1. Reader Matthew (no relation) was the first to let me know about American Express’s third annual Q4 referral bonus offer, which gives the referrer 4 additional Membership Rewards per dollar on up to $25,000 in spend in travel or transportation for three months after a successful referral. The offer is available on Membership Rewards earning cards on your account dashboard.

    If you don’t have $25,000 in organic spend in travel and transportation, I’d book some refundable travel, straddle the new year, break the correlation (which is even easier with hotels), and then refund. Alternatively, there’s a chicken hotel I’ve heard about that will also work.

  2. Do this now: Register for Wyndham’s Q4 promotion for 3x points up to 30,000 bonus points on hotel stays two nights or longer through January 16, 2023.
  3. Chase Pay Yourself Back has been extended through the end of the year. Eligible categories are still restaurant spend and airbnb. While the chicken hotel won’t work, refunding your airbnb experience booking after paying yourself back works just fine.

What a chicken hotel might look like.