemented new anti-bot measures, usually manifesting as a puzzle slider
  • They built an internal “cash-back ban list” and put big users on it

Since I pretend to be a scientist, I spent a few weeks trying to decide what exactly had been banned by placing dozens of orders through different portals, each changing some combination of personal information, technology, and credit cards. The result was they seem to have banned users by:

  • device (cookies and browser fingerprint)
  • ip

Changing one of these things wasn’t sufficient to fix tracking, but changing both of them was. So, if you’re having issues with order tracking on giftcards.com, find your way to a new IP and device profile. Your email accounts, name, addresses, and other personal information doesn’t seem to matter.

Happy weekend friends!

Next up: How to ensure that 21 pounds of onions for $7 will post correctly at Meijer.

  1. In a move that no-one, ever, in the history of the Universe could have seen coming: Office Depot / OfficeMax stores have $15 off of $300 or more in Mastercard gift cards in-store through Saturday. To maximize:

    – Link your credit cards to Dosh
    – Try for multiple transactions
    – Even multiples of $300 typically work very well

    These are Pathward gift cards.
  2. The Chase Freedom Flex no-annual fee card has a targeted sign-up bonus for 10x at grocery stores on up to $12,000 spend in the first year, which for the math challenged makes this effectively a 120,000 Ultimate Rewards points sign-up bonus on a no-annual fee card.

    Unfortunately, just like its little brother American Express’s applications, Chase might make you jump through a few hoops to get the offer to show; the easiest consistent way for me was to visit https://creditcards.chase.com/ in an incognito browser.
  3. Incomm sites have fee free gift card promotions running for orders over $50:

    – VanillaGift.com: No-fee Visa gift cards
    – TheGiftCardShop.com: No-fee Visa or Mastercards with promo MOM2024
    – MasterCardGiftCard.com: No-fee Mastercards with promo code MOMSDAY2024

    These are Vanilla / Incomm gift cards.
  4. Meijer MPerks has $10 off of $150 or more in Visa gift cards running through Saturday, though it’s limit one per MPerks account.

    Meijer sells both Pathward and Sunrise gift cards.
  5. Several airline shopping portals have Mother’s Day promotions:

    – AA: 2,000 bonus miles after $800+ in spend
    – Alaska: 1,000 bonus miles after $400+ in spend
    – Southwest: 1,000 bonus miles after $200+ in spend
    – United: 2,500 bonus miles after $400+ in spend

    Giftcards.com appears on all of these portals, but it’s had spotty tracking issues for the last three weeks so ymmv.
  6. The Chase Sapphire Preferred and Reserve 75,000 Ultimate Rewards after $4,000 spend in three months bonus offers are now, as we predicted twice last week, available with referral links. It’s finally time to do a MEAB double dip for those who celebrate.

    As usual, use the referral link for P2 or from a churning friend to make their day. (Thanks to DoC)

MEAB double dip day demands MEAB quality referral gift wrapping.

  1. Two no-annual fee American Express credit cards have increased sign-up bonuses:

    – Blue Business Plus: 50,000 Membership Rewards after $8,000 spend in three months
    – Blue Business Cash: $500 after $8,000 spend in three months

    You may have to play browser bingo, incognito blackjack, device keno, VPN baccarat, search engine roulette, or wear a two-toed sloth mask to see the increased offer. (Thanks to pizza42bob)
  2. Do this now: Register for an extra bonus for the upcoming Avianca Lifemiles American Express card issued by Cardless. . If you register before card-launch and get the card when it launches, you’ll get 5,000 or 10,000 additional bonus Lifemiles after meeting the sign-up bonus, depending on which card you apply for.

    This is an exact replica of the Qatar Airways Visa waitlist from a couple of weeks ago, but perhaps interesting in a different way because it’s a third party American Express.
  3. Do this now: Register for Best Western’s Summer promotion for 2,000 bonus points per night on up to 50 nights. This is valid for stays through September 2, and booked by Sunday. You’ve got to rebook existing reservations to be eligible too, because Best Western technically hates its customers.
  4. Kroger stores have 4x fuel points on third party gift cards and fixed value Visa and Mastercard gift cards through May 14. I expect that Amazon gift cards are still excluded and will only earn 2x, but the terms aren’t available as of this writing.

    Pepper Rewards continues to keep most bulk gift card brand resale rates low, but fuel points rates have soared. I expect that to continue throughout this promotion too.
  5. In case you’re wondering what the travel outlook is like for Summer, the busiest sustained travel period of the year, the major low cost carriers (not to be confused with the ULCCs) are running Summer fare sales:

    – Alaska, paid fares for for travel between May 21 and June 12 booked by tomorrow night
    – Southwest, for travel between May 12 and November 20 booked by May 9
    – JetBlue, for summer travel (dates unclear)

    The JetBlue sale in particular seems great on certain days; I’m seeing transcontinental Mint flights including flights in the new Mint cabin for about $600, and transcontinental economy fares at around $120.

