1. The Citi Shop Your Way Rewards Mastercard, an original MEAB Unsung Hero, now allows for points redemption to Visa e-gift cards at the same redemption rate as other gift cards, making this the new best points cash-out option and making the card even more valuable.
  2. Lowe’s has an in-store promotion for a $15 Lowe’s gift card with the purchase of a $200 Mastercard gift card. The Mastercards are Pathward and have an activation fee of $5.95 to $7.95 depending on the variety, and the resale rates on the Lowe’s card are between 82% and 84% making this a profitable deal without considering credit card rewards.

    There’s a limit of two per $15 Lowe’s cards per email address, but someone told me it’s possible to get more than one email address. I know, sounds weird right?
  3. Fake Points Travel Blogger notes that the Bilt credit card company (Bilt Technologies, Inc) is suing another company also named Bilt (technically BILT, Inc) over trademark infringement for a mobile app that’s existed longer than credit card company, and that lawsuit spawned a counter-suit. Also revealed in court filings is that since its inception, the credit card Bilt has made a total of $41.4 million in revenue through January of this year.

    The action item on this one? Start thinking up new names for the Bilt rewards program and share them around your circles. I can’t wait to hear what you come up with.
  4. Reader Kevin was the first to let me know that there’s good (?) news to go along with yesterday’s bad news that Walmart has $3.74 load fees BlueBird cards: You can now load BlueBird cards at Family Dollar fee-free, just like with Serve cards.
  5. You’d better sit down for this, because I think you’re going to be blown away, err, wait. The opposite actually:

    Staples will be selling fee free $200 Visa gift cards in-store starting Sunday and running through the following Saturday, limit eight per transaction. As usual, try for multiple transactions back-to-back to minimize the time spent in a 12,000 square foot store manned by two employees, one of whom is in the back room watching TikTok.
  6. American Express’s Delta co-brand cards have increased sign up bonuses:

    Personal Gold: 75,000 SkyMiles after $2,000 spend in six months
    – Personal Platinum: 75,000 SkyMiles and 10,000 MQM after $5,000 spend in six months
    – Personal Reserve: 100,000 SkyMiles and 10,000 MQM after $5,000 spend in six months

    AmEx used their random number generator with these offers so if you don’t see them, switch browsers, go incognito, connect to a VPN, try mobile, yell at Richard Kerr between lawsuits, or something similar until you do see them. (Thanks to rep-swe)

Have a nice weekend!

The real surprise isn’t Staples, it’s what’s at the bottom of the slide.

  1. The Citi Shop Your Way Rewards Mastercard, an original MEAB Unsung Hero, now allows for points redemption to Visa e-gift cards at the same redemption rate as other gift cards, making this the new best points cash-out option and making the card even more valuable.
  2. Lowe’s has an in-store promotion for a $15 Lowe’s gift card with the purchase of a $200 Mastercard gift card. The Mastercards are Pathward and have an activation fee of $5.95 to $7.95 depending on the variety, and the resale rates on the Lowe’s card are between 82% and 84% making this a profitable deal without considering credit card rewards.

    There’s a limit of two per $15 Lowe’s cards per email address, but someone told me it’s possible to get more than one email address. I know, sounds weird right?
  3. Fake Points Travel Blogger notes that the Bilt credit card company (Bilt Technologies, Inc) is suing another company also named Bilt (technically BILT, Inc) over trademark infringement for a mobile app that’s existed longer than credit card company, and that lawsuit spawned a counter-suit. Also revealed in court filings is that since its inception, the credit card Bilt has made a total of $41.4 million in revenue through January of this year.

