Category: Quick Hits

1. Inside Flyer notes a sign-up bonus of 10,000 Hilton HHonors points for completing a single survey within three months. Many of these surveys take about 2 minutes, so it’s a great return on your time if you haven’t already signed up with the HHonors “survey partner of the month” yet.

2. United MileagePlus shopping now has a 1,000 bonus miles offer for installing their toolbar and spending $25 through their portal. All of these toolbar offer T&Cs say that you should keep them installed for 30 days, but if you just turn them off from the extensions menu before deleting them, they’ll never get an uninstall notification so they’d have no way of knowing whether or not you still have it.

3. If you have a Delta Business Gold or Reserve card, check here for an “upgrade” offer to a Delta Business Platinum with 50,000 SkyMiles and a $200 statement credit after spending $3,000 on the card in six months. Side note: I used quotes because American Express lets me “upgrade” my Delta Reserve to a Delta Platinum at that link.

A redheaded woman in poor lighting holding a golden iphone 5 in one hand and showing the peace sign in the other. She's dressed in black with a black hat and painted red fingernails.
What an “upgrade” from a Delta Reserve to a Delta Platinum looks like. Honestly, I’m not even sure what I’m talking about sometimes.

There are a few shopping portal bonuses with easy payouts for March:

For AA, buy a $100 gift card from GiftCards.com for 6x and credit card spend and skip the extra $200 at a lower multiplier unless you’re buying something anyway through the AA portal (buyer’s clubs, personal use, gifts, etc.). My personal preference at GiftCards.com is the Virtual Mastercard because you don’t pay shipping and they liquidate easy, but if you don’t currently have a way to liquidate those, you can either load it onto your Amazon balance or buy the physical variant.

For the other two, I’m going to be unloading my American Express Platinum’s Home Depot $50 credits twice and buy some cleaning supplies for in-store pickup, once with each toolbar. Make sure you uninstall the toolbars after you buy so it doesn’t mess with future portal earnings.

Is this a lot of work for a small reward? I’m having a hard time deciding. It really doesn’t take long: possibly 5 minutes for the AA purchase and liquidation, and there’s a Home Depot almost literally in my back-yard. I also still need to offload the $50*2 Home Depot AmEx Credits too, but I’m on the fence as to whether the rewards are worth it. I miss when GiftCards.com sold $500 Visas and Mastercards, it was a no-brainer then.

On a whim I searched for “home depot backyard”. I’m not sure what I was expecting exactly, but it wasn’t this.

There’s a fair amount of airline related news that’s happened in the last 24 hours:

1. United is offering 25% off of Economy Plus upgrade fees with the code LEGROOM25 for travel through April 11. You must book by March 7. If you asked me (which I know you didn’t), it’s not worth paying for the upgrade unless it’s less than $10 or your flight is longer than 4 hours.

2. Southwest has a decent fare sale that ends today. Fares start at $29. If you book for late April through early June, you’ll probably be able to change it in a week when the Southwest “switch to any other flight between the same two cities” trick comes back. Update: The trick is back again, at least for portions of April. You may be able to use the fare sale to book the cheapest fare and switch to Memorial Day Weekend.

3. Delta Air Lines is now showing certificate upgrade availability on its booking pages when you’re logged in and if you have a certificate in your account. They’ve also changed their T&Cs so that you can use upgrade certificates on award travel. That potentially makes Global Upgrade Certificates (GUCs) ridiculously valuable for Diamond members and their close friends.

They’re also extending GUCs and RUCs (Regional Upgrade Certificates) that have recently expired or will expire soon through December 31, 2021. I may actually be able to use those GUCs I selected for 2020 that expired earlier this year. Huzzah!

Pictured: Airplane news.

A few follow up items:

1. The SoFi matched round-ups deal is back in March. A quick recap: You turn on round-ups in the mobile app, create a “vault”, then when you spend with the SoFi debit card the charge is rounded up to the nearest dollar and the difference is placed in your vault. SoFi will match those round-ups up to a total of $25 matched. Can you guess what I’m going to say next? Set up debbit to make 28 payments to XFinity of $0.10 in March. Of course, you can make payments with debbit to other stores and providers too if you don’t have XFinity.

Side note: It took me longer to type the above paragraph than to update my debbit config for $25. I wish I could always make $25 for 30 seconds of work; that’d be $3,000 per hour.

2. Reader Katie discovered that when you’re activating Ting burner SIMs, you won’t see port-out information on the account unless you set a password. Ting’s IT must be based on Citi’s IT; fortunately for them they probably don’t have $500 million to lose accidentally like Citi.

3. Another round of Amazon discounts is available for targeted Ultimate Rewards cards. Check for the offer here after ensuring that your Amazon account has at least one Ultimate Rewards earning credit card saved in your profile. As per usual, buy a non-Amazon gift card for resale and use a single point.

4. The promo code FLASH2020 is still going strong for buying fee free Vanilla Visa Gift Cards. These gift cards aren’t as widely discussed online as BlackHawk, MetaBank, or US Bank gift cards, so don’t treat them as behaving the same. Try some things with those Vanillas even if they don’t work with other gift cards!

The Citi wire transfer system user interface, soon to be adopted by Ting Mobile.

