Happy Thursday.

Simon

Simon has a promotional code for 48% off of all fees when ordering Visa and Mastercard gift cards online, use code FS48JUL. Don’t use an American Express to buy these; sure, it’ll work but you won’t get any points or meet any spend thresholds.

I usually prefer to MS just about everything on my American Express cards so I in turn tend to ignore Simon, but now I have a need to run up a bigger balance on my Citi card portfolio and some of my normal methods aren’t currently cutting it. And no, this isn’t because of the AA mileage transfer partnership.

Southwest

2. Southwest is having a decent fare sale that ends today. Yes, they have those a lot, but this one is interesting because it encompasses the Thanksgiving holiday season and it’s likely that the free change window will pass over Thanksgiving in the next several days. So, let’s get hacking!

For a quick primer on the Southwest free change window, see Spring Break, Southwest Style.

Kroger

3. Kroger 4x Fuel Points on gift cards is back, and yesterday I saw Best Buy gift card rates jump as high as 97% for about 12 hours. Let me tell you, I dropped what I was doing and made a run to several Krogers in my area. If your gift card buyers weren’t offering at least 96% yesterday, consider whether you should seek another buyer?

Just don’t forget to add the coupon to your Kroger account and make sure you use the right Alt-ID. I don’t know why I was off of my game yesterday but I managed to do each of those once. 🤦‍♀️🤦‍♀️

Bonus

Bonus content: Delta seems to have devalued domestic SkyMiles award prices yesterday. Hopefully it’s a glitch, but if not, you can always get at least once cent per mile with Delta’s Pay with Miles as long as you have at a co-branded Delta American Express card, so always do the math!

Maxwell’s Equations can be used to figure out SkyMiles redemption values. Don’t see it? You’ll have to trust me on that one, or just assume they’re worth a penny in the worst case.

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