1. Chase Ultimate Rewards has a 20% transfer bonus to Air Canada Aeroplan through September 30, and Aeroplan Visa card holders can stack their regular 10% bonus for a total of 30%.

    Unless you have a specific award redemption in mind, 1 Hyatt point is probably worth more than 1.2 or 1.3 Aeroplan miles so speculate at your own risk.
  2. Kroger stores have a promotion for 4x on One4All and Choice gift cards through August 25.
  3. The half-life of US Bank transfer partners seems to be a day; now there are only two left:

    – Ethiopian Sheba Miles
    – Accor ALL

    I guess by Friday we’ll have a half of a transfer partner, otherwise known as Frontier?
  4. Capital One Shopping has targeted promotions on the home page for:

    – $100 off of $100+ in hotels booked through Capital One Travel
    – $100 off of $100+ in rental cars booked through Capital One Travel

    Of course $100 off really means $100 worth of gift cards that are worth an average(ish) of $90 on the resale market. If you don’t have a Capital One Shopping account, use a friend’s referral and you’ll be in, even if you’re banned from Capital One Bank.
  5. Kroger stores also have a new promotion for 4x on all gift cards excluding Amazon from tomorrow through Sunday. Notably, flexible fuel cards are no longer excluded from 4x.
  6. Meijer mPerks has 10,000 points on $100+ in Visa gift cards through Tuesday, limit one per mPerks account.
  7. American Express added about 350+ hotels to its Fine Hotels and Resorts collection and its The Hotel Collection. There’s good new coverage in most of Europe, Asia, and North America.
  8. The Citi ThankYou Mastercard is targeting more people for its 8% back on $1,250+ in travel and entertainment, up to $125, once a month for August, September, and October. You might find it on the ThankYou dashboard offers section, Chrome seems to work best for that. (Thanks to Hippo 387)
  9. American Express offers has a card linked offer for $80 off of $400 at Alaska Airlines or Hawaiian Airlines through October 23. Alaska refund to wallet is a safe and easy way to game this one.

Happy Thursday friends!

Does this count as a good prediction or a bad prediction? The Western Union app could confirm either.

  1. The Barclay’s Lufthansa Miles & More credit card has an increased sign-up bonus of 70,000 miles after $4,000 spend and paying the $89 annual fee within 90 days.

    The card is basically 1x everywhere on the earn side generally speaking, but it’s one of the best way to earn Lufthansa miles so I guess you win some and lose some? Did anyone notice that lose rhymes with floosies?
  2. The Citi AAdvantage Platinum Select World Elite MasterCard has an increased sign-up bonus of 80,000 miles after $3,500 spend in four months. The card’s $99 annual fee is waived the first year.
  3. Office Depot / OfficeMax Stores have $15 off of $300+ in Visa gift cards through Saturday. Practically speaking you should be buying these in even multiples of $300. Remember even and odd numbers friends? #MathIsHard

    These are Pathward / BlackHawk Network gift cards.
  4. Wyndham has a weird partnership with Costco that’s I guess tailored to the intersection of manufactured spend and award travel: Get 4,000 Wyndham points and a $40 shop card with a new Executive Membership using promo code WYNDHAM26 through September 16; you’ll provide your Wyndham Rewards number during the sign-up process.

    There’s also an offer for the Gold Star Membership, but you’d be making TeddyH cry if you chose that option. Of course Groupon may still be better because reasons. (Thanks to FM)

Happy Tuesday!

Leaving half eaten bars of chocolate ice cream in the fridge also makes TeddyH sad, reportedly.

  1. American Express’s Resy monthly and quarterly credits now have certain excluded Resy restaurants, and because complexity is the mother of annoyance and American Express maximizes annoyance as a core KPI, excluded restaurants will change periodically.

    Most restaurants are currently still eligible, but to check you’ve got to (1) login to Resy, (2) add an AmEx card with a Resy credit to your wallet, (3) search for the restaurant in Resy, and (4) see if the restaurants says “Qualifies for Resy Credit”. KPI indeed.
  2. Turkish Miles & Smiles has a 40% incoming transfer bonus from Citi ThankYou Points through August 31, limit 50,000 bonus miles from 125,000 miles transferred in.

    Bonus miles will be awarded by Turkish in early September.
  3. Capital One has a transfer 15% transfer bonus to Avianca LifeMiles through September 15. This is generally a good opportunity if you have bookings, but absolutely watch out for phantom space which plagues LifeMiles.
  4. Staples in-store has fee-free $200 Visa gift cards through Saturday, limit nine per transaction. Some stores had this last week too, it’s not just you.

