It’s time to register for Q2 rotating category bonuses, and you should probably register now so you don’t forget to do it later:
- Register for Discover’s 5% back at Target and gas stations
- Register for Citi Dividend’s 5% back at grocery and drug stores
- Register for US Bank’s 5% and 2% back categories (electronic stores, utilities, and grocery are likely best)
- Register for the Chase Freedom 5% back categories at Amazon and streaming services
Manufactured spend strategies for each:
- Target:
- Watch for 100%+ gift card resale offers, like the current buy a $100 Apple gift card and get a free $10 Target gift card
- Buy Visa or Mastercard gift cards online (more expensive) or in-store (cheaper)
- Gas stations:
- Buy Visa or Mastercard gift cards at Speedway, 7-11, or another friendly chain
- Watch for bonus rewards points at Speedway and buy BestBuy gift cards for resale
- Drug stores:
- Buy Visa or Mastercard gift cards at CVS
- Watch for profitable gift card resale deals at Walgreens, like some of these (expired)
- Grocery stores:
- Buy Visa or Mastercard gift cards
- Buy third party gift cards for resale when they’re earning good grocery rewards
- Utilities:
- Overpay your electricity, power, or gas bill and ask for a refund check
- Electronics stores:
- Watch for profitable gift card resale deals at BestBuy, like the current buy a $100 Apple gift card and get a free $10 BestBuy gift card
- Buy items to ship to buyer’s clubs for reimbursement
- Amazon
- Buy Visa or MasterCard gift cards
- Buy items to ship to buyer’s clubs for reimbursement, especially Apple products at Amazon
Of course there’s always the boring way out, spending on things you need at stores you’d normally go to anyway. But that’s not very (as my daughter would say) #girlboss now is it?
