1. The Citi Shop Your Way Rewards card has mid-month offers for online spend by December 14. Reported offers, and this stacks with other offers sent at the beginning of the month for spend at utilities:

    – $40 off of $600 in spend
    – $50 off of $750 in spend
    – $80 off of $800 in spend
    – 200,000 Shop Your Way Points for $600 in spend
    – 7,500 ThankYou Points for $750 in spend
    – 12,000 ThankYou Points ofr $800 in spend

    (Thanks to irieriley, David 99, Greyo, Dave 37, Fish, Bryan G, and Charlie)
  2. Chase Ultimate Rewards has a 25% transfer bonus to JetBlue through January 20, 2024, which for the right redemptions beats booking with a Sapphire Reserve through the Chase travel portal at a fixed 1.5 cents per point, but make sure to run the numbers first.

    Side note: if you’re paying close attention to the arbitrage opportunity for the JetBlue/Spirit anti-trust case and want to collaborate, please reach out to me.
  3. The American Express Business Platinum card has a targeted 190,000 Membership Rewards bonus link that’s been floating around for a few weeks and various ways to pull up that version of the offerhave come and gone and have had limited success. There seems to be a new repeatable way to pull it up: Open the application page from Dallas, TX. Geographic targeting has been more prominent over the last year, and it may be worth getting a VPN with multiple city endpoints as part of your churning toolkit.
  4. American Express offers has a targeted promotion for 17,500 Membership Rewards after $700 or more in spend at Princess Cruise Lines through February 15, 2024. Lately it seems like we might need to say ‘gamers gonna cruise’ instead of ‘gamers gonna game’? (Thanks to Rich)
  5. The Capital One Spark Cash Plus Select business card, which probably is missing at least three words in its title because clearly the marketing team is slacking, has a $750 sign-up bonus with $6,000 spend in three months. The card has no annual fee, but earns only 1.5% cash back on spend, which I guess means those three missing words should be “sock drawer bound”.

The NordVPN Dallas, TX datacenter.

  1. The Citi Shop Your Way Rewards Mastercard has new targeted offers for utility spend, once per month for November, December, and January, delivered by both USPS mail and email. We’ve seen:

    – 10% back for $600 or more in spend, up to $700 in spend
    – 10% back for $450 or more in spend, up to $500 in spend
    – 5% back for $500 or more in spend, up to $1,200 in spend

    (Thanks to birt and Dave)
  2. Plastiq is once again accepting American Express cards for payments in certain categories. Fees are currently 2.9% + $0.99-$1.49 which makes it more expensive than average for credit card bill payment services, though not without utility.

    Is Plastiq trustworthy? Well, they’ve effectively exiting bankruptcy and have a person best described by “a kid’s cartoon cowboy transforms into a real person, puts on a suit, and for some reason is always a little sweaty” as a CEO. So, uh, yeah. At least you have chargebacks as a backstop.
  3. Giftcards.com has 5% off of $100 Visa gift cards with promo code SPOOKY5 or SCARY5 through November 6, maximum $15 back per order.

    Normally these range somewhere between a good deal and a great deal when stacked with portal bonuses, however apparently they sent an email to affiliates saying that there’s no payout on orders places utilizing these codes. There’s a small chance that the email is wrong, so if you’ve got a gambling mindset today then you’ve found your mark. (Thanks to GCG)
  4. Do this now: Register for Wyndham’s Q4 promotion for double points on stays of two nights or longer through January 12, 2024. (Thanks to FM)
  5. The Chase Marriott Boundless card has a targeted sign-up bonus for 75,000 Bonvoy points and a $300 Marriott e-gift card after $3,000 spend in three months via the Chase app. The card has a $95 annual fee, and my unpopular opinion is that this is the best version of this card’s sign-up bonus because the $300 card pays for resort-fees and parking on those “free” points or certificate stays.

    My more popular opinion is that you’ll still be Bonvoyed somehow while you’re at a Marriott property.

Happy Wednesday!