    The action item on this one? Start thinking up new names for the Bilt rewards program and share them around your circles. I can’t wait to hear what you come up with.
  4. Reader Kevin was the first to let me know that there’s good (?) news to go along with yesterday’s bad news that Walmart has $3.74 load fees BlueBird cards: You can now load BlueBird cards at Family Dollar fee-free, just like with Serve cards.
  5. You’d better sit down for this, because I think you’re going to be blown away, err, wait. The opposite actually:

    Staples will be selling fee free $200 Visa gift cards in-store starting Sunday and running through the following Saturday, limit eight per transaction. As usual, try for multiple transactions back-to-back to minimize the time spent in a 12,000 square foot store manned by two employees, one of whom is in the back room watching TikTok.
  6. American Express’s Delta co-brand cards have increased sign up bonuses:

    Personal Gold: 75,000 SkyMiles after $2,000 spend in six months
    – Personal Platinum: 75,000 SkyMiles and 10,000 MQM after $5,000 spend in six months
    – Personal Reserve: 100,000 SkyMiles and 10,000 MQM after $5,000 spend in six months

    AmEx used their random number generator with these offers so if you don’t see them, switch browsers, go incognito, connect to a VPN, try mobile, yell at Richard Kerr between lawsuits, or something similar until you do see them. (Thanks to rep-swe)

Have a nice weekend!

The real surprise isn’t Staples, it’s what’s at the bottom of the slide.

  1. The Citi Shop Your Way Rewards Mastercard, an original MEAB Unsung Hero, now allows for points redemption to Visa e-gift cards at the same redemption rate as other gift cards, making this the new best points cash-out option and making the card even more valuable.
  2. Lowe’s has an in-store promotion for a $15 Lowe’s gift card with the purchase of a $200 Mastercard gift card. The Mastercards are Pathward and have an activation fee of $5.95 to $7.95 depending on the variety, and the resale rates on the Lowe’s card are between 82% and 84% making this a profitable deal without considering credit card rewards.

    There’s a limit of two per $15 Lowe’s cards per email address, but someone told me it’s possible to get more than one email address. I know, sounds weird right?
  3. Fake Points Travel Blogger notes that the Bilt credit card company (Bilt Technologies, Inc) is suing another company also named Bilt (technically BILT, Inc) over trademark infringement for a mobile app that’s existed longer than credit card company, and that lawsuit spawned a counter-suit. Also revealed in court filings is that since its inception, the credit card Bilt has made a total of $41.4 million in revenue through January of this year.

    The action item on this one? Start thinking up new names for the Bilt rewards program and share them around your circles. I can’t wait to hear what you come up with.
  4. Reader Kevin was the first to let me know that there’s good (?) news to go along with yesterday’s bad news that Walmart has $3.74 load fees BlueBird cards: You can now load BlueBird cards at Family Dollar fee-free, just like with Serve cards.
  5. You’d better sit down for this, because I think you’re going to be blown away, err, wait. The opposite actually:

    Staples will be selling fee free $200 Visa gift cards in-store starting Sunday and running through the following Saturday, limit eight per transaction. As usual, try for multiple transactions back-to-back to minimize the time spent in a 12,000 square foot store manned by two employees, one of whom is in the back room watching TikTok.
  6. American Express’s Delta co-brand cards have increased sign up bonuses:

    Personal Gold: 75,000 SkyMiles after $2,000 spend in six months
    – Personal Platinum: 75,000 SkyMiles and 10,000 MQM after $5,000 spend in six months
    – Personal Reserve: 100,000 SkyMiles and 10,000 MQM after $5,000 spend in six months

    AmEx used their random number generator with these offers so if you don’t see them, switch browsers, go incognito, connect to a VPN, try mobile, yell at Richard Kerr between lawsuits, or something similar until you do see them. (Thanks to rep-swe)

Have a nice weekend!

The real surprise isn’t Staples, it’s what’s at the bottom of the slide.

  1. Hyatt has made its annual adjustment to its award chart. Cliff notes:

    – Some aspirational properties are more expensive
    – Mexico and Caribbean all inclusives are more expensive
    – 214 properties increasing in cost, 157 decreasing in cost
    – Book before March 28 to lock in current pricing

  2. Check your American Express offers for new Dell bonuses, which are especially useful when used in conjunction with Business Platinum credits:

    – Spend $599 or more and get $120 back
    – Spend $200 and get $40 back

  3. FM notes that there’s an easy way to see Delta award space for partners by using Virgin Atlantic’s calendar view and modifying the origin and destination airport codes in the URL. I’d copy this URL into your notes and modify as needed for a quick search:

    https://travelplus.virginatlantic.com/reward-flight-finder/results/month?origin=SLC&destination=PHX&airline=DL&month=06&year=2023

    Just change the origin, destination, month, and year as needed, then paste into a browser, but note that it only works for non-stop routes.

