1. There’s now a public, safe version of an upgrade link to a Business Platinum for Business Gold and Business Green American Express card holders with 120,000 bonus Membership Rewards after $10,000 spend in 90 days.

    This one is safe for anyone to use, potentially unlike the one made public last week which was dubious at best and err, scary at worst. Why was that one dubious? It was a manufactured link specifically constructed with two contradicting offers that happened to pass through the application system in an unintended way. Side-note: That fact that this link is dubious still isn’t noted on other blogs, hopefully because they just don’t know. Always know the province of links before diving in. (Thanks to reb702)
  2. Southwest has a 40% fare sale for selected flights booked by tomorrow night for travel between October 29 and January 31, 2025 with the typical blackout dates that you’d expect using promo code SAVEWOW.

    I got approximately 25,000 Rapid Rewards points back by grooming by existing bookings, though most of those existing bookings are backup flights so the expectation value for my actual cost is lower than 40%.
  3. Marriott Bonvoy has a transfer bonus of 15% to AirCanada Aeroplan miles through the end of October. Points transfer at a 3:1 ratio and if you transfer in 60,000 point increments you get a bonus 5,000 miles too, which means you’ll earn:

    (60,000 * 115% * 1/3) + 5,000 = 28,000 miles

    Which increases the normal transfer ratio to 2.143:1. (Thanks to TheSultan1)
  4. AirFrance / KLM’s FlyingBlue program has released its promo awards for October for travel through March 31, 2025 to and from Europe. US cities include Dallas, Austin, Houston, Los Angeles, Atlanta, Miami, Chicago, and Detroit. US-lite cities include Havana and Toronto.

    There’s a ton of economy space at 15,000 miles in this month’s drop, more than I’ve ever seen in-fact. Discount business class space is almost non-existent this year and barely-existent next year.
  5. American Express has 100% off of purchase fees with promo code 100AMEXGIFT. The main use for these is shifting spend to a later time while earning the sign-up bonus now, but only if your manufactured spend-fu can’t support immediate spend needs. (Thanks to GCG)

Calendar view of discount business class inventory in this month’s FlyingBlue promo awards.

  1. Virgin Atlantic FlyingClub will be moving to a spooky dynamic award chart on October 30 for Virgin metal awards, and apparently will offer a new saver level of awards that prices similar to saver level flights today. Somehow the new saver level is different than the old saver level though because #marketing.

    Partner award flights are purportedly unaffected.
  2. The United MileagePlus shopping portal has a spooky 500 bonus miles after $150+ in spend through October 7. The actual spooky part of this story is that giftcards.com remains absent from major airline shopping portals.
  3. Futurecard, a debit card with capped 5% cash back in some spend categories, added Amtrak as a 1:1 transfer partner. Major banks haven’t been able to pull off a direct transfer to Amtrak in modern history, and indirect transfers via JetBlue TrueBlue and Points.com are only a 2:1 ratio.

    I guess now we’re getting excited about a debit card with a $5 sign-up bonus because of course 2024 brought that too.
  4. JetBlue has an award sale for economy travel on Etihad for travel though October 31. Where does spooky fit into this one? Long-haul economy, duh. (Thanks to Gary)

More October spookiness.

Apropos of nothing, do you have an American Express Platinum or Business Platinum card? Hmm, interesting. That probably means you shouldn’t worry about Bilt’s stupid elite status challenge tomorrow, right? Still, I bet you can find a few tens of thousands of words written about the match between Friday and now though. Yay marketing!

  1. Do this now (if you have the Schwab American Express Platinum card): Cash-out as many Membership Rewards today as you can physically bring yourself to do; this applies especially if you’re sitting on 10 million or more points with no redemption plan (if you think I might be talking about you – you’re right, I am).

    Today’s the last day of unlimited 1.1 cents per point cash-out. Starting tomorrow, you’re limited to 1 million per calendar year though points cashed-out today don’t apply to that limit.
  2. Do this now: Cash out any Ultimate Rewards points in increased value pay-yourself-back categories, all of which are set to expire today and may or may not be refreshed or replaced tomorrow.
  3. Do this now (if you have a Chase United card): Check for a spend bonus on spend through December 15. I had three choices:

    – 1,000 bonus miles after $1,000 spend (extra 1x)
    – 7,500 bonus miles after $5,000 spend (extra 1.5x)
    – 18,000 bonus miles after $9,000 spend (extra 2x)

    Even though United MileagePlus miles suck, the third one is a big enough bonus on top of base spend that I’ll hit it.
  4. Meijer Perks has $10 off of $150 or more in Mastercard gift cards in-store through Saturday with clipped digital coupon. This type of coupon can usually be re-clipped after each use.

