Q4 is a great time to be in the game, and there are a few MS opportunities that cropped up over the weekend to kick it up a notch:

1. CashApp has an interesting boost for 10% back on online purchases at Sam’s Club up to $20, once per day between now and November 23. GC Galore also just broke news that Sam’s Club is officially recognizing gift cards for rebates with shopping portals. As of this writing, JetBlue has 3x at Sam’s and TopCashBack has 2% back, so between the two you’re looking at a 12% discount or better on $200 in gift cards every day for the next three weeks or so.

Best options: Vanilla Visa, Vanilla Mastercard, and Disney (thanks to Kyle for the Disney tip.) If you’re not currently a Sam’s Club member, spin up a new email address that you haven’t used before and you can get a new membership for $45 with a $45 Sam’s gift card included.

2. I’m getting bored with office supply store deals and getting really sick of $200 Metabank gift cards. In case you’re not like me, Staples has your back with another fee free $200 Visa gift card for up to five cards per transaction. The deal runs between now and Saturday. I’ll be sitting this one out because it’s too distracting with all the other Q4 shenanigans and the deluge of crazy FinTechs launching new products.

3. The Point debit card has double earning between whenever you get your updated card in the mail and the end of the year. That makes it effectively a 2% cash back debit card, or more if you spend in bonus categories (currently 10x on subscriptions for streaming, 6x on rideshare and delivery, 30x at Nike, 40x at HBO Max, 10x at Whole Foods, 10x at Amazon, 10x at Costco, 10x at Trader Joes, and 10x at coffee shops after doubling).

If you don’t currently have a Point debit card, sign up through a referral because you’ll get a $100 sign-up bonus rather than the public $10 bonus. Unfortunately though, they raised the annual fee to $99 for the card, but at least opening one doesn’t do a credit pull or affect Chase 5/24. If you want a card, find a friend for a referral and make their day, but if you can’t find a friend reach out to me and I’ll hook you up.

I don’t think I understood going up a notch until now, but I guess it means going from “bail” to “cabin”. Go cabin everyone!

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