1. The AA World Elite Mastercard has an increased sign-up bonus of 125,000 miles after $15,000 spend in five months, and it’s bringing along an increased $695 annual fee.

    Don’t worry though, there’s still bad news to go with the good news: AA devalued award prices recently so your increased sign-up bonus doesn’t go as far as it would have a few months ago. It’s not quite “heads I win, tails you lose” situation, but there are better ways to get at least 160,000 AA miles, unless you want lots of AA lounge cheese cubes I guess.
  2. Walmart and Sams Club started accepting Apple Pay today, at least at “select locations”. The non-select locations will have support by the end of the year.

    Always be probing.
  3. Staples stores have fee-free $200 Visa gift cards through Saturday, limit nine per transaction.

    These are Pathward / BlackHawk Network gift cards.

Happy Monday!

More good news mixed with bad news.

  1. Air France / KLM FlyingBlue is devaluing mileage redemptions by introducing three fare classes for all cabins on September 8: Light, Standard, and Flex. Light means fewer or no checked bags, no refunds, seat assignments carry a fee, lounge access isn’t included. Standard is fairly close to the status quo, and Flex includes free changes and refunds. How is this a devaluation? Let’s look at low-level business class transatlantic award redemption costs:

    – Light: 60,000 miles
    – Standard: 75,000 miles
    – Flex: 110,000 miles

    So what you used to get for 60,000 miles will now cost you an extra +15,000 miles. It brings me absolutely no pleasure to report that I thought we’d see a devaluation when Tiffany Funk took over as the FlyingBlue leader. I also think we haven’t seen the last FlyingBlue devaluation in the coming year. Spend any FlyingBlue miles you have quickly.
  2. Kroger stores will have a 4x fuel points promotion Friday through Sunday on third party gift cards excluding Amazon and fuel retailer gift cards.

    Best Buy is still hard out there, but Best Buy also isn’t the only game in town.
  3. Meijer mPerks has a promotion for 10,000 points with $100+ in Mastercard gift cards through Tuesday, limit one per mPerks account.

    These are Pathward / BlackHawk Network gift cards.
  4. Citi Merchant Offers has a card linked offer for $50 off of $400+ in JetBlue spend through September 30.
  5. Bilt added Equinox redemptions for its Itchy and Scratchy Cash for classes and spa sessions. The redemption amount is tied directly to your Bilt Status. There are also coupons for new Equinox memberships which are, uhh, something.

    Coming soon: An Equinox credit card. Source? I made it up, but watch for it anyway.

Happy Thursday!

Equinox personal training session, courtesy of Bilt.

  1. Chase Ultimate Rewards has a 20% transfer bonus to Air Canada Aeroplan through September 30, and Aeroplan Visa card holders can stack their regular 10% bonus for a total of 30%.

    Unless you have a specific award redemption in mind, 1 Hyatt point is probably worth more than 1.2 or 1.3 Aeroplan miles so speculate at your own risk.
  2. Kroger stores have a promotion for 4x on One4All and Choice gift cards through August 25.
  3. The half-life of US Bank transfer partners seems to be a day; now there are only two left:

    – Ethiopian Sheba Miles
    – Accor ALL

    I guess by Friday we’ll have a half of a transfer partner, otherwise known as Frontier?
  4. Capital One Shopping has targeted promotions on the home page for:

    – $100 off of $100+ in hotels booked through Capital One Travel
    – $100 off of $100+ in rental cars booked through Capital One Travel

    Of course $100 off really means $100 worth of gift cards that are worth an average(ish) of $90 on the resale market. If you don’t have a Capital One Shopping account, use a friend’s referral and you’ll be in, even if you’re banned from Capital One Bank.
  5. Kroger stores also have a new promotion for 4x on all gift cards excluding Amazon from tomorrow through Sunday. Notably, flexible fuel cards are no longer excluded from 4x.
  6. Meijer mPerks has 10,000 points on $100+ in Visa gift cards through Tuesday, limit one per mPerks account.
  7. American Express added about 350+ hotels to its Fine Hotels and Resorts collection and its The Hotel Collection. There’s good new coverage in most of Europe, Asia, and North America.
  8. The Citi ThankYou Mastercard is targeting more people for its 8% back on $1,250+ in travel and entertainment, up to $125, once a month for August, September, and October. You might find it on the ThankYou dashboard offers section, Chrome seems to work best for that. (Thanks to Hippo 387)
  9. American Express offers has a card linked offer for $80 off of $400 at Alaska Airlines or Hawaiian Airlines through October 23. Alaska refund to wallet is a safe and easy way to game this one.

