We’ve got a doozy today, and I’ll let you guess which one:

  1. The Citi Shop Your Way Rewards card is sending out new mid-July offers which stack with offers sent previously, like those from last week. These offers focus on online purchases for total spend through August 14. We’ve seen:

    – $30 statement credit after $500 or more
    – $50 statement credit after $750 or more
    – $70 statement credit after $1,000 or more
    – 225,000 Shop Your Way Rewards after $750 or more
    – 7,500 ThankYou Points after $750 or more

    I’ve been goaded into referencing a retired NBA star for the next couple of months of Shop Your Way offers, so let’s call this set of offers the “Mark Eaton all-star center” round. (Thanks to MS Ninja, birt, Brooke, irieriley, and flypiggy)
  2. The United Shopping Portal has a tiered spend bonus with 2,500 miles after $600 spend in the top tier. Call me crazy, but it feels like this one pairs well with the Shop Your Way Rewards card.

    Unfortunately Giftcards.com is still absent and it seems like it’s never coming back, also I guess like Mark Eaton. (Thanks to DoC)
  3. The Alaska Airlines shopping portal and the Rakuten shopping portal both have card linked in-store offers for Gamestop. The offers are (in theory) unlimited use, but you have to re-add them to your account after each purchase.

    Last I checked, Gamestop has quite a few uses other than for buying weird Star Wars merch or used, scratched PS4 games. Always be probing.

Happy Monday!

Pictured: NBA all-star center Mark Eaton’s bird form celebrates the SYWR card’s latest deal.

  1. Staples stores have fee free $200 Mastercard gift cards Sunday through the following Saturday, limit eight per transaction. If you get an experienced cashier at Staples (lol), you can probably talk them in to multiple transactions back to back.

    BravoPay is a relatively bullet-proof but expensive liquidation option for these, just try and keep your daily transaction volume small. Of course other options exist too.
  2. For approximately the last year, we’ve seen reports that Chase Ink Preferred cards can be approved past 5/24 about every month. Well, this month’s report has arrived. I hesitate to write about these because I truly believe nothing is different than it has been all year, but since it keeps coming up, here’s my understanding of the rules:

    Ink Preferred mailers sent via USPS with a promotion code bypass 5/24 consistently
    – Ink Preferred online applications with offers of 90,000 points or more bypass 5/24 if you’ve got a good relationship with Chase but aren’t above 8/24
    – Ink Preferred in-branch applications bypass 5/24 if you’ve got a good relationship with Chase

    I don’t believe Chase has different rules for different people, unlike American Express.
  3. Mileage rates for AA have dropped significantly at Rocketmiles, but higher rates are still available at AdvantageHotels by Rocketmiles, because corporate America 🙄. AA boosted hotel stays are typically most interesting if you play the Loyalty Points game, and even more so if you currently have elite status and an AAdvantage card because the offers are 5-6x higher. (Thanks to Gary at VFTW)

What an experienced cashier at Staples looks like.

July is apparently a good news and bad news sort of month. For example in the apparently not-a-joke competitive sphere of competition eating Joey Chestnut won a 16th hot dog eating contest on Tuesday, but to win he had to eat 62 hot dogs so there’s that.

In our world we’ve got a bit of bad news too:

But, there’s good news:

  • Rakuten will have 10x back at Dell (and probably Saks) on Monday, so you’ve got time to strategize your American Express credit liquidation
  • The IHG credit card’s sign-up bonus has bumped to 140,000 points and a $100 statement credit at IHG properties after $3,000 spend in three months
  • The Barclays Wyndham Business card has a targeted offer for 5,000 bonus points:

    – 1,000 bonus points per month for any purchase in June, July, and August
    – 2,000 additional points for $3,000 in spend or more over all three months

    Yes, we’re past June, so really this is a 4,000 bonus point offer going forward. Look for an email from [email protected] to see if you’re targeted. (Thanks to Welcome Offer)
  • American Express sign-up bonuses do eventually post

Have a nice weekend!

Another good news / bad news situation.

  1. Meijer stores has a clickable coupon for $10 off of $150 or more in Visa gift cards through Saturday, limit one per MPerks account.

    Meijer stores sell both Metabank Pathward and Sunrise gift cards. I know which one I’d choose for several reasons, but especially out of principle. I’m currently outside of the Meijer footprint though so my choice instead is to stand outside in the cold rain, watching everyone else’s Meijer party inside the warm, comfy house.
  2. There’s a new link for the Barclay AA Aviator card’s 70,000 mile sign-up bonus requiring only a single purchase. For better approval odds, spend a lot on existing Barclays cards and then pay them off. (Thanks to DoC)
  3. There are four new transfer bonuses for July:

    American Express has a 30% transfer bonus to British Airways Avois through August 31
    American Express has a 30% transfer bonus to Iberia Avios through August 31
    Capital One has a 20% transfer bonus to AirFrance/KLM Flying Blue through July 31
    Chase has a 70% transfer bonus to IHG through July 31
  4. Chase Offers has an easy to game offer for 10% off of Southwest airfare, up to $40 back. The simplest play is to turn this into discount travel funds, but the more lucrative play is to turn this into a statement credit with no effective outstanding charge.
  5. Chase also has targeted offers for spend at gas, grocery, and restaurants on personal credit cards:

    – Hyatt, Southwest, United, Freedom and IHG: 5x up to $1,500 in spend
    – British Airways: 10x up to $1,500 in spend

    Sometimes the Chase website gets confused after a single form submission and incorrectly tells you it can’t find information or you’re not targeted on all subsequent submissions. To avoid that, open a new incognito browser window for each card you check.
  6. The Capital One Shopping portal has a mildly interesting $10 bonus for both the referrer and referred on new shopping portal accounts provided the new account installs the Capital One toolbar and spends $10 through the portal within a month. A few notes:

    Giftcards.com is on the Capital One Shopping portal
    – Giftcards.com typically has negative cost deals around major holidays
    – In the US, July 4 was a major holiday last time I checked
    – You don’t need to hold a Capital One card to have an account on the portal
    – I recommend creating new Capital One shopping accounts periodically anyway to avoid clawbacks

    Why no, I can’t possibly see how this could go wrong for Capital One, why do you ask?

