Category: Miles

  1. Do this now: Activate Q4’s quarterly rotating credit card categories:

    – Chase Freedom: PayPal, McDonalds, pet shops, vets, and some charities
    – Discover IT: Amazon and Target
    – Citi Dividend: Currently the page errors out, cause #CitiGonnaCiti, but in theory it’s restaurants and Citi travel
    – US Bank Cash+: I choose utilities and electronics stores

    For gaming these in the absence of organic use: PayPal P2P works well, Amazon and Target both sell gift cards, utilities usually allow overpayments, and electronics stores like BestBuy sell gift cards. Amazon, Target, and electronics stores are also typically good targets for buying group activity.
  2. Do this now: Register for IHG’s Q4 promotion for 3,000 bonus points for every two nights stayed between this Thursday and December 31.
  3. The Citi Shop Your Way Rewards card, run by a team who seems to think that they’re a venture capitalist funding a FinTech that will make money “really soon now”™, sent mid-month offers for online spend. We’ve seen:

    – $30 statement credit after $500 spend
    – $50 statement credit after $750 spend
    – $75 statement credit after $1,000 spend
    – 200,000 Shop Your Way Rewards after $750 spend
    – 250,000 Shop Your Way Rewards after $1,000 spend

    (Thanks to Y, MS Ninja, BrandonV, and Jack)
  4. Citi ThankYou Points has two transfer bonuses running through October 19:

    – Leading Hotels of the World Leaders Club: 25% transfer bonus
    – Avianca LifeMiles: 25% transfer bonus

    Both are solid choices, and if you’ve never looked into Leaders Club redemptions, it’s probably worth your time to do it. (Thanks to yt-nthr-rddtr and Oofzies)
  5. The Chase Avios co-braneded cards have increased sign-up bonuses for 100,000 Avios after $7,500 spend in six months. You can choose between British Airways, Iberia, or Aer Lingus cards, and once you have Avios you can transfer them between programs. The $95 annual fee is not waived the first year. Note that smaller benefits, like economy companion certificates or flight statement credits after lots of spend aren’t the same on all three cards.

    Yes, it’s possible to collect all three, but maybe grab some Inks with a referral instead and transfer into Avios programs if you really need them?
  6. Meijer stores have 50,000 MPerks points for $500 in third party gift card purchases through September 28, limit one per MPerks account.

    We all know that you can only have one MPerks account per email address, and we all know that you can have only one email address, right?
  7. M&T Bank has a $350 bonus for opening a new checking account with promo code TN and direct depositing, or “direct depositing” $500 within 90 days. Some regions like California are excluded because reasons.

Who wouldn’t want $1,500 (times n cards) worth of this?

UPDATE: Corrected off by 10 math. 🤦‍♀️

I usually try and order these items based first on how interesting I think they are, and second to try and group like things together(-ish). That was harder than normal today.

  1. The Capital One Spark Cash Plus has one of the more whale friendly sign-up bonuses that I’ve ever seen. The card’s bonus:

    – $2,000 statement credit after $30,000 spending three months
    – $2,000 additional statement credit after every $500,000 spent during the first year
    – $150 statement credit to waive the annual fee after $150,000 spend

    The base card earning structure is 2% on everything. Ignoring the annual fee credit, the sign-up bonus effectively adds: 6.67% extra on your first $30,000 spend and 0.4% extra on exact $500,000 spend increments after. For the math challenged, that’s 8.67% back and then 2.4% back on all spend with proper optimization. The second level hack is to pair it with a miles earning Capital One card to transfer the outsized earning into mileage programs.
  2. The Capital One Venture X Business card has a heightened sign-up bonus:

    – 150,000 miles after $30,000 spend in three months

    Including the normal 2x earning, this card a 7x card for the first $30,000 spend. The $395 annual fee is not waived, but the card does include a somewhat gameable annual $300 travel credit.
  3. Avianca LifeMiles has devalued and retooled award redemption costs. The major changes:

    – US East to the United Kingdom is slightly cheaper in all cabins
    – The rest of US to Europe awards are up 17% for Y, 11% for J, and 50% for F
    – Continental US to Asia is up 33%

    The booking engine and pricing engine both remain quirky and the typical weirdness largely still persists. (Thanks to AwardWallet)
  4. The Citi BestBuy credit card, a future Unsung Hero (thanks to prodding by Derthsidious), has a few recent developments:

    – There’s an uncapped 15% back in rewards on your first day through September 13
    – You can redeem points for non-expiring BestBuy gift cards

    The card has no-annual fee and it earns 3x on gas, and 2x on grocery and dining. If the landing page for the card looks familiar to another weird card, that’s because it’s a cousin to another Unsung Hero.
  5. VanillaGift.com has fee free Visa gift cards through Saturday for back-to-school funzies with promo code VGBTS24. Purchase limits are $10,000 per account per rolling 24 hours, and note that American Express first party cards won’t earn rewards on this site. But that’s one of the many reasons we have non-first party AmExes, right?

    These are Vanilla / Incomm cards which have liquidation throttles at most major chains for in-person transactions.

Rejected design for the Capital One Spark Plus card (sadly).

Some new second and third tier credit cards have recently bounced, and often these are where the fun and real profit in the churning space lies. (Especially because payment services often work better with non-major cards.)

  1. The Bank of America Sonesta World Mastercard has a heightened sign-up bonus. This one’s vitals:

    – $0 annual fee for the first year, $75 annual fee afterward
    – 150,000 point sign-up bonus after $7,500 spend (tiered)
    – 2x earn on dining and other noise

    I’m guessing most of you aren’t familiar with Sonesta Hotels or their points program. They’ve got some rather nice properties, but they’ve also got a few infamous properties like Red Lion and America’s Best Value Inn. Their points are generally worth 1-2 cents each depending on the redemption, and redemptions vary between 10,000 points and 60,000 points with the vast majority of properties at or below 30,000 points.
  2. The Credit One Bank Wander American Express card launched. Its vitals:

    – $95 annual fee
    – No sign-up bonus
    – 5x on dining, gas, and other noise

    Points are worth a fixed 1.0 cents each, and can be redeemed in batches of 1,000.
  3. The Synchrony Virgin Red Rewards Mastercard waitlist opened yesterday. There’s no listed special bonus for signing up for the waitlist, but I don’t see how it could hurt to join (famous last words). The card’s vitals:

    – $99 annual fee
    – 40,000 point sign-up bonus with $3,000 spend in 90 days
    – 3x earn on Virgin Atlantic, Virgin Hotels, and Virgin Voyages
    – 2x on gas, grocery, EV charging, and other noise
    – $15,000 and $30,000 annual spend rewards (companion certificate, hotel night, and other noise)

    It earns Virgin Red points which can be freely transferred to Virgin Atlantic miles. You can also earn up to 50 Virgin Tier Points monthly allows you to reach Silver status on spend alone. (Thanks to DDG)
  4. In May, Wells Fargo launched the Signify Business Mastercard and I missed writing about it, but it’s a nice base hit with Wells Fargo becoming more relevant nearly every day. This one’s stats:

    – $0 annual fee
    – $500 sign-up bonus after $5,000 spend in three months
    – 2% cash back earning everywhere

Now, what’s Visa up to lately? There’s probably a lot at your local mid-sized credit union!

You’re supposed to have a portrait of someone who definitely knows what they’re talking about when you link to credit cards in a blog, right? MEAB FTW.

