Category: Points

  1. The Chase Southwest Business cards have increased sign-up bonuses of 120,000 points, split into 80,000 points after $5,000 spend in three months and another 40,000 points after $15,000 spend in nine months. The offers expire September 16.

    – Business Performance, $99 annual fee
    – Business Premier, $199 annual fee

    If you apply on September 15, call and move your statement date as far out as possible, and hit spend between January 1 and January 14, you’ll earn a companion pass for 2025 and 2026 with a single card. Ok, ok, technically you’ve got another six months past January 16 for the second part of the spend, but just check that box and get it over with. (Thanks to DDG)
  2. The Chase IHG One Premier Credit Card has a new bonus of five free nights, each for up to 60,000 points a night, after $4,000 spend in three months. The $99 annual fee is not waived. The offer code indicates that it’s from an in-branch offer, so 5/24 will be more ymmv than normal.

    This is a great offer for hotels in most cities, though 60,000 points doesn’t go very far in the most expensive places like New York, London, or Tokyo. It is, however plenty sufficient for no-one’s favorite Lubbock, TX and similar cities.
  3. Last week, we talked about a no-lifetime language (NLL) link for the American Express Business Gold card with 150,000 Membership Rewards after $10,000 spend in three months. I know of two cases where the targeted link didn’t work last week but does this week, so it might be worth another shot.
  4. The generic American Express Business Platinum upgrade link has a targeted increased bonus of 120,000 Membership Rewards after $10,000 spend in three months. If you’re really quick, you can still get the first half of 2024 $200 Dell credit or at least a Dell cancelation email before the credit evaporates. (Thanks to FM)
  5. Wyndham has points on sale for 0.96 cents per point, with a maximum of 100,000 points. Why should you care? Vacasa, that’s why.

Have a nice weekend friends!

Obligatory IHG Holiday Inn Express & Suites Lubbock Southwest review.

  1. Kroger has a 4x fuel points promotion on third party gift cards other than Amazon and fixed value Visas and Mastercards running through July 9, which given the frequency of these promotions over summer can only be the result of bad spreadsheet analysis.

    Fuel points resale rates have dropped by about 1/3rd in June, thanks largely in part to having the promotions run with more days than Tuscon had daily high temperatures below 100 degrees. Bulk gift card resale prices are still low thanks to Pepper’s conveyer belt that directly connects venture funds to chuners’ wallets. (Thanks to GCG)
  2. You’ve got until Sunday to cash out any quarterly, monthly, or semi-annual credits. A few notable reminders:

    – American Express: $200 Dell, $50 Saks Fifth Avenue, $50 Hilton, $20 office supply, $10 wireless credits
    – Chase: Freedom and Freedom Flex 5x
    – Discover: DiscoverIT 5x

    With online orders the shipping date is typically the charge posting date, which is used for determining when the statement credit should apply. So order quickly I guess.
  3. The Chase Ink Preferred card has a 120,000 Ultimate Rewards sign-up bonus after $8,000 spend in six months, but the offer is available only in-branch through July 3. I’d initially expected this would also be available online and via referrals, but given that July 3 is less than a week away I no longer think that’s the case.

    The best play for churners with two players is still 100,000 Ultimate Rewards for the referred and 40,000 Ultimate Rewards for the referrer, but the referrer will get a 1099 for the value of the referral bonus.

Kroger’s promotional analytics spreadsheet shows its college student demographics.

  1. Do this now: Register for 1,000 bonus points per night and double elite nights at most non Hyatt Place and Hyatt House properties in Florida through September 15.
  2. Bilt Rewards will have a transfer bonus to Alaska of between 25% and 100% depending on your status level on Monday, but the bonus is limited to the first 50,000 transferred points.

    Bilt Platinum and Gold status members are also eligible for Alaska MVP Gold or MVP status respectively through the end of the year by enrolling by Monday, and enrolling will also transfer 10,000 Bilt points to Alaska because convoluted is best. If you already have AA Platinum Pro or AA Executive Platinum, then you’re higher on an Alaska upgrade list than MVP and MVP Golds because convoluted, again, is best. Finally, Alaska occasionally enforces one status match per account in two years, because, you guessed it, convoluted is best. UPDATE: Gary at VFTW let me know that account status match time limits don’t apply with the Bilt promotion.

