Category: Portals

Editors note: I’ve been traveling over the weekend through today – I’ll be caught up in day or so. If you reached out over just about any channel and haven’t heard back: it’s not you, it’s me.

  1. Office Depot / OfficeMax stores have $15 off of $300 per more in Visa gift card purchases through Saturday. For best results:

    – Try for multiple transactions back to back
    – Link your cards to Dosh
    – Experiment with different transaction sizes

    Note that the Everywhere variety of cards have lower fees than the regular variety, but unlike the past they don’t necessarily make liquidation easier and may in fact make it more difficult unless you really know what you’re doing.
  2. Meijer stores have $10 off of $100 in Visa gift cards through Saturday, limit one per MPerks account. In unrelated news, did you know you could have more than one email address, and sometimes grocery rewards programs only need an email address to sign up?

    Meijer sells both Sunrise and Pathward cards. Choose wisely my friends.
  3. The United Airlines shopping portal has 1,000 bonus miles for spending $400 or more cumulative through June 18, or an extra 2.5x points on exactly $400 spend on top of existing earnings. Sadly, Giftcards.com is still absent from the portal.
  4. Rumors of the demise of drugstores coding uniquely when paying with third party digital wallets have been debunked. Always be probing.

Happy Tuesday!

Some of those old Metabank gift cards collecting dust at Office Depot may have an extra surprise.

For reasons known only to a spotted dairy cow grazing in Lubbock, TX, the Capital One Shopping portal and mobile app:

  • Are available to anyone, whether or not you’re a Capital One card holder
  • Pay out in gift cards, not cash or miles like most portals
  • Are easily scalable with new email addresses
  • Offer different payouts on the mobile app than on the web portal
  • Offer big promotional payouts on many merchants

Perhaps the most interesting item is the last one, and there’s a recipe to make it happen somewhat reliably, even on valuable merchants. The recipe:

  • Browse for a retailer on the portal or in the app (don’t search for it)
  • Click through the portal to visit the retailer
  • Browse a few items at the retailer, interact with the site, don’t buy anything
  • Wait a few days
  • Check the app and portal a few days later, see big payout

What does a big payout look like? We’ve seen 24% for buying popular manufactured spend items and 30% for buying popular event tickets, for example. Just make sure that you move on to a new account as you approach $1,000 in cash back. (Thanks to ChurnChurnChurn)

Unfortunately the county judicial office doesn’t show up on Capital One Shopping.

  1. Southwest’s schedule opens through January 7, 2024 today. This booking window includes Thanksgiving and Christmas travel and while now might not be the absolute cheapest time to book travel around those holidays, it probably is very close and it’s also the time where you’re most likely to be impacted by a schedule change that lets you book into anything else ± 2 weeks between the same city pairs. (Thanks to Brian M)
  2. In addition to the relatively lucrative Citi ThankYou Point to Avois transfer bonus, there’s a 25% ThankYou Point transfer bonus to Avianca LifeMiles through June 30. LifeMiles are even more (relatively) valuable since the recent United devaluations. Sweet spots:

    – US to and from South America in business class for 50,000 points
    – East coast to Lisbon in business class for 35,000 miles
    – East cost to Zurich in coach for 16,500 miles
    – To or from Europe in business class while tacking a coach leg onto the end
    – Economy flights to or from the Caribbean for 12,500 miles each way
    – Short haul domestic US economy for 7,500 miles each way

    This promotion is bonused on the LifeMiles side, not on the ThankYou Points side.
  3. Rakuten’s in-store card linked program has 3x at Food Lion stores, and last I checked Food Lion sells plenty of things that a manufactured spender may like. If you’re lucky maybe something extra cool will shake out of this. This promotion needs to be re-added to your account an hour after each transaction to keep going.

Happy Thursday!

Pictured: Another “Thursday Triple” as seen as a carry-on on a Southwest holiday flight from Food Lion territory.

Hopefully you’re recovering from any Friday afternoon RobinHood induced hangovers that may have found their way into your accounts (more to come later). To help, focus on the following:

  1. American Express has an offer for $200 back on $1,000 in spend or more with AirFrance/KLM. This one is an easy base-hit with correlation breaking, no phone calls needed; as usual you could instead just be basic and actually book airfare and fly as intended. (Thanks to hwplainview41)
  2. Giftcards.com has another promotion code for 5% off the total purchase price of Visa e-gift cards: YAYSUMMER.

    I’m still seeing 4% back on the Capital One Shopping mobile app and purchases are tracking each time for me. Limits are $2,000 per rolling 48 hours, and $600 per order, both per email address. Don’t log in for the promo code to apply.
  3. On Friday we discussed an increased sign-up bonus for a few Barclays cards, and on Saturday a link surfaced for an even better version of the Hawaiian card sign-up bonus: 70,000 miles with only a single purchase of any size. (Thanks to DoC)
  4. The Delta SkyMiles portal has a rare spend bonus: 500 miles on purchases summing to $100 or more through June 9.
  5. Office Depot / OfficeMax stores have a gift card promotion for $15 or $10 off of $300 or more in Mastercard gift cards. Watch out: normally this is a negative cost deal with $15 back, but in some regions it may be $10; with the reduced payout and $6.95 purchase fees you’re looking at $403.90 for $400 in gift cards (or $303.90 for $300 in gift cards if you hate maximizing things).

    These are Pathward gift cards so make sure you can liquidate before you buy a bunch. There are still methods out there that work, always be probing.
  6. Meijer stores have $25 worth of points back on $250 or more in third party gift cards other than Amazon. Scale with multiple MPerks accounts. (Thanks to GCG)

Happy Monday!

The source of Friday afternoon’s sadness.

