Category: Gift Cards

MEABNOTE: I’ll be going on a blogging vacation at the end of the year and there won’t be any daily posts between December 18 and December 31. After that, we’ll ring in the new year on January 1, 2025 with the 2024 version of Travel Hacking as Told by GIFs though, so no need to be up in arms, but I guess it’s ok if you’re up in legs.

  1. Do this now: Register for Hilton’s Q1 promotion for double points for stays between January 1, 2025 and April 30, 2025.
  2. The Barclays Frontier Mastercard has a sign-up bonus of 100,000 miles after $3,000 spend, Gold elite status, and a $100 flight voucher. You have to have another airline’s co-branded card to be eligible, and you have to spend in either 90 or 180 days, depending on how you interpret the terms and conditions, or more accurately how Barclays interprets the terms and conditions. You can verify your reading comprehension and that your other airline co-branded card is eligible here.

    Make sure to put a reminder in your phone to go verify the other airline co-branded card in Barclays’ systems after you receive the Frontier card. (Thanks to FM)
  3. American Express’s referral bonuses are currently at a relative maximum, and in the last week or so more people have been able to generate the heightened offers. The referrer will get between 15,000 and 30,000 Membership Rewards, and the referred offers are:

    – Business Gold: 200,000 Membership Rewards after $20,000 spend in three months
    – Business Platinum: 250,000 Membership Rewards after $15,000 spend in three months

    It’s ok for P1 to use P2’s referral and vice-versa, and if you don’t have one of those, ask around for a heightened referral offer and make a new churning friend; it’s a great way to network too.
  4. The Daily Churn podcast’s most recent episode discusses two interesting plays combined together that are below surface level but sort-of out in the open, starting at 28:00 minutes in:

    – Gift of College Cards at giftcards.com
    – The Kudos quasi-portal card-linked bonus program (use a friend’s referral code)

    The quick summary is that they’re working well together.
  5. American Express has a new Membership Rewards to JetBlue 25% transfer bonus through December 31, which makes the transfer ratio 1:1. You’ll often do better booking with a Business Platinum though.
  6. A PSA and warning: American Express links that were put together artificially by combining multiple offer components in an unintended way keep finding their way onto public blogs, which is ok, but they’re not labeled or explained as manufactured artificial links. My suggestion: Always know the provenance of no-lifetime language links that you’re using. DDG has appropriately labeled this recently, but not all bloggers are doing so. What’s the link? This time it’s a 100,000 Membership Rewards personal Gold link with a $6,000 spend in six months requirement, but others have surfaced over the last couple of months for Business Golds and Business Platinums too.

    How risky are these links? It’s been over 6 years since there were reports of adverse action for using unintended links, so the risk is probably low, but I don’t like when you’re not told that you’re taking a risk with a manufactured link, even if it’s low. One day of course American Express may decide that it doesn’t like people making links themselves in ways never intended to work. Since no one asked my opinion: The risk isn’t worth it at 100,000 points, but if it were 80*270,000 points we’d be having a serious conversation.
  7. Spirit Airlines has a status match to either Silver or Gold that lasts 90 days, and a there’s a fast-track challenge to hold it for longer (I imagine the challenge won’t make sense for any of you unless your name starts with an “S” and ends with a “hay”). Status doesn’t let you pick a big front seat for free, but it does waive plenty of other fees.

Breakage from failed reading comprehension illustrated.

MEABNOTE: I’ll be going on a blogging vacation at the end of the year and there won’t be any daily posts between December 18 and December 31. After that, we’ll ring in the new year on January 1, 2025 with the 2024 version of Travel Hacking as Told by GIFs though, so no need to be up in arms, but I guess it’s ok if you’re up in legs.