    Why mention this now and not on Monday? If you want to find your way to more Bilt points to take advantage of the transfer bonus, go now.

Bilt Rewards’ user-friendly solar system visualization, because convoluted is best.

  1. Kroger has a 4x fuel points promotion on third-party gift cards and fixed value Visa and Mastercards on Friday. Amazon gift cards are still excluded. We’ve had a 4x promotion in all but four days of June, which leads me to believe that Kroger is specifically targeting people with short term memory loss; it’s the only logical explanation.

    The fuel points resale market is currently saturated, and the gift card resale market remains depressed because Pepper Rewards is still dumping inventory on the market — in case you were wondering.
  2. Chase Offers has 10%-15% back at Hyatt House properties on at least $100 spend up to $40 cash back through July 31, and a similar offer for Hyatt Place properties for up to $38 cash back. Gamers gonna game.
  3. Do this now: Search your email for a targeted Q3 bonus from IHG and click the registration button. A good search string is something like:

    subject:”Invite Only” in:anywhere after:2024/06/15 from:ihg

    Outlook users should modify as necessary, but they’re used to that, right? (Thanks to FM)

Happy Thursday friends!

The IT guy’s mug tries to be funny.

  1. Do this now: Register for Q3 credit card bonus categories, for spend between July 1 and September 30:

    – Discover IT: 5% back at Walmart and grocery stores, up to $1,500 spend
    – Citi Dividend: 5x on gas, up to $6,000 spend annually
    – US Bank Cash+: Select 5% and 2% categories, up to $2,000 spend on 5%
    – Chase Freedom and Freedom Flex: 5x on gas, EV charging, live entertainment, and movie theaters, up to $1,500

    Q3 is full of soft-balls for hitting spend, both for online floosie spenders and for in-person spenders. Take the Speedway to Walmart Neighborhood Market for the quickest route on the latter.
  2. Chase Ultimate Rewards has a 20% transfer bonus to Air Canada’s Aeroplan program through July 31. This is a good bonus if you’re booking Star Alliance awards, but like a seasoned manufactured spender views deals worth less than $100, it feels a bit 🤏 compared to the recent Bilt 150% transfer bonus.
  3. The Citi Shop Your Way Rewards card, alternatively named the “5% of a lawyer’s annual salary in bonuses” card, sent mid-month spending bonuses on Saturday. We’ve seen:

    – 200,000 points after $750 in online spend
    – $50 statement credit after $750 in online spend
    – $70 statement credit after $1,000 in online spend

    For the first time since last June, I didn’t receive a mid-month spend bonus, so I’m officially declaring a nationwide state of June-gloom. (Thanks to MS Ninja, birt, and Adam)
  4. Most American Express Delta cards have increased sign-up bonuses that are at a relatively local maxima, but the bonus is still not amazing compared to historical versions so they haven’t shown up here. However, one card bucks the trend:

    The American Express Delta Gold has a $500 statement credit and 40,000 SkyMiles after $3,000 spend in three months, and the annual fee is waived for the first year offer that shows up during on the checkout page of a (dummy) flight booking. In this case, it’s probably an all-time best bonus, but unfortunately it’s not available via referrals and I doubt it’ll show up there too. (Thanks to AbjectRaise)
  5. The Barclays AAdvantage Aviator card has a 70,000 AA mile bonus after making a single purchase and paying the $99 annual fee payment in the first 90 days.

    There’s also a targeted 60,000 miles + 10,000 miles for the referred and an additional 10,000 miles for the referrer offer floating around for those operating in Mario+Luigi (two player) mode. (Thanks to DDG)

MEAB pouts.

  1. Do this now: Register for Wyndham’s promotion for stays booked by August 31 and completed by September 3. The maximum bonus for the promotion is 15,000 points total, and can be earned by:

    – 2 night stays: 7,500 bonus points
    – 3 night stays: 12,500 bonus points
    – 4+ night stays: 15,000 bonus points

    Vacasa bookings don’t count, and existing bookings don’t either so you’ll have to rebook anything already planned.
  2. Chase Offers has a few card linked gameable offers:

    – 10% back on $50+ at Southwest on up to $400 in spend
    – 10% back on $100+ at Four Points by Sheraton on up to $570 in spend through July 1

    I’ll personally be spending 30 seconds today to remember the loss of Starwood and its SPG program to Marriott, in case you were wondering.
  3. Virgin Atlantic devalued partner ANA business class awards to Japan:

