Month: April 2023

  1. Staples is having a fee free sale on $200 Visa gift cards running Sunday through the following Saturday, limit eight per transaction. Don’t forget that the Mastercard version of this sale runs through tomorrow so you get exactly zero days off.

    These are Metabank Pathward gift cards, so have a liquidation plan in place.
  2. Simon’s online volume site has 100% off of shipping and processing fees on $4,000 or more in cards per order through May 1 with promo code MAY23FLASH100. You’ll still pay purchase fees of $3.95 per card.

    Most of these are Metabank Pathward gift cards, so have a liquidation plan in place.
  3. Delta has a rare shopping portal bonus for 500 bonus miles after $100 or more in cumulative spend through May 5. Dell or Saks are often good options in the absence of giftcards.com on airline shopping portals.
  4. A reminder: Kroger has a one day 4x fuel points promotion on third party gift cards running today only.

    A note: These one day sales seem to confuse Kroger IT, and there are indications that they continue to be confused. Always be probing.

Have a nice weekend!

A sample of what you might discover at Kroger.

  1. Public Service Announcement (PSA): There are multiple reports that American Express employee cards are no longer coming pre-activated in the mail, and when you try and use them you get email telling you that they need to be activated. It’s an annoying update, but it doesn’t change the calculus of employee card offers for me at all. (Thanks to Jimmy 🐐)
  2. Public Service Announcement (PSA): If you want to book a Choice hotel for someone else, you can add notes to the reservation online which seems to appease front desk agents. I’d suggest something like “Additional guest NAME allowed to check-in for this reservation”. (Thanks to Jim for the tip)

    While we’re talking about Choice, I’m going to mini-rant about their new credit cards issued by Wells Fargo that people keep talking about for some reason. I think they’re crap, specifically because the Citi Premier card:

    – Transfers to the Choice program at 1 ThankYou Point to 2 Choice points
    – Bonuses at a higher rate (3x TYP or 6x Choice points) in nearly all the categories that the Choice cards bonus in
    – Earns a flexible currency
    – Can be paid over the phone with a debit card
    – Has a higher sign-up bonus
    – Is also a Mastercard

    Just get a Premier instead, or two spread 8 days apart.
  3. Walmart has 1% cash-back, or 1x Membership Rewards, via Rakuten’s card-linked in-store program and in theory it’s “Unlimited Use” (their words). You’ve got to re-add the offer an hour after each time you use it so double check timing if you’re on a run.

    In completely, totally unrelated news, Walmart sells gift cards.
  4. Bilt will have a 100% transfer bonus to AirFrance / KLM FlyingBlue on “rent day”, also known by the rest of the world as “May 1”. I know you didn’t ask, but in my opinion this is a screaming deal for business class flights to and from Europe. It’s also a screaming deal for economy flights, but the screaming is for a different reason. (“Row 39? I didn’t know business class went back that far!)

Final PSA: These aren’t Peeps, don’t be confused.

  1. Kroger is having a 4x fuel points sale on third party gift cards on Friday only. Brokers have already released capacity for the sale too.
  2. Meijer has 25,000 bonus points for a $250 third party gift card purchase through May 13, limit one per Meijer account, effectively a 10% rebate provided you can find something of $25 value at a quasi grocery-department store. Apple and Best Buy gift cards are your best option for resale rates.
  3. FM notes that you can now access Point.me lite through Bilt’s desktop website after logging in and clicking on the Transfer Partners tab. This lite version only searches Bilt’s partners which makes it useful but not a game-changer.
  4. JetBlue is launching JFK-AMS and BOS-AMS service in late summer, and they have great introductory premium cabin fares booked by today:

    – US originating round-trip flights: $479 economy, $1,899 Mint
    – AMS originating round-trip flights: $445 economy, $1,429 Mint

    If I were anywhere near the east coast I’d book two Europe trips with (1) an award ticket to Europe, (2) a paid JetBlue round-trip Mint ticket from AMS to the US and back, and (3) an award ticket home, but here we are.

Happy Wednesday!

If full point.me is was a New York steak, lite would be spam with weird stuff on top.

Introduction

My first report of Safeway’s new money order policy came from CharlesA on Tuesday of last week when he spotted the now infamous sign at a Safeway in Arizona, and quickly thereafter reports from other states confirmed the updated policy. The sign and its corresponding memo clearly came from the corporate level and it appears to be at the behest of Western Union (but my guess is that Western Union is a scapegoat, not the instigator.)

The Past

Here’s the thing, this has happened plenty of times before at plenty of chains, a few examples:

The Future

Every single one of those stores still sells money orders purchased with a gift card, and I sincerely believe the same thing will happen at Safeway because:

  • It’s not hard coded
  • Staff turns over
  • 8½ x 11″ sheets of paper wear out quickly
  • Other important policies will take precedence
  • Some employees just DGAF

Workarounds

Of course, always be probing. In the mean time though, you can still get purchases through with above board and/or ethically questionable techniques like:

  • Using a gift card inside of a mobile payment app
  • Using a real debit card when you’re asked to show a card
  • Sourcing gift cards that don’t look like gift cards
  • Playing games with mag-stripes
  • Buying non-obvious money order amounts so cashiers don’t check
    (maybe $496.40, then auto-draining the rest on left over valentine’s candy at the register?)

Good luck and happy Tuesday! (Thanks to Nathan for the linked policy photo)

Good (?) news: these things cost exactly $3.60 including tax.

