1. The American Express Business Hilton card has an increased sign up bonus of 175,000 Hilton points and a free night certificate after $8,000 spend in six months. This offer will likely be available for referrals on Friday or Monday. (Thanks to DDG)
  2. Monday saw new American Express Hilton no-lifetime language (NLL) links on personal cards, and we’ve got a new, different set today in case Monday’s expire.

    Honors: 70,000 points and a free night certificate after $2,000+ in six months
    Surpass: 130,000 points and a free night certificate after $3,000+ in six months
    Aspire: 175,000 points after $6,000+ in six months

    These should also be available for referrals on Friday or Monday, but they won’t be NLL.
  3. VanillaGift.com has fee-free Visa gift cards with code VGWOMEN through March 8. For scalers, the purchase limit: $10,000 per account per rolling 24 hours, to the minute.

    These are Incomm gift cards.
  4. Capital One Shopping has a targeted heightened $80 referral bonus, both the referred and the referrer (or referer, where my computer scientists at?) get the bonus, limit $1,900 per account.

    You don’t need a Capital One account to use Capital One Shopping, and it’s great for manufactured discounts.
  5. Citi ThankYou points has a 25% transfer bonus to Wyndham Rewards through March 21. There was a time where this represented amazing, outsized value. Today, it’s more like a “extra value menu” kind of deal.
  6. American Express Lowes cards are being transferred to Synchrony on April 13. This is all around good because: payment games, a new AmEx slot, and perhaps a workaround to a Synchrony ban.
  7. Southwest has a 30% off fare sale for flights booked by today and flown between April 7 and May 20 with promo code ONBOARD. They’re excluding Sunday travel because reasons.

Happy Wednesday!

Who says programmers can’t be funny, even if they can’t spell?

  1. The American Express Hilton personal cards have new no-lifetime language (NLL) heightened, (or maybe we should say elevatored) sign-up bonuses:

    Hilton Honors: 70,000 points and a free night certificate after $2,000+ in six months
    Hilton Surpass: 130,000 points and a free night certificate after $3,000+ in six months
    Hilton Aspire: 175,000 points after $6,000+ in six months

    These aren’t currently available by referral, so if timing isn’t critical and if you’re NLL agnostic, consider giving it a few days to see if that changes.
  2. Meijer MPerks has two promotions through tomorrow, both are limited to one per MPerks account:

    – 7,500 points with $100+ in Visa and Mastercard gift cards
    – 10,000 points with $100+ in One4all gift cards

    The open loop cards are Pathward / BlackHawk Network cards.
  3. American Express Membership Rewards has a 15% transfer bonus to Avianca LifeMiles through March 28.
  4. United is changing earning for tickets purchased April 2 or later. Chase United co-brand card holders (team Rocket), and possibly United debit holders with spend will come out ahead. Non-co-brand card holders (team Kirby) lose:

    – Team Rocket: Increased paid ticket mileage earning
    – Team Kirby: Decread paid ticket mileage earning

    – Team Rocket: 10% – 15% lower priced award redemptions
    – Team Kirby: 0% lower priced award redemptions

    – Team Rocket: Increased premium cabin award availability
    – Team Kirby: The Scott Kirby Special™, also known as nothing

    In case you were wondering, Scott Kirby has no relation to pink Kirby based on my exhaustive research.
  5. Office Depot/OfficeMax stores have $15 off of $300+ in Visa gift cards through Saturday. Even multiples of $300 make churners happier.

    These are Pathward / BlackHawk Network gift cards.
  6. GiantGiant Food StoresMartin’sStop & Shop have 8x points on Zillions Zift gift cards through Thursday. For once, Giant Food gets the same deal as the other three, bananas but true.

Have a nice Monday friends!

It’s easy to see how the Scott Kirby / pink Kirby confusion arises based on Scott’s official portrait.

  1. Chase Ultimate Rewards has a 40% transfer bonus to Virgin Atlantic through the end of February.
  2. Kracken brokerage has a bonus on incoming stock portfolio transfers through March 31 and held on the platform through April 1, 2027. The bonus depends on whether you’re a paid Kracken+ member, which costs $4.99 monthly:

    – Non-member: 1%
    – Member: 2%

    You’ll pay about $70 over 14 months to be a member, so portfolios over $7,000 in value will do better with paid membership. You’ll also earn $150 by going through Rakuten. You can ACATS transfer in and out with this promotion, no need to liquidate assets and incur a taxable event. Apropos of nothing, SPIC insurance limits are $500,000 on securities. (Thanks to DoC)
  3. The Rakuten American Express card has an increased sign-up bonus of $200 after $2,000 spend in 90 days. This is a third party American Express issued by First Electronic Bank.

    This card is an absolute banger for the right use cases when you link it to a Rakuten account that earns Bilt or Membership Rewards if you’re good at grocery store spend. It is, shall we say, bordering on Unsung Hero territory.
  4. Office Depot/OfficeMax stores have $15 off of $300+ in Mastercard gift cards through Saturday. For best results, buy even multiples of $300.