    These are Pathward / BlackHawk Network gift cards.
  5. Staples.com has fee-free $200 Visa gift cards, limit five total and four per transaction, again just like last week.

    These are Pathward / BlackHawk Network gift cards, and these were also on sale last week.

Have a nice Monday!

Leaked AmEx KPI Master dashboard.

  1. The Huntington Bank Business Voice credit card has an increased sign-up bonus of $700 after $5,000 spend in 90 days through September 14, but only in branch. The cards is relatively noteworthy for its quarterly 4% cash back on $7,000 spend in categories like grocery stores and gas. (Thanks to Mushu_Pork)
  2. AT&T and AA have a promotion for 20,000 AA miles with a phone number port-in, limit four. To maximize the promotion, you’ll need to keep AT&T service for three months. At $140 per month and a total of 80,000 miles, you’re effectively buying AAdvantage miles at 0.7 cents each.

    Mileage valuations for AA will probably range between 1.5 cents each to 8.0 cents each (for sites that share an acronym with Two Putting Greens), either way 0.7 cents is less.
  3. Meijer mPerks has 50,000 points with $500 in third party gift cards through August 11.
  4. Kroger stores have a promotion for 4x fuel points on third party gift cards other than Amazon and flexible fuel cards through August 11.

Happy Thursday friends!

The Huntington Bank Business Voice credit card, or MEAB mile valuations? Evidently both.

  1. Bilt has a status match with to Accor ALL on Saturday, with the match level is based on your Bilt status. The regular transfer ratio is 1,000:666, and you have to transfer miles to earn status which lasts through the end of 2027. Accor status is good for their hotels, but also Accor Gold and above have a fast track to Qatar status too, which includes oneworld Sapphire at Qatar Gold and above. Confused yet? The tiers:

    – Bilt Silver (or no status): Accor Silver with 5,000 points transferred
    – Bilt Gold: Accor Gold with 5,000 points transferred
    – Bilt Platinum: Accor Platinum with 15,000 points transferred

    Accor is an outstanding program in Europe and a good program elsewhere, but probably doesn’t pay affiliate revenue so it doesn’t get much coverage. In fact it gets so little coverage that this site apparently has the definitive guide on the program, which is a sad statement for both the site and the state of the churn-o-sphere. No I’m not bitter, you’re bitter.
  2. Three Incomm gift card sites are running a sale, for, *checks notes* a K-Pop boy heartthrob band:

    MasterCardGiftCard.com: No fee $50+ Mastercards with code BTS26
    VanillaGift.com: No fee $50+ Visas with code VGBTS26
    InCommIncentives.com: No fees on $20,000+ in gift cards and a $200 bonus gift card for new accounts with code MORALE26

    These are Vanilla / Incomm gift cards. (thanks to GCA)
  3. American Express Offers has a targeted offer for $50 off of $250+ at Delta through September 26. Stack with a targeted offer for a $50 Starbucks gift card with a Delta flight.

    There are changes to star earning and Delta activity requirements being introduced, but frankly unless you’re spending thousands of dollars a month at Starbucks I think it’s safe to ignore it all. If you are though, cool?
  4. Cathay Pacific Asia Miles has a 10% incoming transfer bonus for “finance or hotel points” through August 28, registration required. I heard (or made up) something about this being for BTS fans to see the band live in South Korea.

Happy Tuesday friends!

For the naysayers that say BTS means back to school.

  1. SoFi, a name derived by combining the words “sock” and “fiasco”, has a new account bonus of $335 through Swagbucks and $400 directly, provided you have direct deposits totaling at least $5,000 within 25 days of the first direct deposit and the first direct deposit is at least $400 (thanks to dylan for the note about the first deposit).

    These accounts are mostly churnable, contrary to the propaganda orchestrated by the big sock lobby.
  2. Staples in-store has fee-free $200 Visa gift cards through Saturday, limit nine per transaction.

    These are Pathward / BlackHawk Network gift cards.
  3. Staples.com has fee-free $200 Visa gift cards, limit five total and four per transaction, special thanks to Sean for the distinction.

    These are Pathward / BlackHawk Network gift cards.
  4. Kroger stores have a coupon for a fee-free $150+ Visa or Mastercard through tomorrow.

