Do this now:

  1. Register your Discover IT cards for Q1 bonuses
  2. Register your Chase Freedom cards for Q1 bonuses
  3. Register your US Bank Cash+ cards for Q1 bonuses

Spend strategies:

  • Discover
    • Grocery Stores
      • Buy US Bank Visas and convert to a money order
      • Buy BestBuy gift cards and resell
      • Buy groceries, I guess?
    • CVS/Wallgreens
      • Buy 3rd party gift cards during periodic sales and resell
  • Chase Freedom
    • Wholesale Clubs
      • Buy MetaBank gift cards at Sam’s club if you can liquidate
      • Buy 3rd party gift cards during periodic sales and resell
    • Internet, Cable, and Phone
      • Pay (and pre-pay) your bills
    • Streaming services:
      • Load your Apple Wallet balance
      • Pay (and pre-pay) streaming (Netflix / Disney+ / etc)
  • US Bank Cash+
    • Electronic Stores
      • Buy BestBuy gift cards and resell
    • TV, Internet, and Streaming
      • Load your Apple Wallet balance
      • Pay (and pre-pay) streaming (Netflix / Disney+ / etc)
    • Cell phone providers
      • Pre-pay your bill

This was a long post, sorry — I made it as short as I felt reasonable. As a bonus hint for those who made it this far: You’ll be surprised at all the things that count as 3x “Online Spend” or “Business Services” with the BoA Cash Rewards family of cards. It’s really easy to knock those out too.

This caption is not TL;DR