I heard from quite a few of you this week and I appreciated your insightful questions and discussion. Thanks to all of you.

Now let’s sail into the weekend with a few items:

1. We’re far enough into 2021 to have good data-points on what’s working with American Express airline incidental credits and you can expect a writeup on that next week, but after a few positive reports we’ve gotten new reports yesterday that United TravelBank errors when you manually enter your credit card information.

It might seem like that avenue stopped working, but it didn’t. You can still purchase those United “incidentals” as long as you pay with a credit card that was saved to your MileagePlus profile.

2. You can get Star Alliance Gold status through February of 2024 by combining a promotion that started in April of last year with Singapore’s newly announced “loyalty measures”, and no, I didn’t make that term up. To do so, you’ll need to transfer 250,000 Chase, Capital One, Citi, or American Express points to Singapore (watch out for expiration of those miles after three years though).

This is very useful if you fly United domestically regularly because it gives you access to United Clubs while you have a same-day United flight, so you can drink yourself numb on cheap whiskey to reduce the pain of travel on your upcoming ERJ-145 or CRJ-200 United flight.

3. We had a nice three weeks without thinking about those pesky $200 MetaBank gift cards, right? Well, party’s over man. Staples is having a fee-free sale starting on Sunday running through the following Saturday for $200 Visa gift cards, limit five per transaction. To maximize:

  • Use a card that bonuses at office supply stores (duh)
  • Try for multiple transactions back-to-back, five per transaction

Unfortunately the Rakuten in-store card linked program for cash back at Staples is no longer around.

4. Related to the above? Maybe a little. The final payment date for Q4 2021 estimated taxes is Tuesday, and there are three major payment processors that accept debit cards. The IRS limit is technically two payments per quarter, but in practice they accept two payments per processor for each quarter at a cost somewhere around $2.50 each for using a Metabank debit card (EDIT: Thanks to Gary at VFTW for the correction on IRS limits):

Overpaying the IRS and getting it back as a refund was a nice manufactured spend technique in the before times, but now due to staffing shortages and tax code changes realize that refunds are now taking six months or more (though you do earn a 3.2% interest rate from the IRS while waiting for your refund).

Happy weekend!

The United ERJ-145 makes this cabin feel spacious and luxurious, but you won’t be focused on comfort after drinking the United Club’s “premium” Dewar’s Scotch.

1. Check your Chase personal credit cards at this link for a Q1 spending bonus. Offers have been seen on both co-branded cards and Ultimate Rewards earning personal cards, but none have been reported on the business side. Some examples:

  • 5x at Amazon, Grocery, and Restaurants up to $1,500 in spend
  • 5% cash back on at grocery stores up to $200 in spend
  • $50 back after 15 purchases each month, up to three months
  • 5% cash back at gyms up to $50 cash back

If you get an error message or a blank page, going incognito in your browser will usually fix it.

2. The best way to cash out Dell credits on American Express Business Platinum cards for most of us has been to buy Xbox gift cards for resale, and for essentially all of last year you could get 10% off of one gift card (per purchase) using the promotion code XBOX10 which made your effective cash-out rate even better. That code finally died, but a new one surfaced: GAME10

Note that when Dell starts cancelling your orders (they will eventually no matter what you buy), there are workarounds. Perhaps the simplest and also most annoying is to call the sales office at (877) 717-3355 and place an order over the phone.

3. Delta Air Lines has:

  • Extended existing travel credits and upgrade certificates through Dec 31, 2023
  • Made current tickets and newly booked tickets in 2022 valid through the end of 2024

Delta travel credits are particularly useful for cashing out American Express Platinum airline incidentals, so this is a nice change. (Book a ticket that costs a little less than your travel credit dollar amount + $200 and AmEx will see it as an incidental)

Dell’s order verification team for Xbox gift cards.