With the end of the month approaching really quickly, it’s time for me (and I hope you) to do the following:

  1. Make sure you’ve spent any American Express credits in Uber Eats or Uber by Sunday evening. Watch out for combining accounts that have stored Uber Cash and American Express Uber credits though.
  2. Make sure you’ve spent any $10 American Express Personal Gold dining credits. The easiest way IMO is to buy something for pickup for $10ish at a local coffee shop on GrubHub.
  3. If you have an American Express co-branded personal card (Marriott, Delta, Hilton), make sure you’ve attached the dining offer to your card and spend it. The easiest way to do this from home seems to be to buy an exact value DoorDash or Uber Eats gift card on Fluz, which will code correctly as a restaurant on the co-brands. Find a Fluz referral from a friend to make their day if you don’t have an account already.
  4. Spend any American Express co-branded business card wireless credits. I prepay my cell phone bill with this one, and after last year’s Master Value Injection I’ve racked up a big credit. Just make sure you’ve added the offer to your American Express card first.
  5. Check for any credit cards that have had annual fees post in February and call them for a retention offer. I suggest saying something like: “I’m thinking of closing this card because of its high annual fee and I’m not using the benefits right now, but before I decide what to do I was wondering if there are any retention offers or spend bonuses.” I don’t think it works with other banks, but with AmEx you can do this over chat rather than the phone.

    Note: Don’t skip this one! Stu emailed me earlier this week to say that he got a total of $1,250 in retention offers after making just a few calls. Be cool, be like Stu!

  6. Cancel any cell phone burner accounts that you’re done with (and that you didn’t use a virtual account number that expires on).
A picture of 10 different liquor bottles laid on the ground, all empty.
Time to clean up after all of the “food” you bought with your dining credits.

1. Do this now: Register for Hyatt Bonus Journeys Q2, 2021. There’s lots of meaningless fluff content out there about this one, but just register for it and be done. Don’t let it sway your hotel stay patterns because it’s not that valuable, but it runs through June 15th so you’ve got time to hit it if you were already staying in Hyatts:

  • 2,000 points per two nights, or 2,500 for World of Hyatt card holders
  • Category 1-4 certificate after staying ten nights

2. Southwest’s book the cheapest fare and change to any other flights at no charge between the same city-pairs is back for, let’s say “smarch” through “Mapril”. The exact dates aren’t known, but it looks like the current iteration doesn’t have the usual ±30 day restrictions. So a cheap flight booked in late Smarch can be switched to an early fall flight this time around. For a bit more on the procedure, see Spring Break, Southwest Style. April 21 is a known working date, by the way.

3.Watch for fee-free Staples Visa gift cards Sunday February 28 – Saturday March 6. Use an ink for 5x, and have a backup liquidation other than Walmart in store money orders. Hint: There are still a few ways to liquidate these with Walmart.

An image of the continental US with a temperature gradient ranging in temperatures from -10 to 70 degrees Fahrenheit. Also, it sucks to spell fahrenheit.
Lousy Smarch weather.

1. Check your AmEx offers for $100 off of $500 at Dell. You can earn spend, portal cash back, Dell rewards, and a few percent profit by buying XBox Gift Cards for resale and selling them on a reputable exchange. With XBox, the lower denominations sell more quickly.

2. Check here to see if you’re targeted for 1,000 free miles from Star Alliance member Aegean Airlines. You’ll have to click the present icon to redeem once you’ve logged in.

Michael Jordan sitting in an empty stadium pointing his index and middle finger at his eyes, staring at something with a determined look.
One deal for each eye.

T-Mobile has been offering a high interest checking account for a while, but to most people it became a lot less valuable last week after they announced that you’ll have to make 10 debit card transactions a month to earn 4.00% APR starting in April 2021. (Before, there was a $200 / month direct deposit requirements to earn the high rate but that’s going away.)

In my opinion this is a great change because people like you and me can automate 10 monthly debit card transactions in about 45 seconds with debbit, but most people won’t know how or won’t care to do so. When there are fewer people taking advantage of a deal like this, it tends to stick around for much longer and also tends to increase in benefits and payout over time, which means our 45 second investment will probably pay-off for at least a few years. (If you haven’t set debbit up yet, it might be more like 20 minutes on this round.)

Vitals:

  • Be a T-Mobile customer (this can be a hard pill for some of you, but I travel-hacked my way into 3 unlimited everything lines at Sprint for $10 per month each about a year ago via a now defunct deal, and then T-Mobile bought Sprint and kept my rate).
  • Enroll your T-Mobile bank account in T-Mobile rewards
  • Earn 4.00% on balances of up to $3,000 per month
  • Earn 1.00% after that

I’m going to deposit $3,100 and configure debbit to pay XFinity between $0.01 and $0.10 randomly per month, 10 times. That will earn $90.00+ per year and I’ll never have to think about it.

My philosophy: When a deal becomes more onerous, it’s much more likely to be rewarding and to stick around long-term. You can often automate away the onerous requirements too, so don’t be afraid to spend a little time getting your automation in order. For further reading on high interest bank accounts and other methods of automating, see one of my favorite travel hacking posts by the Free-quent Flyer.

An image of the T-Mobile CEO with a pink "T" tee shirt and a sport jacket wearing a clown nose.
T-Mobile CEO John Legere is literally asking us to treat his company like a clown. This picture is not doctored and is very real.