1. The generic Blue Business Plus and Blue Business Cash links currently have no-lifetime language (NLL) targeted offers:

    Blue Business Plus: 75,000 Membership Rewards after $6,000 spend in four months
    Blue Business Cash. $750 after $6,000 spend in four months

    Both cards have no annual fee, and as far as I know, these offers are not available via referrals.
  2. Hey-Vee stores have $10 off of $150+ in Visa gift cards through Sunday.

    These are Pathward / BlackHawk Network gift cards.
  3. The Incomm sites have fee free gift cards for the holidays. The first two sites promotions run through December 17, and the last runs through December 31:

    VanillaGift.com: Fee free $100+ Visas with promo VGHOLIDAY25
    TheGiftCardShop.com: Fee free $300+ Visas and Mastercards with promo HOLIDAY25
    MasterCardGiftCard.com: Fee free Mastercards with promo NOFEES25

    Sometimes these codes stick around longer than they should, and sometimes they come back from the dead too. These are Incomm
  4. The Kudos shopping portal now offers payouts via PayPal directly with a $10 minimum. Prior to yesterday, Amazon cash-out at 1 cent per point was the best option available. Obviously (electronic) cash is mo betta though.

    If you’re not a member of Kudos, ask a fellow churner for a referral and make their day. If you don’t know any fellow churners with Kudos, reach out to me and I’ll send one at random.
  5. Breeze Airways has 40% off of base fares for travel booked today with promo code TWIST.

    You know what that means, right? It’s time for more Breeze Route Bingo™. Today’s route is Gulfport, MS (GFP) to Las Vegas, NV (LAS). If you have a bingo, reach out to me for today’s grand prize, up to $10,000 daily in fee-free gift cards through December 17!

Happy Wednesday!

Second place in Breeze Route Bingo™ gets half a sandwich.

MEABNOTE: I’ll be going on a blogging vacation at the end of the year and there won’t be any daily posts between December 15 and December 31, at least none from me. We may have guest posts during that period, but that depends on you sending me some. On January 1(ish), we’ll celebrate with the 2025 version of Travel Hacking as Told by GIFs.

  1. The Synchrony Virgin Red Mastercard has a heightened bonus of 75,000 points after $4,000 spend in three months today only.

    This is a great card for ancillary benefits, but it’s a relatively lame bonus at face value given that Ultimate Rewards and Membership Rewards also transfer to Virgin and have cards with higher bonuses.
  2. The Mesa Homeowners Visa card added Omni Hotels as a transfer target. Until it’s nerfed, there’s good value on the high end at 30,000 points for a free night at any Omni hotel. Transferring within the next three months also earns you “Champion Status” in the Omni program, which is about the same as the mid-tier status levels at other hotel chains.
  3. The two biggest US airlines that you don’t want to fly that don’t start with “American” are having fare sales:

    Southwest: 50CYBER for 50% off of base fares booked by tomorrow
    JetBlue: SAVE35 for 35% off of base fares booked today

    It might shock you to learn that there are certain blackout dates with each sale. I know, crazy right?
  4. Kroger online has 5% off of Visa and Mastercard gift cards using promo code TEACHERS25, limit ten per account through December 8. These cards earn fuel points which makes it a great deal provided you know how to use or sell those points. The purchase will not code as grocery.

    These are Pathward / BlackHawk Network gift cards.
  5. Southwest Rapid Rewards Shopping has 1,000 bonus miles with $200 spend through Sunday. Giftcards.com remains on the shopping portals, but only 1x at Southwest so a single $200 gift card should be about right.

Have a nice Wednesday!

Trigger warning: Omni hotel shower drain.

EDITOR’S NOTE: If you sent me an email, message, or something else over the last week and a half, I probably haven’t gotten to it yet. It’s not you, it’s me; well, it’s me and a disconnected international trip.

  1. Rakuten In-Store card linked offers has offers for:

    – 6% or 6x at Walgreens
    – 1% or 1x at Food Lion
    – 1% or 1x at Giant
    – 1% or 1x at Martin’s

    Remember, it’s not just credit cards that link to Rakuten. You’ve got to re-add the offer an hour after its first use, though any purchases within that hour are still active. These offers generally aren’t supposed to work for gift cards, but “supposed to” and “the real world” don’t always align. (Thanks to Douglas)
  2. The Citi ThankYou Mastercard, formerly the Shop Your Way Rewards Mastercard, continues its predecessor’s reign in the Unsung Heroes realm, and it continues to taunt churners who don’t have the card since you can’t currently apply for it. Offers for those with the card were sent for:

    – $50 statement credit after $450 spend, twice monthly for three months

    For #mathchallenged: $50*2*3 =$300. Also, e^{i*\pi}=-1 (just thought you’d want to know). (Thanks to Adam)
  3. Staples stores have fee-free $200 Mastercard gift cards through Saturday, limit nine per transaction.