It’s great to vibe with the flow after the slow week between Christmas and New Years. Here are five interesting things that came up over the weekend:

1. Seth from wandr.me and the Dots, Lines, and Destinations podcast has released a tool that I’ll be using a lot: Where the Widebodies Are. This tool lets you search through airline schedules for where widebody (two-aisle) aircraft are flying domestically. I prefer widebody aircraft because:

  • They often have lie-flat business class seats and quite a few of them for upgrades
  • They often have large premium economy cabins (like domestic first class seats)
  • Typically the outsides of the aircraft are two seats wide in economy, so no middle seats
  • They’re smoother than lighter single-aisle aircraft

2. I’ve had multiple readers tell me that they can’t get PayPal Key, and the old tricks for getting it on your account stopped working over the summer. Fortunately, there’s a new trick for getting PPK:

(Thanks to Agile.Travel for pointing me to this post at reddit)

3. The Citi Shop Your Way Rewards Mastercard (a MEAB Unsung Hero) has a targeted great offer to ring in the new year: 15% back on gas, grocery, and restaurants each month for January, February, and March. The minimum spend each month to trigger the offer is $500, and the maximum spend for 15% back is $600. Over three months, that’s $270 back in statement credits. Talk about a nice hit for a no-annual fee card.

Look for the targeted link in your inbox, the subject for mine was “Matthew, your new offer is here. But only for a limited time.  Activate now.

4. Stockpile is still allowing fee-free purchases of up to $1,000 in stock gift cards per day per email address with a credit card, but the annual limit (per email/IP/cookie) is $2,000 .

5. The Target RedCard $80 back ($40 online and $40 in-store) for opening a new RedCard debit or RedCard credit card deal is back through January 15. Both cards definitely have their uses, and notably can be churned. Just make sure you wait at least three business days between closing and reopening to avoid any speed bumps. You can read more about why this is useful with Target Redcard Hacks.

Running with the cool kids was never more purple.

Introduction

In what has become an annual MEAB tradition for an unbelievable streak of two years in a row (if you include this year), it’s time for another installment of Travel Hacking as Told by GIFs. The 2020 version was, naturally, a rousing success. Time for another one of those, or something.

Let’s Go!

Virgin Atlantic Devalues its Award Charts and Expects us to Book Anyway

Partner flights on Delta tripled in price in many cases. You know that you’ve gone way too far when Delta SkyMiles award prices to Europe are cheaper than yours.


PayPal Key Blocks AmEx on January 4

Remember how merchant coding didn’t pass properly to AmEx via PayPal and everything was a “global restaurant” when you bought with PPK? I do. sniff


Citi Pay-By-Phone Accepts New Cards

When the new year ticked over, a new year’s worth of expiration dates started to sail through, and we celebrate.


American Express Master Value Injection 2.0

Personal Platinums get $30 at PayPal. Co-brand business cards got $10-$20 off of wireless services. Co-brand personal cards get $10-$25 off of dining. It all resets every month! Also, business Platinums get +4x in four categories. We’re happy at first…


American Express with Master Value Injection Redux

By March, we realize we’re working for American Express to cash out a dozen small monthly credits, and it feels like we’re getting nowhere fast while we try and twirl through our credits.


Bank of America Launches a Spirit Airlines Co-Brand Card

Someone really thinks we’ll go for this? Also, 40,000 miles is stingy, even for Spirit.


Fluz Launches power.fluz.app

If you know, you know.


Breeze Airways Takes Flight

We have a new US based air carrier and we got to see its inaugural takeoff roll.


Citi Launches the Custom Cash Card

It’s a no-annual fee card that earns 5x per month on $500 spend in whatever category you spent the most on. Bad? Not at all. Amazing? Not really, but we’ll take it. Unfortunately for me I got a $20,000 credit line on a card that will never see more than $500 in monthly spend.


Visible Sends Us Giant Piles of Mastercard Gift Cards

The Ting to Visible+Rakuten deal landed some over 30 $100 gift cards in their inbox. Now if I just knew where my Creedence was.


The American Express “Three for All” Deal Dies

American Express gave us a bonus three points per dollar, uncapped, for referring someone (like P2) to a new card. Obviously this was abused and became a goldmine.


The American Express “4 for Us” Deal Surfaces

Maybe the “4 for us deal” isn’t quite as lucrative as “3 for all” for heavy hitters, but it’s a great consolation prize to close out 2021. I got one for me and one for P2, but wish I had tried even harder.


