A credit union account that you opened years ago can often be your best friend when new techniques are discovered. For example, one of my favorite credit union accounts has been useful as:
- a money order dump
- a bill payment target
- a CD funded with credit card target
- a debit load target
- a basis for a credit card with the same credit union
- other games
There are often dry spells between plays though, and if you’re not careful, an account primarily useful for gaming might be closed for inactivity during your dry spell, with any remaining funds being sent to your state’s unclaimed property division. To avoid that, I do the following:
Set up a recurring $1 (or whatever the minimum) monthly ACH to the account from a central checking account, or from another credit union target account.
If you’re worried about the monthly drain on your central account, there’s no reason you can’t set the transaction up in reverse a few days later.
Good luck, and happy Thursday!
Sadly, not all games keep credit union accounts active.