Plastiq’s CEO shows up at MEAB’s doorstep later today.

  1. Do this now: Register for IHG’s Q4 promotion for 2,000 bonus points every two nights through the end of the year.
  2. The Citi Shop Your Way Rewards Mastercard, the SLS of credit cards and an original Unsung Hero, seemingly has made the 15th of every month its online spend targeted offer day. And given that [checks notes] the 15th was yesterday, we have new offers for cumulative online spend through November 14:

    – 250,000 Shop Your Way Rewards points on $800
    – 200,000 Shop Your Way Rewards points on $800
    – $80 statement credit on $800
    – $50 statement credit on $750
    – $30 statement credit $400

    These offers stack with existing offers. Also, fun fact: This card used to be the Sears credit card and I’m eternally jealous of anyone that has one that still carries Sears branding. Instead, I just have to be happy with having the second most ridiculously branded card, Buick. (Thanks to Gasongasoff, David 99, birt, and Brandon)
  3. Meijer has a promotion for 50,000 Meijer points with $500 spend, limit one per account. Amazon gift cards are excluded, but other popular bulk brands like BestBuy, Home Depot, and Apple aren’t.

    Gift card resale rates for most of these brands is currently hovering around 93%.
  4. Chase has a 25% transfer bonus from Ultimate Rewards to AirFrace/KLM FlyingBlue miles through November 30. Sweet spots:

    – Delta domestic short haul in economy
    – US to and from Europe in business class
    – Europe short haul in any class
    Promo awards

    You can also book international first class on China Eastern, but that puts you closer to the cockpit where there’s still a decent chance that you’ll smell cigarette smoke cause China Eastern., but it’s less prevalent than pre-COVID. (Thanks to DoC)
  5. Safeway’s Just4U rewards program lets Alaska residents redeem for Alaska Airlines miles under the right conditions, and through tomorrow those redemptions are at triple their regular redemption rate.

Happy Monday!

Just like the Citi Sears card, the Sears branded rocket is the best branded rocket. It’s science.

  1. The Citi Shop Your Way Rewards card, a MEAB Unsung Hero, sent out targeted spending offers for Q4. Each of these offers is good once per month for October, November, and December:

    – $70 after $600 or more in gas, grocery, and restaurant spend
    – 10% back on between $600 and $700 or more in gas, grocery, and restaurant spend
    – 10% back on between $700 and $800 or more in gas, grocery, and restaurant spend
    – 15x ThankYou Points on $1,200 or more in gas, grocery, and restaurant spend
    – $200 after $1,200 or more in gas, grocery, and restaurant spend
    – $200 after $2,000 or mroe in gas, grocery, and restaurant spend

    For those who suck at math, the best of these offers is $600 over three months or 48,000 ThankYou Points over three months. This spend will stack with any other Shop Your Way offers linked to the card, because sometimes Citi’s IT isn’t completely broken and does something right. (Thanks to DC Domer, Ben, BB_Pcola, birt, FlashStash, and Adam)
  2. There are two deals conspiring to make Virgin Atlantic booking really cheap, and a Delta or ANA award slightly cheaper:

    Chase Ultimate Rewards has 30% transfer bonus from to Virgin Atlantic through November 15
    Virgin Atlantic has 25% off of award flights on their metal for travel through the end of the year booked by tomorrow

    Virgin Atlantic has high fuel surcharges on their own flights to London-Heathrow, so I think of these as cash with a mileage surcharge tickets (“pay regular premium economy ticket prices, use a few miles, and get business upper class”) as opposed to the traditional milage with a cash surcharge ticket.
  3. The United MileagePlus shopping portal has a 500 bonus miles promotion after $150 or more in spend through October 8. Yes, giftcards.com is on the United MileagePlus portal, why would you ask?
  4. Chase’s Pay Yourself Back categories have been extended through December 31. If you’re not sure why anyone would ever do this, then perhaps you have more runway to earn points than you’ve previously considered. Yes, transferring to some programs or booking travel through the Chase portal can net you a higher return, but also there are only 365 hotel nights a year and a few dozen or so business class flights that you can reasonably fit into the same time period.
  5. The Barclays AAdvantage Aviator Red card has a 75,000 AA miles sign-up bonus split into two parts:

