1. Check your Chase Offers and Bank Of America Deals for 15% back at US Hyatt properties through December 10, up to $37.95 back.
  2. Do this now: Register for an Enterprise Car Rental elite status extension through February 2024 with any car rented in 2022 (even cars rented earlier in the year before registration). You’ll also get double points through January 21, 2023.
  3. Office Depot/OfficeMax has $100 gift cards on sale for $95.95 after activation fee, limit two per account. These are Metabanks and won’t get special office supply coding when buying online because they’re fulfilled by GiftCardMall. As a no extra fee bonus though, you get to solve some annoying cartoon captchas during redemption.
  4. Wyndham’s shopping portal is offering triple points through December 29. According to the language on the site, the 3x is already baked in to the displayed rate, so don’t expect to earn more than you see. (Thanks to FM)
  5. Staples has physical $25 Uber gift cards for sale at a 20% discount and it seems that no-one is enforcing any quantity limits during purchase so go nuts.
  6. American Express has a 15% transfer bonus to Avianca LifeMiles running through December 7 in addition to last week’s 25% transfer bonus to FlyingBlue. Sweet spots with the program generally involved geographically challenged routing rules, but their award chart is in general good for many redemptions.
  7. Xbox gift cards are back in stock at Dell, so liquidate second half 2022 American Express Business Platinum while you can. To avoid burning a Dell account, keep the number of transactions involving a gift card to five per year per account.
  8. Seats.aero, a community driven mainstay for close-in Star Alliance award alerts, now searches AA award space too. (Thanks to levelniner)

GiftCardMall’s devious captcha system. At least we can eliminate the pineapple I guess?

Note: If you’re an email subscriber, you may have missed yesterday’s post because the plugin I’m using and daylight savings time changes don’t go well together. I believe it’s working properly now though.

Today’s items include a strange gem or two:

  1. Two US carriers are running fare sales, and it’s worth checking existing travel to see if you can get a partial refund:

    Alaska to and from ski resort cities, book by Friday
    Southwest on Tuesday and Wednesday flights, book by tomorrow evening

    The Alaska sale gets you free skiing at a few ski resorts too by showing your boarding pass. Of course in a world of refundable fares, someone didn’t think too hard about how gamers gonna game.

  2. Qatar Avios has a transfer bonus from Citi ThankYou Points and several other programs. This one is oddly tiered:

    – 20% bonus for transfers of 29,999 ThankYou Points or less
    – 30% bonus for transfers of 30,000 ThankYou Points or more

    Qatar Avios are great for business class to and from Europe, but for other cases you can transfer them to Iberia, Aer Lingus, or British Airways Avios at avios.com for other sweet spots.

  3. There’s a $100 sign-up bonus for opening a Q.ai brokerage account and funding with $100. Reportedly bonuses will post within a day typically, but take screenshots of the offer during sign-up in case they don’t. (Thanks to DoC)
  4. Office Depot has $15 off of $300 or more in Mastercard gift card purchases through Saturday. Remember, these are Metabanks, and Visa and Mastercard aren’t the same. (Thanks to ChurningTatum)

Another strange gem.

Introduction

One key skill for travel-hacking, churning, and manufactured spend is to understand the nuance of terms and conditions to find an opening that you can plow right through. For airline travel hacking in particular, when you’re maximizing things like: mileage earning, elite qualification, same day changes, checked bags, upgrade certificates, and fuel dumps, you need to understand the three types of carrier associated with your ticket because they all play into the maximization game in a different way.

Carrier Types

The three types:

  • Marketing carrier: The airline marketed as flying the route (the carrier named on your boarding pass)
  • Operating carrier: The airline actually flying the route (the name of the carrier on the airframe registration and safety cards)
  • Ticketing carrier: The airline issuing a ticket (the carrier that issued the ticket, determined by the first three numbers of your ticket)

Examples

It’s possible to have a ticket where all three of these are the same, and it’s possible to have a ticket where all three are different. A few examples:

Making it Real

A few hints about how this can be useful:

  • Travel banks might only work on one or two carriers, but flight credits work on others
  • You may earn many more miles or status dollars by booking the a flight with a different marketing or ticketing carrier than operating carrier
  • Lounge access can be tied to ticketing carrier or marketing carrier
  • Airfare surcharge rules can be tied to the country in which a ticketing carrier or operating carrier is based

Happy hacking!

Pictured: The three types of taco in a proper hard-shell taco meal.