    These are Pathward / BlackHawk Network gift cards.

Have a nice Monday friends!

Also apropos of nothing: A book showing Bilt’s messaging changes since the launch of 2.0

  1. There’s a unique sign-up bonus for the Chase Marriott Bonvoy Boundless card (the $95 annual fee version for those keeping track at home):

    – 50,000 Bonvoy points after $3,000 spend in three months
    – $400 Marriott egift card instantly on approval

    You’ll also get 2x$50 statement credits after spending $500 in airline purchases (1x in the first half and 1x in the second half of the year).
  2. Staples.com has fee-free Visa egift cards, limit five per account, four per transaction.

    These are Pathward / BlackHawk Network gift cards.
  3. American Express Delta Stays gamers are going through a bit of a rough patch, or at least that’s what my robot overlord translators told me in the most broken English they could muster. The action here? Be trickier if you’re going to play tricks.
  4. The Lufthansa Miles & More program has a new status match for ITA Airways, British Airways, and Iberia elites, with status lasting through the end of February 2027. USA based addresses are included in this one too.

    The match is free for ITA elites, or €99 for the others. The match doesn’t include HON Circle, but you can match to Senator which gives Star Alliance Gold for United Club access even when flying domestically. There’s a joke in here about cheese cubes, but I’m going to leave that as an exercise to the reader.

Have a nice Tuesday friends!

My translation robot in action.

Before we dive in, it’s time to Monday morning quarterback with your own personalized recap:

I’m really ____________ (adjective) that the ____________ (sportsball team) made their last minute ____________ (action) which prevented me from doing ____________ (action) today. At least now I’ll be able to churn my ____________ (play) while I ________________ (action). Now if on only ________________ (issuer) hadn’t ________________ (action, past-tense), everything would be perfect!

I’m sure yours is the best one of these, nice work.

  1. The Citi ThankYou Mastercard sent targeted offers for home improvement spend:

    – 8% back up to $100 back monthly for February, March, and April
    – 12% back up to $175 back monthly for February, March, and April

    It’s still not possible to get this card if you don’t already have it as far as I know. (Thanks to David and Mark)
  2. Meijer MPerks has 50,000 points withe the purchase of a third party $500 gift card through Tuesday February 17, limit one per MPerks account.
  3. The Barclays JetBlue Plus Mastercard has a heightened sign-up bonus of 70,000 TrueBlue miles after $1,000 spend in 90 days.
  4. Staples stores have fee-free $200 Visa gift cards through Saturday, limit nine per transaction.

    These are Pathward / BlackHawk Network gift cards.
  5. The Rove portal has 4x points on Visas and Mastercards through Wednesday via giftcards.com, just make sure to use the Visa or Mastercard specific link rather than the generic giftcards.com version.

    Rove remains notable for its unique transfer partners. If you’re not a member, use a friend’s referral and make their day. If you don’t have a churning friend, reach out to me and I’ll share a random churner’s link.
  6. Some Barclay AA cards aren’t being converted to Citi cards but will instead be converted to other Barclay cards. The criteria for who’s not being converted isn’t clear; there are people who were shutdown with Citi that are still being converted, and people with active Citi cards that aren’t.

    I suppose we shouldn’t be surprised that #citigonnaciti, and now by extension #barclaygonnaciti

Happy Monday!

White sharpie not included.

  1. Do this now: Register for 25,000 bonus Bonvoy points at Marriott Homes and Villas for bookings in February and stays through September 1.

    Am I the only one who thinks “bonus Bonvoy” sounds derogatory?
  2. The Chase IHG Premier card has a heightened bonus of 175,000 points after $5,000 spend in three months.

    Use P2’s another churner’s referral for maximum win.
  3. Kroger brands have a digital coupon for 4x fuel points on third party gift cards in store, excluding Amazon and flexible gas cards through Tuesday, February 17.

    The fuel point and gift card resale market are currently strong for a February, make sure you shop around.
  4. Kroger has a digital coupon for a fee-free variable Visa or Mastercard loaded with $150+ through Tuesday.

    These are Pathward / BlackHawk Network gift cards.
  5. The Incomm sites have Valentine’s Day fee-free gift cards:

    TheGiftCardShop 100% off of purchase fees through February 15 with promo code LOVE26
    MasterCardGiftCard 100% off of purchase fees through February 14 with promo code VDAY26
    VanillaGift 100% off of purchase fees through February 14 with promo code VGVDAY26

    VanillaGift chose to use the tagline “For the Love of Gifting”, which I hope makes the floosies laugh.
  6. Delta has an award sale for non-basic economy main cabin travel to and from Europe booked today for 26,000-28,000 miles round-trip.
  7. Spirit has 90% off of base fares booked today with promo code 90PCT for Tuesday, Wednesday, and Saturday travel through March 11.

