- Do this now: Activate Q4’s quarterly rotating credit card categories:
– Chase Freedom: PayPal, McDonalds, pet shops, vets, and some charities
– Discover IT: Amazon and Target
– Citi Dividend: Currently the page errors out, cause #CitiGonnaCiti, but in theory it’s restaurants and Citi travel
– US Bank Cash+: I choose utilities and electronics stores
For gaming these in the absence of organic use: PayPal P2P works well, Amazon and Target both sell gift cards, utilities usually allow overpayments, and electronics stores like BestBuy sell gift cards. Amazon, Target, and electronics stores are also typically good targets for buying group activity. - Do this now: Register for IHG’s Q4 promotion for 3,000 bonus points for every two nights stayed between this Thursday and December 31.
- The Citi Shop Your Way Rewards card, run by a team who seems to think that they’re a venture capitalist funding a FinTech that will make money “really soon now”™, sent mid-month offers for online spend. We’ve seen:
– $30 statement credit after $500 spend
– $50 statement credit after $750 spend
– $75 statement credit after $1,000 spend
– 200,000 Shop Your Way Rewards after $750 spend
– 250,000 Shop Your Way Rewards after $1,000 spend
(Thanks to Y, MS Ninja, BrandonV, and Jack) - Citi ThankYou Points has two transfer bonuses running through October 19:
– Leading Hotels of the World Leaders Club: 25% transfer bonus
– Avianca LifeMiles: 25% transfer bonus
Both are solid choices, and if you’ve never looked into Leaders Club redemptions, it’s probably worth your time to do it. (Thanks to yt-nthr-rddtr and Oofzies) - The Chase Avios co-braneded cards have increased sign-up bonuses for 100,000 Avios after $7,500 spend in six months. You can choose between British Airways, Iberia, or Aer Lingus cards, and once you have Avios you can transfer them between programs. The $95 annual fee is not waived the first year. Note that smaller benefits, like economy companion certificates or flight statement credits after lots of spend aren’t the same on all three cards.
Yes, it’s possible to collect all three, but maybe grab some Inks with a referral instead and transfer into Avios programs if you really need them? - Meijer stores have 50,000 MPerks points for $500 in third party gift card purchases through September 28, limit one per MPerks account.
We all know that you can only have one MPerks account per email address, and we all know that you can have only one email address, right? - M&T Bank has a $350 bonus for opening a new checking account with promo code TN and direct depositing, or “direct depositing” $500 within 90 days. Some regions like California are excluded because reasons.
Who wouldn’t want $1,500 (times n cards) worth of this?