Credit Card News Frenzy

September 22 is apparently National Elephant Appreciation day, and to celebrate banks went wild with credit card news. Let’s dive in!

1. Reader Jim encouraged me to find a way to score credit cards with a single number on an arbitrary scale for quick comparison, and I decided to try it with yesterday’s dump-truck load of new credit card offers. Let’s see how it goes, on a scale of 0 to 37:
   
   • Chase British Airways 125,000 Avois with tiered spend of $20,000, $95 annual fee, all time high [Rating: 21/37]
   • Chase Aer Lingus 125,000 Avois with tiered spend of $20,000, $95 annual fee, all time high [Rating: 19/37]
   • Chase Iberia Plus 125,000 Avois with tiered spend of $20,000, $95 annual fee, all time high [Rating: 19/37]
   • American Express Marriott Bevy 125,000 Bonvoy points with $5,000 spend, $250 annual fee [Rating: 12/37]
   • American Express Marriott Brilliant two 85,000 point certificates with $6,000 spend, $650 annual fee [Rating: 14/37]
   • Wells Fargo Autograph Visa 30,000 points with $1,500 spend in three months, no annual fee [Rating: 15/37]
   • Chase Ink Unlimited 90,000 Ultimate Rewards with $6,000 spend in three months, no annual fee [Rating: 23/37]
   • Chase Ink Cash 90,000 Ultimate Rewards with $6,000 spend in three months, no annual fee [Rating: 23.5/37]
     
     As always, use a P2’s referral or a friend’s referral for these offers and make their day before applying (with the Ink cards the referral bonus is 75,000 points, but Chase has been matching the public offer just by sending a secure message and asking). I don’t do affiliate links, so no-one gets a referral bonus if you use my links directly.
     
     Astute readers will also note that the Chase Ink offers have been around for a few weeks, but only with offer codes, not at generic public landing pages.
     
2. An American Express Personal Gold authorized user offer for 5,000 Membership Rewards after adding a user and spending $2,000 has resurfaced from the dead with the same POID as before (K41C:9994). You can usually earn a bonus once per POID per primary card. (Thanks to Parts_Unknown-)
   
3. American Express has a targeted no-lifetime language (NLL) Blue Business Plus 75,000 Membership Rewards offer with $15,000 spend in 12 months and no annual fee. If you get an error after logging in, that means you’re not targeted. [Rating: 21/37] (Thanks to George)
   
4. Newly issued Truist credit cards are printed and mailed, but don’t work. Make sure you’re always carrying at least a single backup from a second bank, and also make sure Truist is only used for shenanigans, never for anythig critical. [Rating: -2/37]

Have a nice weekend!

Pictured: September 22.