    In case you’re wondering, which I’m sure you weren’t, I think you’ll get a bigger discount than the odds I’d give that Spirit hasn’t ceased operations by March 11. (Thanks to FM)
  8. Breeze Airlines has 26% off of base fares for weekday round-trip travel booked today for flights through September 15 with promo code WEEKDAY.

    Let’s call out the square for the next round of Breeze Route Bingo: Brownsville (BRO) to Orlando (MCO)! Today only, you get a bonus middle square if you already knew where BRO was – I sure didn’t.

Have a nice Thursday!

BRO airport (probably)

  1. Barclay AA cards will become Citi AA cards on April 26. What to know:

    – Your balance will transfer to Citi
    – Barclay cards will work after the transition until you activate your Citi card
    – Citi card will have a new account number
    – The Barlcay variants will be converted to the Citi lineup, sorry Silver card holders*
    – Authorized user cards will be reissued too

    If you’re Citi shut, will this transition get you back in? We’ll see, but #citigonnaciti.
  2. Capital One has a 30% transfer bonus to JAL MileageBank through February 28, bringing the transfer ratio to 1,000:975.
  3. Chase has a 50% transfer bonus to Marriott Bonvoy through February 28 which makes the transfer ratio 1,000:1,500.

    Let’s ask a rhetorical or philosophical question, whichever you prefer: What do you get when you turn an awful transfer ratio into a really bad transfer ratio?
  4. The Fairwinds Business Visa 1.5x everywhere cards have a heightened, tiered sign-up bonus:

    – $500 after $5,000 spend in 90 days
    – $1,500 after $50,000 spend in 180 days

    The cards carry no annual fee. If you haven’t figured out how to join banks or credit unions in another state, it’s probably time to experiment. (Thanks to DoC)
  5. Staples stores have fee-free $200 Mastercards through Saturday, limit nine per transaction.

    These are Pathward / BlackHawk Network gift cards.

Happy Monday!

*I guess sorry Silver holders of all types (too soon?)

  1. The American Express Delta cards have heightened sign-up bonuses, all of which are available via referrals too so go that route instead of using a blog link, P2 will thank you:

    Business Gold: 90,000 SkyMiles after $6,000 spend in six months, annual fee waived
    Business Platinum: 100,000 SkyMiles after $8,000 spend in six months
    Business Reserve: 125,000 SkyMiles after $15,000 spend in six months
    Personal Gold: 90,000 SkyMiles after $5,000 spend in six months, annual fee waived
    Personal Platinum: 100,000 SkyMiles after $6,000 spend in six months
    Personal Reserve: 125,000 SkyMiles after $9,000 spend in six months

    There’s also a Personal Gold link for 60,000 SkyMiles and a $500 statement credit after $3,000 spend in six months with a waived first year annual fee during the ticket booking workflow, you don’t have to actually buy the ticket to get it.
  2. Four of the Chase United family of cards also has increased sign-up bonuses, and these are available for referrals too, so it’s either your best churning buddy or P2’s time to shine!

    Personal Explorer: 70,000 miles after $3,000 spend in three months, annual fee waived
    Personal Quest: 80,000 miles after $4,000 spend in three months
    Business MileagePlus: 100,000 miles after $5,000 spend in three months
    Business Club: 100,000 miles after $5,000 spend in three months

    What’s the difference between the last two? A few things, but also an extra $495 for unlimited cheese cubes at any United Club location. I hope you like cheese!
  3. Kroger stores have a digital coupon for 4x fuel points on third party gift cards excluding fuel points cards and Amazon, and on fixed value Visas and Mastercards between Friday and Sunday.
  4. The Rove Miles Shopping Portal that also has a travel booking engine has several promotions including: 4x on Visas and Mastercards at GiftCards.com, 10x at Viator, and 2x when purchasing Alaska Atmos or AirCanada Aeroplan miles. Increased bonuses run through Sunday.

    Obviously you should sign up for Rove with either P2 or a churner buddy’s referral.
  5. Stop & ShopGiant, and Martins  have 10x points on Home Depot cards through Thursday, and Giant Food earns 6x during the same period. You’re limited to $2,000 or $1,500 per loyalty account depending on the brand.
  6. If you want to go all in on Accor ALL, there’s an interesting Accor ALL Signature+ subscription now available world-wide. The important parts:

    – Pay 1,149 Euros for a one year subscription
    – Earn 1,500 Euros worth of Accor ALL points (75,000 annually / 6,250 monthly)
    – Earn 12,000 status points (1,000 monthly)

    Gold status requires 7,000 points and Platinum requires 14,000, so earning Platinum becomes almost trivial. Effectively, if you were going to spend 2,000 Euros on Accor hotels in 2026 you’ll come out ahead by about 350 Euros and have Platinum status when you’re done. (Thanks to LL)

Have a nice weekend friends!

Gearing up for Player 2 referral shenanigans.
(Thanks to smirley)