Pictured: 1. Capital One Shopping portal (road), and 2. manufactured spenders (mud slide)

  1. Do this now: Register for Hyatt promotion for 1,000 bonus points per night up to 10,000 bonus points at Dream Hotels in New York, Nashville, South Beach, and Los Angeles for stays between July 6 and September 15.

    This marks the first time that I’ve ever seen Nashville in the same city lineup as New York, Miami, and Los Angeles. Nice job Nashville marketing team I guesss?
  2. The Citi Shop Your Way Rewards card, now a MEAB Unsung Hero for nearly 2 1/2 years, has a new round of targeted promotions, so far seen only via USPS. This round is 15% back as a statement credit on up to $1,200 in spend at gas, grocery, and restaurants each month for the months of July, August, and September. I Expect that more of these offers will go out via email over the weekend. (Thanks to birt)
  3. The Apple Credit Card has a targeted promotion worth $200 per day in cash back through July 25. You get:

    – 10% back promotion on up to $1,000 in spend at Walgreens and Uber (and less interesting stores like Ace, Exxon Mobile, Nike, T-Mobile, and Panera)
    – 10% back on up to $1,000 in spend at other stores

    If you max this promotion you’ll get $200 * 26 days, or $5,200 for the math challenged. Level two players can earn even more on the payment side. (Thanks to DoC)
  4. GC Galore notes that BestBuy online now sells Amazon electronic gift cards which is useful for leveraging card linked offers from Chase, Bank of America, and American Express.

Why visit New York, Miami, or Los Angeles when Nashville has this tourist attraction?

  1. Giftcards.com’s promotion that was originally 5% back and set to expire on June 17 has risen from the dead. The current zombie variant is 10% back on up to $1,500 in $100 Visa gift cards with promo code SUMMER or YAYSUMMER through tomorrow evening.

    Giftcards.com remains absent from airline portals, but it’s still available via Rakuten and the Capital One Shopping. The Capital One mobile app almost always has the highest rate. These are Pathward gift cards.
  2. Kroger.com has $10 off of $150 or more in Visa and Mastercard gift cards with promo code JUNE2023 through Wednesday evening, but unfortunately the limit is one per account. You will earn fuel points which adds another $10 off or so if you can use the points.

    These are US Bank gift cards.
  3. There are a few offers that combine for a great deal at Staples this week:

    Fee free $200 Visa gift cards through Saturday, limit eight per transaction
    – A Chase offer for 10% back at Staples up to $220 in spend through July 10

    These are Pathward gift cards. (Thanks to DoC)
  4. The Capital One Venture card has a 100,000 points (effectively $1,000) after $5,000 in spend in three months. Note that you’ll be automatically denied for this card if you have a Venture X personal card, but the jury is still out on the business Venture X.
  5. Meijer MPerks has a promotion for 50,000 MPerks points with the purchase of $250 or more in many third party gift cards (but especially Apple), limit 50,000 points per account.

    Scale this one with multiple MPerks accounts.

The moment the giftcards.com SUMMER deal came back from the dead.

1. PSA: You’ve essentially got today and tomorrow to spend your first half 2023 American Express Dell and Saks credits because neither posts charges before items ship, and shipping delays are common with both. In the case of Saks, I believe it’s just because they’re a legacy company that’s still working on its digital supply chain chops. For Dell it can only be because so clearly and obviously they hate their customers.

To juice the Dell side, Rakuten currently has 10x earning at Dell and 2x at Saks.

2. Tap Air Portugal has a 15% transfer bonus added to incoming Capital One mile transfers through June 30. Sweet spots for US travelers:

– The Caribbean, Central America, and South America in business
– Europe in economy
– Open jaws within a region (regions are big in this program)

This program can also be a reasonable way to have open jaw award tickets purely in North America on United metal, provided that you can find United availability. (Thanks to FM)

3. Kroger has a 4x fuel points promotion on third party gift cards and fixed value Visa and Mastercard gift cards running Friday, Saturday, and Sunday. Resale markets continue to be strong even after running the same promotion for the last two full weeks ending on Tuesday.

Happy Thursday!

Kroger’s newest third party gift card product, ripe for resale.

  1. Meijer stores have a bonus 10,000 MPerks points with $100 or more in Happy, Choice, or One4All gift cards through Saturday, limit one per MPerks account. Many of these can be swapped to high resale value brands like Home Depot or BestBuy. In case you don’t want the Meijer gift card, save a few of them and buy electronics for a buyer’s group or to sell on Facebook Marketplace. (Thanks to GCG, and thanks to Nuhertz)
  2. Do this now: Register for Hyatt’s summer promotion, double points on properties outside of the Americas from July 1 through September 15. Bonus earning starts on the second stay.
  3. Albertsons, Safeway, and Vons stores have $15 off of your next purchase when you buy a $75 gift card in multiple brands starting tomorrow and running through Tuesday of next week. The interesting brands for manufactured spend are Lowes, Macys, and Arby’s. Ok, ok, I’m lying about one of those, can you guess which?

    Also, apropos of nothing Safeway gift cards are available at Amazon after an extended absence so let the games begin. (Thanks to DoC)

I’ve helpfully shared this Arby’s marketing photo to remind you about what you’ve been missing.