    Meijer carries both Pathward and Sunrise gift cards.
  5. Office Depot / OfficeMax stores have $15 off of $300 or more in Visa gift cards through Saturday. For best results:

    – Buy in even multiples of $300
    – Both variable and fixed load cards work
    – Look for lower fee Everywhere cards if you know how to liquidate them
    – Try for multiple transactions back to back

    These are Pathward gift cards. (Thanks to Will)
  6. Turkish Airlines has 40% off of economy award flights booked by Wednesday for travel from November 1 until March 31, 2025. Most of Turkish’s network is included.
  7. Weis Markets have 8x points on One4All and Choice gift cards through October 9. Some Choice cards can be easily converted to high resale rate bulk brand gift cards. (Thanks to GCG)

Too soon, or too not soon enough?

  1. Do this now: Register for Hyatt’s double points promotion on stays in Europe, the Middle East, Asia, and Africa between October 7 and December 20.
  2. Do this now: Register for Wyndham’s promotion for 7,500 bonus points on paid 2+ night stays with Wyndham, and a bonus 5,000 points if you hold a Wyndham credit card. There’s a whopping limit of 15,000 bonus points if you don’t have a credit card, or 20,000 points if you do.
  3. Transfers between Alaska MilagePlan and Hawaiian HawaiianMiles are now live and must be done in 500,000 or fewer mile increments. Sorry to all of you that are moving 37 million miles, that’s a lot of clicking. Also, is this a good time to remind everyone that Barclays Hawaiian card members can transfer miles to immediate family members? No reason.

    Unfortunately Membership Rewards transfers to HawaiianMiles are currently being rejected and refunded, so that’s great. #bonvoyed
  4. The Chase Aeroplan Visa, notable for 3x earning at grocery stores, has an increased sign-up bonus of 100,000 bonus Aeropan miles after $4,000 spend in three months, and another $16,000 tiered spend in 12 months. The $95 annual fee is not waived. (Thanks to DDG)
  5. Southwest said a lot of words yesterday, but the salient points you probably care about are:

    – Flights with assigned seating will be sold in late 2025 for flights in 2026 and beyond
    – Checked bags remain free
    – Southwest will partner with IcelandAir in 2025
    – A-List Preferred elites will get free preferred seating selection at booking
    – A-List elites will get free preferred seating selection at T-48 hours

    They’re also scrambling to avoid massive losses by trimming markets and selling aircraft so I expect these details to change somewhat as they continue to focus on top line revenue and making the bottom line turn black. No word from Southwest on the diagonal line.
  6. Citi has a new card linked offer for 4% back at Giftcards.com with up to $30 cash back two times by November 10. Historically these promotions ironically haven’t worked when buying Visa and Mastercard gift cards, but in 2024 they’ve been working as you’d expect. (Thanks to GCG)
  7. Reader Mike let me know about a deal at Aloft Hotels via Wells Fargo Deals through September 30. When I went looking for it, I found a few other good ones, all expiring the same day:

    – 10% back at Renaissance Hotels up to $75 cash back
    – 10% back at Hilton Garden Inn up to $65 cash back
    – 10% back at TownPlace Suites up to $57 cash back
    – 10% back at Aloft Hotels up to $57 cash back

    Wells Fargo offers are gamble in the same ways as Chase and BankAmeriDeals.
  8. Wells Fargo points can now be transferred to Virgin Atlantic and Virgin Red at a 1:1 ratio.

BankAmeriGuy is upset that Wells Fargo offers is encroaching his territory.

  1. The Kroger family has a 4x fuel points promotion on third party gift cards excluding Amazon, and fixed value Visa and Mastercards purchased in-store through October 1.

    Demand in the fuel points resale market has cooled slightly but there’s still capacity available for sellers. Pepper’s recent changes have stabilized the gift card resale market for BestBuy in particular.
  2. Fun fact: I was banned by Chase in approximately 2001 for non-churning reasons, and then in 2004 Chase bought BankOne, a bank where I had existing credit and deposit accounts. The acquisition got me back with Chase. In related news, the Goldman Sachs Apple credit card portfolio is reportedly close to being acquired by the very same Chase bank.

    Astute readers will note that 2024 is very different than 2004, and in 20 years it turns out there’s been verifiable change in the world even though it still kinda looks like it used to. So will it work that way again? I’d say the chance is small, but you miss all the shots you don’t take, right? (Sportsball taught me that.)
  3. The Alaska Airlines acquisition of Hawaiian Airlines was completed yesterday, and according to the press release you’ll be able to transfer your miles between both programs without fee sometime in September. In yesterday’s recusals post, I said “I wouldn’t transfer Membership Rewards to Hawaiian miles for the conversion yet because there’s no bonus and you won’t win any prizes for transferring early.” But with the finalized acquisition, I’ve changed my tune because:

    – September only has a few weeks left and the waiting time for transfers is minimal
    – We don’t know if the Membership Rewards and Hawaiian contract has an exit clause that could be triggered by the acquisition, which might remove the option all-together a-la Bilt

    Quoting yesterday again because it’s still applicable, “[a]fter this debacle I wouldn’t believe anything you see on this site again personally.”
  4. American Express Offers has an offer for $300 back on $1,200 or more in purchases at Marriott Homes & Villas through December 17.

