Thursday Quad

First, a bit of unsolicited advice if you’re having problems with Citi and chargebacks: Send a them a certified letter. With that out of the way:

1. The American Express Hilton Business card has a new sign-up bonus for 150,000 Hilton points and a free night certificate after spending $4,000 in three months. This is one of my favorite AmEx cards to churn, especially because you get a second and third free-night certificate at $15,000 spend and $60,000 spend respectively.
   
   So far this offer isn’t showing up via referral, but that may change in the next couple of days so if you can wait to apply I’d definitely give it a week to make sure you get the referral bonus too.
   
2. The American Express Hilton Surpass personal card has a new sign-up bonus too, for 130,000 Hilton points and a free night certificate after spending $2,000 in three months. You can get an extra free night certificate on $15,000 spend with this one too, but I like this card a lot less – the bonus isn’t as good, there’s no $60,000 spend certificate and it takes up a 5/24 slot.
   
   This also doesn’t show up via referral, so sit on it for a few days too.
   
3. Discover has a 15% bonus on airbnb redemptions with earned cash-back through the end of May.
   
   Since apparently I’m oversharing about what I like today, I like this one too for occasional airbnb stays and it beats the usual 5.687% cash back play.
   
4. I know it’s obtuse, but we’ll have a post-mortem one day. In the mean time though, one of our favorite crypto plays has effectively stopped working for our favorite discount payment method, it’s not just you.

Happy Thursday!

When crypto goes bad.