Category: Credit Cards

  1. Southwest has a new promotion flights booked to and from a couple of cities booked by this evening. Travel is valid for September through February within the Continental US, or for Early next year for Hawaii and international destinations:

    – Chicago MDW and ORD: CHICAGO30
    – Denver and Colorado Springs: COLORADO30

    Brain M sent a reminder that Southwest now flys to Chicago O’Hare in addition to Midway, and at O’Hare they use Terminal 5. That’s interesting because T5 is where most long haul international flights operate so Southwest could be a good option for positioning flights on, let’s say, less modestly appointed airlines. Just watch out for the worst Priority Pass lounge in North America, also in ORD’s T5.
  2. Alaska has an award and paid ticket sale through tomorrow for travel between September 6 and December 13. This one has some serious teeth as far as I can tell, for example, I’m seeing:

    – West coast to and from Hawaii: 7,500 miles
    – West coast to and from Mexico: 7,500 miles
    – West coast to and from Chicago: 7,500 miles
    – Transcontinental flights: 10,000 miles

    Now, if only there were a good way to earn a ton of Alaska miles. Oh wait, there is.
  3. Discover is sending targeted offers via email for extra cash-back on spend through the end of September, which obviously stacks well with Discover IT’s 5% Q3 bonus categories of gas stations and digital wallets. Offers reported:

    – 2% back on up to $2,000 in spend
    – 4% back on up to $2,000 in spend

    (Thanks to MtM)

The best photo ever taken of the Priority Pass lounge in T5. Believe me, they’re doing us all a favor.

  1. Office Depot / OfficeMax stores have $15 off of $200 Visa gift cards through Saturday, no to be confused with the Mastercard variant offered last week. For best results:

    – Buy the Everywhere cards for lower fees if you know how to liquidate them
    – Try for multiple transactions back-to-back
    – Link your cards to Dosh, ideally one Dosh account per card.
    – Combine with a Chase Offer for 10% back on up to $80 or $110 in spend
    – Try and scale in non-conventional ways

    For the most part these cards are still limited with PIN transactions on liquidation to $480 per store per six minutes.
  2. Do this now: Link your Uber Travel and Marriott accounts under the Uber app’s Travel tab for 2,000 bonus Bonvoy Points. If you make up to four scheduled rides in Uber between now and September 30, you’ll earn 4,000 bonus points each, plus another 2,000 if you do a total of four.

    What’s that worth? (2,000+4,000*4+2,000 x Bonvoy) ~ $100 and a bonus swift kick in the pants.
  3. The Capital One Spark card has an interesting sign-up bonus, assuming you have a separate miles earning Capital One Card:

    – 2x earning on all spend
    – $150 annual fee
    – $200 statement credit after spending $200,000
    – 120,000 mile sign-up bonus (or $1,200 statement credit) after $30,000 in spend

    If you’ve got your low-cost manufactured spend machine operating smoothly, there’s huge utility in a card like this. (6x for $30,000 in spend, or a blended average of 2.7x for $200,000 in spend)

Player 2 receives part of the Marriott Bonvoy Uber bonus.

  1. The Chase Freedom Flex and Freedom Flex Unlimited cards have a new sign-up bonus:

    – $200 (20,000 Ultimate Rewards) after $500 in spend in three months
    – 5x on gas and grocery up to $12,000 in spend in 12 months

    The offers will stack. These cards are churnable if you’re under 5/24. (Thanks to DoC)
  2. Delta’s shopping portal has a rare bonus for 1,000 bonus SkyMiles with $400 or more in purchases through August 10 which works out to an additional 2.5x on your first $400 in spend through the portal.

    Sadly, Giftcards.com remains absent from airline portals.
  3. Southwest will email you a 50% off of a future flight promotional code if you book two one-ways or one round-trip flight by tomorrow night for travel through the end of September, and of travel on those flights too. A few notes about the promotional code:

    – It’s only good for paid fares
    – There are block outs for holiday travel between Thanksgiving-ish and New Years-ish
    – There are more block outs for travel around MLK day, Valentines Day, and randomly March 3

    Because I’m my own kind of special, I investigated what might cause March 3 to be included in the blackouts. The best I can find is it’s exactly one week before Daylight Savings Time which is peak travel for obvious reasons, so hooray I guess? (Thanks to FM)
  4. American Express has a few transfer bonuses for Membership Rewards through August 31. I’ve rated them on a scale of 1-5 because exactly no-one asked me to:

