1. Staples has fee-free $200 Mastercard gift cards through Saturday, limit nine per transaction.

    These are Pathward gift cards.
  2. Meijer MPerks has a promotion for 10,000 MPerks points with $100+ in One4All gift cards, other than Giving Good and Ultimate flavors, which is good because those cards taste gross.

    Home Depot is still available on other One4All cards though. (Thanks to GCA)
  3. The Barclays JetBlue Plus Mastercard has an increased offer for 60,000+20,000 TrueBlue points and a waived annual fee after $1,000 spend in 90 days and $6,000 spend in the first year, respectively, beating last week’s offer by a full $99.

    Use promo code 31337, 07734, or 58008 (if you’ve got a fifth grade mindset) during the application.
  4. Capital One Shopping brought back eBay as a redemption option, and in the last month has steeped up its targeted, heightened offers in many manufactured spender friendly stores. For a refresher on getting discounts, see Capital One Shopping: Manufactured Discounts.

Happy Monday!

The approximate flavor of Giving Good gift cards: banana dipped in old chili.

  1. The Synchrony Virgin Mastercard has an all time high sign-up bonus of 60,000 FlyingClub miles and a $100 statement credit after $4,000 spend in 90 days, available on the checkout screen of any booking at virginatlantic.com.

    I checked and couldn’t find any dummy fares to Preston Smith International.
  2. Meijer MPerks has 75,000 MPerks Points with the purchase of $500 in third party gift cards excluding Amazon through August 9, limit one per MPerks account.

    I don’t want to call this the grocery store deal of the year, but it’s likely to be in the top 10 if you’re good at scaling.
  3. The Rove Miles portal has boosted earnings of 4x at giftcards.com through August 5. With Rove’s transfer partners, this is effectively 2.67x Accor or 4x Vietnam Airlines LotusMiles after transfer. There are other partners including Qatar Avios, but you can do better directly on the BA travel portal at 6x for those.

    If you don’t already have a Rove account, find a friend’s referral link and use theirs, you’ll each earn 500 bonus miles. If you don’t have a Rove friend, you can reach out to me and I’ll share someone’s referral.
  4. JPMorgan Chase is apparently nearing a deal to acquire the Apple Card portfolio from Marcus. If you’re shutdown at Chase, getting an Apple Card now may be a way back in (There is old precedent for Chase and bank acquisitions leading to unbanning, but past performance may not predict future results.)
  5. The Barclays Hawaiian card will continue to exist even after the HawaiianMiles program has been sunset on October 1. This is interesting principally because it will be a 2x Alaska miles earner at grocery stores, unlike the Bank of America Alaska lineup.
  6. American Express offers has new targeted offers for:

    – Virgin Atlantic: $250 back after $2,000+ through September 23
    – Delta: $100 back on $500+, up to two times through October 15
    – Wyndham: $100 back after $500+ through October 31
    – Turo: $30 back after $150+ through December 31

    They’re all gameable in some form, but Turo is a bit of a hot-potato in underground circles so toss carefully?

The Turo hot scorched potato.

  1. The Delta American Express SkyMiles cards have new, targeted no-lifetime language (NLL) offers:

    – Personal Gold: 70,000 SkyMiles after $3,000 spend in six months, annual-fee waived
    – Personal Platinum: 100,000 SkyMiles after $5,000 spend in six months
    – Personal Reserve: 100,000 SkyMiles after $6,000 spend in six months
    – Business Gold: 90,000 SkyMiles after $4,000 spend in six months, annual-fee waived
    – Business Platinum: 110,000 SkyMiles after $6,000 spend in six months
    – Business Reserve: 125,000 SkyMiles after $10,000 spend in six months

    Obviously the business cards are better options for most. (Thanks to DDG)
  2. The AAdvantage eShopping portal has a back-to-school spend bonus for 2,000 extra miles after $1,200+ cumulative spend through August 11.

