Giftcards.com

Giftcards.com has had a storied past with shopping portals, with rules that spanned the entire distance between “rewards on nothing” and “rewards on everything”, and plenty of stops in-between. Most recently, they’ve only awarded spend on a rolling $20,000 in purchases in a rolling 365 day period. Terms didn’t make it clear about whether that was per loyalty account, per shopping portal, per giftcards.com account, or something else. While science made progress in answering the question, the point is now moot because that weird language is gone. All the major airline shopping portals have reverted to the following terms:

Orders over $2,000.00 are not eligible. To qualify for rewards, you must complete your purchase within the same session you start the purchase without exiting your browser. Opening a new tab or returning later will result in rewards not tracking.

Changing it again is a bold strategy Cotton, we’ll have to see if it pays off for them.

Barclays+[Frontier,JetBlue,Arrival+]

Today, Barclays has both card linked and shopping portal offers for card holders under a program named “Barclays Simple Earn”. Maybe giftcards.com will show up here too? I’ve been able to find press releases about Frontier, JetBlue, and Arrival+ cards, but I’d be surprised if they don’t show up on AA and Hawaiian co-brand cards even though both will soon be leaving the Barclays portfolio.

Barlcays has had “Barclays Card Rewards Boost” for a long time, and from the outside it appears to be run by the exact same technology and backend provider as the US Bank shopping portal. My educated guess is that they’ll use the exact same thing for co-brand cards, so tricks that work at US Bank’s portal will probably work here too. (Thanks to David)

Southwest T-0

Today is the last day for the old Southwest way of doing things. Basically, you’ve got until midnight in who-knows-which timezone to do the following:

  • Book travel that includes free bags on all fares
  • Consolidate Ticketless Travel Funds (TTF) now, because they’ll have expirations if issued after today
  • Book Wanna Get Away or Wanna Get Away+ fares before they pumpkin
  • Convert LUV vouchers to flight credits which are transferrable and have no expiration
  • Add any companions to existing reservations to ensure they’ve got old-school benefits too

Thanks to Southwest guru Brian M for the comprehensive list!

Happy Tuesday!

Giftcards.com’s analysis team uses cutting edge technology to calculate its optimum rewards strategy.

  1. Staples has fee-free $200 Visa gift cards through Saturday, limit nine per transaction.

    These are Pathward gift cards.
  2. Meijer stores have a promotion for 10,000 MPerks points with the purchase of $100+ in Choice or One4All gift cards. Both of these have variants that convert to Home Depot and post-Pepper rates for Home Depot are currently north of 90%.

    This one is limited to one per MPerks account, but, uhhh, you know.
  3. Blit Rewards will have a tiered transfer bonus of between 50% and 200% to Accor ALL on Sunday June 1, which brings the effective value per Blit point above 4.5 cents for top tier members with the boosted 1:2 ratio and combined with the current value of the dollar which is trash compared to the euro. You’ve got the week to earn points to prepare. For a refresher on Accor’s reward program, check the mini-guide here.

    I’m 100.000001% sure (aka fluz sure) that my travel patterns are different than yours, but I love the Accor program for Europe and I’ll be transferring in quite a lot as part of this promotion. (Thanks to VFTW)
  4. The no-annual fee Mesa Visa home owners credit card has a sign-up bonus of 50,000 points after $5,000 spend in 90 days with promo code BONUS50. The new iteration of the card pays rewards on a mortgage of up to $100,000 per year whether or not you finance through Mesa’s lenders, unlike their prior version of the card. To be eligible for mortgage point earning though, you have to spend a sum of $1,000+ monthly on the card.

    Word on the street is that mortgage validation is an incomplete process, and so is reporting to credit agencies. I expect both of those things to tighten up in the future. They’ve added transfer partners for points earning too, with Finnair and Accor ALL being the most interesting.

Have a nice Monday friends!

View of the Mesa mortgage validation team’s workbench.

  1. Bank of America’s increased bonuses for the Customized Cash Rewards and Unlimited Cash Rewards cards is scheduled to start on June 1, but applications are occasionally already showing the enhanced bonus because BofA’s IT department has yet to discover a futuristic technology called “the calendar”. Anyhoodles, we’ve now seen what bonus cash-back will look like with Platinum Honors uplift with these offers:

    – Unlimited Cash gets an extra 0.5% cash back in the first year regardless of status
    – Customized Cash’s rewards are boosted based on status

    You know what they say though: IT that hasn’t mastered calendars probably hasn’t mastered boosted rewards either.
  2. The Citi AA Executive card has an increased offer of 100,000 miles after $10,000 spend in three months.