  1. The last horse may have crossed the finish line on back-to-school airline portal bonuses for spend through August 12:

    – Delta SkyMiles Shopping: 2,000 miles with $800+ in spend

    My made up sources last week said that Delta wasn’t going to have a bonus, so clearly I shouldn’t trust those sources ever again. In other news, AA hasn’t released a bonus, and my sources are silent on whether they will.
  2. Staples has fee-free $200 Visa gift cards through Saturday, limit eight per transaction. These are Pathward gift cards.
  3. Citi ThankYou Points has two transfer bonuses through August 17:

    – 25% bonus to AirFrance/KLM FlyingBlue
    – 20% bonus to Wyndham Hotels

    The Wyndham one is slightly more special given its rare appearance and the programs (decreasing) gameability, especially if you’re Barclays banned and can’t get the Wyndham Business Earner as a result.

The Delta horse finally crosses the finish line.

  1. Southwest has 40% off of fares to and from Hawaii booked by tomorrow night for both paid and award travel from August 13 through December 17 with promo code HAWAII40. Of course there are blackout dates around Labor Day and Thanksgiving. Also SNA airport is excluded because it’s too convenient.

    Side note, do you know why I’m not in marketing? The real reason is I don’t enjoy it, but the fun reason is I’d refuse to release a promo like this without the promo code being HAWAIIFIVE0, on principle.
  2. Alaska Airlines has a paid and award fare sale for travel between August 20 and November 30, booked by tomorrow night. Some sweet spots:

    – West coast to and from Hawaii for 7,500 miles
    – Short haul to and from Mexico for 4,000 miles
    – Transcontinental flights for 10,000 miles

    They’re calling this “Autumn’s on sale!” Not bad I guess, at least they didn’t call it the “Alaska 1282 blow-out sale!”
  3. JetBlue has 25% off of all non-Mint, non-transatlantic fares booked today for travel from September 7 through November 20 with promo code FALL.

    Incidentally, they’re calling this one “Get the fall rolling”, which again, I’m not in marketing, but an airline talking about making things fall feels like, uhh, a choice.
  4. WeBull has a new account brokerage bonus for 2% of net transferred portfolio value in July for up to $5,000,000 in assets. Bonuses will be paid half on July 31, 2025, and the other half on July 31. 2026.

    SIPC insurance limits are $500,000 per account in case you have reservations about the longevity of a brokerage that chooses to turn the noun “bull” into a verb, seemingly on purpose. (Thanks to DoC)

After the “Get the fall rolling” sale, JetBlue prepares its next sale: “New England on fire”

  1. American Express Offers has a targeted card linked offer for a $800 statement credit after spending $35,000 up to three times. This obviously pairs well with hitting spend on 99 employee card phone-in offers. (Thanks to SideShowBob233)
  2. Chase Offers and BankAmeriDeals have a new offer for 10% back on Alaska Airlines airfare of $50 or more booked by June 12, max $45 cash back. 

    The most above board way to game this is to book a non-basic economy airfare, wait 24 hours, and refund it to your Alaska wallet, but gamers gonna game.
  3. Discover has 15% off of gift card redemptions with cash-back balance through the end of June. In general Discover IT’s 5% cash back is worth more than 5% with games as laid out here, and the gameing is even better with Uber.
  4. AirFrance and KLM’s FlyingBlue June Promo awards just dropped exactly like movie theater stock this week. US to Europe promo award flight cities have economy awards starting at 15,000 points to and from:

    – Boston
    – Washington DC
    – Houston
    – New York (JFK)
    – Phoenix
    – Seattle

    I’m also seeing sporadic availability for business class redemptions to Europe at 50,000 miles from Phoenix and Seattle, the two cities on the list that I checked.
  5. Avianca LifeMiles has a 15% incoming transfer bonus from American Express Membership Rewards points through June 30. The terms give them 24 hours to post the bonus miles, but they’ve been coming more quickly in practice.

    LifeMiles still has great sweet spots for Business Class flights from the US to Europe for certain city pairs, and for general weirdness on most routings. One of my personal favorites is to throw an economy flight that I’m not planning on taking onto the end of a business class ticket to reduce the cost of the redemption.
  6. The Chase United MileagePlus Explorer card currently has a targeted relatively mediocre bonus of 70,000 MileagePlus miles after $3,000 spend in three months, but the first year’s annual fee is waived in the current iteration of the offer. You may need to go through a United booking flow or try different browsers to see the offer. The all-time high for this card was 100,000 miles.