    If you’re buying, uh let’s say screwdrivers, from giftcards.com, you can think of this as +1.67 miles per dollar on exactly $1,200 worth of screwdrivers, but +0 bonus loyalty points because bonuses don’t count for those.
  3. The annual fees on the Southwest personal cards all jumped yesterday, and in case you missed it, they also dropped their annual $75 Southwest credit in exchange (I guess?). The bonuses are all heightened at 100,000 Rapid Rewards points, but we’ve seen that on personal Southwest cards in the past with lower fees and with the annual credit, so let’s just file this as lame. Notes:

    – You have five months to hit the sign-up bonus
    – The offer lasts through September 17
    – The offer is also available via referrals

    If you wait until mid-September to apply via referral and wait until January to finish the bonus spend, you’ll earn the points in 2026 setting you up for a huge Companion Pass head start. That of course assumes the Companion Pass will still exist then, I wouldn’t put it past them to #bonvoy you somehow, Lubbock style.
  4. HawaiianMiles, and their ability to be used to upgrade flights on Hawaiian metal, will be gone on October 1. After that date, your Hawaiian credit cards will earn Alaska MileagePlan miles. (Thanks to revenue_management)

Have a nice weekend friends!

Unboxing your giftcards.com purchase.

  1. Do this now: Register for Hyatt’s promotion for triple points at hotels in Latin America and the Caribbean for stays in August, September, and October.
  2. The Chase Aeroplan card, the hot honey of credit cards, has an increased sign-up bonus of 85,000 Aeroplan miles after $4,000 spend in three months.

    If you hit that all in the 3x grocery category, you’ll have 97,000 Aeroplan miles which is almost enough for a Lufthansa First Class ticket.
  3. The (hopefully temporarily) discontinued Citi Shop Your Way Rewards Mastercard, the (hopefully) 2022 Sriracha of credit cards, sent mid-month offers out for online spend. This round:

    – $100 statement credit with $1,000+ cumulative
    – $45 statement credit with $500+ cumulative

    (Thanks to SPX and shamuel)
  4. The Alaska Airlines shopping portal has a “two days after Bastille Day” celebration bonus of 1,000 MileagePlan miles after $550+ spend by August 4.
  5. Kroger has a 4x fuel points promotion on third party gift cards starting on Friday, and running all the way through *checks notes* Friday night. Amazon gift cards remain excluded.
  6. American Express Offers has an offer for $80 off of $400+ at MGM properties by September 25. Two things:

    – Return fraud is still return fraud
    – If you’re going to stick it to a company, a casino is a great choice

    This may not be the triumphant return of the dirty castle that some churners mourn, but it’s something.
  7. Yesterday, an old bill payment service finally realized it’s been doubling down on payments inadvertently and started reversing deposits in waves. I know you didn’t ask for my advice, but I’m going to share it anyway: To avoid problems with both the payment service and your banks, make sure the reversal goes smoothly.

Happy Thursday!

Moldly Interesting fact: Old Sriracha gets moldy, sorry SYWR fans.

  1. The Ramp Business Visa card has a heightened sign-up bonus via referrals of $1,500 after $1,000 spend. You’ll need a business email account, and you’ll have to link a business checking account with Plaid to confirm that your business has $25,000 in funds too.

    What’s a business email account? One that doesn’t end in gmail.com, hotmail.com, emailbarn.com, freeinbox.com, ieatbonvoy.com, or similar. (Thanks to DoC)
  2. There are shopping portal bonuses announced yesterday to celebrate Bastille Day (I guess?):

    United: 2,500 MileagePlus miles after $600+ in spend by August 11
    Southwest: 2,000 Rapid Rewards miles after $500 in spend by August 11

    Giftcards.com remains a viable option.
  3. Barclays JetBlue cardholders have a widely targeted offer for 5x on groceries, 4x at gas and drug stores, and 10x for JetBlue ecosystem charges, limited to 10,000 points extra above regular earning. (Thanks to Ok-Anywhere6998)

A churner tried to use [email protected] with Ramp.

  1. The US Mint is releasing a silver coin tomorrow at 9AM Pacific / 12PM Eastern, limit one. Premiums are currently $70+ above cost, scale with multiple US Mint accounts. Now’s a good time to get a credit card saved and current shipping information in each of your Mint accounts for faster checkout.