  1. Walmart is 6x in-store at Rakuten, up from 3x last week. The terms and conditions haven’t otherwise changed but I think the likelihood of cancellation for heavy hitters is higher at 6x than 3x because Rakuten seems to investigate high balance accounts.

    If you’re tech savvy and can isolate your digital footprint well, you can scale with multiple Rakuten accounts.
  2. With the end of the month approaching, don’t forget that you’ve got through Wednesday to:

    – Spend your AmEx Gold $10 dining credits
    – Spend your AmEx Business Platinum $10 wireless credits
    – Spend your Chase GoPuff $10 credits

    In my opinion, Shake Shack gift cards, T-Mobile credits, and in-store pickups are the best way respectively to maximize each of these three credits with a minimum amount of time and breakage.
  3. Staples has fee-free Visa gift cards in-store through Saturday, limit eight per transaction. As usual, try for back-to-back transactions if you’ve got the liquidation capacity to minimize your time spent in a dying, overpriced, one employee per 1,500 square foot, big-box office supply retailer.

    These are Metabank Pathward gift cards so have a liquidation plan ready before you buy enough to stand up as a fifth leg for your desk.
  4. Truist has a $400 personal checking account bonus through July 25 for opening a new account and having two direct deposits totaling $1,000 or more in the first 90 days. When signing up, use promo code TRUISTCHKQ223, and note that DoC says this is state limited; that’s not been my experience with Truist though (in general if you can’t sign up online, pretend you’re Lady Gaga).
  5. There’s a 30% transfer bonus for Membership Rewards to Virgin Atlantic through June 14. This program has some great sweet spots, but double check availability before transferring anything in. I don’t have any particular inside knowledge but I think a devaluation of this program is near.
  6. Dell is currently at 12x on Rakuten, so it’s a good time to try and cash out your American Express Business Platinum Dell $200 Q1/Q2 credit and have your order cancelled.

Pictured: Dave pretending to be Lady Gaga to get a Truist bonus. Little does he know they’ll lock his account for shenanigans in T-58 days.

  1. A few of the airline Cartera shopping portals have cumulative spend bonuses for purchases through May 15:

    – United: 2,000 bonus miles after $400 in spend
    – Alaska: 2,000 bonus miles after $400 in spend
    – AA: 2,000 bonus miles after $600 in spend

    Bonus AA miles don’t count as loyalty points, but the unbonused portal earnings do. United and Alaska have card linked in-store earning too, but the stores are largely trash for manufactured spend. Unfortunately, giftcards.com is still absent from airline portals.
  2. Office Depot/OfficeMax stores have $15 off of the purchase of $300 or more in Mastercard gift cards through Saturday. Always experiment a bit here, but usually the games work better on the Visa side and the Mastercards are exactly as they seem. (Thanks to FM)
  3. FM notes that Air New Zealand is dumping business class award space for summer travel. This qualifies as an “ultra-rare” event but only because it just doesn’t happen that often, not because the product or service are stellar (both are perfectly cromulent though).

    Do remember that summer up here isn’t the same as summer down there and make sure you know what you’re getting into if you book something.

Happy Tuesday!

Stay alert! In New Zealand, winter penguins regularly cross the street to get to Office Depot Mastercard sales.

  1. Apparently everyone’s been in the know but me on the Bilt card’s unofficial sign-up bonus that’s been running for months: 5x for up to $12,500 in spend in the first five days after card activation for a total of 50,000 bonus points.

    The late news was enough to push me into an application after sitting on the side lines for years on this card. Application status, asked no one? Pending. (I wouldn’t be a blogger if I didn’t whine about trivial things occasionally right?)
  2. Kroger stores have a 4x fuel points promotion on third party gift cards running through Tuesday, May 16. They’ve also got a 4x promotion on Friday only for all purchases excluding gift cards, but historically they’re bad at these.

    Fuel points account shutdowns seem to follow a sinusoidal pattern, and right now we’re near the bottom for smaller sized fuel points accounts for unknown reasons. Run with it while you can.
  3. Southwest’s shopping portal has a few new spend bonuses for cumulative portal spend through May 12:

    – 500 bonus points after $50 in spend
    – 1,000 bonus points after $150 in spend

    Unfortunately giftcards.com remains absent from airline shopping portals. I need one of you to call the Cartera CEO, who wants to volunteer?
  4. MyGiftCardsPlus, or MGCP as the brevity inclined call it, has 10% back on up to $1,000 in Delta gift cards and 10% back on up to $500 in airbnb gift cards through “while supplies last”, which I assume means until this afternoon.

    Side note, MyGiftCardsPlus is linked to UPromise, and despite popular opinion to the contrary, UPromise can deposit earnings directly to your checking account without being enrolled in college or getting involved in a 529 or similar plan.

A shirt with a catchy slogan for the brevity inclined.

  1. Staples is having a fee free sale on $200 Visa gift cards running Sunday through the following Saturday, limit eight per transaction. Don’t forget that the Mastercard version of this sale runs through tomorrow so you get exactly zero days off.

    These are Metabank Pathward gift cards, so have a liquidation plan in place.
  2. Simon’s online volume site has 100% off of shipping and processing fees on $4,000 or more in cards per order through May 1 with promo code MAY23FLASH100. You’ll still pay purchase fees of $3.95 per card.

    Most of these are Metabank Pathward gift cards, so have a liquidation plan in place.
  3. Delta has a rare shopping portal bonus for 500 bonus miles after $100 or more in cumulative spend through May 5. Dell or Saks are often good options in the absence of giftcards.com on airline shopping portals.
  4. A reminder: Kroger has a one day 4x fuel points promotion on third party gift cards running today only.

    A note: These one day sales seem to confuse Kroger IT, and there are indications that they continue to be confused. Always be probing.

Have a nice weekend!

A sample of what you might discover at Kroger.