Category: Points

  1. Clear has an offer for a $75 Uber voucher with a new membership, using the same promo code as in August, BETTERTRAVEL75 through September 6.

    This remains one of the best ways to cash out AmEx Clear credits, especially because you don’t need to show up in airport to validate anything.
  2. Rakuten In-Store has:

    – 4% or 4x back on Lowes purchases
    – 1% or 1x back on Food Lion purchases

    Both offers are good for 75 days after adding, and have to be re-added to your account one hour after purchase, and both stores sell open loop gift cards too.
  3. Publix stores have $10 off of $150 or more in Visa or Mastercard gift cards through Saturday, limit one per transaction, and you must clip the digital coupon.

    These are Pathward gift cards.
  4. American Express Membership Rewards has a 30% transfer bonus to Hilton Honors points through September 30, making the transfer ratio 1:2.6. Note that you’ve got to login to see the transfer bonus.

    If we value Honors points at 0.5 cents each, then, since America Loves Math™, value = 2.6 * 0.5 = 1.3 cents per Membership Reward. It’s pretty big I guess.
  5. American Express Membership Rewards also has a 30% transfer bonus to British Airways, Ibera, and Aer Lingus Avios through September 30.
  6. Thirteen Star Alliance airlines have a status match for SAS Eurobonus elite members, which may or may not work with matched status from last week.

    Star Gold is a sweet spot for elite status, since it gives access to United Clubs even when flying domestically, provided the status isn’t from United. (Thanks to Connor)

How is E.T. like today’s post, asked no-one?

  1. Do this now: Register for Hyatt’s promotion for 1,000 bonus points per night at Unbound Collection hotels between September 1 and November 30. The promo caps at 20 nights.
  2. Do this now: Register for Best Western’s fall promotion for double points on all stays between September 3 and November 18. The bad news with this promotion is that you’ll be staying in a Best Western.
  3. Meijer MPerks has $10 off of $150 or more in Visa gift cards in-store through Saturday with a clipped digital coupon. This type of promotion typically lets you reclip the coupon after each transaction too.

    Meijer carries both Sunrise and Pathward gift cards.
  4. Hy-Vee stores have have $10 off of $150 or more in Visa gift cards through Sunday. You don’t need to clip any digital coupons and you can repeat the discount ad-infinitum with new transactions, at least until the store manager runs you off of the property.

    These are Pathward gift cards. (Thanks to GCG)
  5. Bilt Rewards now earns on purchases at Walgreens made with any linked card, Bilt issued or otherwise. The earn rate on general spend is 1x for most items, or 2x on Walgreens house branded items.

    Gift cards are excluded via the terms and conditions, but may or may not actually be excluded.
  6. Office Depot/OfficeMax stores have $15 off of $300 or more in Mastercard gift cards through Saturday. For best results:

    – Buy in even multiples of $300
    – Try for multiple transactions back-to-back
    – Link your credit cards to Dosh

    These are Pathward gift cards.
  7. The Barclays Hawaiian Airlines Business card has an increased sign-up bonus of 70,000 HawaiianMiles after $2,000 spend plus a purchase. The $99 annual fee is not waived. The bonus is split into:

    – Main card: 60,000 miles after $2,000 spend
    – Employee card: 10,000 miles after a purchase

    The best play for gamblers is to bet that these will turn into Alaska MileagePlan miles next year at a ratio of 1:1. If they don’t, the best use will probably be either inter-island flying or using miles to upgrade a paid coach ticket to business on Hawaiian metal. (Thanks to BleedBlue__)
  8. Southwest has 30% off of flights to or from Mexico, Hawaii, the Caribbean, and Central America using promo code BEACHES for bookings made by tomorrow, and travel from September 29 through February 10, 2025.

    Blackout dates that you’d expect are present. And just like last time, John Wayne airport is excluded because Southwest hates any actors that promote the southwest as a region instead of as an airline.
  9. Chase Offers has 5%-10% back on Southwest Airlines airfare of $50 or more through September 6, on up to $400-$800 spend for a max cash back of $40. I suppose you could fly somewhere with a Best Western if you’re not into the whole “basic comfort” thing.

Happy Tuesday!

Southwest’s new marketing campaign is coming to a city near you.

EDITOR’S NOTE: Yes, today’s post has a lot of words (for MEAB), but there’s good stuff in there, or if not good stuff, there’s at least stuff. I promise.