American Airline’s SimplyMiles Roller Coaster

We’re all going to get 240 miles per dollar. No wait, we’re not. No, it’s going to post! Then it posts! Then it unposts! Then it posts! Then it unposts!


The Dust Settles and 240 Miles Per Dollar Actually Shows Up

Former US Airways management proves that it can still make a deal that puts other deals to shame, even though they can’t make a sandwich.


Fee-Free MS with Point Dies

You could load cash onto the Point debit card with a credit card using Apple Pay, fee-free, up to $12,500 per month, and then spend the money and earn another 1% on top. It even worked with American Express.


We watch the Marriott Program go from Bad to Worse

After years of devaluation, Marriott gave us something different another devaluation.


Getting Creative with Rental Cars During Carmageddon

Bob at the local mechanics shop will let you rent a fixer-upper for only $150 per day, unlimited miles. What a steal!


Running to Meijer for the Sale of the Year

Meijer announced that they were giving 10% off of third party gift cards for two days, and MSers ran to the Midwest for a feeding frenzy.


Flight Attendants Get Trained on Unruly Passenger Handling

Smh, smh, welcome to flying in 2021.


Debauchery With Reddit Mods and Chase Links

Links were allegedly stolen from source code, reddit /r/churning mods had massive infighting, links were released to the public to hide serious abusers in a crowd, inevitably a bunch of shutdowns occur, and one of the perpetrators walks away unscathed. This could honestly be an HBO mini-series.


Flight Attendants on British Airways Celebrate the Reopening of US Borders

BA1 marked the return of leisure travel to the United States, or at least that was the plan before Virgin Atlantic stole the crown. Fortunately, Miles Earn and Burn has obtained exclusive footage from the safety briefing so we can all take part in the early celebration.


Virgin Atlantic and British Airways Orchestrate Simultaneous Takeoff

After the safety briefings, British Airways and Virgin Atlantic organized a coordinated takeoff at London Heathrow. Later VS decided that it didn’t want a synchronized landing, it wanted to win; so, yay teamwork?


American Express Shuts Down Some Cardholders

It’s always the ball you don’t see coming, right? American Express shut down accounts for cardholders that had opened one or more business cards with the help of a particular employee, and without regard to literally anything else. Imagine opening a single Business Platinum card in 2018 and then having this happen in 2021…


American Express Reinstates Shutdown Cardholders

It turns out that if you’re persistent and if you ask enough times, you’ve got a great shot of AmEx reinstating your accounts. Just make sure you wear your Sunday best.


Screenshotting Offer Terms and Conditions

Sometimes we need to have a picture of what we’re offered to keep a company honest. I prefer using a phone or computer’s built-in tool, but if you’re part of any Slack or WhatsApp groups, you’ll know that not everyone feels the same way.


Your Friend Asks You What It’s Like to Fly Eleven Hours in Coach

Uh, we literally have no idea. If it’s not a lie flat, then we haven’t done it. We might look rugged and experienced, but honestly we haven’t been past row 16 or so on a widebody aircraft since, I don’t know, ever.


GoBank Discontinues Its Card

When notice came in mid-August that GoBank was shutting down in favor of Go2Bank, MSers swiped repeatedly at Walmart to offload gift cards (including Metabank) while they still could.


Brex Gives us Hundreds of Thousands of Points for Very Little Effort

It took me under five minutes on the phone to link PayPal to Brex for 100,000 points. And then there was the 110,000 point sign-up bonus in early February. Oh, and you could do it multiple times with multiple business. In my state, you can register a business for only $70, so there’s that too. (It’s not quite as good, but you can keep the party going in 2022 with the TravelBank 75,000 points after spending $1,000 offer.)


BestBuy Disables Auto-Checkout Bots During Black Friday

BestBuy knows that auto-checkout bots exist, and has countermeasures to disable them. Why does it turn them on for only a week or two a year? I have no idea.


American Express’s Secret 1,900,000 Membership Rewards Offer

Employees that shared your name but with roman numerals were never more exciting! This deal is still scheduled to run well into 2022 on many business cards by the way; you just have to call and ask, because I guess you’re just supposed to know that AmEx has phone only offers and to check periodically?