    Why bring it up? If you think you might want it, either wait until this is available via referral which will likely be in the next week, or wait until the next time 100,000 mile rolls around unless you have a specific need for this card (like for XN availability). Don’t jump yet just because lots of bloggers are talking about it.
  7. Emirates reduced the cost of many of its economy award redemptions. The catch? You’re still flying economy.

By popular request, BankAmeriGuy makes another appearance to celebrate today’s Alaska BankAmeriDeal.

  1. Citi ThankYou Points has a 25% transfer bonus to Avianca Lifemiles through April 13.

    Avianca has a quirky award chart with plenty of hacks, but my favorite easy hack is to tack an economy flight on to the end of a one way itinerary to make the whole thing price lower. (Thanks to TheSultan1)
  2. American Express Offers has a new offer for a $300 statement credit after $2,000 spend through June 16.

    Note that if you have to cancel one of these tickets because reasons, Virgin Atlantic can be hard to deal with and may require multiple phone calls to chase it down. (Thanks to TeddyH)
  3. Kroger stores have a 4x fuel points promotion running tomorrow through April 2 on third party gift cards. If you use this as an opportunity for AmEx manufactured spend, find a way to separate your purchases from even dollar amounts, especially those around $500, $1,000, etc. (Thanks to Will)
  4. Do this now: Register for your targeted United MileagePlay offer. This one wasn’t the usual “Spend X on overpriced domestic first and get Y miles”, but was instead:

    – 400 miles for making a purchase with MileagePlusX
    – 400 miles for dining with MileagePlus dining

    I won’t be bothering with either for what is effectively $4.40. Hopefully you get something more exciting. (Thanks to FM)
  5. Air Canada has a 15% off paid fare sale for international flights from Canada and also for flights from the US to Canada with promo code PZEEXY91 for travel through December 13 booked by April. (Thanks to DansDeals)

Have a nice Tuesday!

A promo that unfortunately didn’t make the cut.

Sometimes there’s a news story that sends travel bloggers to the word vomit factory to write pages and pages when there’s really just one thing to say, and this week’s factory tour is courtesy of American Express and that they’re now offering a free, limited-partner Point.me search for cardholders by visiting amex.point.me. And yes, I’m writing about it too so I’m no better, welcome to the word vomit factory my friends!

Anyway, there are a few reasons you probably shouldn’t care much about this new development, and I say this as a paid Point.me user with full access (not just a normie with specific access to Membership Rewards transfer partners):

  • Point.me is really slow and inflexible, and the AmEx version has poor coverage
  • PointsYeah is a free alternative that’s more flexible and much, much faster
  • Seats.aero will cache award results for quick lookup and is a great compliment to PointsYeah

Of course, there’s always more to the story, so let’s visit caveat city:

  • American Express’s point.me version has no coverage beyond Membership Rewards partners
  • PointsYeah has better coverage than the AmEx point.me
  • Point.me with a paid subscription has the best coverage, notably including Aeroplan and Southwest
  • Neither Point.me nor PointsYeah will show you Delta 15% off award discounts
  • Neither Point.me, Seats.aero, nor PointsYeah will show United XN expanded access and discounts
  • None of the tools will show you cheaper FlyingBlue awards found by searching different partners
  • PointsYeah easily lets you filter for things like maximum fuel surcharge or maximum trip duration
  • Award alerts in PointsYeah and Seats.aero are top notch
  • Award alerts in point.me are, uhh, non-existent

So yes, we have another tool to use courtesy of AmEx, but also it’s like having a Fisher Price hammer when you’re building a cabinet.

Happy Tuesday!

American Express tools to help with award searches: present and future.