Month: July 2023

July is apparently a good news and bad news sort of month. For example in the apparently not-a-joke competitive sphere of competition eating Joey Chestnut won a 16th hot dog eating contest on Tuesday, but to win he had to eat 62 hot dogs so there’s that.

In our world we’ve got a bit of bad news too:

But, there’s good news:

  • Rakuten will have 10x back at Dell (and probably Saks) on Monday, so you’ve got time to strategize your American Express credit liquidation
  • The IHG credit card’s sign-up bonus has bumped to 140,000 points and a $100 statement credit at IHG properties after $3,000 spend in three months
  • The Barclays Wyndham Business card has a targeted offer for 5,000 bonus points:

    – 1,000 bonus points per month for any purchase in June, July, and August
    – 2,000 additional points for $3,000 in spend or more over all three months

    Yes, we’re past June, so really this is a 4,000 bonus point offer going forward. Look for an email from [email protected] to see if you’re targeted. (Thanks to Welcome Offer)
  • American Express sign-up bonuses do eventually post

Have a nice weekend!

Another good news / bad news situation.

  1. As a general reminder there are two types of American Express no-lifetime language (NLL) links: generic links and links tied to a specific offer code. There are newly targeted heightened sign-up bonuses at the generic link versions:

    – Blue Business Cash: $750 after $15,000 spend in 12 months
    – Blue Business Plus: 75,000 Membership Rewards after $15,000 spend in 12 months
    – Business Gold: 90,000 Membership Rewards after $10,000 spend in three months
    – Business Platinum: 120,000 Membership Rewards after $15,000 spend in three months (but this one isn’t currently active)

    The Business Gold also has an additional 5,000 Membership Rewards for adding an employee card during application and spending $1,000 on that card within three months. Also yes, employee spend counts toward the $10,000 sign-up bonus spend. (Thanks to Jimmy)
  2. FM notes that the Ink Business Preferred’s 100,000 Ultimate Rewards bonus after spending $8,000 in three months is also available via referral links, so if you’re going to apply the card use a link from a friend or another player.
  3. The Citi Shop Your Way Rewards Mastercard, the Kareem Abdul-Jabaar of Citi credit cards and an original Unsung Hero, has yet another targeted promotion for a statement credit or bonus points once a month for July, August, and September:

    – 10% back for between $700 and $800 in spend at gas, grocery, and restaurants
    – 8,000 bonus ThankYou Points for $700 or more in spend at gas, grocery, and restaurants
    – 10x ThankYou Points on $1,200 or more in spend at gas, grocery, and restaurants up to 18,000 points

    (Thanks to TV and Brooke)
  4. Check your dashboard for American Express Business Green and Business Gold cards for targeted upgrades to the Business Platinum. Offers are reportedly for 100,000 Membership Rewards points and also may include gas and grocery spend bonuses too.

The new McDonald’s credit card that just missed the publishing deadline.

Introduction

When you book a British Airways award ticket on AA or Alaska metal, you may want to swap your frequent flyer number from the British Airways Avios version to an AA AAdvantage or Alaska MileagePlan account so you can use elite benefits or co-branded credit card benefits on your award tickets. Yes, you can call the airline to do this manually over the phone, but who wants to do that? (Answer: masochists, duh)

There were four ways to do this, but the only one I chose to write about in the past stopped working a few months ago because karma:

  • The FinnAir trick (no longer working as far as I can tell)
  • Call the airline and have them swap it
  • The Royal Jordanian trick
  • The British Airways “I swear I’m not me” trick

We’ll focus on the third one.

The Royal Jordanian Trick

Royal Jordanian is a oneWorld airline based in Aman with a serviceable but forgettable hard product. Their IT is above average for an airline though which is great for us. To swap your frequent flyer number:

  • Visit rj.com
  • Click “Manage Booking”
  • Enter your British Airways record locator and last name
  • Click “Update my Contact” and enter your new frequent flyer information

Note that sometimes the Royal Jordanian website will give an error when you save your updated information, but the number is saved anyway. It usually takes about five minutes for AA and Alaska’s systems to see the updated number and apply benefits accordingly.

Happy booking!

Using RJ.com to update a BA booking on AS metal with an AA frequent flyer number, but as a backpack.

We’ve seen American Express 99 employee card bonus offers for more than a year and a half, and if you’ve taken advantage of a few of these you’ve probably also learned to deal with slow American Express IT systems that weren’t designed for your 600+ card shenanigans. The slow responsiveness seems especially prevalent when asking for a retention offer or to close a card.

But, what if there were a magical phone number that let you skip American Express’s phone tree, enter your card number directly, and then you’d be sent immediately to the retention department with your card information pushed to the rep’s computer? And what if the rep had minty fresh breath?Then you’d be living on Earth in 2023, because there is just that type of number:

866-376-4552

What’s the provenance of this number, you ask? An American Express chat rep gave it to me while his system was hung trying to load a particular card to look for retention offers. He said their systems were faster and better and that seems true based on my experience. I can’t speak to the minty breath though, you’ll just have to take that one on faith.

  1. Meijer stores has a clickable coupon for $10 off of $150 or more in Visa gift cards through Saturday, limit one per MPerks account.

    Meijer stores sell both Metabank Pathward and Sunrise gift cards. I know which one I’d choose for several reasons, but especially out of principle. I’m currently outside of the Meijer footprint though so my choice instead is to stand outside in the cold rain, watching everyone else’s Meijer party inside the warm, comfy house.
  2. There’s a new link for the Barclay AA Aviator card’s 70,000 mile sign-up bonus requiring only a single purchase. For better approval odds, spend a lot on existing Barclays cards and then pay them off. (Thanks to DoC)
  3. There are four new transfer bonuses for July:

    – American Express has a 30% transfer bonus to British Airways Avois through August 31
    – American Express has a 30% transfer bonus to Iberia Avios through August 31
    – Capital One has a 20% transfer bonus to AirFrance/KLM Flying Blue through July 31
    – Chase has a 70% transfer bonus to IHG through July 31
  4. Chase Offers has an easy to game offer for 10% off of Southwest airfare, up to $40 back. The simplest play is to turn this into discount travel funds, but the more lucrative play is to turn this into a statement credit with no effective outstanding charge.
  5. Chase also has targeted offers for spend at gas, grocery, and restaurants on personal credit cards:

    – Hyatt, Southwest, United, Freedom and IHG: 5x up to $1,500 in spend
    – British Airways: 10x up to $1,500 in spend

    Sometimes the Chase website gets confused after a single form submission and incorrectly tells you it can’t find information or you’re not targeted on all subsequent submissions. To avoid that, open a new incognito browser window for each card you check.
  6. The Capital One Shopping portal has a mildly interesting $10 bonus for both the referrer and referred on new shopping portal accounts provided the new account installs the Capital One toolbar and spends $10 through the portal within a month. A few notes:

    – Giftcards.com is on the Capital One Shopping portal
    – Giftcards.com typically has negative cost deals around major holidays
    – In the US, July 4 was a major holiday last time I checked
    – You don’t need to hold a Capital One card to have an account on the portal
    – I recommend creating new Capital One shopping accounts periodically anyway to avoid clawbacks

    Why no, I can’t possibly see how this could go wrong for Capital One, why do you ask?

Pictured: 1. Capital One Shopping portal (road), and 2. manufactured spenders (mud slide)