    – West Coast to Japan: From 45,000 points to 52,500 points
    – Central or Eastern US to Japan: From 47,500 points to 60,000 points
    – Hawaii, Indonesia, or India to Japan: From 35,000 to 37,500

    Inflation affects cash prices for hotels and airlines; that typically means it’s going to affect points prices too since your earning is often based on cash spend, which inflates. So, minor devaluations like this can be expected every few years as normal course of business. Of course major devaluations don’t get to hide under the inflation blanket.
  4. Chase’s Memorial Day weekend surprise is that targeted mailers for a $1,500 sign-up bonus after spending $10,000 on the Ink Business Premier have resurfaced after a winter hiatus. If you didn’t get a mailer, the offer is also available in branch by talking to a friendly business banker, and the targeting criteria for in-branch is much looser.

    These will probably appear this week in the “Just for you” section of the Chase app and website too in case you didn’t get a mailer and don’t want to go in branch because going in branch is hard. (Thanks to DDG)

Have a nice holiday friends!

The other version of a Memorial Day surprise.

  1. Citi ThankYou Points has a 50% transfer bonus to Turkish Miles&Smiles through June 15. The best use of this program since the Spring devaluation has been for travel on Turkish metal, but there’s still plenty of other opportunity with a 50% bonus, like flying to Hawaii or Alaska on United in coach for 10,000 miles in coach, or 15,000 miles.

    What’s the catch this time? Finding partner award space on United metal is currently a bit like finding a $100 bill on a street – it’s not like it’s never happened, but I don’t like your odds. (Thanks to OK-Anywhere6998)
  2. Discover, in a move that shows it’s still proud to be in last place in the major card networks, has a $100 referral bonus for both the referrer and the referred on its quarterly bonused IT card. The referred also gets one year of double cash back paid out in a lump sum. (Thanks to DDG)
  3. As of May 4th, the Chase Modified Double Dip is double dog dead. I’d hoped we’d find a workaround, but that seems unlikely at this point.

    The MEAB preferred double dip of a Sapphire card combined with an Ink Preferred card is still alive and well.

Have a nice Tuesday friends!

Another May 4th double dip.

  1. Do this now: Link your Hilton account to Bilt Rewards to earn 1,000 Bilt Hilton points. Bilt points can can transfer 1:1 to Hyatt or AA (or to Hilton if you like terrible redemption values).
  2. We’ll see at least three dozen articles in the next couple of weeks about the Citi Strata Premier, and they’ll all boil down to a few salient points:

    – The old Premier goes away today for new applications
    – Strata Premier applications start on May 16 with a 75,000 ThankYou Point bonus
    – The bonus won’t be available if you had a Premier bonus in the last four years, and yes, you can still double dip
    – The new card is almost exactly the same as the old card, except for the addition of 3x at EV charging and 10x earning on hotels, cars, and entertainment booked through the slightly inflated price CitiTravel.com portal

    If anything else important comes up, you’ll see it here. Otherwise, skip all the upcoming articles and go probing instead.
  3. American Express has new spend offers for Platinum cards:

    – Delta: $40 back on $180+ booked through AmEx travel through July 5
    – JetBlue: $50 back on $200+ through August 6
    – Hilton: $40 back on $180+ through July 31
    – Hertz: $40 back on $150+ through June 30
    – Dell: $50 back on $250+ through September 30
    – Oceana Cruises: 10x on up to $4,000 spend through July 8

    The Delta one is gameable using the same methods for airline incidental credits and that’s only somewhat interesting, but JetBlue and Hilton are more easily played. I have no direct experience with Oceania Crusies, but there’s an angle with most.
  4. The Citi AAdvantage Platinum Select personal Mastercard has a new 75,000 AAdvantage Miles sign-up bonus after $3,500 in spend within four months. This one is better than normal because the $99 annual fee is waived for the first year.

    Warning: This may be someone’s affiliate link. I’ve found it in multiple places that have affiliate relationships, I can’t get it to appear without leaving all of the URL parameters in place, and I can’t find it via Google search, Citi’s page, or AA’s page, so there may be a hidden commission paid to someone with this link. I can say for certain that I’ll earn exactly as much with this link as with every other link on the blog: $0.

Preparing for the upcoming deluge of Citi Strata blog posts.