  1. JetBlue has a status match challenge for elites of all major US airlines except Southwest, which I can only assume was excluded out of spite. The matched status is Mosaic 1 or Mosaic 2, which are low-tier and mid-tier statuses and don’t include Mint upgrade certificates.

    Status lasts three months and can be extended through the end of 2025 by receiving 10-25 tiles within the same timeframe.
  2. Bilt Rewards, the purveyor of fine food and dining to travel bloggers, the program founded by a gamer who hates gamers, has removed Hawaiian Airlines from its transfer partners page with no notice, apparently because contract negotiations didn’t lead anywhere fruitful for Bilt.

    Richard Kerr, the a VP of Travel at Bilt, “[is] confident the partnership [will] return shortly“. I like the confidence, but I don’t completely share it. My actionable take from this news is that I’m going to assume Bilt partners could disappear at any point without notice and act accordingly. For me that means never hold more than 50,000 Bilt Rewards, since the last transfer bonus was capped at that level and I expect future ones will be too.
  3. Kroger has a 4x fuel points promotion on third party gift cards other than Amazon and fixed value Visa and Mastercard gift cards in-store tomorrow through Sunday, again. They’ve also got a single use coupon for $8 off of two $100 gift cards through September 3 which pairs nicely with the fuel points promotion, in the same way that politics pairs nicely with scandal.

    The bulk resale market for gift cards is currently wildly volatile largely due to Pepper; if there were a VIX for gift cards (GIX?), it’d probably be approaching historic highs. (Thanks to GCG)
  4. The merger of Alaska Airlines and Hawaiian Airlines won’t be challenged by the DoJ, but the DoT may still put up road blocks. A few notes:

    – Alaska says they’ll “preserve the value of HawaiianMiles at a one-to-one ratio when they become Alaska Mileage Plan miles“
    – There’s a 20% Membership Rewards transfer bonus to Hawaiian in August
    – Hawaiian miles aren’t worthless, but they’re worth much less than Alaska miles

    I’ve seen the question “should I transfer miles to Hawaiian with the bonus?” in about a dozen places since the news dropped. My opinion that no-one asked for: Wait until August 30-31 to decide and see if we get any indication of the DoT’s feelings in the meantime. And also how many Alaska MileagePlan miles have you redeemed in the last 18 months? That should probably play into your calculus.
  5. Southwest opens its schedule this morning for travel through April 7, 2025. Booking tomorrow gives you, statistically speaking, the best random choice odds for gaming schedule changes during Spring Break, 2025.

    Fair warning on these flights: Southwest will have some form of assigned seats in early 2025, so you may find yourself paying for a seat assignment in the new booking window. (Thanks to JR76)

Happy Thursday!

More calculus, but put to evil. Also the answer is π because mathematicians hate society.

  1. Do this now: Register for 6,000 bonus Aeroplan miles on “select” Air Canada flights to Canada. Based on the terms and conditions, it looks like “select” flight mostly means paid non-basic economy flights booked after registration, and for travel through March 31, 2025 at 11:59 PM.

    What happens if your flight is delayed past 11:59 PM on March 31, 2025? I dunno, but I image it wouldn’t be fun to clean up. (Thanks to Vince for sending me the correct promotion end date)
  2. Meijer MPerks has $10 off of the purchase price of $150 or more in Mastercard gift cards through Saturday. A few tips:

    – There are Chase Offers and BankAmeriDeals for Meijer currently floating around
    – You have to clip the coupon in your MPerks account
    – This looks like the kind of deal that you can reclip after buying to repeat
    – Sometimes Meijer gas stands also sell gift cards

    Meijer sells Pathward and Sunrise gift cards.
  3. Delta Stays and Delta Car Rentals have a promotion for MQD earning on hotels and car rentals booked directly through the portal by September 30 for travel by October 31, earning at one mile per dollar spent. A few random thoughts:

    – You can book VRBO bookings through Delta Stays
    – You can list things on VRBO, and sometimes VRBO runs promotions
    – Delta Platinum and Delta Reserve American Express cards have a Stays credit
    – For upcoming travel where status doesn’t matter, you might as well earn MQD
    – Delta Stays is not the same thing as Delta Vacations, don’t confuse them
    – Delta gift cards do not work at Delta Stays

    Always be probing. Am I playing this one, asked no-one? No, because I have Diamond through 2030 thanks to prior shenanigans and as a result MQDs are effectively worthless for me until then.
  4. Delta Vacations has a tiered $75-$250 off of a flight+hotel booking promotion that seems available for all Delta Medallion members using promo code SMMED2024 booked by January.

