We’ve been beating around the bush about fraud alerts somewhat repeatedly over the years, but it’s time to explictly call out a principle you should always be following:

Clear fraud alerts as fast as you possibly can.

– MEAB, prolly

Why? There are multiple reasons, but they all boil down to unwanted poking around on your credit card and deposit accounts by someone who’s job is to manage risk and shutdown accounts that feel risky. For specific examples, see:

When you get a fraud alert, clearing it quickly (hopefully) means no one ever looks at your accounts. Side note: If you have to talk to a person and can’t clear an alert in an automated way, you may have better luck with foreign call center customer service representatives who don’t understand exactly what thegiftcardshop.com is and how a bunch of purchases there may raise eyebrows.

Have a nice weekend!

Happy [Rebecca] Black Friday!