BravoPay Tries to Fix the 2% Liquidation Loophole

I literally think every day about how badly BravoPay’s programmers built the app and how they tried several times to repair it but kept failing. “It’ll buff out, right?”


Airline Customer Service Teams Try and Keep-up

Apropos of nothing, do you remember how the CARES act was supposed to keep everyone employed at airlines? Anyway, I’m sure that worked out well and nine-hour hold times are how it’s always been, right?.


Pre-check and Clear Make Us Complacent About Timing

Leaving your house 26 minutes before your airline’s schedule departure is prolly fine right?


Getting excited for the Capital One Venture X Card

… and then getting denied.


Staples Runs Another $200 Fee Free Gift Card Sale

It only comes around for two to three weeks a month, so the excitement is hard to summon.


The GivingAssistant Portal Falls Apart

A few probers out there knew that GivingAssistant was really good at awarding cash back even when other portals wouldn’t, like buying Apple Products on BestBuy.com. Did our experimenting cause it to fall apart?


Miles Earn and Burn Celebrates a One Year Anniversary

You may have figured out by now that I’m not big on ceremony for the sake of ceremony, so you probably won’t be surprised to learn that I spared you all from another “WE JUST TURNED ONE YEARS YOUNG!!” blog post. But, the anniversary technically did occur.


The Worst Credit Card Takes a New Tact

I don’t yet have a formal Unsung Villains series to match the Unsung Heroes series, but if and when I do the Mastercard Black Card card will be at the top of the villains list. The thing is, they know that their card is bad so their marketing department has to stretch. Recently they’ve started advertising that their card is heavier than the competition. Wow, you mean my wallet can get even thicker?!? Sold!


Thank You!

I don’t say it enough, but I appreciate everyone’s support over 2021. Thanks for your emails, your Telegram messages, your Slack and Discord groups, and your Patreon memberships. I’m really here because of you.

Until next year, friends!

Introduction

Reader Ryan reached out to me and asked if I had any thoughts on how to book a flight for the same day that might be cancelled. I loved this question, because it’s exactly the kind of out of the box thinking that makes some travel hackers extremely successful.

Why did Ryan want to do this? The short answer is that airlines that cancel flights are, in most circumstances, obligated to give you a refund for a cancelled flight if you ask, and for other instances you can get a newly issued travel voucher with a new expiration date far out in the future. So, it’s a nice hack for extending an expiring voucher.

Finding Flights Likely To Be Cancelled

Over the 2021 holiday season, it seems like you’ve got about a one in five shot of having your flight cancelled without doing anything special, but normally that’s not the case. You can still tilt the odds in your favor though. To find flights that are likely to be cancelled:

  1. Check Flightaware’s misery map for the top three miserable airports
  2. Check the FAA’s national air status map for the top three airports experiencing traffic management issues
  3. Combine the above to come up with a route that passes through at least two of those airports, and even better a connecting flight in a third

When I looked for Ryan yesterday, Seattle (#1), Denver (#2), and Atlanta (#3) were having major issues, and Ryan’s expiring voucher was on Southwest. With Denver and Atlanta being Southwest hubs, I guessed the best option would have been either: SEA-DEN or DEN-ATL; but even better yet: SEA-ATL-DEN or SEA-DEN-ATL.

By the way, if you really want to tilt the odds in your favor, see where each individual flight is coming from on Flightaware and book one that’s already delayed or cancelled upstream. I didn’t do this yesterday though because I was in a hurry.

How’d That Work Out?

Let’s see how I did:

  • SEA-DEN: Southwest had six scheduled flights, none were cancelled, five were delayed
  • SEA-ATL: Turns out this route doesn’t exist
  • DEN-ATL: Southwest had four scheduled flights, none were cancelled, two were delayed

Ok, so I failed — but only a little:

  • SEA-DEN: All but one of the flights was delayed over an hour
  • DEN-ATL: Both delayed flights were over an hour delayed (or seemed to be as of this writing)

Alright, so if Ryan followed my advice, he’d still have a 5/6 shot of the first leg being delayed by at least an hour and a 1/2 shot of his second flight being delayed by at least an hour. There’s also decent chance misconnect in Denver. With an hour plus delay, calling Southwest is likely to get you at least a refund to a new travel voucher with a year later expiration, and it’s less likely but still possible that you could get a full refund. So, Ryan would have been in good shape even though we didn’t find the cancelled flight he was looking for.