    There’s a rumor that American Express won’t earn points on these purchases, but that rumor is flaming trash.
  2. Southwest has a targeted promotion for bonus miles with trips booked after registering and flown by August 31:

    – Two one-ways or one round-trip: 5,000 points
    – Four one-ways or two round-trips: 10,000 points
    – Six one-ways or three round-trips: 20,000 points

    Those don’t stack, you’re only getting one of them (or I guess none of them).
  3. The Alaska MileagePlan shopping portal has a promotion with $200+ through June 20. *cough* giftcards.com *cough* also works with AmEx *cough*

Happy Thursday!

Pictured: The rumor mill’s performance American Express points earning.

  1. Do this now: Register for bonus points at Hyatt Place, Hyatt House, and Hyatt Studios through September 7. Bonus tiers are at three, five, and eight nights.
  2. Do this now: Register for Wyndham’s promotion for stays through August 30. You’ll earn 7,500 bonus nights for two night stays, 12,500 bonus points for three night stays, and 15,000 points for longer stays. The promotion is capped at 15,000 points.
  3. US Bank has “Double Bonus Days” running today through Friday. During this promotion, all portal purchases and all card linked purchases from the US Bank site will have doubled rewards.

    For more on the mostly unknown US Bank shopping portal and card-linked program, see last year’s postards. There’s a browser extension available too which is often easier than trying to hunt for the portal.
  4. JetBlue has a special status match to Mosaic for AA and Delta elites running through June 30 which gives Platinum Pro or higher on AA and Platinum or higher on Delta immediate access to Mosaic 2 status and a fast track to top-tier Mosaic 4 status with 50 tiles required to maintain until 2027.

    With the Barclays JetBlue card, $50,000 spend will earn those 50 tiles which makes this deal potentially great. (Thanks to Tom R)
  5. A trustworthy anonymous source corrected me yesterday regarding Sapphire Reserve changes: The changes will be officially announced with details on June 17, and the program will switch on June 21 which gives you a few days to decide whether to exist under the old or the new program. Apparently significant parts the old program will be grandfathered for a significant amount of time for existing card holders.
  6. The United Mileage Plus Shopping portal has a promotion for 1,000 bonus miles with $400 spend through June 15.

MEAB status check.

  1. Do this now: Register for Hilton for Business’s offer for 5,000 bonus points after each stay, limit: a whopping three times.

    In case you’re bored and want to earn ~$50 worth of classic Hilton points, you can add five employees, or I guess five “employees”, to your Hilton for Business account for 10,000 bonus points.
  2. American Express Membership Rewards has a transfer bonus to British Airways, Iberia, and Aer Lingus through July 15. With Avios.com transfers, you can move these to FinnAir, Qatar, or Vueling.
  3. Several airline portals have a first half of June promotion for spend:

    Southwest: 2,000 Rapid Rewards after $300 spend
    AA: 500 bonus miles after $200 spend
    Delta: 500 bonus miles after $100 spend

    Of course use portal classics like giftcards.com to manufacture the bonus, and also awe at a first in the modern era: Delta’s SkyMiles offers a better deal than AAdvantage miles at least until you consider the relative value of each mile.
  4. Meijer stores have 50,000 MPerks points with the purchase of $500 in third party gift cards including bulk resale classics like BestBuy and Target, but you’ll need multiple accounts to scale.
  5. Target has a $10 Target gift card free with a $100 One4All gift card through Saturday, and including the varieties that convert to bulk resale classics like Lowes and Home Depot.
  6. Chime has a $460 bonus through InboxDollars for creating a new Chime account and receiving two direct deposits of $201+ each with the first deposit in 30 days.

    Historically Chime has been surprisingly easy to churn, just don’t make their job dead simple, which is a classic mistake.
  7. The Barclays Hawaiian card, a cult classic when paired with the Bank of Hawaii Hawaiian Mastercard underwritten by Barclays but still separate, has a 70,000 mile sign-up bonus after $1,000 spend in 90 days.
  8. PayPal Bill Pay billers (a cryptic MEAB classic): 🪓🪦😭

Happy Tuesday!

Pictured: Repurposed classic MEAB image.