  4. Capital One has a 30% transfer bonus to Virgin Atlantic through March 30, which obviously works well in conjunction with the previous offer when searching for Delta award space.

    Side note: the airline code for ANA, another sweet spot redemption on Virgin Atlantic, is NH. I couldn’t make the above calendar view URL work with that airline though. If you have better luck please let me know.

  5. Check for a targeted email from Discover for an extra 6% cash back on PayPal through May 31 on up to $1,000 in spend.

    All I got was yet another offer $25 back for adding an AU card and making a purchase which continues to not be worth my time. Actually, maybe it is worth my time so that they stop sending the offer every few weeks. (Thanks to Over_Associate_1233)

  6. Southwest has new targeted promotions, check here. Reported promos:

    – 2x tier qualifying flights booked and flown from March 1 to May 31
    – 10% TQPs and 1 TQS for award flights booked and flown from March 1 to May 31
    – 3,000 bonus TQP for every $5,000 in spend between March 1 and May 31

    I wasn’t targeted for any of these either. (Thanks to DoC)

  7. Wells Fargo has a $325 sign-up bonus after receiving $1,000 in direct deposits within 90 days of account opening with a new Everyday Checking account for new personal checking customers, for accounts opened by April 10.

    If you have an existing personal checking account already, consider closing it for the next time this offer rolls around.

  8. The Citi Shop Your Way Rewards Mastercard, the Michael Jordan of the Unsung Heroes, has a new spending offer for a $60 statement credit each month after making four $75 or larger purchases in that month, valid March, April and May. (Thanks to birt via MEAB slack)

Pictured: MEAB flexing URL hacking skills.

  1. The Citi Shop Your Way Rewards Mastercard, an original MEAB Unsung Hero, now allows for points redemption to Visa e-gift cards at the same redemption rate as other gift cards, making this the new best points cash-out option and making the card even more valuable.
  2. Lowe’s has an in-store promotion for a $15 Lowe’s gift card with the purchase of a $200 Mastercard gift card. The Mastercards are Pathward and have an activation fee of $5.95 to $7.95 depending on the variety, and the resale rates on the Lowe’s card are between 82% and 84% making this a profitable deal without considering credit card rewards.

    There’s a limit of two per $15 Lowe’s cards per email address, but someone told me it’s possible to get more than one email address. I know, sounds weird right?
  3. Fake Points Travel Blogger notes that the Bilt credit card company (Bilt Technologies, Inc) is suing another company also named Bilt (technically BILT, Inc) over trademark infringement for a mobile app that’s existed longer than credit card company, and that lawsuit spawned a counter-suit. Also revealed in court filings is that since its inception, the credit card Bilt has made a total of $41.4 million in revenue through January of this year.

    The action item on this one? Start thinking up new names for the Bilt rewards program and share them around your circles. I can’t wait to hear what you come up with.
  4. Reader Kevin was the first to let me know that there’s good (?) news to go along with yesterday’s bad news that Walmart has $3.74 load fees BlueBird cards: You can now load BlueBird cards at Family Dollar fee-free, just like with Serve cards.
  5. You’d better sit down for this, because I think you’re going to be blown away, err, wait. The opposite actually:

    Staples will be selling fee free $200 Visa gift cards in-store starting Sunday and running through the following Saturday, limit eight per transaction. As usual, try for multiple transactions back-to-back to minimize the time spent in a 12,000 square foot store manned by two employees, one of whom is in the back room watching TikTok.
  6. American Express’s Delta co-brand cards have increased sign up bonuses:

    Personal Gold: 75,000 SkyMiles after $2,000 spend in six months
    – Personal Platinum: 75,000 SkyMiles and 10,000 MQM after $5,000 spend in six months
    – Personal Reserve: 100,000 SkyMiles and 10,000 MQM after $5,000 spend in six months

    AmEx used their random number generator with these offers so if you don’t see them, switch browsers, go incognito, connect to a VPN, try mobile, yell at Richard Kerr between lawsuits, or something similar until you do see them. (Thanks to rep-swe)

Have a nice weekend!