  1. Do this now: Register for Chase’s giveaway of one million Ultimate Rewards. You can bot enter once per day through the end of January. There will be 10 winners in March, and they might as well be you guys.
  2. Target has its annual 10% off of Target gift cards sale tomorrow and Sunday, limit $500 per Target Circle account. A few notes about this deal:

    – You’re now limited to one per Target Circle account, so I guess get more of those?
    – Pepper has pushed the resale value of $500 Target cards to about 90-91%
    – Target RedCard 5% discounts won’t work
    – DiscoverIT cards have Target at 5% in Q4

    This deal scales somewhat easily in store, but historically Target gift card resale prices dip after this sale in December and don’t recover until mid-January.
  3. Chase Ultimate Rewards has a few transfer bonuses through January 15, 2025. Ordered by longest transfer partner program name to shortest because sometimes aesthetics matter:

    – AirFrance / KLM FlyingBlue: 20% bonus
    – Air Canada Aeroplan: 20% bonus
    – IHG One Rewards: 70% bonus

    It’s easy to get great value out of the top two programs, but hard for the third.
  4. Staples stores have fee-free $200 Visa gift cards starting Sunday and running for two weeks through December 21.

    These are Pathward gift cards.
  5. The Shop Your Way Rewards portal has a 5% discount when redeeming points for Visa gift cards through December 31. You’ve probably earned these points from a Citi Shop Your Way card, but it is technically possible to earn them by buying stuff at Sears.com too.
  6. Chase Offers has an offer for 10% back on AirCanada purchases of $100 or more, limit $40 cash back. Game? Yes, game.
  7. Giant, Giant Foods, Martins, and Stop & Shop stores  stores have 3x points on Visa gift card purchases through Thursday, December 12, limit $2,000 per account except at Giant, where the limit is $1,500 per household, because they also ordered their limits by name length presumably for aesthetic reasons.

    These are Vanilla gift cards.
  8. VanillaGift.com has a promotion for a bonus $10 Visa gift card with the purchase of $100+ in Visa gift cards. Side note: Yes this is a nice return in absolute percentages, but have you ever tried to drain a $10 Vanilla Visa card?

    These are (obviously) Vanilla gift cards.

Have a nice weekend friends!

Even tool manufactures arrange for aesthetics, don’t judge.

MEABNOTE: I’ll be going on a blogging vacation at the end of the year and there won’t be any daily posts between December 18 and December 31. After that, we’ll ring in the new year on January 1, 2025 with the 2024 version of Travel Hacking as Told by GIFs though, so no need to be up in arms, but I guess it’s ok if you’re up in legs.

  1. Meijer stores have 50,000 MPerks Points with the purchase of a $500 third party gift card, including bulk brands like Apple and BestBuy, through December 14. There’s a limit of 50,000 points per account, but what’s the limit on accounts? The limit does not exist.
  2. Meijer stores also have $10 off of $100 or more in Visa or Mastercard gift cards through December 21. This one requires that you clip a digital coupon, but seems to be the variety that you can reclip after each purchase, meaning again, the limit does not exist but different.
  3. Alaska Airlines has a paid and award fare sale through this evening. I’m seeing:

    – Transcons at 9,000 miles each way
    – Mainland to Hawaii 9,000 miles each way
    – Mexico at 15,000 miles each way

    These continue to be the best award sales for medium-haul flights that no-one talks about because something something, apathy is real, something something.
  4. Costco has $100 in Uber Gift Cards for $75 through tonight. There are multiple reports that Uber charges more when you have credits on your account, so apply them retroactively to a ride instead of adding them to your account ahead of time, or just use Uber Eats to order a private taxi for your burrito.
  5. The Citi Shop Your Way Rewards card, the card that would probably be driving the private taxi for your burrito if it was human, has new beginning of month offers that reset monthly for December, January, and February:

    – $50 statement credit for 5 purchases of $75 or more each, up to $150 for all three months
    – $60 statement credit for $450+ spend, up to $180 for all three months

    (Thanks to Dave M and birt)
  6. The Chase Southwest Rapid Rewards Plus card has an increased sign-up bonus of 40,000 Rapid Rewards points and a $400 statement credit with $3,000 in purchases in four months for applications through December 16.

    If you’re not going for a Companion Pass, which you probably shouldn’t chase if you don’t fly Southwest more than 3-4x annually, then this might be a better option than a pure points bonus.
  7. Preferred Hotels has a promotion for 35,000 bonus points for paid three night stays booked by Wednesday night for travel through March 31, 2025.
  8. Giftcards.com is currently 3x at most airline shopping portals and 4x at Chase portals. AA and Southwest points earned through portals count toward status too.