    Again, remember that Delta Vacations is different than Delta Stays even though they’re technically the same company, so your AmEx credits won’t work here because I guess late-stage capitalism, or something.
  5. Stephen Pepper at GCG has a thoughtful opinion piece on Pepper Rewards. As usual, my strategy with Pepper is to avoid floating more (rewards in this case), than I could stand to lose.

    Side note: John Reeder challenged me once on my position about “floating what I could afford to lose”, and his counter-point is that in advantage play, the Kelly betting method governs your bets (or as an analog, money at risk) in order to maximize potential profit and indirectly minimize the risk of loss. There’s something there for churners; stand-by for a future post on the topic. Or don’t; you do you.

How to deal with chronic messy room? Its atrocious. Details in comments. : r/CleaningTips

AirCanada Aeroplan’s customer service center, but as a bedroom.

EDITOR’S NOTE: If you’re viewing this on a platform that doesn’t properly render the math formulas, pivot to the website for this article.

Introduction

When calculating the cash value of points redeemed for a free night at a hotel, a surprising number of blogs ignore the parking fees and resort fees charged by most programs. That disingenuously inflates the value of a hotel point, unless you’re able to talk your way out of a resort fee and you can get to the hotel without a vehicle.

Fees on Award Stays in Major Programs

Let’s interlude with a quick refresher on major programs’ rules about fees on award stays:

  • Hilton: no resort fees on points redemptions, but parking charged
  • Hyatt: no resort fees on points redemptions, parking may be charged depending on elite status
  • Marriott: resort fees and parking charged
  • Choice: resort fees and parking charged
  • Best Western: resort fees and parking charged
  • IHG: resort fees and parking charged

Calculating Cents per Point

Taken at face value, you’ve effectively got a cash co-payment on award redemptions in the form of fees with most major loyalty programs, which reduces the value of your points. The naive formula that you’ll typically see for cpp (cents-per-point) is:

cpp = \frac{rate*100}{points}

But, the total cash value of your stay is the nightly rate plus fees, not just the nightly rate. And as a result, we ought to include resort fees and parking in that valuation. Let’s introduce a MEAB reduced comparative value cv, which is a reduced overall cents per point that takes fees into account for redemptions:

cv_{meab} = \frac{(rate-fees)*100}{points}

Looking at the JW Marriott Austin for a concrete example: For a Saturday night, one-night stay in the cheapest room, the cash price next weekend is $235, plus a $25 destination fee, plus a $54 self-park fee. An award night for the same room on the same weekend is 43,000 Bonvoy points. That means we’re getting a reduced MEAB comparative value (cv) of:

cv_{meab} = \frac{(\$235-\$25-\$54)*100}{43,000} = 0.36

That works out to a whopping reduced comparative value of 0.36 cents per point, which is bad even by Marriott standards. Side note: If you instead booked this Marriott stay via the Chase Ultimate Rewards portal with a Sapphire Reserve, the $25 resort fee would be included in the cash rate and you’d end up paying 17,333 points and $54 for parking, instead of 40,000 Bonvoy points and $79 in fees. Remember this example when you’re looking the Ultimate Rewards 70% transfer bonus to Bonvoy.

So What?

Looking at reduced value comparative calculations lets you compare currencies across different programs in a more genuine and equitable way. The results aren’t always pretty, but they do make Hyatt and Hilton look better than other programs ceteris paribus.

Happy Tuesday friends!

Don’t worry friends, there’s always something more at MEAB.

  1. The American Express Blue Business cards have new no-lifetime language (NLL) links at the usual public address (a prediction I got right for once). Both cards have no annual fee:

    – Blue Business Plus: 50,000 Membership Rewards after $5,000 spend in three months
    – Blue Business Cash: $500 statement credit after $5,000 spend in three months

    You can always find the generic links here. (Thanks to Parts_Unknown-)
  2. There’s an offer for 80,000 United MileagePlus after $3,000 spend via the United website, and another 5,000 bonus miles for adding an authorized user card too.

