- Today is the last day to pay Q3 2025 estimated taxes, a manufactured spend level 102 move. A quick reminder about fees:
– Pay 1040: 1.75% most credit cards, $2.15 most debit cards
– ACI Payments: 1.85% personal cards, 2.95% business cards, $2.10 personal debit card
Wrapping a card with higher fees in something like PayPal will often lower them. - The American Express Business Platinum card has increased targeting on at its public upgrade link 120,000 Membership Rewards after $10,000 spend in three months for existing Business Gold or Green cardholders.
- You’ve got until Thursday to:
– Apply for new American Express Platinum or Business Platinum cards before the annual fee jumps by $200
– Book any remaining Fine Hotels and Resorts bookings to capture the annual $200 credit before the credit changes to $300 semi-annually and (presumably) resets
– Use the above upgrade link before the annual fee jumps
– Finalize preparations for National Cheeseburger Day
I’d suggest you take 10 minutes and knock these out now so you don’t forget, but you do you. - Staples stores have fee free $200 Visa cards through Saturday, limit nine per transaction.
These are Pathward / BlackHawkNetwork cards.
Happy Monday!

Flying Spirit on National Cheeseburger Day? There’s a burger for that.