Month: April 2026

  1. Most of the Chase United cards have increased sign-up bonuses, (some include 10,000 miles extra as long as you add an authorized user card within three months):

    – Explorer: 70,000+10,000 MileagePlus miles after $3,000 spend in three months
    – Quest: 90,000+10,000 MileagePlus miles after $4,000 spend in three months
    – Club: 100,000+10,000 MileagePlus miles after $5,000 spend in three months
    – Business: 100,000+10,000 MileagePlus miles after $5,000 spend in three months
    – Club Business: 100,000+10,000 MileagePlus miles after $5,000 spend in three months

    These are generally available via referrals, so please use a referral link.
  2. US Bank reportedly has a $1,500 business bank account bonus with promo code Q2BUS26, though I couldn’t independently verify it. To qualify:

    – Deposit $25,000 within 30 days
    – Maintain at least $25,000 balance between days 30 and 60
    – Make at least six transactions by day 60 (Six $1 ACHs do nicely)

    If you manage your money perfectly, this is effectively a 72% annualized APR, which is almost 72% more than what Chase business checking will give you. Even if you’re not in US Bank’s footprint you can still do this, just open a different relationship with US Bank first. T&C here.
  3. Alaska companion certificate sharing has tightened for the second time since the Hawaiian merger; now they can only be used when fares are paid for specifically with an Atmos Ascent card.

    I for one am impressed that Alaska’s IT is able to discern. (Thanks to best-qualify-catfood)
  4. Staples stores have fee-free $200 Visa gift cards through Saturday, limit nine per transaction.

    These are Pathward / BlackHawk Network gift cards.

Happy Monday!

Alaska IT’s typeface for the new lounge drink lineup.

  1. Do this now: Check for your targeted United MileagePlay offer. Mine was book and fly a $100+ trip through June 9 and earn 3,000 bonus miles.
  2. Bank of America has credit cards available via the Rakuten shopping portal:

    – Travel Rewards: $150 from Rakuten plus 25,000 points after $1,000 spend in 90 days
    – Customized Cash: $75 from Rakuten plus $200 after $1,000 spend in 90 days

    The business versions of the cards have higher offers than the portal and sign-up bonus put together, so keep your enthusiasm appropriately calibrated. (Thanks to DoC)
  3. JetBlue raised bag fees a couple of days ago. I didn’t mention it because I was sure the list would grow within the week, and indeed it’s happened. So now we’re at:

    – JetBlue increasing checked bag fees
    – United increased checked bag fees

    AA, Alaska, and Delta are sure to come in the next week, but they’ll stagger it for optics. Who says there’s collusion in the industry? This is just about fuel, duh.
  4. The AmaZing Business Visa card has an increased $1,000 sign-up bonus or 100,000 point sign-up bonus depending on the version, but is only available in some states:

    – Arizona
    – California
    – Colorado and New Mexico
    – Nevada
    – Texas
    – Utah, Wyoming, and Idaho

    Underwriting is a manual process, and there isn’t actually a difference between the points card or cash back card other than the extra step to redeem your points for cash back.
  5. Chase Offers has a targeted offer for $100 off of $600+ in travel booked through the end of June, and this offer stacks with Sapphire Reserve $250 Edit hotel credits too.
  6. PayPal offers has a targeted offer for 5% back at GiftCards.com, up to $20 back.
  7. Raley’s, Nob Hill, and Bel Air stars have 15x points on Apple gift cards, some of which convert to Home Depot, through Tuesday.

Have a nice weekend friends!

Recommended enthusiasm base-line calibration setting.

  1. Chase has a new transfer bonuses for the end of April:

    – 20% to Air Canada Aeroplan, making the ratio 1:1.2
    – 70% to IHG, making the ratio 1:1.7

    One of these is a good deal, which one is left as an exercise to the reader.
  2. Capital One has a 30% transfer bonus to Japan Airlines MileageBank through the end of April, which makes the transfer ratio 1:0.975
  3. The Bank of America Alaska Atmos cards have new offers different than the new offers from a few days ago:

    – Summit: 100,000 miles and a 50% flight discount after $6,500 spend in 90 days
    – Ascent: 80,000 miles and a 50% flight discount after $4,000 spend in 120 days
    – Business: 85,000 miles after $5,500 spend in 90 days

    The 50% discount has to be flown between September 8 and November 18 with lots of other asterisks, so cool I guess. (Thanks to Jerry)
  4. Mixed data-points are coming in about Lululemon physical stores implementing new gift card rules to presumably combat American Express Platinum exact value cashouts. The rules:

    – Gift card face values must be in multiples of $50
    – One credit card per gift card purchase
    – One gift card per customer per day

    These aren’t implemented at the register level though, so your success level may be tied to your rizz level. Data points specifying rizz are needed to confirm.
  5. March’s Chase Air India offer for 10% back on $100-$500 in spend has a new, April version. The March warning still applies: The best game for this one is to not fly Air India under any circumstances, ever, which should make your game clear.
  6. Chase Pay Yourself Back has several changes for Q2:

    – Personal: grocery stores, pet stores, veterinaries, annual fee, and select charities
    – Business: select charities

    Businesses don’t need cash-back I guess?
  7. If you like glamping and have a Chase Hyatt card, register for Hyatt’s promotion for 20 points per dollar at Under Canvas and ULUM locations for stays between June 1 and September 8.
  8. American Express is ending two relationships:

    – The Amazon Business card portfolio is moving to US Bank in August
    – They’re ending transfer to Etihad Guest at the end of June

    Reportedly American Express dumped both with the cliche, “It’s not you, it’s me”, because creativity is hard.
  9. AirFrance / KLM FlyingBlue has released its April promo rewards for discounted award travel. US cities include: New York, Los Angeles, Seattle, Miami, Detroit, Boston, Atlanta, San Diego, Austin, Orlando, and San Francisco.

    I didn’t see any promo award business class availability in the two cities I checked which is worse than normal.

Happy Thursday!

Fun fact: Thanks to the Lego+Lulu partnership, your $75 can be cashed out for two bricks instead.

EDITOR’S NOTE: Yes, we can be silly around here. However, April 1 is somehow the sanctioned silly day for the rest of the world so of course it’s the one day that strait-laced seriousness takes over at MEAB. You can get your weird Bonvoy and Delta hidden value fake posts elsewhere I’m sure. #sorrynotsorry

The General Rule

Points and miles held in loyalty programs are a real asset, even if they’re worth less over time (even worse than holding cash). If a loyalty program member passes away, most programs’ terms and conditions forfeit the value of their loyalty account completely and the account is (in theory) effectively worthless. So as a general rule, when you or another player dies, remember:

Don’t tell the loyalty program when a member passes, rather just cash-out or redeem points as quickly as reasonably practical.

The Nuance

The general rule doesn’t apply everywhere, not every program has blanket forfeiture. The US exceptions:

Its “own discretion” shows up a lot there, I’d consider whether you really want to trust Toby’s discretion before moving forward.

The Practical Side

None of the loyalty programs that transfer points will transfer elite status, upgrade certificates, club access awards, tier awards, elite qualifying points, or similar, and each of these things has value, potentially thousands of tens of thousands of dollars worth. So, probably just keep following the general rule when you can even if the program lets you transfer.

Have a nice Wednesday friends!

Ouch.