1. American Express Offers has a targeted card linked offer for a $800 statement credit after spending $35,000 up to three times. This obviously pairs well with hitting spend on 99 employee card phone-in offers. (Thanks to SideShowBob233)
  2. Chase Offers and BankAmeriDeals have a new offer for 10% back on Alaska Airlines airfare of $50 or more booked by June 12, max $45 cash back. 

    The most above board way to game this is to book a non-basic economy airfare, wait 24 hours, and refund it to your Alaska wallet, but gamers gonna game.
  3. Discover has 15% off of gift card redemptions with cash-back balance through the end of June. In general Discover IT’s 5% cash back is worth more than 5% with games as laid out here, and the gameing is even better with Uber.
  4. AirFrance and KLM’s FlyingBlue June Promo awards just dropped exactly like movie theater stock this week. US to Europe promo award flight cities have economy awards starting at 15,000 points to and from:

    – Boston
    – Washington DC
    – Houston
    – New York (JFK)
    – Phoenix
    – Seattle

    I’m also seeing sporadic availability for business class redemptions to Europe at 50,000 miles from Phoenix and Seattle, the two cities on the list that I checked.
  5. Avianca LifeMiles has a 15% incoming transfer bonus from American Express Membership Rewards points through June 30. The terms give them 24 hours to post the bonus miles, but they’ve been coming more quickly in practice.

    LifeMiles still has great sweet spots for Business Class flights from the US to Europe for certain city pairs, and for general weirdness on most routings. One of my personal favorites is to throw an economy flight that I’m not planning on taking onto the end of a business class ticket to reduce the cost of the redemption.
  6. The Chase United MileagePlus Explorer card currently has a targeted relatively mediocre bonus of 70,000 MileagePlus miles after $3,000 spend in three months, but the first year’s annual fee is waived in the current iteration of the offer. You may need to go through a United booking flow or try different browsers to see the offer. The all-time high for this card was 100,000 miles.

    Why bring it up? If you think you might want it, either wait until this is available via referral which will likely be in the next week, or wait until the next time 100,000 mile rolls around unless you have a specific need for this card (like for XN availability). Don’t jump yet just because lots of bloggers are talking about it.
  7. Emirates reduced the cost of many of its economy award redemptions. The catch? You’re still flying economy.

By popular request, BankAmeriGuy makes another appearance to celebrate today’s Alaska BankAmeriDeal.

BofA’s More Rewards Day Recap

Before we dive in, let’s quickly recap Bank of America’s bonus 2x miles or 2% cash back holiday on Saturday. In my circles there were a few basic types of gamers:

  • Some people went big, going well into six figure spend territory
  • Some tried to go big but were slowed significantly by fraud alerts
  • Some were happy to knock out a bit of holiday shopping and to pre-pay utilities for an extra boost
  • A few that have been shutdown by Bank of America in the past stood outside the window in the rain pretending not to gaze inside, but still watching everything out of out of the corner of their eyes

There were people from multiple categories that were left scrambling after one of their own manufactured spend techniques flaked out. Lessons:

  • Have a goal in place when there’s a significant opportunity, whether it’s six figures or $60, a goal will help focus your time (and it’s ok to have a $60 goal too)
  • Have a backup plan in case something malfunctions
  • Set travel notifications on your cards to reduce fraud alerts and locks
  • In the weeks leading up to a big opportunity, train the fraud alerts away from your cards with some spend

Quick Hits

  1. VanillaGift.com has fee-free Visa gift cards with promo code SHOPEARLY22. The promo is ostensibly ending on November 18, but let’s just say their track record hasn’t been great on that. Fortunately for everyone including reader Jim, these aren’t Metabanks. (Thanks to mikep via MEAB slack)
  2. Meijer has $10 in MPerks rewards when clip the digital coupon and buy $150 or more in Visa gift cards through Saturday. You’ll have to scale this one with multiple MPerks accounts. (Thanks to GC Galore)

Happy Monday!

BankAmeriGuy shows off the shoes paid for with BankAmeriDay spoils.

  1. Staples has fee free $200 Visa gift cards starting Sunday and running through the following Saturday, limit eight per transaction. As usual, try and run multiple transactions back-to-back and have a liquidation plan in place since these are Metabank gift cards. (Thanks to GC Galore)
  2. Southwest personal credit cards have a boosted sign-up bonus of 75,000 Rapid Rewards points and a reduced spend requirement of $3,000 in three months. The increased offers run through December 5. It’s a good time to get these if you want a companion pass because you can get two years worth by:

    – Applying for a personal card now (75,000 points after $3,000 in spend)
    – Applying for a business card now (80,000 points after $5,000 in spend)
    – Spending approximately $2,900 before December 31 on the personal card
    – Spending approximately $4,900 before December 31 on the business card
    – And finally, spend $100+ on each card on January 1

    The companion pass will last through the end of 2024. Also, don’t forget to use a friend’s referral link when you apply, they’ll appreciate it and earn 20,000 bonus points too. Seriously though, find someone’s referral link to use.

  3. eToro is a weird crypto brokerage with weird functionality that sometimes helps manufactured spenders, so it’s a good place to have an account in general (remember, the weird is what keeps us in business). Now there’s another good incentive: a $360 new account bonus. To get it:

    – Click through the Gocashback portal in a clean browser for a $120 bonus
    – Sign-up for eToro and deposit $2,000 for another $240 bonus

    You’ll have to deposit by December 31 and keep the money at eToro for 90 days after deposit. You’re not eligible if you already have an eToro account or closed one in the last 30 business days, so there’s barely still time to churn an account for existing customers too. (Thanks to DoC)

  4. Don’t forget that tomorrow is BankAmeriDay. Yes I made that up, and yes, it’s just as stupid as BankAmeriDeals). It’s a great time to manufacture spend because you’ll earn:

    – An extra 2x miles on co-branded cards
    – An extra 2% cash back on other cards

    Coincidentally, AA eShopping has 4,000 bonus miles for spending $1,500 or more and giftcards.com is currently 3x, so I’d run with that on a Bank of America card tomorrow as part of your game. With $1,500 in Visa or Mastercard gift cards you’ll earn 8,607 AA miles and 4,607 AA loyalty points. (Thanks to RabbMD)

BankAmeriGuy, the official mascot of BankAmeriDay.