    – 60,000 points for making a single purchase in 90 days
    – 15,000 additional points for adding and authorized user and making a single purchase in 90 days

    The $99 annual fee is not waived the first year. This card is also interesting because after you’ve put some decent spend on it, Barclays will typically let you product change to the AAdvantage Aviator Silver card which offers a credit for $25 per day in AA in-flight purchases and a companion pass that’s good for two companions.
  6. Meijer has $10 off of $150 or more in Mastercard gift cards purchased in-store through Saturday. As usual, scale with multiple MPerks accounts, and consider travel to Meijer land if you’ve got the liquidation bandwidth to scale this deal.

The manufactured spend points earning runway is long, but not infinite.

  1. The Citi Shop Your Way Rewards Mastercard, an Unsung Hero, has sent out targeted mid-month offers via email for online spend through October 14, and these will stack with other offers too. We’ve seen:

    – $50 back on $750 or more
    – $30 back on $400 or more
    – 200,000 Shop Your Way Points on $600 or more
    – 7,000 ThankYou Points on $600 or more

    (Thanks to 5, David, JEB, and BB_Pcola)
  2. Capital One has a 15% mileage transfer bonus to Avianca LifeMiles through the end of September.

    – US to and from South America in business class for 50,000 points
    – East coast to Lisbon in business class for 35,000 miles
    – East cost to Zurich in economy for 16,500 miles
    – To and from Europe in business class while tacking a coach leg onto the end
    – Economy flights to or from the Caribbean for 12,500 miles each way
    – Short haul domestic US economy for 7,500 miles each way

    In related news, I haven’t been able to find one of the 37 blog posts in the last week about how Membership Rewards transfers to LifeMiles aren’t working. Has anyone else been able to find one of these?
  3. AirFrance/KLM’s FlyingBlue program has an unannounced promotional sale for business class flights to and from the New York area to Europe for 41,250 miles each way. (Thanks to FM)
  4. Do this now (if you hold a Citi Dividend card): Register for 5% back in Q4 at grocery stores. The spend window started on September 15 which is obviously not yet part of Q4 in the real world, but completely fits the calendar in the Citi magical fairy world.
  5. Meijer has 50,000 MPerks points with a $500 third party gift card purchase through September, limit one per MPerks account. Amazon cards are excluded, but other popular brands for resale like Apple and BestBuy are eligible for the promotion. (Thanks to GCG)

Where Citi creates its calendar rules.

By accident this is the fourth Quad in a row. Inception? Irony? Incompetence? I’m not sure.

  1. The Citi Shop Your Way Rewards Mastercard, an Unsung Hero, has started sending its next round of targeted offers. As of this writing we’ve seen:

    – 5% back on all spend up to $100 back per month for September, October, November and December (a total of $400 back)
    – $60 back after four $75 or larger purchases per month for September, October, and November (a total of $180 back)

    I expect that we’ll see a few other variants over the weekend too. (Thanks to BB_Pcola and Jacob M)
  2. DDG reports that the American Express Business Platinum 190,000 Membership Rewards sign up bonus after $15,000 in spend in three months is available by phone, and also includes a bonus 10,000 Membership Rewards for adding an employee card and spending $1,000 in the same timeframe.

    To check, dial American Express’s Small Business team at (855) 531-3491 and ask about different offers available, and note that they may not give you the best offer on the first try so keep asking if there are other offers available until you’ve exhausted the list.
  3. Kroger has a 4x fuel points promotion running over Labor Day weekend on third party gift cards and fixed value Visa and Mastercards.

