1. Giftcards.com has a promotional code for 10% off of Visa e-gift cards using promo code VISAHOLIDAY or HOLIDAYVISA, limit $20 off per order. Remember to go through a shopping portal, and apropos of nothing, giftcards.com has an order limit of $2,000 per rolling 48 hours for electronic gift cards. UPDATE: Thanks for MaryBeth for the updated code.
  2. US Bank announced a new partnership with Amazon for paying with Flexperks points (notably when enrolling, you can choose to turn payment with points off by default, which is a nice enhancement from similar integrations with other banks). It’s interesting because:

    – This will probably be another source of “Get 40% off when using at least one [bank reward currency] deals”, so I’d preemptively link a US Bank card to prepare.
    – The redemption value is 1 cent per point, which is higher than Chase or AmEx at Amazon

  3. The Daily Churn’s most recent episode talks about ways to open a Morgan Stanley account for the hackable Morgan Stanley American Express Platinum card now that the Access Investing route has died. The episode outlines multiple ways do to it, but the simplest way is:

    – Open a Premium Savings Account with $25,000, which earns 3.25% APY, or $812.50 per year
    Apply for the card after a couple of days

  4. BankAmeriDeals and Chase Offers both have a card linked offer for 15% back at IHG Hotels, up to $69 total cash back. Typically breaking the correlation isn’t necessary for non-AmEx offers. (Thanks to DoC)
  5. AA has elite status changes coming for 2023. For travel hackers, the big news is:

    – Shopping portal bonus boosts after different loyalty points thresholds
    – The removal of the need for 30 AA segments flown for choice awards

    Yes, I manufactured AA status in 2022 and I will continue to do so in 2023.

Pictured: The noise I sifted through to figure out exactly what AA is up to.

  1. Simon has a few new Simon discounted purchase-fee codes available:

    DEC22FLASH35 for 35% off of Visas and Mastercards through December 14
    DEC22FESTIVE50 for 50% off of Abstract Red or Abstract Emerald Visa gift cards through December 25
    WRAP22UP for 50% off of Holiday Design Visa gift cards through December 31

    Different Simon codes (obviously) work on different types of gift cards, and for an added level of complexity, some work only on business volume accounts, and some work only on consumer volume accounts.

  2. Best Western has a promotion for a $50 bonus gift card with each $200 gift card purchased, limit five. The $50 bonus card expires on May 31, so it’s only useful for travel in the near future, at least to the extent that Best Western is useful for travel in general. (Thanks to DoC)
  3. Kroger.com has 5% off of the total cost of Visa and Mastercard gift cards through Friday with promo code HOLIDAYS22. These are fulfilled by Metabank, but are actually issued by US Bank. You’ll earn fuel points on the purchase too. (Thanks to Alex Z for making sure I got this right)
  4. Southwest open their booking window tomorrow for travel through August 14, 2023, which makes this one of your best opportunities to book placeholder summer air travel that may involve Southwest, especially if you check for price drops during future fare sales or in the weeks leading up to travel.
  5. A follow-ups from yesterday’s post: The Office Depot/Office Max $15 back on $300 or more in Mastercard gift cards deal still works as advertised, but the extra trick that worked on recent promotions for Visa gift cards isn’t working on this one.
  6. Meijer has a digital coupon for a $15 Meijer gift card with $100 or more in Happy, Choice, or One4All gift card purchases. Some of these can be converted to Home Depot and Best Buy gift cards for a nice profit. Be sure to scale with multiple Meijer accounts.

Pictured: Where the Office Depot/OfficeMax extra trick seems to have gone.

  1. Do this now: Register for Hilton’s Q1 promo for 1,000 bonus points per stay and double points on all spend associated with a folio including room fees for stays through April 30, 2023.
  2. Staples has a fee free $200 Visa gift card promotion running Sunday through the following Saturday, limit eight per transaction. These are Metabanks so have a liquidation plan before you load up; there are plays out there, both online and in person.
  3. Apparently Turkish Airline’s promotion for 30% off of economy and business class awards for travel through May 2023 excluding U.S. Cities isn’t actually excluding U.S. Cities because programming is hard, so book quickly if you have any United or other Star Alliance travel planned before it’s fixed. UPDATE: DDG provides an example of SEA-FCO pricing at 30% off, but CitizenKane notes via MEAB slack that there’s a separate promo for SEA and maybe there’s no actual bug here. (Thanks to DDG)
  4. Reader Mark wrote in to let me know that Bitmo, which is continuing it’s slow death spiral via rocket launch into the ocean, is issuing gift cards for redeemed points if you email support and wait for a few weeks for them to come through. I’d still stay away from their new company HungryFriend (in this instance I think they’re the hungry friend).
  5. American Express has a 30% transfer bonus from Membership Rewards to Virgin Atlantic miles through December 29. Award sweet spots:

    – Business class on Delta to Europe
    – Business class and first class to Japan on ANA

    Unfortunately there’s no current transfer bonus to Virgin Galactic, but if there were maybe Bitmo would have had a better shot.

Have a nice weekend!

The rocket Bitmo used to launch its company to the moon; spoiler alert, it missed.

