Day: October 20, 2022

  1. Somehow I missed posting the giant Public brokerage sign-up bonus that works even for existing account holders and runs through December 31. You have to transfer non-retirement account equities, and a cash deposit won’t work. The bonus tiers:

    – $150 bonus for $5,000 transferred
    – $500 bonus for $25,000 transferred
    – $2,000 bonus for $100,000 transferred
    – $5,000 bonus for $500,000 transferred
    – $10,000 bonus for $1,000,000 transferred

    You have to keep the equities or the proceeds from their sale at Public for six months or you risk a bonus clawback. I’m conflicted about what to do with this one because public doesn’t support options, margins, forex, mutual funds, or bonds. (Thanks to Mark S for noting the lack of a post)

  2. Redditor professor_doom shares a great tip for making the airbnb booking process sane: Do all of your searches from airbnb.com.au to see a total booking price including cleaning fees, service fees, and resort fees from the main page.
  3. There’s a Chase Offers and BankAmeriDeals offer for 10% back up to $47.50, or 15% back up to $67.50 back with Alaska Airlines. You can game these without even playing the break the correlation to game or being a Jedi. (Thanks to DoC)
  4. A few updates on the yesterday’s Chase Sapphire Reserve 80,000 Ultimate Rewards vs Ink Preferred 100,000 Ultimate Rewards hot-take based on your feedback:

    – If you have access to a targeted 80,000 Chase Sapphire Preferred bonus and are below 5/24, the heightened Reserve bonus is probably above the line for a Modified Double Dip

    – If you’re 3/24 or below and haven’t had a Sapphire bonus in the last 48 months, yes, it could make sense to get both this card and an Ink Preferred. Follow-up question though: Are you missing out on other bonuses by being that low, could you be doing more?

    – The Reserve has a $4,000 spend requirement, while the Ink Preferred has a $15,000 spend requirement. If you don’t have easy access to $15,000 in spend, the Reserve is an easier win. Follow-up question: Can you get access to more spend?

Forget “Three For Thursday”, bring on “Quadsday”. Actually never mind, I didn’t think that one through.