    In related news, gamers gonna game. (Thanks to DDG)

Redemption, 2004 style.

  1. Do this now: Register for Avis’s promotion for a free rental day after two rentals of two days or longer through February 28, 2025 up to five times. The free rental date window is October 9 – May 18, 2025.
  2. The DoT approved the merger between Hawaiian and Alaska airlines, provided that routes don’t change and that miles transfer between the programs at a 1:1 ratio until the programs merge. That means, assuming the merger completes:

    – Membership Rewards will be able to be converted to Alaska MilagePlan via HawaiianMiles
    – The Hawaiian co-branded Barclays cards are more valuable than they used to be

    I wouldn’t transfer Membership Rewards to Hawaiian miles for the conversion yet because there’s no bonus and you won’t win any prizes for transferring early.
  3. Apparently the Pepper gift card platform’s merchant categorization is now back to normal, and yesterday’s post was all a giant lie. We’re all free to earn 4x Membership Rewards through our gift card games.

    After this debacle I wouldn’t believe anything you see on this site again personally.
  4. Citi’s Flex Pay option, which creates a no-interest loan based on your card’s credit line, is now supported for travel booked through the Citi Travel portal. Why should you care? If you’ve got paid travel and you earn money for paying off your Citi cards, there’s a play here – just avoid cycling.
  5. The Bank of America AirFrance/KLM FlyingBlue Mastercard has a heightened sign-up bonus after $3,00 spend in 90 days. You’ve got two options:

    – $150 statement credit + 60,000 Miles + 100 XP (via dummy airfare booking)
    70,000 Miles + 100 XP

    Both versions give you annual XP bonuses, and the annual XP bonuses stack with one another too.

The official “Membership Rewards → HawaiianMiles” travel hacker shirt.

  1. The Barclays Wyndham cards have increased sign-up bonuses from a promotional email:

    – Earner Rewards: 45,000 points after $2,000 spend in 180 days, $0 annual fee
    – Earner Plus: 75,000 points after $2,000 spend in 180 days, $75 annual fee
    – Earner Business; 80,000 points in tiers after $15,000 spend, $95 annual fee

    The major use case for manufactured spenders is gas stations, which earn at 5x, 6x, and 8x respectively. On the burn side both both Vacasa and Wyndham have good options.
  2. American Express Offers has an offer for 15,000 Membership Rewards after $700 or more in spend at Leading Hotels of the World properties through December 8.

    As usual, buying a gift card at the front desk is the easiest and most above board way to game the offer, but gamers gonna game.
  3. Singapore Airlines has a 25% discount on all economy award redemptions and business and premium economy redemptions for travel between January 15, 2025 and May 29, 2025 booked by September 22. (Thanks to TheSultan1)
  4. The Southwest Rapid Rewards portal has a new spending bonus for 2,000 Rapid Rewards after $350+ spend by September 18.

    Giftcards.com still hasn’t returned to the main Cartera white-labeled airline portals, but it is now on JetBlue Shopping, Emirates Skywards Shopping, and Virgin Atlantic Shopping. I still pick Rakuten over those though.
  5. United has an economy award sale for flights booked today for travel between the US and London, Paris, Amsterdam, Brussels, or Frankfurt between September 15 and December 12; but only for Chase cobranded card holders. Prices are 50,000 MileagePlus miles round trip. (Thanks to TheSultan1)

Happy Tuesday!

The Wingate by Wyndham Lubbock is a good redemption for masochist elites with suite upgrades, so there’s that.

  1. US Bank has opened a waitlist for its annoyingly named Smartly Visa credit card. The card’s earning structure is 2%-4% cash back depending on your balance in an equally annoyingly named Smartly Savings account; you’ll need to keep $100,000 parked there for 4% earning.

    The annual fee is currently unspecified. (Thanks to LiftBroski)
  2. Southwest has a fast-track promotion to earn a two month Companion Pass. The requirements are:

    – Book two one-ways or one round-trip by tomorrow night
    – Fly both legs by November 20
    Both legs must be paid flights, and existing bookings don’t count

    The promotional companion pass is valid between January 6 and March 6, 2025.
  3. Rakuten in-store offers has 1% back or 1 Membership Reward per dollar spent at Giant Food stores. As usual, once you use the promotion you’ve got to re-add it to your account after an hour, though any purchases in the first hour after use will continue to track.

    Apropos of nothing: Giant Food stores sell gift cards.
  4. AirFrance and KLM’s FlyingBlue program released its September promotional rewards. North American cities include Phoenix, Las Vegas, Washington DC, New York, Montreal, and Ottawa.
  5. Breeze Airways has 50% off of base fares with promo code BIGDEAL for travel between September 18 and May 13, 2025 booked by tomorrow night.

    What they’re not telling you is that the big deal isn’t as big as you’d think because they blocked out lots of days from the promotion, so don’t listen when they say “I’m kind of a big deal”. In fact, that’s just good general life advice. (Thanks to FM)

Happy Wednesday!

Sioux City takes a swing and a miss at Lubbock.