Booking a refundable fare on JetBlue can be profitable, but also tricky. A reader reached out about how the JetBlue website seemingly doesn’t have a way to book fully refundable fares, instead currently it’s only showing quasi-refundable fares, or fares that will refund to a JetBlue Travel Bank rather than to the original form of payment.

JetBlue’s programmers remove the fully refundable option from their website more often than an AA flight catches on fire, only to later put it back. I have no idea why they do this, but I do know we’re currently in one of those “no way to book a fully refundable fare” lulls. There’s a workaround though: the mobile app. To find a refundable fare:

  • Launch the mobile app (iOS and Android both work)
  • Chose your route and travel dates
  • Pick your class of service (anything but Blue Basic)
  • Click “Checkout”
  • Look for the “Add refundability” button and click it

I do admire JetBlue’s programming team for turning refund into an adjective, that’s next level. Happy Monday!

The inspiration for JetBlue’s disappearing refundability.

  1. Lowe’s has a free $15 Lowe’s egift card with a $200 Visa gift card purchase in-store for purchases through Wednesday. The egift card redemption has a limit of two per email address, but it turns out that it’s possible to have more than one email address, or to make one email address look like more than one email address.

    These are Metabank Pathward gift cards, so have a liquidation plan in place. (Up to $480 at a time should be ok in most channels.)
  2. Staples has fee free $200 Mastercards starting Sunday and running through Saturday of next week, limit eight per transaction.

    These are Metabank Pathward gift cards, so have a liquidation plan in place. (Up to $480 at a time should be ok in most channels.)
  3. Kroger online is selling $100 gift cards with 5% off using promo code SPRING23 through May 2. This one is interesting because it’ll currently earn 4x fuel points which easily makes this a negative cost deal if you fill up your tank at a Kroger at least once.

    These are Metabank Pathward gift cards, so have a liquidation plan in place. J/k, j/k, they’re actually US Bank cards and much easier to deal with. (Thanks to GCG)
  4. Citi has a card linked offer for $30 off of $150 or more at Hawaiian Airlines and it may appear on multiple cards. This one is exceptionally easy to game, trust me. (Thanks to DoC)
  5. United has wide open availability in business class on all of its flights using United’s miles or partner miles (except flights to Tokyo randomly) between March 14 and March 19, 2024 as of this writing. Book now, make sure the fare is refundable, think later. (Thanks to DansDeals)

United’s full calendar business class availability if it were a bicycle lane.

  1. Do this now: Register for Hilton’s latest promotion for 4,000 bonus points per stay at resorts and 2,000 bonus points at other properties.
  2. The Bank of America AirFrance / KLM Mastercard has a new sign-up bonus for 70,000 FlyingBlue miles and 100 XP (enough for Silver status) after $2,000 in spend in 90 days. There’s a report that a dummy booking while logged out shows the same offer with a $100 statement credit too though I wasn’t able to reproduce it.
  3. Bilt has a new card linked dining program available for anyone with or without a Bilt card. It’s currently only available in several major US Cities and it runs on a different network than other dining programs, so it’ll probably double pay for restaurants if they participate in multiple programs. My advice: link the credit cards you use most for dining in the Bilt mobile app, then forget about it, move on, and be pleasantly surprised if points show up in your account.

What you get when you choose your restaurants based on whether they’re linked to a dining rewards program.

  1. The Citi Shop Your Way Rewards card has been sending a new rounds of targeted offers on both Friday and Saturday, and the offers stack with each other and with last month’s offers too. We’ve seen:

    – $50 back on $750 in online spend by May 14 (me)
    – $75 back on $1,000 in online spend by May 14 (Tyler)
    – 275,000 points for $1,000 in online spend by May 14 (Zach)
    – 10% back in on gas, grocery, and restaurants for between $700 and $800 in spend once a month for the next three months (multiple)

    Now if only there were a way to spend at an online grocery, restaurant, or gas station (oh wait, there is.)
  2. Do this now: Register for Aeroplan’s promotion for 2,000 extra points in economy or 4,000 extra points in premium economy or business class for paid flights between the US and Canada through May 2. To qualify, you must fly a round-trip or two-one ways.
  3. The Chase Sapphire Reserve has an increased sign-up bonus of 70,000 Ultimate Rewards after $4,000 in spend in three months Increased CSR offer. You can combine this with an 80,000 Ultimate Rewards Sapphire Preferred bonus through a referral after another $4,000 in spend in three months using the Modified Double Dip for a total of 150,000 Ultimate Rewards. (Thanks to Neil)
  4. US Bank has a new $500 Business Checking bonus through April 23 using promo code Q1AFL23. US Bank bonuses can be opened fully online in certain cases, and it’s nicely spelled out how by this comment at DoC. Always be probing.
  5. The world has gone nuts for Apple’s 4.15% interest rate high yield savings account for up to $250,000. Yes, that’s a great rate, but let this serve as a gentile reminder we can do better and still be FDIC, NCUA, or SPIC insured.
  6. Xfinity Rewards is offering existing Xfinity Mobile customers a $100 Visa debit card for porting in a new phone number and keeping the service for 12-14 weeks, and if you’re on the “By the Gig” plan, the incremental cost of five new lines is just a few dollars in taxes. You can do this up to five times for five debit cards with the current promotion.

    In completely random, unrelated news Best Buy is having a sale.

Xfinity’s mobile service, advertised versus reality.