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American Express has a few “no lifetime language” (NLL) card offers kicking around. The great news is that if you got the Unicorn Platinum card around when it came out in November, your 90 days is up and you’re eligible for another American Express charge card. As a reminder, if you apply for an NLL card and American Express doesn’t give you a popup saying you’re ineligible to receive a bonus, you should get it after meeting the spend requirements.

The best wisdom out there is to avoid obvious manufactured spend on American Express welcome bonus spending, though you can ignore that advice and probably be fine if you can’t gin up spend in any other way (just like you can drive without a seatbelt and probably be fine, but you may also die.)

Bonus tip: Check here to see if you’re eligible for 40% off up to $40 back, when you pay for an item sold buy Amazon and use at least 1 Membership Rewards point.

A Gold American Express card with the text "Click It or Ticket" overlayed on top.
American Express’s failed joint safety campaign with the US DOT.

1. Honestly, I really hate to cover this deal because it’s been overplayed everywhere else; that said, it’s a good enough deal that you need to do it. So, make sure you check your AmEx Delta, Hilton, or Marriott personal cards for offers on dining statement credits through 12/31/2021. For the business Delta, Hilton, or Marriott cards, check for offers on wireless services, and check your higher annual fee cards first because they have better options. You can find more details at this AmEx press release. Now, can we all agree to stop making this news? Kthxbai.

2. Ditto for #2, everyone is writing about Brex and there’s a good chance you’ve seen it all over the place already. It’s also worth it though, so if you have an LLC you can get get 90,000 points through Brex by signing up and spending $3,000. With more hoops, you can get 110,000 points. After you do it you can transfer the point to several foreign carriers’ frequent flyer programs and then you can close the thing and be done. I personally would use it for FlyingBlue or Cathay Pacific as my transfer targets. If you want a more glorified write-up, see the Frequent Miler. Bad news: I cannot find an affiliate free link for signing up for this promo.

The AmEx deal is as overdone as this toast.