Conclusion

If you have an expiring travel voucher, try and find a flight likely to be cancelled and book it. It could go well for you. Your odds will definitely be better than inflation dropping below 3% in 2022.

It turns out that planting a rabbit on your flight won’t cause it to be cancelled; he’ll just get an upgrade while you’re #1 on the list sitting in economy muttering to yourself and watching him from afar.

I noticed it’s busy out this week, anyone know why? Anyway:

1. You may remember that Chase gave a year of DashPass to cardholders starting in January 2021, and for many of you that year is almost up. You can get another year as long as you do the following before January 1, 2022:

  • Deactivate your DashPass membership
  • Remove all your Chase cards from DoorDash (I had to do this from the website, I couldn’t figure out how in the app)
  • Wait one day
  • Add a new (different from the one you used in January) Chase card to DoorDash

(Thanks to Viper3773)

2. A helpful tip courtesy of discussion at Flyertalk, and it’s definitely applicable to some of the fares I’ve already booked — in today’s pandemic-era airline environment:

  • Almost all fares are changeable with no fee
  • Almost all fares can be cancelled and held as expiring travel vouchers
  • Paying for a First Class upgrade with cash or miles has gotten more expensive

So, if you’re considering paying for a seat up front with a ticket you’ve already booked, check the original cost of the ticket paired with the cost of an upgrade and compare that to the cost of a new ticket booked directly into First Class. If it’s cheaper to book directly (right now it usually is), cancel your existing ticket, take the voucher, then use the funds to book into a proper First Class fare.

3. VanillaGift.com has fee-free e-gift cards through this evening with code EGIFT2021. I’m praying to the holiday gods that this one sticks around post expiration exactly the way that FLASH2021 didn’t, though being e-gift cards makes these slightly less useful so my prayer voice is more of a whisper.

4. SoFi is giving $20 for checking your interest rate on a personal loan, and it only requires a soft-credit pull. It took me about 60 seconds to run through the motions, but a SoFi rep called my voicemail twice afterword so keep that in mind. By the way, this deal barely made the cut I’m still trying to figure out exactly where that line is ($20 for one minute is above the line, but the phone calls almost pulled it below).

Happy holidays to you and your families!

Pictured: American Airlines’ First Class “holiday ham cake”, which thanks to this post, you can get for even less.

You’ve got just a little over a week and a half before “reset to factory defaults” happens on just about everything we do. Set aside a bit of time to take care of the following this week:

1. Spend any American Express credits in Uber Eats or Uber, and remember that your December Uber Wallet size is quite a bit bigger than other months when Platinum cards are involved.

2. Check for any annual fees that posted and call the bank for a retention offer, or just chat online if the bank is American Express. Some sample phraseology: “I’m thinking of closing this card because of its high annual fee, but before I decide what to do I was wondering if there are any retention offers or spend bonuses.” If you get an offer, don’t forget to add: “Are there any other offers available?” Sometimes there are better offers if you keep asking.

American Express specific note: If you accept a retention offer, plan on keeping that card for 12-13 months to avoid getting popups that deny credit card bonuses in the future

3. If you have an American Express co-branded personal card (Marriott, Delta, Hilton), make sure you’ve attached the dining offer to your card and spend it soon. The easiest way to do this from home is to buy an exact value Amazon Meals gift card on Fluz. As always, find a Fluz referral from a friend to make their day if you don’t have an account already, they’ll earn something and so will you.

3. Spend any American Express co-branded business card wireless credits by tomorrow night, but make sure you’ve added the offer to your cards first. Don’t forget that American Express Business Platinum cards have a $10 monthly credit too, just make sure you’ve activated it on your benefits page.

4. Make sure you’ve spent any $10 American Express Personal Gold dining credits. My go to is the local coffee shop for a coffee and a crepe which jumps just north of $10 on GrubHub. Buying physical gift cards at a ShakeShack is another option.

5. Cancel any cell phone burner accounts that you’re done with (and for which you didn’t use a virtual credit card number that already expired).