A churner demonstrates the technique for pulling up heightened American Express offers.

  1. Hyatt sent targeted spending bonuses via email and in-app pop-up yesterday. Offers reported:

    – 1,000 – 1,500 bonus points for night multiples, up to 15-30 nights total
    – 20% back on award stays, up to 150,000 points spent / 30,000 points back
    – double or triple elite nights on up to five or ten nights
    – a free night certificate after a two or three night stay
    – double or triple points on up to 30,000 points earned

    Note that many of these require registration by June 6 and have a 90 day window for the promotion runtime, so it probably only makes sense to register the day before your first stay, as long as that’s before June 6. There is a collection of links here, but if you’re not targeted they won’t work.
  2. Southwest’s schedule is now open through March 5, 2025. On an related news item, if you book and board a Southwest flight, you’ll be flying Southwest so know what you’re getting yourself into. (Are they perfectly fine? I mean, mostly – but that’s not high praise.)
  3. The American Express Business Platinum card has a new 300,000 Membership Rewards sign-up bonus after $20,000 spend in three months. To find it, you may need to try all the gyrations:

    – Go incognito
    – Try different browsers, like Brave, Qikfox, Firefox, or Edge
    – Try both desktop and mobile devices
    – Connect to a VPN in various cities
    – Burn an old green employee card in effigy

    (Thanks to Heather)
  4. American Express has a new version of the Delta Reserve and Delta Reserve Business card that’s partially made out of the airframe of an old 747. Existing cardholders can request that version of the card by using the app’s “replace card” functionality, and if you’re not an existing card holder but you really want one, you can get one with AmEx and still be on good terms by either:

    – Applying for a new card, never hitting the sign-up bonus, and closing it within 30 days for no annual fee
    – Upgrading an existing card to a Delta Reserve without an upgrade bonus, getting the 747 card, then downgrading back to your existing card

    Of course if you care enough to run through all of this just for a card made out of an alloy that partially once had metal from a 747’s airframe, you’re an avgeek. Sorry, not sorry.
  5. Kroger online has 5% off of Visa and Mastercards with promo code SPRING24. I was only able to get this to work with physical gift cards, but I could get 10 total cards in a single order with the promotion applied.

    These are US Bank cards, and you’ll earn fuel points for the purchase too. It won’t code as grocery though.
  6. Staples stores have fee free $200 Visa gift cards starting Sunday and running through the following Saturday, limit eight per transaction.

    These are Pathward gift cards, so have a liquidation plan in place.
  7. Kroger stores have 4x fuel points promotion on fixed value Visa and Mastercards and third party gift cards, but this one is today only. (Thanks to GCG)
  8. Ramp Capital’s corporate charge card program has launched travel partner points transfers with a transfer ratio of 1 ramp point = 0.667 mile. Like the card’s flat 1.5x points per dollar earning structure, the travel partners are completely uninspired. I only bring it up today because reading a couple of sentences about it here will save you from reading a couple of pages about it on a dozen other blogs only to figure out that it’s probably not worth your time. (Thanks to sammyph200)

Have a nice weekend!

The room where it happened: Ramp Capital’s inspiration room for finding airline transfer partners.

  1. American Express Membership Rewards has a 30% transfer bonus to Virgin Atlantic through the end of May. These are best for:

    – Delta One to and from Europe in business
    – Necker Island trips
    – Air New Zealand business to and from the US

    They have decent availability on their own metal for premium cabin space too, but fuel surcharges are high so it’s usually a more useful mental model to think about those as roughly the same price as a coach ticket plus some miles for business class redemptions.
  2. Express (unrelated to the American version; also both a clothing store and a former a medium tier gift card on the resale markets) has filed for bankruptcy. It’s time to think seriously about what to do with inventory you’re holding, and to reinforce that holding inventory carries risk. (Thanks to GCG)
  3. Virgin Australia flights are now bookable with Qatar Avios at attractive rates, especially for short and medium haul economy.
  4. Kent Brockman famously said that democracy doesn’t work, and reddit added a datapoint to that debate after I declared that US Bank is the most ghetto bank. According to the popular vote, the most ghetto banks in decreasing order are:

    – Citi
    – Bank of America
    – Barclays

    US Bank didn’t even make the top three. Why is Citi less ghetto than US Bank? Because pay by phone friends, pay by phone.

US Bank’s corporate landscaping signage presents additional evidence.