    These are Pathward / BlackHawk Network gift cards.
  4. Staples.com has fee-free $200 virtual Visa electronic gift cards, limit five.

    These are Pathward / BlackHawk Network gift cards.
  5. Giftcards.com has increased portal payouts like it’s going out of style, and some of those increased payouts will last through the week. The most interesting:

    – ShopBack: 5%
    – AA: 2.5x

    Use a referral for the first portal if you don’t already have account there and make a friend’s day.
  6. Chase Freedom and Freedom Flex cards earn 5x at PayPal for the month of December only, and [checks notes] it’s now December. The $1,500 5x spend quarterly limit still applies.

Good luck on your buyer’s group and reselling activity today, and happy Monday!

Sometimes math is easy.

November and December historically offer the best spreads between retailer discount gift card cost and brokers’ buying prices. The best rates are going to be with private buyers and small brokers, not with the big guys, but for obvious reasons you’re not going to find private buyers and small brokers here. We can discuss major brokers that are open to (most) churners though. For weekend funzies, let’s review the brokers as if they were greek gods:

You’ve still got time to onboard with most of these for the holidays if you’re not already a member. Have a nice weekend, and may Olympus favor your manufactured spend.

(Bonus analogy) Dell’s order verification team: Cerebus for guarding the gates to hell.

  1. Kroger has a bonus 1x fuel points promotion that stacks with its currently running 4x fuel points promotion for a total of 5x fuel points earning on One4All Ultimate cards through November 27.

    Some One4All cards convert to Home Depot.
  2. JetBlue announced new service from Boston to both Milan, Italy and Barcelona, Spain. Points availability is often best right when it’s first bookable, especially for third party airline partner bookings.
  3. Chase had been threatening an AmEx style pop-up for ink cards via their T&Cs for about a week, but it had been an empty threat until yesterday when a report surfaced that Chase presented an Ink applicant with an AmEx style popup:

    “A quick update about your application. It looks like you’re not eligible for a bonus for a Chase Ink Business Cash credit card. This can happen if you currently have this card or have had it previously. Customers who are applying for a Chase Business card without an annual fee or who have held this card are also ineligible.”

    The user had the option to continue without the bonus, no report on whether or not a hard pull occurred. #bonvoyed
  4. Virgin Atlantic is awarding 12,000 points after flying at least one Flying Club award or paid Virgin metal flight credited to Flying Club for five non-consecutive years, with a look-back to 2021. You’ll earn “High Five” status.

    You’ll also earn a 10% bonus on redeemable miles from flying with High Five. (Thanks to DLD)

Happy Thursday friends!

The Inspiration for Virgin’s High Five status.

  1. Do this now: Register for double points at Enterprise through February 28, 2026.
  2. The new Shop Your Way Rewards Visa issued by First Bank has a few targeted sign-up bonuses. You can find yours by logging into your Shop Your Way dashboard, or you may have been emailed a (possibly different offer). We’ve seen:

    – 2x points for 90 days + 50,000 points after $1,000 spend
    – 1.5x points for 90 days + 50,000 points after $1,000 spend
    – 500,000 points after $5,000 spend

    You can get the 1.5x + 50,000 points offer here. The card earns 5x at gas, 3x on grocery, dining, and travel. Currently all earnings are uncapped, and for those of you who can’t math: 2*5x = 10x and 1.5*5x = 7.5x. (Thanks to Tyler)
  3. The Chase Aeroplan Visa has a heightened signup bonus of 75,000+25,000 Aeroplan miles:

    – 75,000 miles after $4,000 spend in three months
    – 25,000 miles after $20,000 spend in three months

    Based on my super computer predictive analytics (or maybe just knowing that Mondays after heightened Chase offer are special), this offer should be available via referrals too.
  4. Two Incomm gift card shops have fee-free cards:

    MasterCardGiftCard.com: No purchase fees through November 30 with code NOFEES25
    VanillaGift.com: No purchase fees on $250+ through November 27 with code VGTHANKS25

    These are Pathward or Sutton / Incomm gift cards.
  5. Office Depot / OfficeMax stores have $15 off of $300+ in Mastercard gift cards through Saturday. Buy these in even multiples of two for bigger discounts.