Happy Thursday friends!

Does this count as a good prediction or a bad prediction? The Western Union app could confirm either.

  1. The Barclay’s Lufthansa Miles & More credit card has an increased sign-up bonus of 70,000 miles after $4,000 spend and paying the $89 annual fee within 90 days.

    The card is basically 1x everywhere on the earn side generally speaking, but it’s one of the best way to earn Lufthansa miles so I guess you win some and lose some? Did anyone notice that lose rhymes with floosies?
  2. The Citi AAdvantage Platinum Select World Elite MasterCard has an increased sign-up bonus of 80,000 miles after $3,500 spend in four months. The card’s $99 annual fee is waived the first year.
  3. Office Depot / OfficeMax Stores have $15 off of $300+ in Visa gift cards through Saturday. Practically speaking you should be buying these in even multiples of $300. Remember even and odd numbers friends? #MathIsHard

    These are Pathward / BlackHawk Network gift cards.
  4. Wyndham has a weird partnership with Costco that’s I guess tailored to the intersection of manufactured spend and award travel: Get 4,000 Wyndham points and a $40 shop card with a new Executive Membership using promo code WYNDHAM26 through September 16; you’ll provide your Wyndham Rewards number during the sign-up process.

    There’s also an offer for the Gold Star Membership, but you’d be making TeddyH cry if you chose that option. Of course Groupon may still be better because reasons. (Thanks to FM)

Happy Tuesday!

Leaving half eaten bars of chocolate ice cream in the fridge also makes TeddyH sad, reportedly.

  1. American Express’s Resy monthly and quarterly credits now have certain excluded Resy restaurants, and because complexity is the mother of annoyance and American Express maximizes annoyance as a core KPI, excluded restaurants will change periodically.

    Most restaurants are currently still eligible, but to check you’ve got to (1) login to Resy, (2) add an AmEx card with a Resy credit to your wallet, (3) search for the restaurant in Resy, and (4) see if the restaurants says “Qualifies for Resy Credit”. KPI indeed.
  2. Turkish Miles & Smiles has a 40% incoming transfer bonus from Citi ThankYou Points through August 31, limit 50,000 bonus miles from 125,000 miles transferred in.

    Bonus miles will be awarded by Turkish in early September.
  3. Capital One has a transfer 15% transfer bonus to Avianca LifeMiles through September 15. This is generally a good opportunity if you have bookings, but absolutely watch out for phantom space which plagues LifeMiles.
  4. Staples in-store has fee-free $200 Visa gift cards through Saturday, limit nine per transaction. Some stores had this last week too, it’s not just you.

    These are Pathward / BlackHawk Network gift cards.
  5. Staples.com has fee-free $200 Visa gift cards, limit five total and four per transaction, again just like last week.

    These are Pathward / BlackHawk Network gift cards, and these were also on sale last week.

Have a nice Monday!

Leaked AmEx KPI Master dashboard.

  1. The Huntington Bank Business Voice credit card has an increased sign-up bonus of $700 after $5,000 spend in 90 days through September 14, but only in branch. The cards is relatively noteworthy for its quarterly 4% cash back on $7,000 spend in categories like grocery stores and gas. (Thanks to Mushu_Pork)
  2. AT&T and AA have a promotion for 20,000 AA miles with a phone number port-in, limit four. To maximize the promotion, you’ll need to keep AT&T service for three months. At $140 per month and a total of 80,000 miles, you’re effectively buying AAdvantage miles at 0.7 cents each.

    Mileage valuations for AA will probably range between 1.5 cents each to 8.0 cents each (for sites that share an acronym with Two Putting Greens), either way 0.7 cents is less.
  3. Meijer mPerks has 50,000 points with $500 in third party gift cards through August 11.
  4. Kroger stores have a promotion for 4x fuel points on third party gift cards other than Amazon and flexible fuel cards through August 11.