6. Finish off any Q4 5x bonused spend on Chase Freedom cards, Discover IT cards, US Bank Cash+ cards, Citi Custom Cash cards, or similar.

7. Book any American Express Fine Hotels and Resorts (or The Hotel Collection) stays with your $200 Platinum credit for upcoming travel next year, even if it’s speculative. Historically American Express’s systems lose their memory after the calendar rolls, so keep that in mind.

8. Use your Chase Sapphire Reserve $300 travel credit, and remember that it works on groceries this year too.

9. Use your American Express Platinum $200 airline incidental credit, Chase Ritz Carlton $300 airline incidental credit, or PenFed PathFinder $100 airline incidental credit. United TravelBank is a great way to do this. On the American Express card, make sure you’ve selected an airline first. By the way, you can change your airline selection at any time as long as you haven’t yet used any during this calendar year, just call or chat with AmEx.

10. Use any American Express Sak’s $50 credits, but make sure you activate the benefit first. I personally make sure and stop by a physical Sak’s store and buy gift cards to resell at approximately 83% of face value, but if that’s not a good option for you, Agile.Travel put together a nice list of options for things to buy.

11. It’s time for some shenanigans with American Express Clear credits (yes, there are options) so burn those or gift them to a friend. Side note: Soon, it looks like you’ll be able to buy Clear gift cards for resale.

12. Check for any credit card spend bonuses that you may want to hit before the end of the year, like:

  • World of Hyatt Visa free night certificate after $15,000 spend
  • American Express Hilton Surpass and Honors Business free night certificate after $15,000 spend
  • American Express Hilton Aspire second free night certificate after $60,000 spend
  • American Express Delta Platinum MQM boosts after $25,000 and $50,000 spend
  • American Express Delta Reserve MQM boosts after $30,000, $60,000, $90,000, and $120,000 spend
  • British Airways Visa companion ticket after $50,000 spend
  • JetBlue Visa Mosaic status after $50,000 spend

Good luck out there.

The American Express master control panel. They’ve made great use of the turbo button for all of 2021, but a tech earning $12 / hour will push the reset button at 11:59 PM EST on December 31 so be ready.

Do this now: Register for Hilton’s Q1 Promotion for 2,500 bonus points per stay from January 1 through May 1.

1. The PenFed Pathfinder Visa credit card has a new targeted offer for a $150 statement credit for adding an authorized user by December 31.

What’s that? You haven’t heard of this card before? Well, I’m not terribly surprised. The card hasn’t exactly achieved Unsung Hero status, but still probably worth your attention because:

  • The card has effectively a $425 sign-up bonus (50,000 points at 0.85 cents each)
  • The card gives a $100 airline incidental credit every year
  • The card has effectively no-annual fee (the $95 annual-fee is waived every year as long as you have a free PenFed Access America checking account)
  • The card has offered multiple spending bonuses this year (like $50 back after spending $500)
  • The card is churnable
  • You can hold multiple Pathfinder cards simultaneously

Everyone can join PenFed for $5, and PenFed is an excellent target for shenanigans.

2. The HMBradley 3.0% APR bank account is going to require that you hold the HMBradley credit card to continue to qualify for 3.0% APR on up to $100,000 starting on February 1, 2022. (Thanks to chooseyourusername17)

As an alternative high-yield option, you may want to consider a Series I Savings Bond, which will pay at minimum of about 3.56% APR, and probably quite a bit more. Free-quent Flyer has posted an excellent in-depth article with more information.

3. Check your Marriott Bonvoy account for new targeted promotions. There have been multiple reports of earning opportunities for free-night certificates, like this one.

4. Get ready to plan your summer travel because the next Southwest Airlines schedule extension is expected today and it will cover most summer travel, with an extension through September 5. There are two reasons this is interesting:

  • On many routes, the cheapest fares sell-out quickly, so booking early will typically get the best price
  • Southwest will probably tweak their schedule for far-away flights and let you change to any other flight on the same route ± two weeks for no-additional charge; so book the cheapest flight you can find in that window and wait for a likely schedule change to switch to the flight you want

Good luck out there.

Sample path available to PathFinder Visa cardholders (and non-PathFinder Visa cardholders too, but they have less fun.)