The real surprise isn’t Staples, it’s what’s at the bottom of the slide.

  1. Simon has a few new Simon discounted purchase-fee codes available:

    DEC22FLASH35 for 35% off of Visas and Mastercards through December 14
    DEC22FESTIVE50 for 50% off of Abstract Red or Abstract Emerald Visa gift cards through December 25
    WRAP22UP for 50% off of Holiday Design Visa gift cards through December 31

    Different Simon codes (obviously) work on different types of gift cards, and for an added level of complexity, some work only on business volume accounts, and some work only on consumer volume accounts.

  2. Best Western has a promotion for a $50 bonus gift card with each $200 gift card purchased, limit five. The $50 bonus card expires on May 31, so it’s only useful for travel in the near future, at least to the extent that Best Western is useful for travel in general. (Thanks to DoC)
  3. Kroger.com has 5% off of the total cost of Visa and Mastercard gift cards through Friday with promo code HOLIDAYS22. These are fulfilled by Metabank, but are actually issued by US Bank. You’ll earn fuel points on the purchase too. (Thanks to Alex Z for making sure I got this right)
  4. Southwest open their booking window tomorrow for travel through August 14, 2023, which makes this one of your best opportunities to book placeholder summer air travel that may involve Southwest, especially if you check for price drops during future fare sales or in the weeks leading up to travel.
  5. A follow-ups from yesterday’s post: The Office Depot/Office Max $15 back on $300 or more in Mastercard gift cards deal still works as advertised, but the extra trick that worked on recent promotions for Visa gift cards isn’t working on this one.
  6. Meijer has a digital coupon for a $15 Meijer gift card with $100 or more in Happy, Choice, or One4All gift card purchases. Some of these can be converted to Home Depot and Best Buy gift cards for a nice profit. Be sure to scale with multiple Meijer accounts.

Pictured: Where the Office Depot/OfficeMax extra trick seems to have gone.

  1. MyGiftCardsPlus has 10% back on Delta Gift cards for up to $1,000 in spend. (Thanks to GCG)
  2. American Express has heightened referral bonuses of 30,000 Membership Rewards or $300 for the referrer when the referred is approved for a new card. I’m seeing increased offers on about 1/4 of my cards. (Thanks to DoC)
  3. Southwest has a holiday sale for 25% off of travel on December 24, 25, and 31, and January 1 using promo code HOLIDAY25 booked by this evening. The code worked for one of my bookings but fares had gone up, so 25% off of a much bigger number was still a bigger number than my original cost.
  4. Do this now: Register for Best Western’s stupid promotion for ni * 2,000 bonus points for each stay for ni {1, 2, 3, 4}. The promotions is good for stays through February 25.

    If you have the unfortunate pleasure of four Best Western stays in the next couple of months:

    – I’m sorry, at least you don’t have bedbugs right?
    – You’ll get an invitation for promotion for double points for the rest of 2023
    – For real, you don’t have bedbugs, right?

Happy Wednesday!

Alec Baldwin helps us with Best Western math, but still doesn’t have a solution for bed bugs.

  1. Reader Matthew (no relation) was the first to let me know about American Express’s third annual Q4 referral bonus offer, which gives the referrer 4 additional Membership Rewards per dollar on up to $25,000 in spend in travel or transportation for three months after a successful referral. The offer is available on Membership Rewards earning cards on your account dashboard.

    If you don’t have $25,000 in organic spend in travel and transportation, I’d book some refundable travel, straddle the new year, break the correlation (which is even easier with hotels), and then refund. Alternatively, there’s a chicken hotel I’ve heard about that will also work.

  2. Do this now: Register for Wyndham’s Q4 promotion for 3x points up to 30,000 bonus points on hotel stays two nights or longer through January 16, 2023.
  3. Chase Pay Yourself Back has been extended through the end of the year. Eligible categories are still restaurant spend and airbnb. While the chicken hotel won’t work, refunding your airbnb experience booking after paying yourself back works just fine.

What a chicken hotel might look like.