    – 15% transfer bonus to Avianca LifeMiles (3 stars)
    – 25% transfer bonus to Hilton Honors (2 stars)
    – 30% transfer bonus to Iberia Plus Avios (4 stars)
    – 30% transfer bonus to British Airways Avios (3.8 stars)

    You’ve got to login to see the transfer bonuses, or at least I did.
  5. Chase has a transfer bonus for Ultimate Rewards through September 30. I also rated this one on a scale of 1-5 because I couldn’t help myself:

    – 50% transfer bonus to Marriott Bonvoy (1 star)

    Remember, a Bonvoy point is probably worth 0.40-0.65 cents in general unless you’re trying to sell someone a credit card, especially when you factor that you’re going to be paying resort fees and parking for your free award stay. So, is (0.40 to 0.65) * 1.5 cents interesting for you for an Ultimate Rewards point?

Sure, the Marriott Igloo Valley looks like a bargain at 12,000 Bonvoy Points, but you still pay the $200 resort fee.

Saying American Express’s IT is quirky is like saying Lady Gaga’s outfits are slightly outside of normal; it’s basically the understatement of the year. The quirks are great for us because they open up opportunities, or quirkitunities if you prefer, for all sorts of shenanigans. Today we’ll focus on a single quirkitunity: American Express Offers.

American Express Offers come in a couple of different varieties. You’ll see great ones that are only presented to you if the stars align and American Express likes you, like “50% off of up to $1,000 in spend at FedEx”. You’ll also see, err, stupid ones that are available to anyone with a pulse like “3% back on up to $250 in purchases at Urban Outfitters” (sorry to all my BDG jeans fans). If American Express’s systems see you as a gamer, you won’t get the good ones but you can have 3% off of BDG jeans to your heart’s content, provided that your heart’s content doesn’t exceed $250.

Fortunately for us, there’s a way to bypass the “stars align an American Express likes you” algorithm: Confirm your card again. That is, one of the quirks of American Express’s system is that you can confirm a card as many times as you like, and the best offers will show up during card confirmation. So, it’s a good idea to visit americanexpress.com/confirmcard periodically and look for offers, that’s where the good stuff hides.

The “stars align and American Express likes you” server rack crashing when you (re)confirm your cards.

First, a rhetorical question and micro-rant about travel bloggers: I get that United updating their policies to allow you to buy two drinks at a time could be considered news, and I get that you’ve always got to feed the content monster, but do we really need 16 different articles about it in a single weekend? Is this really what we’re here to do? Don’t answer (remember, rhetorical).

Now, a few items that probably won’t have 16 redundant articles, or if they do they’ll lack a key bit of detail:

  1. The Citi Shop Your Way Rewards card, an Unsung Hero and the 1987-1988 Larry Bird of credit cards, is sending out new offers for August, September, and October. So far we’ve seen 10% back on Utilities up to $50 or $70 back once per month, but I expect other offers are floating around too. For me, this came both via email and USPS.

    Yes, this will stack with outstanding online spend offers on the card provided you pay your utility online as card not present. (Thanks to Fish and birt via MEAB slack)
  2. Meijer MPerks has 50,000 points with $500 in third party gift card purchases excluding Amazon, limit one per account and you must clip the coupon. This is effectively 10% off of third party gift cards, or more if you can use it all for fuel rewards. (Thanks to GCG, Fish, and RabbMD)

    This deal isn’t quite Memorial Day weekend 2022 when we saw 10% off at the register though, but we’re still approaching the point that traveling to Meijer land could be in the cards (sorry, bad pun).
  3. Office Depot/OfficeMax, also known as the retailer with second stupidest name next to I Love Ugly clothing, has $15 off of $300 or more in Mastercard gift cards through Saturday. As usual:

    – Try for multiple transactions
    – Link your cards to Dosh

    These are Pathward gift cards so have a liquidation plan in place.
  4. Sam’s Club online has $500 airbnb e-gift cards for $459.98, limit two per account. Occasionally you can find airbnb gift cards at 15%-18% off, but only for small, annoying denominations so I consider this a win.

Happy Monday!

MEAB shirt of the day.