  1. MyGiftCardsPlus has 10% back on Delta Gift cards for up to $1,000 in spend. (Thanks to GCG)
  2. American Express has heightened referral bonuses of 30,000 Membership Rewards or $300 for the referrer when the referred is approved for a new card. I’m seeing increased offers on about 1/4 of my cards. (Thanks to DoC)
  3. Southwest has a holiday sale for 25% off of travel on December 24, 25, and 31, and January 1 using promo code HOLIDAY25 booked by this evening. The code worked for one of my bookings but fares had gone up, so 25% off of a much bigger number was still a bigger number than my original cost.
  4. Do this now: Register for Best Western’s stupid promotion for ni * 2,000 bonus points for each stay for ni {1, 2, 3, 4}. The promotions is good for stays through February 25.

    If you have the unfortunate pleasure of four Best Western stays in the next couple of months:

    – I’m sorry, at least you don’t have bedbugs right?
    – You’ll get an invitation for promotion for double points for the rest of 2023
    – For real, you don’t have bedbugs, right?

Happy Wednesday!

Alec Baldwin helps us with Best Western math, but still doesn’t have a solution for bed bugs.

  1. Lowe’s is running an in-store promotion for a bonus $10 Lowe’s egift card with each $150 Visa gift card purchase through Wednesday. Current resale rates for $10 Lowe’s gift cards are somewhere around 86%, which means the deal is profitable even without credit card rewards. To maximize:

    – Link your cards to JetBlue’s TrueBlue Shopping for an extra 3x
    – Don’t redeem more than three egift cards per email address
    – Buy the Everywhere variety of cards for lower fees, and generally easier liquidation

    Reader Jim generally likes to remind me that not all of the Everywhere cards are easier to liquidate, in particular stay away from Movies Everywhere and Golf Everywhere unless you have a niche play.

  2. Chase has new targeted spending offers for many cards for spend through February 28, 2023. You’ll need to register first (the links were shamelessly stolen from Doctor of Credit, but reformatted):

    – Ink: 15,000 bonus points after $15,000 in spend
    – Ink: 5,000 bonus points after $5,000 in spend
    – Hyatt: 5,000 bonus points after $5,000 in spend
    – United: 5,000 bonus points after $5,000 in spend
    – Southwest: 5,000 bonus points after $5,000 in spend
    – IHG: 5,000 bonus points after $5,000 in spend

    It’s worth checking chase.com/mybonus for other cards too, especially Freedoms and Sapphires.

  3. Do this now (if you have a Chase Hyatt card): Register for Hyatt’s promotion for 1,000 bonus points for every two-night or longer stay at a Hyatt Place or Hyatt House through March 5. (Thanks to FM)

    Side note: Congrats for those of you status running at Category 1 Hyatt Places, and condolences for those of you actually staying at Category 1 Hyatt Places.

  4. Staples has fee-free $200 Mastercard gift cards from Sunday through the following Saturday, limit eight per transaction. They’re Metabanks, so have a liquidation plan in place.
  5. Check for a few interesting card linked offers, all of which are hackable:

    – 15% back at Sheraton up to $33 back (Chase / Bank of America)
    – $40 back on $200 or more at Dell (American Express)
    – $50 or $60 back at Delta, perhaps to or from a specific destination, ymmv (American Express)

    Breaking the correlation is typically necessary with American Express offer hacks, but not with the others.

  6. Because the Capital One Shopping portal hasn’t changed enough, new language has been added for giftcards.com purchases noting that there’s a $2,000 per purchase limit on rewards, which makes the Capital One Shopping portal consistent in terminology with other portals. To celebrate the new language (I guess), there’s a targeted 10% back on giftcards.com either through email, the mobile app, or desktop site, just make sure you’re signed in to see if you’re targeted.

I regret to inform you that the Lubbock Staples is now closed, so their weekend frenzy is cancelled. Apparently Lubbock does have a weekly Mugshot Monday so residents have something else to look forward to instead, I guess.

  1. Meijer has $10 off of $150 or more in Mastercard gift cards through Saturday. You have to clip a digital coupon, and you may need multiple MPerks accounts to scale. If you’re even remotely near a Meijer it’s probably worth your time to work this one into your rotation.
  2. Black Friday and Cyber Monday are their own kind of special for a manufactured spender. There’s a lot going on but it’s hard to find anything useful in the normal channels because deals are lost in the noise of vacuum cleaner sales, PS5 snipe hunting, letters from your local shop letting you know that they’ve slashed prices by upwards of 3%, and by the extreme desire to search your inbox for “is:unread” followed by a mass delete. For today only, slickdeals is probably the best place to keep a focused eye (normally they’re too slow to pay much attention to for our kind of deals), specifically with one of the following links:

    General Cyber Monday deals
    Visa gift cards
    Mastercard gift cards
    Airline sales
    Stephen’s Black Friday Gift Card deals (Ok, so this isn’t slickdeals but it is just as good)

    One thing to watch out for is that slickdeals runs its own shopping portal and the rates typically aren’t as good as you can find elsewhere, always check cashbackmonitor.com.