Happy Thursday friends!

The Huntington Bank Business Voice credit card, or MEAB mile valuations? Evidently both.

  1. Bilt has a status match with to Accor ALL on Saturday, with the match level is based on your Bilt status. The regular transfer ratio is 1,000:666, and you have to transfer miles to earn status which lasts through the end of 2027. Accor status is good for their hotels, but also Accor Gold and above have a fast track to Qatar status too, which includes oneworld Sapphire at Qatar Gold and above. Confused yet? The tiers:

    – Bilt Silver (or no status): Accor Silver with 5,000 points transferred
    – Bilt Gold: Accor Gold with 5,000 points transferred
    – Bilt Platinum: Accor Platinum with 15,000 points transferred

    Accor is an outstanding program in Europe and a good program elsewhere, but probably doesn’t pay affiliate revenue so it doesn’t get much coverage. In fact it gets so little coverage that this site apparently has the definitive guide on the program, which is a sad statement for both the site and the state of the churn-o-sphere. No I’m not bitter, you’re bitter.
  2. Three Incomm gift card sites are running a sale, for, *checks notes* a K-Pop boy heartthrob band:

    – MasterCardGiftCard.com: No fee $50+ Mastercards with code BTS26
    – VanillaGift.com: No fee $50+ Visas with code VGBTS26
    – InCommIncentives.com: No fees on $20,000+ in gift cards and a $200 bonus gift card for new accounts with code MORALE26

    These are Vanilla / Incomm gift cards. (thanks to GCA)
  3. American Express Offers has a targeted offer for $50 off of $250+ at Delta through September 26. Stack with a targeted offer for a $50 Starbucks gift card with a Delta flight.

    There are changes to star earning and Delta activity requirements being introduced, but frankly unless you’re spending thousands of dollars a month at Starbucks I think it’s safe to ignore it all. If you are though, cool?
  4. Cathay Pacific Asia Miles has a 10% incoming transfer bonus for “finance or hotel points” through August 28, registration required. I heard (or made up) something about this being for BTS fans to see the band live in South Korea.

Happy Tuesday friends!

For the naysayers that say BTS means back to school.

  1. SoFi, a name derived by combining the words “sock” and “fiasco”, has a new account bonus of $335 through Swagbucks and $400 directly, provided you have direct deposits totaling at least $5,000 within 25 days of the first direct deposit and the first direct deposit is at least $400 (thanks to dylan for the note about the first deposit).

    These accounts are mostly churnable, contrary to the propaganda orchestrated by the big sock lobby.
  2. Staples in-store has fee-free $200 Visa gift cards through Saturday, limit nine per transaction.

    These are Pathward / BlackHawk Network gift cards.
  3. Staples.com has fee-free $200 Visa gift cards, limit five total and four per transaction, special thanks to Sean for the distinction.

    These are Pathward / BlackHawk Network gift cards.
  4. Kroger stores have a coupon for a fee-free $150+ Visa or Mastercard through tomorrow.

    These are Pathward / BlackHawk Network gift cards.
  5. American Express Offers has an offer for $80 off of $400+ spend with Hawaiian or Alaska through September 30. The level 0 churning game on this one is to book a non-basic economy flight for $400 and then cancel it to your travel wallet.

    These are Pathward / BlackHawk Network gift cards. Oh wait, it just seemed like something I was supposed to type at this point.
  6. Emirates has a partner award sale for 25% off of economy redemptions through August 9. These are particularly attractive for short haul flights, which coincidentally is also exactly the type of flight that I’m willing to sit in economy on.
  7. Chase Offers has two new travel related offers:

    – 7% back on between $100 and $500 at Hyatt Place in the US through September 30
    – 10% back on between $100 and $500 at Marriott in the US through August 31

    The level 0 churning game on here is gift cards at the front desk.
  8. Giant, Martins, and Stop & Shop have 2x rewards on Mastercards. Giant Food has 8x points on Zift Zillions gift cards.

    These are Pathward / BlackHawk Network gift cards.

Happy Monday, friends!

Ever wonder why you don’t see these out in the wild much? Again, big sock.