    These are Pathward gift cards.
  9. The Incomm gift card sites have new deals:

    – MasterCardGiftCard.com: No fees through December 31, code NOFEES24
    – VanillaGift.com: No fees through tonight, code VGCYBER24
    – TheGiftCardShop.com: $10 Zillions with $100+ in Visa cards through tonight, code BF24

    These are (obviously) Incomm gift cards. None of these earn points on first party American Express cards.
  10. Typically Citi offers 20% off of many ThankYou point gift card redemptions on Cyber Monday and today is (maybe? I dunno, I’m not getting up that early in the morning to verify #sorrynotsorry) traditional. With Apple cards reselling at about 91% of face value, you can use this promotion to cash out ThankYou points indirectly at ~1.1 cents each, or even better if you have the Rewards+ card.

Have a nice Monday!

Seatbelts are required in private taxis too.

We’ll try and keep it quick today, but there’s still a lot:

  1. Do this now: Register for Best Western’s promotion for 5,000 bonus points for every two nights stayed between December 2 and February 2, 2025 at most North American properties. You can earn the bonus up to four times which sounds like way too much Best Western for my taste, but you do you.
  2. US Bank has double cash back on all card linked offers and shopping portal bonuses through tomorrow night, and all the tips from last time still apply too.
  3. The American Express Delta Gold personal card has a heightened bonus of 50,000 SkyMiles and a $500 statement credit after $3,000 in purchases and making a single purchase at Delta.com within six months. You can find the offer by going through a flight booking on the checkout page, whether or not you actually buy a ticket.

    The annual fee is waived the first year, making this probably worth burning a 5/24 slot. (Thanks to DDG)
  4. Bilt Rewards has some promotions this week:

    – 3x earning on non-bonuses spend up to $500 spend through the end of November
    – Earning 0.5x on new mortgages (although they’re not truthful about being first, see Mesa)
    – Points are worth 1.4 cents each on December 1 at Amazon for Platinum members

    In churning, there’s always a pariah in a group (cf. gift card buying group A, buyers club B, and bank C), and Bilt is probably that for credit cards.
  5. American Express Offers has new travel related card offers:

    – $300 statement credit with $2,000 or more at Virgin Atlantic by December 30
    – $30 statement credit with $150 or more at Turo by April 3, 2025

    (Thanks to DoC)
  6. Office Depot / OfficeMax stores have $15 off of $300 or more in Visa gift card purchases through Saturday. For best results:

    – Link your cards to Dosh
    – Buy in even multiples of $300

    These are Pathward gift cards.
  7. Giant, Giant Foods, Martins, and Stop & Shop stores have new gift card deals starting tomorrow for:

    – 12x points on Zillions gift cards
    – 10x points on Home Depot and Uber gift cards

    There’s likely a limit of $2,000 per account, but the fine print in preview ads is too low resolution to read. UPDATE: There is a $2,000 limit, and Giant Foods doesn’t currently show the promo. It will probably still work but may earn less than other affiliates based on historical patterns.
  8. Breeze has $29 fares for travel booked tomorrow through Sunday with travel through May 22, 2025. There are a few blackouts around days that you’d expect.
  9. Giftcards.com is currently earning 2.5 miles per dollar through the AA shopping portal, which is great for manufacturing Loyalty Points.

    These are Pathward gift cards.

Happy Thanksgiving!

Never forget the AA First turkey sandwich, which unfortunately is real. Happy Thanksgiving!

  1. Cardless’s Avianca Elite American Express card has an increased tiered sign-up bonus worth 120,000 LifeMiles in aggregate:

    – 80,000 LifeMiles after $4,500 spend in 90 days
    – 40,000 LifeMiles after $25,000 spend in 365 days

    Cardless has a one card per person lifetime limit, so consider whether cards like the Qatar Privilege Club may better fit your style. The Avianca card’s best features are that: it’s a third party American Express, and that it includes a Lifemiles+ lite membership which gives award redemption rebates and a cheap upgrade to Lifemiles+ basic membership for free award cancellations.
  2. American Express Offers has card-linked offers for either a statement credit, co-brand points, or Membership Rewards after spending $2,000-$7,000 depending on the offer. The rebates’ average values quite good at around 10% of spend. (Thanks to DoC)
  3. Giant, Giant Foods, Martins, and Stop & Shop stores have 3x points on Visa gift card purchases through Thursday, limit $2,000 spend per account.
  4. Giftcards.com has a bonus $10 giftcards.com gift card with the purchase of a $100 Virtual Visa gift card through Wednesday using promo code GOBBLE, limit one per transaction. The great irony sadness is that giftcards.com gift cards can’t be used to purchase Visas or Mastercards.
  5. Do this now: Check your email inbox for a targeted $50 Marriott Bonvoy bonus gift card, but also note that it expires on December 21. A good search query is probably: “in:anywhere subject:Enjoy a gift from Marriott Bonvoy to celebrate your upcoming stay”.

