Day: June 10, 2025

1. The Chase Sapphire Reserve card has rumored upcoming changes for months, and now it’ confirmed that they’re happening on July 20 June 21. What we know:
   
   – You’ve got until July 19 June 20 to get in under the old structure
   – Annual fees will increase
   – Monthly and annual credits will change
   – There will be a business version of the card
   
   Hopefully you’ve already got a Sapphire Reserve or you’ll be under 5/24 by July 19 to apply under the older, almost certainly better terms. If you’re a “let’s ride the vibes” kind of person, you can read the rumors here.
   
2. American Express offers has new travel related offers:
   
   – $75 off of $300 at Avis through September 7
   – $100 off of $500 at some Hyatts through September 15
   – $50-$80 off of $250 at Hilton through December 9
   
   Yes, gamers gonna game, but also Apire resort credit stack, amirite?
   
3. You can move credit lines between Chase cards when eligible using both the app and the Chase website. In honor of the recent trend for major blogs to make videos about “how to click around to do something mundane and intuitive in an app (video)”, you can see how at at SideShowBob233.com (video).
   
4. The American Express personal Delta Gold card has a new sign-up bonus for 50,000 SkyMiles and a $500 statement credit after spending $3,000 and making a purchase with Delta in six months. The annual fee is waived the first year, and this one is available when making a flight booking at delta.com on the checkout page (you don’t actually need to purchase the flight).
   
   In general this is a better offer than the public 80,000 offer, unless you’re getting outsized value for SkyMiles which is technically still possible, the same way that it’s technically possible for a Razor scooter to out-pace a Volkswagen Beetle.
   
5. Rakuten In-Store has 1% or 1x Membership Rewards on its card linked site for purchases at Giant stores (not to be confused with Giant Foods, owned by the same people) on purchases of up to $1,000 per transaction.
   
   You’ve got 75 days after adding the offer to use it, and once you use it the offer remains valid for another hour. After that hour, you can add it again and start over. If this seems like deja-vu, that’s because we had the same discussion yesterday about Food Lion.
   
6. Unsolicited advice: When you’re part of a private group that helps you spend on cards in special ways, consider making sure you understand how the group owners make money or fund the operation. If you can’t answer how, maybe consider your position and exposure.

Happy Tuesday!

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