  1. Somehow I missed posting the giant Public brokerage sign-up bonus that works even for existing account holders and runs through December 31. You have to transfer non-retirement account equities, and a cash deposit won’t work. The bonus tiers:

    – $150 bonus for $5,000 transferred
    – $500 bonus for $25,000 transferred
    – $2,000 bonus for $100,000 transferred
    – $5,000 bonus for $500,000 transferred
    – $10,000 bonus for $1,000,000 transferred

    You have to keep the equities or the proceeds from their sale at Public for six months or you risk a bonus clawback. I’m conflicted about what to do with this one because public doesn’t support options, margins, forex, mutual funds, or bonds. (Thanks to Mark S for noting the lack of a post)

  2. Redditor professor_doom shares a great tip for making the airbnb booking process sane: Do all of your searches from airbnb.com.au to see a total booking price including cleaning fees, service fees, and resort fees from the main page.
  3. There’s a Chase Offers and BankAmeriDeals offer for 10% back up to $47.50, or 15% back up to $67.50 back with Alaska Airlines. You can game these without even playing the break the correlation to game or being a Jedi. (Thanks to DoC)
  4. A few updates on the yesterday’s Chase Sapphire Reserve 80,000 Ultimate Rewards vs Ink Preferred 100,000 Ultimate Rewards hot-take based on your feedback:

    – If you have access to a targeted 80,000 Chase Sapphire Preferred bonus and are below 5/24, the heightened Reserve bonus is probably above the line for a Modified Double Dip

    – If you’re 3/24 or below and haven’t had a Sapphire bonus in the last 48 months, yes, it could make sense to get both this card and an Ink Preferred. Follow-up question though: Are you missing out on other bonuses by being that low, could you be doing more?

    – The Reserve has a $4,000 spend requirement, while the Ink Preferred has a $15,000 spend requirement. If you don’t have easy access to $15,000 in spend, the Reserve is an easier win. Follow-up question: Can you get access to more spend?

Forget “Three For Thursday”, bring on “Quadsday”. Actually never mind, I didn’t think that one through.

Buckle up, there’s a lot going on today:

  1. Southwest has 20% off of award tickets booked through tomorrow for travel through December 15 using promo code SAVE20NOW. There are blackout dates for when you might want to travel most, November 18th through 23rd and November 26th through 29th.

    If you have any existing award tickets for the same travel dates, this is a good opportunity to reprice and see if you can get a partial refund on points.

  2. The Chase Sapphire Reserve has an 80,000 Ultimate Rewards sign-up bonus and it seems like the miles and points hive mind can’t stop saying things like “ZOMG much point! Very reward!” about this bonus. I’d say it’s skippable because:

    – The Ink Preferred has a 100,000 Ultimate Rewards sign-up bonus, a much lower $95 annual fee, an easier approval, and is churnable
    – The Sapphire Reserve isn’t churnable, at least not more than once every 48 months
    – The Sapphire Preferred sign-up bonus is currently small, so a Modified Double Dip with the Reserve and Preferred isn’t compelling
    – The Sapphire Reserve goes against 5/24

    The major use case for this card is 1.5 cents per point using Chase Pay Yourself Back, and unless you’re cashing out more than 500,000 Ultimate Rewards per year you’re likely better off with another card. Don’t feed into the hype.

  3. Capital One has a 30% mileage transfer bonus to Virgin Red through the end of the month (Virgin Red can be linked to Virgin Atlantic’s Flying Club and the miles then work for either). Sweet spots:

    – Business class to and from Europe
    – ANA first or business class to and from Japan

    (Thanks to FM)

  4. American Express has an offer for $300 back after spending $1,500 at the Qantas US site by November 30. Don’t forget about tricking it by breaking the correlation if your travel plans don’t pan out.
  5. Chase has a tiered brokerage bonus for opening a new account and bringing new funds or securities (see The Daily Churn for details on transferring securities to get bonuses without selling stock and creating a taxable event):

    – $25,000: $125
    – $100,000: $300
    – $250,000: $625

    Normally you should stay as far away from non-credit card Chase products as you would from a rabid giraffe with monkeypox, but because this is a brokerage account and because of how US banks comply with the Volcker Rule, I don’t believe this bonus is a risky proposition in the absence of a margin account.

  6. There’s a heightened sign-up bonus of 85,000 miles for the Citi AA Executive card being advertised in some Admiral’s Club lounges, which beats the current public offer by 5,000 miles. (Thanks to Welcome Offer via MEAB Slack)

The travelsphere talking about the Chase Sapphire Reserve 80,000 Ultimate Rewards Bonus.