Happy Monday!

Once per lifetime Cardless credit card unboxing photo, presumably.

  1. Do this now: Register for 20% back in World of Hyatt points at Homes & Hideaways properties worldwide EDIT: No need to register, you’ll automatically get 20% back for award bookings through March 9, 2025.
  2. H-E-B stores have a promotion for a $20 H-E-B gift card with $100 or more in several gift card brands including bulk friendly like Airbnb, Lowes, and Home Depot through November 28. Scale with multiple H-E-B accounts. (Thanks to DoC)
  3. Kroger.com has 5% off of $100 Visa e-gift cards using promo code TURKEY2024 through Tuesday. The purchase won’t code as grocery but will earn fuel points. (Thanks to GCA)
  4. In case you needed further proof that Southwest hates cheapskates, they’ve launched a paid and award ticket sale for crappy flights:

    – Departing before 8AM
    – Departing after 7PM

    You have to book by tonight, but for travel at least 21 days out so that you’ve got plenty of time to anticipate your upcoming crappy flight, unless your airport is SNA; they continue to exclude it from sales because reasons.
  5. Alaska has a sale for flights to Sydney or Auckland that (in theory) connect in Honolulu, Hi for travel through September 30, 2025. The paid fare sale isn’t amazing, but on the award side I’m seeing:

    – Prices about 17% cheaper than the low level Alaska redemption price
    – The discount applying on non-stop, direct flights too

    There’s decent availability in down-under Summer time.

Happy Thursday! (It’s Thursday right?)

My office calendar explains everything.

  1. American Express Offers has a card linked offer for 20,000 Membership Rewards or $200 after $1,000 spend with AirFrance or KLM through December 31.
  2. The three Chase co-branded Avios credit cards have an increased sign-up bonus of 100,000 Avios after $7,500 spend in six months, and each has a $95 annual fee.

    – AerLingus Avios
    – British Airways Avios
    – Iberia Avios

    It is possible to hold multiple Avios cards, but unfortunately they’re still personal cards. (Thanks to makhav)
  3. VanillaGift.com has 100% off of purchase fees of orders of at least $250 with promo code VGTHANKS24 through November 28.

    These are Incomm gift cards, and they won’t earn credit card points when purchased with American Express.
  4. Rakuten has “unlimited” $40 or 4,000 Membership Rewards points referral bonuses for both the referrer and the referred, provided the referred makes $40 of purchases through the portal within 90 days.

    What could possibly go wrong with unlimited referrals?

Happy Tuesday!

Post-bot, pre-shutdown Rakuten dashboard view.

Gift card fraud has been running rampant at US grocery stores this year. Kroger, BlackHawk, and Pathward have been making changes to make fraud harder recently, and that’s especially escalated in the last several weeks. Updates for gift card buyers:

  • The newest batches of BestBuy and Apple gift cards are now geo-locked to the store they were shipped to (they won’t activate at other stores, and this locking applies to different stores in the same chain in the same city)
  • Older stock bulk gift card brands like HomeDepot, BestBuy, and Apple are slowly being removed from Kroger’s POS terminal software so they can’t be activated
  • Visa gift cards are going away at some stores, replaced by higher fee Mastercards with better tamper proofing
  • New gift card packaging now includes the phrase “This package is the property of BHN until purchased”
  • Kroger has installed new one-way gift card hangers in some stores that only allow removing cards from the hanger, but don’t allow putting them back

I think it’s safe to assume that geo-locking and better gift card inventory management will spread to other gift card brands quickly, and it’s also safe to assume that BlackHawk Network (BHN) is actively working on language and tamper measures to improve their legal position when fraud and theft take place.

Stay safe out there!

The scammers almost got me with this one!