I’m not saying it’s a good idea, but closing a Bank of America card a month or two after meeting a retention offer doesn’t seem to cause any lasting repercussions on your account.
– $50 statement credit with $750+ online spend – $75 statement credit with $1,000+ online spend
The no-annual fee card remains unavailable for new applicants, and the likelihood of that changing is about the same of the US winning the World Cup this year. Go head and prove me wrong, Citi.
– Aeroplan miles can be redeemed for Hyatt Category 1-4 certificates “starting at” 25,000 miles – 50,000 Hyatt points can be redeemed for a 30,000 point Aeroplan reward certificate
– Aeroplan elites get a 20 night Globalist Hyatt status challenge – Aeroplan elites can convert Aeroplan to Hyatt at a 2:1 ratio – Hyatt elites will have an Aeroplan status challenge opportunity later this year
– Hyatt elites get an annual CAD $20 Aeroplan flight credit, which is worth approximately one gallon of milk at current exchange rates – Hyatt points transfer to Aeroplan at a less bad, but still bad, 2:1 ratio
On the positive front, that CAD $20 flight credit can be used to cover taxes on an award ticket, and on the uh-oh front, there’s now a backdoor from American Express to Hyatt.
Chase Ultimate Rewards has a 100% transfer bonus to IHG through July 30, bringing the transfer ratio from 1:1 to 1:2, which, like above, is less bad but still bad. On July 31, the bonus drops to 70% through the end of August.
It’s not too hard to spend $56,500 at grocery stores, gas stations, and drug stores in two months and American Express doesn’t care about cycling for seasoned accounts, so send it.
– According to the Javascript on the site, a promo code is two letters followed by nine numbers – Remember that zero is also a percent and opt for the alternate, zero bonus multiplier – Try and browbeat a Synchrony representative into a code
For no reason at all, here’s a friendly reminder that Synchrony cards shouldn’t be cycled, at all, ever.
A long useful travel hack is about to become less useful, so smoke ’em if you got ’em while you still can. Also, learn from this trick because travel hacking across different loyalty programs, or even different aspects within the same loyalty program, often rhymes.
The Chase Sapphire Reserve personal card’s Pay Yourself Back categories changed to gas and transit, and the rate dropped from 1.25 cents per point to 1.20 cents per point for categories other than the annual fee and select charities. The Business version hasn’t changed, but still only offers boosted redemptions on charities.
The Sapphire Preferred’s Pay Yourself Back categories changed and dropped too, with transit at 1.05 cents per point, and pet supply at 1.10 cents per point.
Chase has new co-branded spend offers, check for targeting at chase.com/mybonus. Offers have been seen on at least the Amazon, Aeroplan, Hyatt, IHG, Marriott, Ritz, and United cards, and include:
– 10x points on $1,000 at gas, grocery, or restaurants – 5x points on $1,000 at gas, grocery, or restaurants – 3,000, 4,000, or 6,000 bonus points for between $3,000 and $6,000 spend
– The Visa is a debit card – There’s reportedly 3% cash back – Savings kept in the account will reportedly earn 6% APR – You won’t have a custodial, FDIC insured account
X premium costs $8 per month, and reportedly receiving a payment from an X user that already has the card makes you eligible for the account whether or not you’re a premium subscriber, so queue the worlds weirdest conga.
If you have a Business Gold and your account is lucky, you can do the Business Platinum upgrade, wait about 31 days, then do the Business Reserve upgrade. If you want to (likely) get shutdown, you could potentially go in the opposite direction.
Unfortunately these are limited to one per account, but I have a sneaking suspicion that you might have more than one of those. Call me crazy I guess.
I don’t know of a good place for consolidated grocery news for manufactured spenders, so let’s quick-form one today:
– Safeway’s Just4U program’s $20 and $15 cash-out options are back after a month hiatus – Kroger’s shutdown team works regular business hours, more or less – New gold Zift cards aren’t earning Just4U points automatically – Kroger coupons continue to stack in new and unusual ways
I’m still workshopping a name for a periodic section like this, and grocery quickies just doesn’t feel like it.
The last promotion saw Kroger fighting back against gamers, but gamers just found a variation on the game because good/evil (choose one) always wins, except those times that they lose I guess.
Expedia’s OneKey program is devaluing, with earning now based on status tier instead of a fixed 2% cash back on non-flights, no earning on flights, and the removal of its price guarantee.
