Tuesday Triple

We’ve got a grab-bag for today:

1. The Bilt credit card is now wide-open for applications, and based on coverage in the space it’s likely paying a big affiliate commission for new applications too. My affiliate relationship-less opinion:

   – Hyatt, AA, and FlyingBlue are great travel partners
   – It’s easy to earn 50,000 points by paying P2 $50,000 per year in rent via a check
   – No annual fee
   – 3x on dining is easy to game
   – The lack of sign-up bonus is lame (I’d expect to get at least $750 out of a sign-up bonus typically)

   If I weren’t shooting to be under 5/24 I’d have gotten this card a long time ago, and I’d expect that I’d already be shutdown too. That said the jury is still out on how quickly Bilt will bring down the axe.

2. American Express has targeted more accounts for:

   – 20,000 or 30,000 Membership Rewards for enrolling in Pay-over-Time (thanks to sctrader)
   – 90,000 Membership Rewards for a no-lifetime language (NLL) Business Gold card, check for a pop up on your dashboard for other accounts

   (Thanks to sctrader and churnandburn58 for the first reports of each, respectively)

3. Citi’s banking division is emulating Will Smith by slapping the credit card division in the face after being told it wasn’t good enough: They’ve got retention offers for checking accounts through their automated chat system for between $50 and $200 based on your account type. To enroll:

   – Log into your bank account at citi.com
   – Click “How can we help?”
   – Type “close account”
   – Choose “Checking” in the dialog and hit next

   The bonus comes as a statement credit after you make a purchase with your debit card of at least the offer amount.