    These are Pathward / BlackHawk Network gift cards.
  5. American Express Offers has an offer for $80 off of $400+ spend with Hawaiian or Alaska through September 30. The level 0 churning game on this one is to book a non-basic economy flight for $400 and then cancel it to your travel wallet.

    These are Pathward / BlackHawk Network gift cards. Oh wait, it just seemed like something I was supposed to type at this point.
  6. Emirates has a partner award sale for 25% off of economy redemptions through August 9. These are particularly attractive for short haul flights, which coincidentally is also exactly the type of flight that I’m willing to sit in economy on.
  7. Chase Offers has two new travel related offers:

    – 7% back on between $100 and $500 at Hyatt Place in the US through September 30
    – 10% back on between $100 and $500 at Marriott in the US through August 31

    The level 0 churning game on here is gift cards at the front desk.
  8. Giant, Martins, and Stop & Shop have 2x rewards on Mastercards. Giant Food has 8x points on Zift Zillions gift cards.

    These are Pathward / BlackHawk Network gift cards.

Happy Monday, friends!

Ever wonder why you don’t see these out in the wild much? Again, big sock.

The churn-o-tron has a figurative, literal, figurative fire bomb of news today:

  1. The Bank of America AirFrance / KLM FlyingBlue Mastercard has an increased sign-up bonus:

    – 70,000 miles after $3,000 spend in the first 90 days
    – 30,000 miles after $7,500 total spend in the first six months
    – 100 XP

    You can hold multiple FlyingBlue cards. For bonus fun points, get one in Dutch and one in French. Or I guess two in French if that’s how you roll.
  2. The PenFed Defender Visa was announced yesterday, and the waitlist is open. The card’s vitals:

    – No annual fee
    – 5x at gas and EV charging
    – 3x at grocery, restaurants, sporting goods, military commissaries, and base exchanges

    Before you get too excited, PenFed is really good with gas pump versus gas store coding, and their points are worth about 0.8-0.9 cents each. (Thanks to MattyB)
  3. Bank of America has targeted $750 sign-up bonuses using this link on:

    – Customized Cash Rewards
    – Unlimited Cash Rewards
    – Travel Rewards

    All three require $5,000 spend in 90 days. For bonus fun points part deux, get multiple with multiple tax IDs or products.
  4. Kroger stores have a promotion for 4x fuel points on third-party gift cards other than Amazon and flexible fuel cards today and tomorrow.

    For those playing only casually: Watch out, Kroger stole bonus points and is now requiring ID and a social security number for BestBuy gift card purchases over $200.
  5. Meijer mPerks has 10,000 bonus points with $100+ in MasterCard gift cards through Tuesday, one per account.

    These are Pathward / BlackHawk Network gift cards.
  6. Capital One Shopping is “featuring” giftcards.com today. As of this writing, I don’t know what the featured bonus is though so watch for egg on my face.
  7. Alaska Atmos, also known as the last to the finish line, added a back to school shopping bonus like earlier finishers American, Delta, Southwest, and United. Alaska’s is 2,000 miles after $750 spend by August 10.

    Giftcards.com will work for these.

Have a nice weekend friends!

Meanwhile, at the FlyingBlue shopping portal.

  1. Citi ThankYou has a 20% transfer bonus to AirFrance / KLM FlyingBlue through August 22.
  2. The Chase Marriott Bonvoy Boundless card, known for it’s boundless ability to trap business travelers that don’t know any better, has a heightened sign-up bonus of:

    – 125,000 Bonvoy points
    – 50,000 point free night certificate
    – Free rental of a two plastic keycards with every stay

    The bonus requires $3,000 spend in three months, and is available via referrals too. The $99 annual fee is not waived for the first year.
  3. Chase Offers has an offer for a $100 statement credit with $1,000+ at Air Canada in a single purchase through September 18.
  4. Greendot’s Gobank, not to be confused with Greendot’s Go2bank, eliminated bill payments this month. Its real utility is long gone, and now its little remaining utility is gone too, kind of like cigar umbrellas which were also apparently a thing.

    So long, debit card version of the cigar umbrella.
  5. A few more airline shopping portals added back-to-school bonuses:

    AA eShopping: 2,500 bonus miles with $1,200+ spend through August 8
    Delta SkyMiles: 2,000 bonus miles with $600+ spend through August 10

    Giftcards.com is still the too-cool-for-school way to hit these.

Happy Tuesday!

Rejected marketing campaign for the cigar umbrella.