    When this card was introduced, you could open eight of them at the same time, hit the minimum spend, and cancel all before the annual fees hit. Those days are long gone from Citi, but not every bank is Citi.
  3. The Citi Rewards+ card, notable for its 10% rebate on redeemed ThankYou Points, will be converted to the no-annual fee Citi Strata card on July 20. The 10% rebate will either go away in July 19, 2025, or July 19, 2026 if you’ve held your card for less than a year so it’s time to redeem while the redeeming is good. The Citi Strata’s interesting bonus categories are:

    – 3x at grocery, transit, gas, and EV charging
    – 3x on a selectable category which is largely lame

    If you want the Strata card, you’ll be able to apply on July 20.
  4. Bank of America’s Alaska card’s bonus often bounces between 60,000 and 70,000 miles, and whenever it bounces there’s discussion. But, alaska75k.com has been around for a long time and continues to work. Can we stop talking about the other ones yet? [end micro rant]
  5. United is removing the Excursionist Perk and elite YBM upgrades from its MileagePlus program on August 21, and removing its upgrade award chart on November 24. But don’t worry, award redemption rates continue to outpace inflation, so #winning?
  6. Kroger has fee-free Visa gift cards online through Tuesday with promo code CLASSOF2025. These will also earn fuel points.
  7. Stop & Shop, Giant Foods, and Martins earn 10x points on Zift Zillions cards through Thursday. Their little step brother Giant earns 4x over the same time. No, Giant Foods and Giant being the same company but different isn’t confusing, why would you think that?
  8. Blit Rewards added Qatar Airways as a transfer partner at a 1:1 ratio (Or according to their poor layout on the “Participating Loyalty Partners” page, it’s actually a -1:1 ratio).

MEAB factoid of the day: The Toyota Blit can transfer you to your Qatar flight, completing the circle of award life.

  1. Kroger has a 4x fuel points sale on third party gift cards other than Amazon starting tomorrow and running through Monday evening.

    And with Target resale rates recently returning to 91%+, I think it’s safe to say the major brand bulk gift card reselling market has healed from its Pepper burns.
  2. Blit Rewards* cut earnings on rent payments made with a credit card to 0.5x.
  3. Bluebird and Serve will be shutting down in June 2026, which gives you *checks notes* a full year to finish abusing them, ideally with five per social security number.
  4. Citi ThankYou’s reduced value cash-out for Strata Premier cardholders won’t affect those with linked Rewards+ or Double Cash cards in their ThankYou Points accounts. To link your Premier and another card to the same ThankYou Point pool, call 800-842-6596.

    Note that linked cards can be unlinked in the future, but it does weird things to points held in your account and may inadvertently cause points expiration depending on your card portfolio. To be safe if you ever unlink, make sure every card has earned at least one point in the last 18 months.

*The company gets too much undeserved press, so (1) I’m not linking them, and (2) quoting reader Jim’s sage advice “I don’t care what  the media says about me as long as they spell my name right.”

Blit Reward’s company kitchen shopping list.

  1. Do this now: Register for Choice Hotels’ Summer promotion for 5,000 points – 8,000 points after two stays through September 2, with the variance being based on the hotel you stay in.
  2. Barclays launched its version of the GM Mastercard with a 30,000 point after $1,000 spend in 90 days sign-up bonus and 3x everywhere earning.

    The Marcus version of this card had a better bonus and earns 4x everywhere. The Marcus cards will convert to Barclays cards soon, but the earning structure for conversions is unclear.
  3. American Express offers has an offer for $100 back on $500+ at participating Wyndham properties through October 31. Gamers gonna (spooky) game.
  4. Virgin Atlantic has 20% off of award tickets on its own metal for travel between the US and the UK through September 30 booked by May 27.
  5. Alaska has a paid fare sale for flights to and from Mexico, Central America, Hawaii, and Florida for travel between August 12 and November 19 using promo code GETAWAY25 and booked by tomorrow night.

    Although the terms and conditions don’t mention a cabin restriction, I was only able to make the promo work on economy tickets.

Happy Wednesday!

