Fortunately there’s still plenty going on with manufactured spend even though gift card resale prices still stuck in the sewers. Here are a few goodies:
1. Chase Merchant Offers has an offer for 10% back on up to $250 in spend at BestBuy now through March 3rd. Resale rates are at round 93% though, so I’d hold off until closer to March to get a higher rate.
2. There’s a better version of last week’s monster credit card offer for $3,000 back with Capital One: it’s $3,500 instead of $3,000 back if you apply through a business relationship manager (you can call a Capital One branch and ask to speak to their business relationship manager if you don’t already have one). Reportedly approval standards through a relationship manager are lower than if you applied for the public offer.
Side note: You can freeze one
or two credit reports with Capital One and still get approved, just make sure you leave TransUnion unfrozen.
4. The most unsung of all the Unsung Hero credit cards, the no-annual fee Citi Shop Your Way Rewards card, is sending out targeted offers for 5% back on “online shopping” spend up to $100 as long as you spend $1,200, and the credit is once per month for three months, for a total of $300 cash back in addition to normal spending bonuses. Other variations have been reported too:
- 12,000 ThankYou Points per month for $800 in spend
- 10x ThankYou Points per month for between $1,200 and $1,300 in spend (thanks to Katie)
- 5% back for spending at least $800 online, up to $90 cash back
I’m sure there are other offers too. Mine came in with the subject line: “Matthew, a limited-time offer just arrived. Activate now.”
5. Meijer MPerks is giving $50 back on $500 in third party gift cards in the form of a grocery credit for your next visit through February 12. Ok, technically it’s $5 back on $50 up to 10 times but you can knock it out with a single gift card.
Of course you should have multiple MPerks accounts to take advantage of this one, and double check that your gift card isn’t excluded (notably Apple is excluded, but BestBuy and Home Depot aren’t).