    These are Pathward / BlackHawk Network gift cards.
  6. Raleys, Nob Hill, and Bel Air stores have 15x points on several gift cards including Amazon, Target, and BestBuy through November 27 (EDIT: Date was wrong, thanks to Bryan for the correction). I hope you need lots of cheap groceries for some random holiday that no-one’s ever heard of next week.
  7. Chase Ultimate Rewards has a 70% transfer bonus to Marriott Bonvoy through November 30. Generally this turns a really bad deal into just a bad deal, but there are opportunities and sweet spots especially outside of the US.
  8. Dollar General has a 15% discount on various gift cards through Sunday, including both Zift Zillions and Cracker Barrel gift cards.
  9. Bilt has announced that their Rakuten partnership will be devalued to some unknown transfer ratio on at the end of Q1 2026. #BiltAlwaysCuts

Happy Monday!

Probably why we’re having all of these sales.

  1. The American Express Business Platinum has a targeted offer for 300,000 Membership Rewards after $20,000 spend in three months.

    You can often get this to appear by using a combination of VPN + different browser + incognito mode, and letting the landing page timeout sometimes shows a higher offer too. Don’t let anyone fool you though, you are working for American Express to find this bonus.
  2. The Capital One Venture X Business Visa card has a heightened sign-up bonus of 200,000+200,000 miles:

    – 200,000 miles after $30,000 spend in three months
    – 200,000 miles after $150,000 spend in six months

    This card is now a Visa and continues to be a charge card. This bonus is effectively a 4.67x earner for your first $150,000 in spend, which is pretty, pretty, pretty gold good.
  3. The Capital One Venture X Personal Visa card also has a heightened sign-up bonus of 100,000+0 miles:

    – 100,000 bonus miles after $10,000 spend in six months
    – 0 bonus miles after ♾️ spend in ♾️ months

    This offer is also available via referrals, so go that route rather than applying head on.
  4. Kroger has a promotion for 4x fuel points on third party gift cards excluding fuel cards, on Amazon gift cards [ultra-rare promo unlocked], and on fixed value Visas and Mastercards for a full three weeks through December 2.

    Each thousand Kroger fuel points is good for $1 off per gallon of fuel, or worth somewhere in the mid-teens of dollars on the resale market.
  5. Southwest has a promotion for double companion pass qualifying points at wholesale clubs and department stores through December 31. (Thanks to FM)
  6. Wyndham has a couple of promotions, both of which expire at the end of 2025:

    – Promos: +5x earning on paid stays (registration required: Diamonds, everyone else)
    – The annual limit for transfers to Caesars Rewards doubled to 60,000 points

    (Thanks to lenin1991)

Happy Thursday!

Even more 4x ultra-rare.

  1. Safeway, Albertsons, Vons, and other Just4U brands have 10x points earning on Zift cards through Saturday, and because in J4U land 10+4 = 12, you’ll probably get 12x earning on Saturday too.

    Some Zift cards can be converted to high value bulk brands like Amazon and Home Depot, for the others, well, I hope you like Cracker Barrel.
  2. Staples has fee-free $200 Visa gift cards through Saturday, limit nine per transaction.

    These are Pathward / BlackHawk Network gift cards.
  3. Giftcards.com has a promotion for a $10 giftcards.com gift card with a $100 Visa, Mastercard, or One4All card using promo code BONUSSEASON for purchases through tomorrow, limit one per transaction and three per account.

    These promo codes are showing on portals, so you should earn shopping portal rewards and seasonal bonuses too.
  4. The American Express Hilton personal cards have increased targeting on no-lifetime language (NLL) links:

    Aspire: 175,000 points after $6,000 spend in six months
    Surpass: 155,000 points after $3,000 spend in six months
    Honors: 100,000 points after $1,000 spend in six months

    These are also available via referrals albeit with lifetime language, so go that route if NLL doesn’t matter. (Thanks to DDG)
  5. ShopRite stores have a promotion for $25 off of groceries with $100+ in One4All gift cards. Some One4Alls can be converted to high value bulk brands like Home Depot and GameStop.
  6. Chase Ultimate Rewards has a 40% transfer bonus to Virgin Atlantic through November 20.
  7. American Express offers has a card linked offer for $100 back on $300+ at Small Luxury Hotels through December 31.
  8. Chase Offers has multiple card linked offers:

    – 5%-7% back at Hyatt House & Studios, max $28-56 through December 15
    – 7% back at Park Hyatt, max $28-$56 through December 15
    – 10% back at Kimpton, max $62 through December 19

    Gamers gonna game, but these prizes aren’t as good recent ones so I guess #shrinkflation?

Hint? Troll? You decide.