- Robert and Sam at Milenomics covered the Bank of America Elite Visa Infinite credit card yesterday (yes, the card name is 🤢). It’s an overlooked, hidden gem in the BofA portfolio, provided you apply for the card in December for a triple dip. The card has a $550 annual fee and will pay out:
– 50,000 point sign-up bonus after $3,000 in spend in 90 days (worth $500, or more the points are used for travel)
– $150 in annual statement credits in a dozen or so merchant codes, including rideshare and some grocery
– $300 in annual airline incidental credits
Total with triple dip (2022, 2023, and 2024): $500 + $450 + $900 = $1,850
Just remember to close the card early in January 2024, or downgrade the card and close if BofA gives you a hard time with an annual fee refund for a direct close. The card also gives yet another Global Entry credit, Priority Pass membership, and other duplicative benefits in case you don’t have those from two dozen other cards.
- My P2 was targeted for an American Express Personal Gold to Personal Platinum upgrade with:
– 100,000 Membership Rewards after $6,000 in spend in six months
– 5x on gas, grocery, and restaurants up to $15,000 in spend in six months
You can try your luck at this link after logging in to your American Express account.
- I’ve calculated that there’s an 87.26% chance that you’ve seen this elsewhere, but the Chase Sapphire Reserve pay yourself back categories seem to have changed:
– 1.25 cents per point categories: groceries, annual fee (ending March 31, 2023)
– 1.50 cents per point categories: airbnb, restaurants, charities (ending December 31, 2022)
If you’re a cash-your-points-out kind of person, find real or sweaty restaurants before the end of the year to ensure you get the higher rate.
Why yes, I definitely needed a Mac M1 Pro to generate that graph. No further questions.