    88,000 MileagePlus miles is enough for a one-way partner business class award to Europe. (Thanks to Parts_Unknown- and DDG)
  3. Meijer stores have $10 off of $100 or more in Choice or One4All gift cards through Saturday. This one is automatically attached to your account and limit one per account, so scale with multiple MPerks accounts. (Thanks to GCG)
  4. Trigger warning, this is a niche play: Avis has up to 7,000 bonus Miles&More miles for 3+ day car rentals booked by August 31 for rentals through October 31.

    Miles&More miles are the best and often the only, way to get Swiss Airlines First Class award redemptions. What’s the worst way to earn Miles&More miles, asked no-one? Transfer Ultimate Rewards → Hyatt →Lufthansa at a 5:2 ratio!

While we’re on the subject of bad ideas, how about this playground gem?

  1. Chase Ultimate Rewards has a 70% transfer bonus to Marriott Bonvoy through August 14. This is an all-time high, and makes the program relatively competitive with other hotel programs.

    The real play with this one might be backdoor transfers to JAL Mileage Bank or Alaska MileagePlan in 60,000 Bonvoy Point intervals for 25,000 miles in both programs. The math on that one, because America loves math, is 35,294:25,000 or 1.41:1 Ultimate Rewards to airline miles. (Thanks to Mark)
  2. American Express Membership Rewards has a few transfer bonuses through August 31:

    – 20% bonus to Hawaiian HawaiianMiles
    – 30% bonus to British Airways, Aer Lingus, or Iberia Avios

    The best Hawaiian use cases are either (1) first or business mileage upgrades on paid economy tickets or (2) for speculative arbitragers hoping to earn Alaska miles if the Alaska-Hawaiian merger goes through. For Avios, there’s plenty of good redemption options, but also plenty of bad ones so hopefully you have something in mind before you transfer.
  3. Capital One has a 20% transfer bonus to Qantas Frequent Flyer through August 31. The best use cases of this program are international first class on Qantas metal to and from Oceana, a round the world award ticket, or medium hall economy to and from Europe on AA.
  4. The free Cranky Dorkfest 2024 on September 14 has an LAX ramp visit planned and no current capacity limits. This is an avgeek must-attend-at-least-once event, and the ramp visit makes it even better.
  5. AirFrance / KLM FlyingBlue has released August promo awards for travel through the end of January, 2025. Economy flights are 15,000 miles each way, and these cities seem to have greater 50,000 mile business class award availability too. The US and near US cities are Boston, Detroit, Houston, and Toronto.
  6. “Gee, let’s take a trip to beautiful, historic Sacramento” said no-one ever. There’s a reason to visit “The Taco Bell of California” now though: Raley’s, Bel Air, and Nob Hill stores in the area have 20% back in grocery rewards through August 13 with the purchase of high value bulk resale gift cards like Nordstrom which often sells for 90-92% of face value.

    I guess Raley’s is the new Meijer, and Sacramento is the new midwest?

The entertainment district in Sacramento.

  1. Kroger has a 4x fuel points promotion on third-party gift cards and fixed value Visa and Mastercards running through August 6. As usual, Amazon gift cards are excluded because I guess they want to encourage reselling of other, higher rate brands.

    Bulk resale rates are creeping back up to previous highs now that Pepper rewards nerfed its rewards earning structure, right when we were getting used to the new world order.
  2. Today is Bilt’s rent day, and:

    – It’s the second to last time that awards earn double points on up to $10,000 in spend; on October 1 it’ll be limited to $1,000
    – You get a free second guest and some free booze on Virgin Voyage cruises booked through Bilt today

    I suppose we now know more about Richard Kerr’s tweet’s meaning last month, and I guess we also learned that maybe he’s experiencing an off-by-one error.
  3. American Express has new targeted offers for adding employee cards online at the generic links. (If you get offer not available, put the card on a different login and/or periodically refresh the page and it may become available.) Each is for 15,000 Membership Rewards after $4,000 spend, limit five per card:

    – Business Gold (POID K4IY:9869)
    – Business Platinum (POID K4IY:9870)
    – Blue Business Plus (POID K4IY:9867)

    These have all been confirmed to post even with other K4IY offers. There’s language in the offer’s terms and conditions that says you may have bonus points clawed back if you close the primary or employee cards within a year. I’m not aware of that ever being enforced in practice though.

Preview: Bilt’s next devaluation.