1. Today is the last day to pay Q3 2025 estimated taxes, a manufactured spend level 102 move. A quick reminder about fees:

    Pay 1040: 1.75% most credit cards, $2.15 most debit cards
    ACI Payments: 1.85% personal cards, 2.95% business cards, $2.10 personal debit card

    Wrapping a card with higher fees in something like PayPal will often lower them.
  2. The American Express Business Platinum card has increased targeting on at its public upgrade link 120,000 Membership Rewards after $10,000 spend in three months for existing Business Gold or Green cardholders.
  3. You’ve got until Thursday to:

    – Apply for new American Express Platinum or Business Platinum cards before the annual fee jumps by $200
    Book any remaining Fine Hotels and Resorts bookings to capture the annual $200 credit before the credit changes to $300 semi-annually and (presumably) resets
    – Use the above upgrade link before the annual fee jumps
    – Finalize preparations for National Cheeseburger Day

    I’d suggest you take 10 minutes and knock these out now so you don’t forget, but you do you.
  4. Staples stores have fee free $200 Visa cards through Saturday, limit nine per transaction.

    These are Pathward / BlackHawkNetwork cards.

Happy Monday!

Flying Spirit on National Cheeseburger Day? There’s a burger for that.