  1. American Express has new offers for 20,000 Membership Rewards after $4,000 in spend in six months for new employee cards, limit five per account for Business Golds and Business Platinums at last year’s generic links:

    – Business Gold
    – Business Platinum

    The POID on these is K4IY:9976, and the offer has been alive for several weeks (first discovered by reader Jon via MEAB slack), but just hit mainstream yesterday. It’s also been out long enough that American Express customer service confirmed that the offers are properly attached.
  2. Southwest has an airfare sale for flights to, from, and within California through the end of day today using promo code 29OFF. The sale:

    – $29 fares one-way with requisite asterisks within California
    – 29% off of fares on flights to or from California, also with asterisks

    Travel is valid between August 15 and February 14, 2024 for the continental US, and there’s some availability early next year for Hawaii too. For bonus points, do some schedule research and parlay this sale into Thanksgiving travel.
  3. JetBlue has $25 off of one-way flights and $50 off of round-trip flights using promo code FALLTRAVEL booked by this evening for travel between September 6 and November 15. Of course this one has a few asterisks too, because capitalism.
  4. Yes, earlier this week we reported that Kroger would have a 4x fuel points promotion on Friday, Saturday, and Sunday. That wasn’t incorrect, but Kroger is laughing up at us from hell by having an overlapping 4x fuel points promotion on third party gift cards and fixed value Visa and Mastercard gift cards between today and August 8.

    If you’re playing this game with AmExes, just watch out for certain purchases to avoid points clawbacks; remember it’s them, hi, they’re they problem it’s them.

The cable industry learned their asterisk game from the airlines.

  1. Staples has a fee-free promotion on $200 Visa gift cards running through Saturday, limit eight per transaction. On a related note, there have been rumblings that Staples has been rolling out $500 variable load gift cards for the last month or two, and it seems like they may have finished that rollout. Those aren’t fee-free, but they are another option.

    These are Metabank Pathward gift cards so have a liquidation plan in place before you buy too many.
  2. Kroger will have a (probably) final summer weekend 4x fuel points promotion Friday, Saturday, and Sunday on third party gift cards and fixed value Visa and Mastercard gift cards.
  3. Costco is selling $500 Alaska Airlines gift cards for $449.99, limit five per member. (Thanks to GCG)
  4. Airfrance and KLM’s FlyingBlue program now allows stopovers on award tickets for no additional charge, either one-way or round-trip, which is an amazing opportunity for travel hackers, especially if you’re able to talk your way into multiple stopovers on a single itinerary, which may or may not be permitted. The quick overview:

    – The length of the stop-over can be between 24 hours and 365 days
    – Different airlines can be combined on a single itinerary

    You currently can’t book these online, so you’ve got to call FlyingBlue directly. In my experience FlyingBlue representatives are some of the most competent out there despite their reputation, the main downside is a typical 10-30 minute wait to talk to one, even as an elite. (Thanks to FM)
  5. PSA: American Express’s sign-up bonus system has been having teething issues for a little over a month. Previously sign-up bonuses on most cards would post within two business days of hitting minimum spend, but recently it’s taken between 7 and 10 days. When it does post, it’ll be back-dated to the day after hitting spend, so it can be hard to track if you’re not watching carefully.

    With AmEx, it’s like a middle-school breakup – it’s not you, it’s them.

Happy Monday!

A text message exchange extracted from American Express’s phone in 7th grade.

We’ve got a doozy today, and I’ll let you guess which one:

  1. The Citi Shop Your Way Rewards card is sending out new mid-July offers which stack with offers sent previously, like those from last week. These offers focus on online purchases for total spend through August 14. We’ve seen:

    – $30 statement credit after $500 or more
    – $50 statement credit after $750 or more
    – $70 statement credit after $1,000 or more
    – 225,000 Shop Your Way Rewards after $750 or more
    – 7,500 ThankYou Points after $750 or more

    I’ve been goaded into referencing a retired NBA star for the next couple of months of Shop Your Way offers, so let’s call this set of offers the “Mark Eaton all-star center” round. (Thanks to MS Ninja, birt, Brooke, irieriley, and flypiggy)
  2. The United Shopping Portal has a tiered spend bonus with 2,500 miles after $600 spend in the top tier. Call me crazy, but it feels like this one pairs well with the Shop Your Way Rewards card.

    Unfortunately Giftcards.com is still absent and it seems like it’s never coming back, also I guess like Mark Eaton. (Thanks to DoC)
  3. The Alaska Airlines shopping portal and the Rakuten shopping portal both have card linked in-store offers for Gamestop. The offers are (in theory) unlimited use, but you have to re-add them to your account after each purchase.

    Last I checked, Gamestop has quite a few uses other than for buying weird Star Wars merch or used, scratched PS4 games. Always be probing.

Happy Monday!

Pictured: NBA all-star center Mark Eaton’s bird form celebrates the SYWR card’s latest deal.