GM points cover up to $750 on used GM vehicles, which means this beauty might be within reach.

  1. Citi ThankYou Points has a 25% transfer to Wyndham Rewards through June 21.
  2. Uber One Member Days has two travel related promotions for Uber One subscribers:

    – 3,000 SkyMiles for 10 Uber rides or 10 Uber Eats orders by June 8
    – $25 Marriott Bonvoy gift card with $100 in Premium Uber rides by June 8

    If you have a 7-eleven in your neighborhood, I imagine you’ll find an easy way to earn 3,000 SkyMiles. (Thanks to Tom R)
  3. The Citi Strata Premier’s 1 cent per point cash out option will be reduced to 0.75 cents per point on August 23, though other cash outs aren’t affected.

    It’s unclear how accounts pooled with a Rewards+, Double Cash, or other cards that have a one cent per point value will be affected, but there are other methods.

Happy Tuesday!

Drivers love getting jobs like this, especially 10 of them.

  1. The Citi Shop Your Way Rewards card sent new offers last week:

    – $100 statement credit with $1,000+ in online spend
    – $75 statement credit with $750+ in online spend
    – 10% back on home improvement spend up to $100 back monthly for May, June, and July

    (Thanks to Peter and Jason C)
  2. The merger between Capital One and Discover became official yesterday. This is interesting for churners for a few reasons:

    – If you’re shut down at Capital One, getting a Discover card may be a backdoor in
    – Discover cards may turn into more lucrative Capital One cards
    – Credit lines at Discover may become transferrable to other Capital One cards
    – Games that Capital One hates may soon be games that Discover hates

    For those with Discover Miles cards, maybe you’ll get lucky and Discover miles will become transferrable to Capital One mileage transfer partners, so hedge your hoard.
  3. Monday Mad-Libs Mash-Up: American Express Membership Rewards transfers to Hawaiian miles is scheduled to end on June 30. Obviously __________________ [opinion] Alaska MileagePlan _________________ [reaction] happy, but also _________________ [reaction] sad. At least my favorite ___________ [item] is ________________ [adjective] so I can cope.

    The best response gets a free vintage airline postcard of your choice at the thrift store of your choice, paid for by any card of your choice in your current possession.
  4. Staples has fee free $200 Mastercards through Saturday, limit nine per transaction.

    These are Pathward gift cards.
  5. Hyatt has a new promotion that isn’t tied to its apparently needy Under Canvas brand: Link your Peloton and Hyatt accounts for 500 bonus Hyatt points per Peloton ride through June 15 at a Hyatt hotel of at least 20 minutes. (Thanks to DDG)
  6. Bank of America is changing the sign-up bonus for two cards starting on June 1. Both will have a $200 welcome bonus after $1,000 in spend, and they’ll also offer a boosted earn for the first year:

    – Customized Cash: Double cash back in the first year with $2,500 quarterly cap on bonus category earn
    – Unlimited Cash Rewards: Unlimited 2% base earning instead of 1.5% base earning

    It may look like a sleeper, but with the right precious eyes, that second one is an outstanding offer. Also, why mention weeks before June 1? So you can lower credit lines and flush your existing Bank of America portfolio to prepare.

Have a nice Monday friends!

Monday vibes.

Endorphins hit differently when you get a big sign-up bonus, make a great redemption, or get a great deal. Each of these can be worth hundreds or thousands of dollars, and everyone likes to see a hockey-stick chart on their points balance right?

Sometimes though, you can “find churning money or points” by dealing with the sludge of churning. In just the last couple of months, I’ve had to:

  • Figure out how to get my Flexperks points back after an airline cancelled booking
  • Get refunded for stolen in shipping items for reselling
  • Find every hidden unsubscribe from the Motley Fool (after kicking myself for going for the portal bonus again)
  • Work with giftcards.com for e-gift cards that showed the CVV as “Error retrieving CVV”
  • Bug Alaska for missing travel credits

None of those things are fun, none of them give me the same endorphin hit of an initial churn. They’re all worth real, sizable money though. And if I didn’t do them, I’d negate plenty of the endorphin-laden kind of churning. So, the lesson:

Earning $1,000 from housekeeping is as good as $1,000 from a bank bonus. Also taxes something something.

– MEAB

Have a nice weekend friends!

Sometimes the hockey stick goes in the wrong direction.