  3. Giftcards.com has multiple new codes for 5% off of Virtual Visas through Thursday: BFVIP, BFVISA5, CMVISA5, and BFVISA. You can get $2,000 in virtual cards every 48 hours per Giftcards.com account, and remember to go through a portal too. In case you’re on the fence. The break-even point not including portal bonuses and credit card rewards is 2.74%, so it’s easy to make this work in your favor.
  4. The American Express Business Platinum card’s public offer is now occasionally 170,000 Membership Rewards with $15,000 in spend. As usual with the AmEx random number generator, if you don’t see the offer then try:

    – Incognito
    – Mobile versus desktop
    – A different browser
    – Search for “American Express Business Platinum” with several search engines and click the first non-sponsored link
    – A VPN to another part of the US

    This offer does have lifetime language, but we all know the popup is more important than the language, right? (Thanks to DoC)

  5. Check the following airline promo pages for Cyber Monday sales and rebook existing travel when it makes sense:

    United Airlines flight promos
    Delta Air Lines flight promos
    Southwest Airlines cyber monday promos
    Alaska Airlines cyber monday sale
    American Airlines travel deals

    I’ll update the above links as it makes sense throughout the day.

  6. Check the Fluz mobile app for upcoming parties and RVSP or join any interesting ones. For our purposes, the most interesting is probably 30% off today for Uber Eats gift cards, which of course work for Uber rides.

MEAB’s coping mechanism between Black Friday and Cyber Monday.

  1. PayPal has a 4% cashback deal for six more days at Safeway with apparently no transaction size limit. Even better, according to brykupono at reddit, you can cycle the deal repeatedly for up to an hour by re-adding the offer to your account after each transaction.

    To trigger the deal you’ll have to checkout with a PayPal QR code from your mobile app which is interesting for other reasons too, like for hitting Chase Freedom Q4 bonus categories or for other less obvious games.

  2. Vanillagift.com has fee free physical and virtual gift cards with promo code cyberdeals22. These cards are usually easy to liquidate, but watch out when purchasing because lately they’ve been charging as a cash advance on American Express cards.
  3. Nearside, the King George III of banks, accidentally announced on Monday via email that part of their business operations were shutting down in the near future. They quickly followed up with an “oops, sorry, ignore that message”, then yesterday sent a message saying essentially “actually guys, sorry, lol, mah bad, we’re dying on December 23 for Christmas, lmfao”. I guess unlimited 2.2% cashback on debit transactions may not be a sound business decision, but what do I know anyway?

    If you have money at Nearside, I’d transfer it out sooner rather than later (I did the moment the first message came in, I didn’t need to wait for the rest of the drama to play out).

  4. Dell is 15x and Saks Fifth Avenue is 10x at Rakuten’s shopping portal for the holiday, so it’s a good time to liquidate American Express Platinum and Business Platinum credits. Even better, SideShowBob233 notes that Drop has 100 points per dollar or 10% back at Dell, and it stacks with portals too. If my math is correct that brings Dell prices down to about par with other retailers, except you still get the frustration of Dell’s order system for no extra charge.

Nearside wishes you a Happy Thanksgiving. No, wait, go away! Just kidding, Happy Thanksgiving.

  1. Giftcards.com has a promotional code (BFVIP) that in theory gives you $5 off of a $100 virtual Visa gift card, but in practice gives 5% off of $250 virtual Visa gift cards on up to $1,500 per order because reasons. The promotion runs through tomorrow evening.

    Since virtual gift cards at giftcards.com have a $2,000 per rolling 48 hour limit, I’d get $1,500 in one order and then another $500 immediately after. Don’t forget to use a portal.

  2. It probably should go without saying, but if you hold any serious cash at a crypto based FinTech companies it may be time to reconsider whether the manufactured spend bang is worth the increasing risk of loss, especially because Coinbase, a favorite FinTech of Christmas past, may become the next casualty. Tread lightly! (Thanks to George via MEAB slack)
  3. EDITOR’s NOTE: I wouldn’t normally write about a deal for a warehouse club because it’s not directly about travel, miles, points, or shenanigans, but this one is different because Sam’s Club is often a great vendor for a manufactured spender given its propensity for gift card deals and portal games.

    Sam’s Club has a holiday promotion for $50 back on your first in-store purchase with a $50 membership, making a new account fee free with promo code 27Y9X. Unfortunately though gift cards are excluded from the first purchase $50 back. If you sign-up, try and use a portal because it may track (usually with portals and stuff like this, the weirder the better).

  4. Bilt cardholders earn double rewards between Friday and December 1. I’d typically say go nuts on this deal like Sam Bankman-Fried did with corporate FTX funds, but with this card you’ll probably get the axe for too much MS if you do. So instead, maybe just go at the speed that Sam Bankman-Fried runs to keep your account alive.
  5. A new pre-targeted no-lifetime language American Express Business Platinum link has surfaced with a sign-up bonus of 150,000 Membership Rewards after $15,000 in spend within three months and another 10,000 Membership Rewards for adding an employee card and spending $1,000, also within three months.

    If you get one, don’t forget about the triple dip. (Thanks to TwelveBall)

The reason SBF was running away.