  1. Southwest is having a nationwide fare sale for travel from November 29 through February 15 until tomorrow. It’s worth double-checking any bookings you’ve got during that time too, I had one particular flight drop from approximately 4,800 points to 1,111 points. The new price is the equivalent of a $16 fare, which frankly is bananas. (Thanks to Javier via MEAB slack)
  2. Bask bank accounts increased the earning rate on deposits to 1.5 AA miles per dollar on deposit. That’s nice I guess, but with interest rates climbing above 3% (or much higher with a little effort) I’d take this news item as a good point to evaluate whether or not your money is still best parked at Bask. I’d say it’s probably not.
  3. With the new month, there are new airline transfer bonuses running:

    30% Ultimate Rewards to Virgin Atlantic, use for business class to Europe or ANA business and first to Southeast Asia through November 12
    25% Membership Rewards to Choice Hotels (targeted), use Citi points instead for the Ascend collection through October 31
    20% Membership Rewards to Marriott Hotels (targeted), don’t bother. Instead, cash-out and use that to pay for your stay.

  4. Barclays has again increased its sign-up bonuses on business co-branded airline cards, including a statement credit that offsets the annual fee:

    JetBlue 80,000 TrueBlue miles and a $99 statement credit after $2,000 in spend in 90 days
    AA 80,000 AAdvantage miles and a $95 statement credit after $2,000 in spend in 90 days

    The Hawaiian business card also has an elevated 90,000 mile sign-up bonus after $8,000 in spend, but no statement credit. Don’t forget to read about clowning with Barclays to maximize your applications.

Happy Wednesday!

An airline frenzy — given the state of the airframes I’d guess these are meant to be Allegiant planes.

  1. Morgan Stanley has announced that they’ll no longer accept applications for new Access Investing accounts starting on December 1. We care because the Access Investing account is a cheap, backdoor way to get access to the American Express Morgan Stanley Platinum card. That particular variant is interesting because:

    – It gives a free Platinum authorized user card, which also gives that authorized user access to Delta SkyClubs and a Priority Pass membership
    – It usually has retention offers
    – It’s mostly churnable

    In other sort-of-related news, Credit Suisse account holders with the co-branded Credit Suisse American Express Platinum may lose everything at around the same time 😬, so I guess cash out those airline credits?

  2. October’s AirFrance/KLM FlyingBlue promo awards have been released for travel through March 31, 2023. This round has discounted economy with good availability and some spotty discounted business class redemptions too. The awards are for travel to and from Europe and LAX, JFK, MIA, IAD, SFO, or SEA.
  3. Chase’s credit card IT systems are currently preventing product changes. This should be cleared up quickly, so don’t lose sleep over it. Update: We now have reports that some product changes are working again, no surprise (like Credit Suisse?)
  4. Check your AmEx offers for 20,000 Membership Rewards or $200 back on $1,000 or more at AirFrance/KLM. Normally I’d say that you should buy in a foreign currency to break the correlation thanks to variable foreign exchange rates, but the T&C specify that the transaction has to be in US Dollars so you’ll need to use another method, and believe me they offer plenty.

Exclusive picture of the Credit Suisse American Express Blue card, as seen in December, 2022.

In case you hadn’t heard before now (maybe you didn’t read this post’s title), Virgin Atlantic announced yesterday that they’re joining SkyTeam. What that probably means:

  • Delta award availability will get better, but cost more (#bonvoyed)
  • ANA, Singapore Airlines, and Air New Zealand award redemptions will go away since each of these airlines is in Star Alliance, a SkyTeam competitor
  • Virgin Atlantic award availability will probably get better for SkyTeam partners
  • The 50,000 Virgin Atlantic mileage redemption for Delta business class to and from Europe loophole will likely be closed

As a result, I’d do the following, and do it quickly:

  • Book any ANA business class or first class round-trip awards to Japan and South Asia now, especially since Japan is opening on October 11. At 90,000-95,000 points round trip for business class, and 110,000-120,000 points round trip for first class, it’s hard to find a better redemption in any program
  • Book any Delta business class award tickets to and from Europe right away, again assuming that you can find availability
  • Book any Air New Zealand awards to Australia and New Zealand right away, also assuming you can find any availability

Don’t forget that American Express has a 30% transfer bonus for Membership Rewards to Virgin Atlantic that runs through Friday. Good luck!

Act fast on V05 too. Soon you’ll lose access to use it a toothpaste and mouthwash.