    Secondary markets continue to be running overdrive partially due to the time of year, but also partially due to new end-users entering the market. If you’re working with one, make sure they’re assuming liability for closed accounts within a business day.
  4. Safeway, Albertsons, and Vons family Just4U stores have 6x points on Google Play gift cards through Tuesday. The travel angle is that Just4U rewards can be exchanged for Alaska Airlines miles with some trickery.

    The best redemption is 7 rewards for 1,200 MilagePlan miles, which works out to $116.66 in Google Play cards. You can scale this to an extent, but as a friendly reminder of how strange, weird, and purposefully obtuse this program can be, you’re limited to 22 rewards (2,200 Just4U points) converted to 3,500 MileagePlan miles per week.

The Just4U program workflow, illustrated.

  1. The Citi Shop Your Way Rewards card, the 1990s Hakeem Olajuwon of credit cards and a MEAB Unsung Hero, has a few new targeted offers for online spend through September 14 via email. We’ve seen:

    – $40 statement credit with $600 spend
    – $80 statement credit with $800 spend
    – 7,000 ThankYou Points with $600 spend
    – 200,000 Shop Your Way Rewards with $600 spend

    This offer will stack with the current offers for utilities too, provided you can pay your utility bill online. (Thanks to Mike, Santosh, and Jacob)
  2. Promotional Southwest Companion Passes from Southwest’s April offer are now active for bookings through September 30, and are working on both paid and award bookings. (Thanks to sctrader)
  3. Costco has $500 Alaska Airlines e-gift cards on sale for $449.99, limit 10 per member. These can be loaded to your Alaska wallet too which makes it easy to track, but wallet funds do quasi-expire. (Generally Alaska will renew soon expiring wallet funds after asking nicely on Twitter X, a great tip courtesy of Sam at Milenomics)

    UPDATE: Mike sent a correction about Alaska wallet fund expiration; funds added directly with a credit, debit, or gift card don’t expire.
  4. Safeway and Albertsons family stores have unlimited 5x Just4U points earning on Uber gift cards $50 or greater through August 28. These can be a back-door way to earn Alaska miles too. (Thanks to GCG)

Happy Wednesday!

If Olajuwon is the Shop Your Way Card, churners are the referee, I guess?

First, a rhetorical question and micro-rant about travel bloggers: I get that United updating their policies to allow you to buy two drinks at a time could be considered news, and I get that you’ve always got to feed the content monster, but do we really need 16 different articles about it in a single weekend? Is this really what we’re here to do? Don’t answer (remember, rhetorical).

Now, a few items that probably won’t have 16 redundant articles, or if they do they’ll lack a key bit of detail:

  1. The Citi Shop Your Way Rewards card, an Unsung Hero and the 1987-1988 Larry Bird of credit cards, is sending out new offers for August, September, and October. So far we’ve seen 10% back on Utilities up to $50 or $70 back once per month, but I expect other offers are floating around too. For me, this came both via email and USPS.

    Yes, this will stack with outstanding online spend offers on the card provided you pay your utility online as card not present. (Thanks to Fish and birt via MEAB slack)
  2. Meijer MPerks has 50,000 points with $500 in third party gift card purchases excluding Amazon, limit one per account and you must clip the coupon. This is effectively 10% off of third party gift cards, or more if you can use it all for fuel rewards. (Thanks to GCG, Fish, and RabbMD)

    This deal isn’t quite Memorial Day weekend 2022 when we saw 10% off at the register though, but we’re still approaching the point that traveling to Meijer land could be in the cards (sorry, bad pun).
  3. Office Depot/OfficeMax, also known as the retailer with second stupidest name next to I Love Ugly clothing, has $15 off of $300 or more in Mastercard gift cards through Saturday. As usual:

    – Try for multiple transactions
    – Link your cards to Dosh

    These are Pathward gift cards so have a liquidation plan in place.
  4. Sam’s Club online has $500 airbnb e-gift cards for $459.98, limit two per account. Occasionally you can find airbnb gift cards at 15%-18% off, but only for small, annoying denominations so I consider this a win.

Happy Monday!

MEAB shirt of the day.